




- 1–3 Bedrooms
- $1,499-$2,335 Pricing
- 764–1,349 Square Feet
Rent Specials
6-Weeks Free! Move in by April 30th for an additional $500 gift card! Contact our leasing office today! *Restrictions apply.
About The Banks at Mt. Holly Apartments
Located in Belmont, North Carolina, The Banks Apartment Homes is an exclusive luxury community with thoughtfully designed 1, 2, and 3-bedroom homes! Each of our apartments for rent in Belmont, NC, here at The Banks is as unique as the community itself. Open-concept living areas and gourmet kitchens provide plenty of room to both entertain and unwind, while private patios offer the perfect spaces to relax after a long day. Featuring a sleek, smart design, the apartments at the Banks include finishes such as stainless steel appliances, including low profile, front control ranges, and side-by-side refrigerators, quartz countertops with tile backsplash, and wood-style flooring. The community is located minutes away from The Whitewater Center and just off I-85, with a 10-minute drive to the Charlotte Airport. The Banks is more than just an apartment community -it's a neighborhood and a lifestyle.
The Banks at Mt. Holly Apartments is located in the 28012 Zip code of Belmont, NC. This community is professionally managed by RAM Partners, LLC
Unique Features and Amenities
- 24-hour Package Lockers
- Ceiling Fans in Bedrooms and Living Room
- Climate Control in all Homes
- Clubhouse with Kitchen, Coffee Bar, TV, & Games
- EV Charging Stations
- Fire Pit & Lawn Games
- Fitness Center with Cardio and Free Weights
- Grilling Area with Outdoor Seating
- Open-Concept Floor Plans with 9ft Ceilings
- Pocket Parks with Outdoor Dining Areas
- Private Balconies
- Private Garage Parking Available
- Proximity to U.S. National Whitewater Center
- Quartz Countertops in Kitchen & Bathrooms
- Resort Style Pool & Sunning Platforms
- Spacious Walk-in Closets
- Stand Up Showers*
- Washer & Dryer In Each Unit
- Wood Inspired Plank Flooring in all Rooms*
Property Contact Info

- Listed by:
- Agency:
- Vendor Logo:
- Website:
- View Property Website
- Call Us:
- (980) 494-8031
- Disclaimer:
Office Hours
| Monday | 9:00 am–6:00 pm |
| Tuesday | 9:00 am–6:00 pm |
| Wednesday | 9:00 am–6:00 pm |
| Thursday | 9:00 am–6:00 pm |
| Friday | 9:00 am–6:00 pm |
| Saturday | 10:00 am–5:00 pm |
| Sunday | 1:00 pm–5:00 pm |
Floorplan Pricing and Availability
The Banks at Mt. Holly Apartments offers 1 to 3 Bedroom apartments starting from $1,499 and having 764–1,349 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
Floorplan A3
From $1,499
1 Bed, 1 Bath, 764 sq ftAvailable NowCheapest 1 BedroomThis is the cheapest 1 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,740 Available Now 07-304 764 $200 $1,499 Available Now 03-407 764 $200 $1,630 Available Now 05-103 764 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,499 - $1,785
Current Available Pricing
- $1,499 - $1,740
Unit 07-304 Rent and Fees
Unit Price
- $1,740
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,499 - $1,785
Unit 03-407 Rent and Fees
Unit Price
- $1,499
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,499 - $1,785
Unit 05-103 Rent and Fees
Unit Price
- $1,630
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,499 - $1,785
Apartment Model: A3From $1,4991 Bedroom, 1 Bath, 764 sq ftAvailable Now![]()
A3 - Floorplan Apartment Unit: 07-304Apartment Model: A3$1,7401 Bedroom, 1 Bath, 764 sq ftAvailable NowApartment Unit: 03-407Apartment Model: A3$1,4991 Bedroom, 1 Bath, 764 sq ftAvailable NowApartment Unit: 05-103Apartment Model: A3$1,6301 Bedroom, 1 Bath, 764 sq ftAvailable NowFloorplan A1
From $1,575
1 Bed, 1 Bath, 807 sq ftAvailable NowLargest 1 BedroomThis is the largest 1 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,620 Available Now 08-103 807 $200 $1,605 Available Now 01-404 807 $200 $1,605 Available Now 01-408 807 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,575 - $1,645
Current Available Pricing
- $1,605 - $1,620
Unit 08-103 Rent and Fees
Unit Price
- $1,620
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,575 - $1,645
Unit 01-404 Rent and Fees
Unit Price
- $1,605
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,575 - $1,645
Unit 01-408 Rent and Fees
Unit Price
- $1,605
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,575 - $1,645
Apartment Model: A1From $1,5751 Bedroom, 1 Bath, 807 sq ftAvailable Now![]()
A1 - Floorplan Apartment Unit: 08-103Apartment Model: A1$1,6201 Bedroom, 1 Bath, 807 sq ftAvailable NowApartment Unit: 01-404Apartment Model: A1$1,6051 Bedroom, 1 Bath, 807 sq ftAvailable NowApartment Unit: 01-408Apartment Model: A1$1,6051 Bedroom, 1 Bath, 807 sq ftAvailable NowFloorplan A2
$1,705
1 Bed, 1 Bath, 775 sq ftAvailable Jun 30Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit $1,705 June 30, 2026 06-106 775 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Unit 06-106 Rent and Fees
Unit Price
- $1,705
Deposit
- $200 deposit
Model Rent and Fees
Price
- $1,705
Apartment Model: A2$1,7051 Bedroom, 1 Bath, 775 sq ftAvailable June 30, 2026![]()
A2 - Floorplan Apartment Unit: 06-106Apartment Model: A2$1,7051 Bedroom, 1 Bath, 775 sq ftAvailable June 30, 20262 Bedrooms
Floorplan B2
From $2,285
2 Beds, 2 Baths, 1193 sq ftAvailable Jul 22Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $2,300 July 22, 2026 06-102 1193 $200 $2,285 August 12, 2026 07-312 1193 $200 $2,285 September 6, 2026 07-302 1193 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $2,285 - $2,300
Unit 06-102 Rent and Fees
Unit Price
- $2,300
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $2,285 - $2,300
Unit 07-312 Rent and Fees
Unit Price
- $2,285
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $2,285 - $2,300
Unit 07-302 Rent and Fees
Unit Price
- $2,285
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $2,285 - $2,300
Apartment Model: B2From $2,2852 Bedroom, 2 Bath, 1193 sq ftAvailable July 22, 2026![]()
B2 - Floorplan Apartment Unit: 06-102Apartment Model: B2$2,3002 Bedroom, 2 Bath, 1193 sq ftAvailable July 22, 2026Apartment Unit: 07-312Apartment Model: B2$2,2852 Bedroom, 2 Bath, 1193 sq ftAvailable August 12, 2026Apartment Unit: 07-302Apartment Model: B2$2,2852 Bedroom, 2 Bath, 1193 sq ftAvailable September 6, 2026Floorplan B1
From $1,870
2 Beds, 2 Baths, 1108 sq ftAvailable Jul 30Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,945 July 30, 2026 01-109 1108 $200 $1,870 August 13, 2026 04-205 1108 $200 $2,140 August 17, 2026 06-306 1108 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,870 - $2,140
Unit 01-109 Rent and Fees
Unit Price
- $1,945
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,870 - $2,140
Unit 04-205 Rent and Fees
Unit Price
- $1,870
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,870 - $2,140
Unit 06-306 Rent and Fees
Unit Price
- $2,140
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $1,870 - $2,140
Apartment Model: B1From $1,8702 Bedroom, 2 Bath, 1108 sq ftAvailable July 30, 2026![]()
B1 - Floorplan Apartment Unit: 01-109Apartment Model: B1$1,9452 Bedroom, 2 Bath, 1108 sq ftAvailable July 30, 2026Apartment Unit: 04-205Apartment Model: B1$1,8702 Bedroom, 2 Bath, 1108 sq ftAvailable August 13, 2026Apartment Unit: 06-306Apartment Model: B1$2,1402 Bedroom, 2 Bath, 1108 sq ftAvailable August 17, 20263 Bedrooms
Floorplan C1
From $2,299
3 Beds, 2 Baths, 1349 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $2,299 Available Now 01-101 1349 $200 $2,335 Available Now 02-401 1349 $200 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer
Kitchen
- Kitchen
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $2,299 - $2,335
Unit 01-101 Rent and Fees
Unit Price
- $2,299
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $2,299 - $2,335
Unit 02-401 Rent and Fees
Unit Price
- $2,335
Deposit
- $200 deposit
Model Rent and Fees
Model Price Range
- $2,299 - $2,335
Apartment Model: C1From $2,2993 Bedroom, 2 Bath, 1349 sq ftAvailable Now![]()
C1 - Floorplan Apartment Unit: 01-101Apartment Model: C1$2,2993 Bedroom, 2 Bath, 1349 sq ftAvailable NowApartment Unit: 02-401Apartment Model: C1$2,3353 Bedroom, 2 Bath, 1349 sq ftAvailable Now
Schedule a Tour
Videos
3D Tours
Property Information
- 314 Units
- 3 Stories
- Built in 2023
Lease Terms
- 12 - 15 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.
Required Fees
Utilities
- Electric / Gas - Third PartyiElectric / Gas - Third Party Charged Per Unit.Varies/mo
- Water/SeweriWater/Sewer Charged Per Unit.Varies/mo
- Utility Billing FeeiUtility Billing Fee Charged per unit.$5.30/mo
Other Fees and Policies
Personal Add-Ons
- Pet Management - Third PartyiPet Management - Third Party Charged Per Pet.$35.00/yr
Situational Fees
- Pet ViolationiPet Violation Charged Per Unit.$50.00/per occurrence
- Transfer FeeiTransfer Fee Charged Per Unit.$700.00/per occurrence
- Early Termination FeeiEarly Termination Fee Charged Per Unit.100.0% of base rent/per occurrence
- Late FeeiLate Fee Charged Per Unit.5.0% of base rent/per occurrence
- Legal / Eviction FeesiLegal / Eviction Fees Charged Per Unit.$100-$300/per occurrence
- MTM Flat FeeiMonth to Month Flat Fee Charged Per Unit.$450.00/per occurrence
- NSF Tenant FeeiNSF Tenant Fee Charged Per Unit.$35.00/per occurrence
- Key / Fob / Card ReplacementiKey / Fob / Card Replacement Charged per unit.$75.00/per occurrence
- Move Out ChargesiMove Out Charges Charged per unit.Varies/per occurrence
- Rent PlusiRental Payment Credit Reporting Charged per unit.$10-$15/mo
- Short Term FeeiShort Term Fee Charged per unit.$250-$350/per occurrence
- Valet Bin ReplacementiValet Bin Replacement Charged per unit.$35.00/per occurrence
- Force Placed InsuranceiForce Placed Insurance Charged per unit.$25.00/mo
Pet Fees
- Cat
- Cat FeeiCharged per Pet.$350.00
- Cat RentiCharged Per Pet.$25.00/mo
- Dog
- Dog FeeiCharged per Pet.$350.00
- Dog RentiCharged Per Pet.$25.00/mo
No Aggressive Breeds
No Aggressive Breeds
Dogs & Cats Welcome.
Parking Info and Fees
- Other
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
On-Site Services
- Car Charging Station
- Pet Washing Station
Community Features
- Clubhouse
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Balcony
- Ceiling Fans
- Washer/Dryer
- Air Conditioning
Kitchen Amenities
- Stainless Steel Appliances
- Kitchen
Living Area Features
- Walk In Closets
- Dining Room
Outdoor Features
- Lawn

Map
- Shopping
- Colleges
- Grocery
- Medical
- Parks
- Transportation

Map
Frequently Asked Questions about The Banks at Mt. Holly Apartments
Where is The Banks at Mt. Holly Apartments located?
The Banks at Mt. Holly Apartments is located at 63 Caldwell Dr, Belmont, NC
What is the current rent range at The Banks at Mt. Holly Apartments?
1 Bedroom to 3 Bedroom Apartments at The Banks at Mt. Holly Apartments currently range from $1,499 to $2,335
When is the leasing office open?
- The office Hours for The Banks at Mt. Holly Apartments are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Are there any rent specials?
The current rent special at The Banks at Mt. Holly Apartments is: 6-Weeks Free! Move in by April 30th for an additional $500 gift card! Contact our leasing office today! *Restrictions apply..
Renters Reviews and Ratings
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
June 23, 2026 - Review from Apartments.comExtremely helpful and patient , taking the time to ensure the process went smoothly. The staff went above and beyond to assist. Everything was explained in depth. Very thorough and pleasant experience!Property Manager Responded
June 25, 2026Thank you so much for your kind words and feedback, we're happy to have you as a resident!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
June 23, 2026 - Review from Apartments.comAmazing place! Great area, great people, great amenities. Everyone is so friendly. Having the water near is such a plus too! Highly recommendProperty Manager Responded
June 25, 2026We're so glad you're enjoying the amenities and the community. Thank you for your feedback!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
June 18, 2026 - Review from Apartments.comAn amazing community with staff that came to know my family by name. The staff always have exciting monthly events, the community is quiet, and very well maintained.Property Manager Responded
June 25, 2026Thank you so much for your feedback, we just love getting to know our residents and their families! We hare happy to have you as a resident!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
June 18, 2026 - Review from Apartments.comI am super happy living at The Banks ! I love th Ed staff , my neighbors, the pets , the location and the joyful NC people I have met since moving here from Georgia ! Love it !Property Manager Responded
June 25, 2026We are so happy you've enjoyed your transition from Georgia! We're so glad to have you as a resident!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
June 4, 2026 - Review from Apartments.comI love being tucked away and surrounded by nature, trees, and water. I listen to the birds every morning and frequently see deer. It's a beautiful place to live!Property Manager Responded
June 15, 2026Thank you so much for your feedback, we're happy to hear you are enjoying your new home and the beautiful nature surrounding our community.
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 27, 2026 - Review from Apartments.comFantastic! Very nice amenities and staff are fantastic with helping move in! The maintenance crew is super chill and very skilled. I enjoy my apartment very much.Property Manager Responded
June 1, 2026Thank you for your positive feedback on our amenities, staff, and maintenance crew. We're glad to hear you're enjoying your apartment!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 27, 2026 - Review from Apartments.comRent is a little bit high but it’s a great place to live so can’t complain too much. The maintenance team is awesome and the others who live here are really greatProperty Manager Responded
June 1, 2026Thank you for your feedback! We're glad to hear you enjoy living here and appreciate your kind words about our maintenance team and community.
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 26, 2026 - Review from Apartments.comIt has been a wonderful, peaceful experience in this clean and maintained community. The staff has been very polite, helpful, and continues to maintain a professonalism at all times. I have enjoyed living here during the short amount of time I have been here. Thank you.Property Manager Responded
May 28, 2026Hi! Thank you for sharing your positive experience with our clean and well-maintained community. We're delighted to hear that our staff's professionalism and helpfulness have contributed to your enjoyment of living here.
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 24, 2026 - Review from Apartments.comWe are very happy so far! Great amenities and spacious apartment. The staff has been kind and very helpful! Love the big dog park and walking trail!Property Manager Responded
May 27, 2026Thanks so much for your kind words and feedback, we're glad to hear that you are enjoying the dog park and walking trail!
Property Manager Responded
May 28, 2026Thank you for sharing your positive experience! We're delighted to hear you enjoy the amenities, spacious apartment, and our helpful staff, as well as the dog park and walking trail.
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 22, 2026 - Review from Apartments.comWe recently moved into The Banks and couldn’t be happier! After touring multiple properties we just kept coming back to this one. First was Erica who felt like talking to a friend not a salesperson. We immediately felt so welcomed and like we fit right into the community. Erica was so helpful in answering our hundreds of questions haha and helped make the whole process a breeze. We also couldn’t get over how the property feels like no other complex we viewed. The way it’s tucked away is just so ...peaceful and the openness really made it feel like a community. The amenities are top tier and make it feel like we are living in a resort! It has everything and more. We are so happy to call this our new home.Read MoreProperty Manager Responded
May 25, 2026Thank you so much for your feedback and kind words! We're thrilled to hear that Erica was able to make your move-in process wonderful! We're happy to have you as a resident.
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 21, 2026 - Review from Apartments.comEverything is well taken care of, and the apartment itself is bright, clean, and quiet. One of my favorite things is how convenient the location is. Everything I need is nearby, but the area still feels peaceful and relaxing. The management has also been helpful and responsive whenever needed. Overall, it’s been a genuinely great place to live, and I would definitely recommend it to anyone looking for a comfortable and reliable apartment.Property Manager Responded
May 27, 2026Thank you so much for your feedback, we're glad to hear that you are enjoying the community and the management team has been responsive. We're glad to have you as a resident!
Property Manager Responded
May 28, 2026Thank you for your wonderful review! We're delighted to hear you appreciate the convenient location, peaceful environment, and our responsive management team. We're happy to have you as a resident and appreciate your recommendation!
Verified RenterSubmitted by a verified resident of the apartment community. Participating residents may receive reward points in exchange for posting a review during their lease term, regardless of the nature of the review.
May 12, 2026 - Review from Apartments.comWe love The Banks. The community here is like no other along with the amenities being top notch and a staff that is always going above and beyond.Property Manager Responded
May 18, 2026Thank you for your kind words! We're thrilled to hear you love the community, amenities, and our dedicated staff at The Banks.
Points of Interest
Time and distance from The Banks at Mt. Holly Apartments.
Arts Museums and Landmarks
Big Box and Retail
Walgreens
Walmart
Lowe's
Colleges and Universities
Central Piedmont Community College - Harris Campus
Groceries
Food Lion
Harris Teeter
Aldi
Hospitals
Military Bases
North Carolina Air National Guard
National Guard Armory
Parks and Recreation
The Banks at Mt. Holly Apartments has 1 park within 11.2 miles, including Charlotte Nature Museum.
Restaurants and Dining
Shopping Centers
The Banks at Mt. Holly Apartments has 5 shopping centers within 1.5 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Belmont Studio Apartments | $1,373 | $1,296 | $1,424 |
| Belmont 1 Bedroom Apartments | $1,495 | $1,025 | $1,785 |
| Belmont 2 Bedroom Apartments | $1,789 | $1,375 | $2,695 |
| Belmont 3 Bedroom Apartments | $2,161 | $1,745 | $3,045 |
| Belmont 4 Bedroom Apartments | $7,628 | $2,825 | $10,000+ |







Dogs & Cats Welcome.