subscribe RSS

Burnin’ Down Da’ House (Two Words: Renters Insurance)

September 28, 8:28 AM
I just got off the phone with my buddy, Schultz, who had one of the more frightening apartment situations I’ve heard about in awhile. Apparently his roomy, Cooper, left the apartment to go out of town for a few days. In the process of scurrying out the door, he somehow forgot to turn off a burner on the stove. UH OH! This story is headed in a rough direction, right?

(We’ll turn it positive. Don’t you worry!)

The kicker of the whole story is that Coop left on a Tuesday and unbeknownst of the bright burning burner, Schultz had planned to stay at his lady’s place for a couple of days that week. That stove burned bright for all of Tuesday, Wednesday, and some of Thursday before, luckily, Schultz needed to pull by the pad to pick up a clean pair of p.j.’s.

Now, let me be honest, Schultz and Cooper don’t run the cleanest operation around town, but they have quite a few really nice things littered amongst their cluttered compound. I’m sure as he stared in disbelief at the scorching stove in the overheating kitchen images of his 42” plasma, Mickey Mantle rookie card, and classic Darth Vader automatic toothbrush melting in a raging fire burned at his heart like his life flashing before his eyes.

Thanks to everything sacred and holy though, Schultz was able to take the heat and turn off the burner before any of their many dust flakes floated by, caught fire, and spread throughout the entire complex. Things turned out just fine, but it just goes to show you that a simple mistake could lead to a hot situation.

Schultz asked me what I knew about Renters Insurance and I told him what I tell everyone: It’s a necessity! This little scare is a testament to the true need to cover yourself in the case that something goes wrong in yours or even in any of the other apartments in the complex. Fire, floods, theft, etc. can all lead to the tough loss of your personal possessions and investments. If you cover yourself it will be a lot easier to recover your financial losses in an apartment fire. Cash money!

Am I starting to sound like an insurance salesman? (: Seriously though, as a piece of advice from one seasoned Apartmentite to all of you others, look into getting your stuff covered. Do a quick search online, check with your car insurance company, or check with the leasing staff at the office of your apartments, (you know…the place that you drop off rent). They sometimes have some useful info on getting your apartment insured. Better safe than sorry, friends, better safe than sorry!

Hope you all have a great weekend that rocks the house, not burns it down.

PLEAASSE post some comments. I wanna hear what you have to say!

-Jeff

PS- Why Cooper had the stove on before he left town, I have no idea.

join the conversation!

on 9/28/2007

robbins_c82 said:

I live in a 2x2 apartment and I don't have much, however if I came home from a vacation and found that I lost everything including all my clothes I would be very sad, but I know that I am covered. I have Farmer's Insurance and I get $15,000 in coverage. I pay $18.00 a month. Think about it people. It's a cheap bill. I highly recommend doing this. It's a very wise invesment!!!

on 9/28/2007

Huguley78 said:

I have had a number of scares myself. Didn't have ins for them. I think I will definitely get it after reading this story. I didn't realize it was so CHEAP!

on 9/28/2007

ashbydog said:

Dang. It would have really stunk to lose that Darth Vader Toothbrush

on 10/3/2007

briannelovin said:

SCARY! i've always had renter's insurance but thankfully I've never had anything bad happen either
speak your mind
leave a comment...

* comments must be approved before they will show up on the website

Proud to be part of the Apartments.com family.