Photos















- 1–3 Bedrooms
- $770-$1,139 Pricing
- 700–1,125 Square Feet
About Cottonwood Creek
Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.
Cottonwood Creek is located in the 64506 Zip code of St. Joseph, MO. This community is professionally managed by Highlands Vista Group Management LLC
Property Contact Info

- Listed by:
- Agency:
- Vendor Logo:
- Website:
- View Property Website
- Call Us:
- (913) 365-2481
- Disclaimer:
Floorplan Pricing and Availability
Cottonwood Creek offers 1 to 3 Bedroom apartments starting from $770 and having 700–1,125 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
One Bedroom
$770
1 Bed, 1 Bath, 700 sq ftAvailable May 18Model Gallery
Floorplans
3D Tours
Availability Details
Price Availability Date Unit Sq Ft View Details $770 May 18, 2026 H11 700 $770 June 13, 2026 H06 700 Model Amenities and Features
Features
- High Speed Internet Access
- Smoke Free
Model Rent and Fees
Model Price
- $770
Unit H11 Amenities and Features
Features
- High Speed Internet Access
- Smoke Free
Unit H11 Rent and Fees
Unit Price
- $770
Model Rent and Fees
Price
- $770
Unit H06 Amenities and Features
Features
- High Speed Internet Access
- Smoke Free
Unit H06 Rent and Fees
Unit Price
- $770
Model Rent and Fees
Price
- $770
Apartment Model: One BedroomFrom $7701 Bedroom, 1 Bath, 700 sq ftAvailable May 18, 2026Floorplans3D Tours![]()
One Bedroom - Floorplan One Bedroom - 3D Tour Apartment Unit: H11Apartment Model: One Bedroom$7701 Bedroom, 1 Bath, 700 sq ftAvailable May 18, 2026Apartment Unit: H06Apartment Model: One Bedroom$7701 Bedroom, 1 Bath, 700 sq ftAvailable June 13, 20262 Bedrooms
Two Bedroom
$890
2 Beds, 2 Baths, 907 sq ftAvailable NowModel Gallery
Floorplans
3D Tours
Availability Details
Price Availability Date Unit Sq Ft View Details $890 Available Now F30 900 $890 July 4, 2026 E31 900 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Refrigerator
Model Rent and Fees
Model Price
- $890
Unit F30 Rent and Fees
Unit Price
- $890
Model Rent and Fees
Price
- $890
Unit E31 Rent and Fees
Unit Price
- $890
Model Rent and Fees
Price
- $890
Apartment Model: Two Bedroom$8902 Bedroom, 2 Bath, 907 sq ftAvailable NowFloorplans3D Tours![]()
Two Bedroom - Floorplan Two Bedroom - 3D Tour Apartment Unit: F30Apartment Model: Two Bedroom$8902 Bedroom, 2 Bath, 900 sq ftAvailable NowApartment Unit: E31Apartment Model: Two Bedroom$8902 Bedroom, 2 Bath, 900 sq ftAvailable July 4, 20263 Bedrooms
Three Bedroom
From $1,039
3 Beds, 2 Baths, 1125 sq ftAvailable NowModel Gallery
Floorplans
3D Tours
Availability Details
Price Availability Date Unit Sq Ft View Details $1,139 Available Now G16 1125 $1,139 May 29, 2026 D25 1125 $1,039 June 6, 2026 G02 1125 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Refrigerator
Model Rent and Fees
Model Price Range
- $1,039 - $1,139
Unit G16 Rent and Fees
Unit Price
- $1,139
Model Rent and Fees
Model Price Range
- $1,039 - $1,139
Unit D25 Rent and Fees
Unit Price
- $1,139
Model Rent and Fees
Model Price Range
- $1,039 - $1,139
Unit G02 Rent and Fees
Unit Price
- $1,039
Model Rent and Fees
Model Price Range
- $1,039 - $1,139
Apartment Model: Three BedroomFrom $1,0393 Bedroom, 2 Bath, 1125 sq ftAvailable NowFloorplans3D Tours![]()
Three Bedroom - Floorplan Three Bedroom - 3D Tour Apartment Unit: G16Apartment Model: Three Bedroom$1,1393 Bedroom, 2 Bath, 1125 sq ftAvailable NowApartment Unit: D25Apartment Model: Three Bedroom$1,1393 Bedroom, 2 Bath, 1125 sq ftAvailable May 29, 2026Apartment Unit: G02Apartment Model: Three Bedroom$1,0393 Bedroom, 2 Bath, 1125 sq ftAvailable June 6, 2026
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Property Information
- Renovated In 1992
- 385 Units
- 2 Stories
- Built in 1978
Lease Terms
- 12 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$50.00
- Due at Move-In
- Administrative FeeiCharged per unit.$140.00
Pet Policy and Fees
Cats
None
Comments: | Restrictions: None
Dogs
None
Comments: | Restrictions: None
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
Unique Amenities
- Ample Closet Space
- Central Heating and Air-Conditioning
- Patio/Balcony
- Upgraded Apartments
- Washer Dryer Connections (in some units)
On-Site Services
- Maintenance On Site
- Property Manager On Site
- Laundry Facilities
Community Features
- Clubhouse
Recreation and Fitness
- Fitness Center
- Basketball Court
- Pool
Interior Features
- Balcony
- Washer/Dryer Hookup
- Air Conditioning
Kitchen Amenities
- Dishwasher
- Refrigerator
- Disposal

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Hours and Contact Info
| Monday | 9:00 am–6:00 pm |
| Tuesday | 9:00 am–6:00 pm |
| Wednesday | 9:00 am–6:00 pm |
| Thursday | 9:00 am–6:00 pm |
| Friday | 9:00 am–6:00 pm |
| Saturday | 10:00 am–3:00 pm |
| Sunday | Closed |
Frequently Asked Questions about Cottonwood Creek
Where is Cottonwood Creek located?
Cottonwood Creek is located at 3601 Gene Field Rd, St. Joseph, MO
What is the current rent range at Cottonwood Creek?
1 Bedroom to 3 Bedroom Apartments at Cottonwood Creek currently range from $770 to $1,139
When is the leasing office open?
- The office Hours for Cottonwood Creek are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–3:00 pm
- Sunday Closed
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Renters Reviews and Ratings
Terrible place--avoid!
April 25, 2026We've been here for three years and have regretted every single minute of it. Maintenance is so unresponsive and useless they're more of a menace than a help. Within the first six months a giant crack appeared in the exterior wall under a window in a bedroom we use only for storage, and every time it rained we had a flood that drenched the carpet in that entire bedroom and out into the hallway beyond. When we first discovered the flood it had already saturated everything on the floor and mold ...and rot had destroyed things in the closet including some big framed heirloom pictures stacked against the wall. It took management over two weeks just to respond to the maintenance request, and more than two whole months before they finally did something to repair the wall and keep the water out. And then we had to complain for another few weeks to get them to come out and cut out several feet of wall board that was crawling with black mold (toxic) instead of just painting over it. We hoped things would get better but...here we are 2.5 years later and it's still bad. And that's how it's gone ever since for the rest of the three years. Ignored maintenance requests. Refusal to do anything about obnoxious neighbors with dogs barking and howling all the time, and then there's the fact that the proper name for the complex should be Dogs**t Palace because many owners with huge dogs leave deposits all over the place and never pick them up, and nothing ever gets done about it. You would NOT want your kids playing on the ground here. As a current snapshot of what you can expect if you live here: right now we have a dishwasher that hasn't worked in over a month, a month-old ignored maintenance request, multiple other maintenance requests asking for help with a roach infestation coming in from filthy neighboring apartment (also ignored), and worst of all an AC unit with a loud buzzing electrical short circuit inside it and burning insulation smell and flickering lights in the apartment and an emergency request (we don't want to get caught on fire) we have every reason to expect will also get ignored. For the love of God if you need an apartment, look elsewhere.Read MoreReview from Apartments.com
DO NOT LIVE HERE
November 6, 2025When we first moved in there were cockroaches. I’ve talked to other tenants and they have had them as well. I’ve had multiple water leaks for multiple reasons. I’m constantly finding multiple kinds of bugs. They don’t deep clean the units after residents move out. We had to deep clean behind the stove and fridge which was disgusting. There’s old cockroach bait everywhere. And there’s no way for us to get out of the lease without spending well over $2,000, even with the health concerns. On top of ...the roaches, our air filter was black and opaque it was so dirty. We regret ever signing the lease.Property Manager Responded
November 7, 2025Hello, we regret to hear that you had this experience with us. We would like the opportunity to make this up to you. Please contact our manager at (816) 364-2421 so we can make your experience a positive one.
Read MoreReview from Apartments.com
Breaks contract agreements
February 17, 2019Anything in the rental agreement that has to do with loud and bothersome neighbors is completely ignored. Do not recommend any student who wants or needs peace and quiet to stay here.Property Manager Responded
February 20, 2019Anonymous - Thank you for sharing your concerns. Unfortunately through our approval process we cannot screen for good neighbors. We do encourage our residents to be good neighbors and open a dialogue with each other to address any concerns. Additionally, we work closely with the police department and encourage our residents to contact local law enforcement should your neighbors create a disturbance. Levels of noise are subjective to each individual. Should you experience a disturbance during office hours we encourage you to contact the office so we can witness the situation and contact your neighbor during the disturbance. Again, thank you for bringing your concerns to our attention. Pam, Community Manager
Review from Apartments.com
Great place to live
December 6, 2017I have lived here since 2013 and have seen a 180° turn around. The apartments are nice and well kept. The grounds have improved with places to picnic. The pool area has been redone. There is an indoor workout room with new equipment. The maintenance requests are answered within hours and usually fixed the same day. There is an app for payments and maintenance requests. The property is safer now. I would recommend giving this place another look if you haven't already.Property Manager Responded
December 7, 2017Thank you for your review. Our team at Cottonwood Creek is committed to provide great service and amenities to our residents. I will share your comments with the team! If we can be of service in the future, please do not hesitate to let us know. Thank you for your residency. Pam, Community Manager
Review from Apartments.com
Trust me don't bother
September 12, 2016The people aren't bad, the place isn't either but once you are in & signed a lease you're done. They won't fix things & if so it will take a year or so. What you pay for is what you get. Once you're in good luck cause if you want out then it's a breach of contract if you're not happy. They work on the apartments to get people in but once in there's stuff that needs to be fixed. That's considered an upgrade. So you really do get what you pay for. Doesn't do any good to complain cause as long as ...they get rent they don't care. Oh but don't pay rent cause your stuff ain't right, you then get a 3 day eviction & I have pictures so if they read this & think I'm not telling the truth - I can post them with time taken & location.Read MoreReview from Apartments.com
OKay
March 19, 2016It took longer than two and a half months and multiple maintenance requests for them to finally fix my front door so that it could lock. I was never comfortable living there until they found the time to fix this. They have been slowly renovating the apartments (new carpet) however the thing that really need to be replaced is the plumbing. It was built in the 70s and hasn't been updated. All of the sinks in my apartment are slow draining no matter how much draino and drain snakes I used. The ...maintenance man that came to "fix" it, basically told me he cant do anything about it and then he left. The staff is kind and has transitioned through new owners.Read MoreReview from Apartments.com
Well kept grounds/clean apartments
February 5, 2016I have been living here for 10 months. My apartment was very clean when I moved in (still is) I enjoy living here, my apartment faces a small patch of woods & I love this, my dog does as well. Staff has been very kind & accommodating. Thank You Cottonwood Creek for having me & thank you for your kindness Kim S.Review from Apartments.com
Apartment Living
August 8, 2015At first i was skeptical moving into another apartment complex, the apartment complex that i came from was terrible, the police or emergency services were always out there, there was always something breaking that they would never fix and it was just a mess. But being a single mother of 3 it was all i could afford at the time. Then i was blessed with a new job and was able to move to the apartments I am in now and i couldnt be more happy. The office staff is kind and caring and if i ever have a ...maintenance problem they get someone over here as soon as they can. My apartment is clean and neat and the neighbors are great!Read MoreReview from Apartments.com
Points of Interest
Time and distance from Cottonwood Creek.
Big Box and Retail
Lowe's
Aldi
Petsmart
Colleges and Universities
Groceries
Price Chopper
Aldi
Hospitals
Northwest Missouri Psychiatric Rehab Center
Mosaic Life Care At St. Joseph
Shopping Centers
Cottonwood Creek has 5 shopping centers within 0.8 miles.
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| St. Joseph Studio Apartments | $702 | $578 | $1,035 |
| St. Joseph 1 Bedroom Apartments | $852 | $600 | $1,720 |
| St. Joseph 2 Bedroom Apartments | $1,022 | $725 | $1,865 |
| St. Joseph 3 Bedroom Apartments | $1,100 | $950 | $1,313 |
| St. Joseph 4 Bedroom Apartments | $1,150 | $1,150 | $1,150 |
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