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Cottonwood Creek Apartments

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(913) 365-2481
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3601 Gene Field Rd, St. Joseph, MO 64506

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Cottonwood Creek

3601 Gene Field Rd
St. Joseph, MO 64506
(913) 365-2481
Cottonwood Creek in St. Joseph, MO - Building Photo
  • 1–3 Bedrooms
  • $980-$1,139 Pricing
  • 700–1,125 Square Feet

About Cottonwood Creek

Welcome to Cottonwood Creek Apartments, located at 3601 Gene Field Rd, St. Joseph, MO 64506. Our community offers budget-friendly 1, 2, and 3 bedroom apartments with open layouts, private patios or balconies, and modern features for everyday comfort. Enjoy amenities like a sparkling swimming pool, fitness center, and beautifully landscaped grounds. With a convenient location just minutes from I-29, shopping, dining, and parks, Cottonwood Creek is the perfect place to call home in St. Joseph.

Cottonwood Creek is located in the Buchanan County Neighborhood and 64506 Zip code of St. Joseph, MO. This community is professionally managed by Highlands Vista Group Management LLC

Unique Features and Amenities

  • ADA Homes Available
  • Ample Closet Space
  • Carpeting
  • Central Heating and Air-Conditioning
  • Electric Heating
  • Green Space/Lawn
  • Off Street Parking
  • Patio/Balcony
  • Pet Park
  • Spanish Speaking Staff
  • Upgraded Apartments
  • Washer/Dryer Connections (in select units)
  • Wooded Scenery

See All Amenities

Property Contact Info

Office Hours

Monday9:00 am–6:00 pm
Tuesday9:00 am–6:00 pm
Wednesday9:00 am–6:00 pm
Thursday9:00 am–6:00 pm
Friday9:00 am–6:00 pm
Saturday10:00 am–3:00 pm
SundayClosed

Floorplan Pricing and Availability

Cottonwood Creek offers 1 to 3 Bedroom apartments starting from $770 and having 700–1,125 sq ft. Here is the current pricing and availability:

  • 1 Bedroom

    One Bedroom

    1 Bed, 1 Bath, 700 sq ft
    Available Aug 24

    Availability Details

    PriceAvailability DateUnitSq Ft
    $770 August 24, 2026A34700

    Model Amenities and Features

    Features

    • High Speed Internet Access
    • Smoke Free

    Unit A34 Rent and Fees

    Unit Price

    • $770

    Model Rent and Fees

    Price

    • $839
  • 2 Bedrooms

    Two Bedroom

    $980

    2 Beds, 2 Baths, 907 sq ft
    Available Aug 21

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $980 August 21, 2026E18900
    $980 August 28, 2026E08900
    $980 September 8, 2026G21900

    Model Amenities and Features

    Features

    • Air Conditioning
    • Balcony
    • Heating
    • Washer/Dryer Hookup

    Kitchen

    • Dishwasher
    • Disposal
    • Freezer
    • Range
    • Refrigerator

    Model Rent and Fees

    Model Price

    • $980

    Unit E18 Rent and Fees

    Unit Price

    • $980

    Model Rent and Fees

    Price

    • $980

    Unit E08 Rent and Fees

    Unit Price

    • $980

    Model Rent and Fees

    Price

    • $980

    Unit G21 Rent and Fees

    Unit Price

    • $980

    Model Rent and Fees

    Price

    • $980
  • 3 Bedrooms

    Three Bedroom

    From $1,039

    3 Beds, 2 Baths, 1125 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,039Available NowJ021125
    $1,039Available NowC241125
    $1,139Available NowD401125

    Model Amenities and Features

    Features

    • Air Conditioning
    • Balcony
    • Heating
    • Washer/Dryer Hookup

    Kitchen

    • Dishwasher
    • Disposal
    • Freezer
    • Range
    • Refrigerator

    Model Rent and Fees

    Model Price Range

    • $1,039 - $1,139

    Unit J02 Rent and Fees

    Unit Price

    • $1,039

    Model Rent and Fees

    Model Price Range

    • $1,039 - $1,139

    Unit C24 Rent and Fees

    Unit Price

    • $1,039

    Model Rent and Fees

    Model Price Range

    • $1,039 - $1,139

    Unit D40 Rent and Fees

    Unit Price

    • $1,139

    Model Rent and Fees

    Model Price Range

    • $1,039 - $1,139
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Request Tour
Call us at: (913) 365-2481 to request a tour.

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Property Information

  • Renovated In 1992
  • 385 Units
  • 2 Stories
  • Built in 1978

Lease Terms

  • 12 mo

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

Required Fees

One-Time Basics

Due at Application
Application Fee Per ApplicantiCharged per applicant.$50.00
Due at Move-In
Administrative FeeiCharged per unit.$140.00

Pet Policy and Fees

Cats
    Restrictions:

    None

    Comments: | Restrictions: None

    Dogs
      Restrictions:

      None

      Comments: | Restrictions: None

      Parking Info and Fees

      Surface Lot

      Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

      Features and Amenities

      On-Site Services

      • Property Manager On Site
      • Maintenance On Site
      • Laundry Facilities

      Community Features

      • Clubhouse

      Recreation and Fitness

      • Fitness Center
      • Basketball Court
      • Playground
      • Pool

      Interior Features

      • Balcony
      • Heating
      • Washer/Dryer Hookup
      • Air Conditioning

      Kitchen Amenities

      • Disposal
      • Dishwasher
      • Refrigerator
      • Range
      • Freezer

      Living Area Features

      • Vinyl Flooring

      Outdoor Features

      • Patio
      • Lawn
      Google Map

      Map

      3601 Gene Field Rd, St. Joseph, MO 64506

      Getting Around

      • 50 / 100 Fairly walkable

        Some day-to-day needs are within walking distance

      • 40 / 100 Fairly bikeable

        Somewhat suitable for bicycle commuting and/or recreation

      • 100 / 100 Exceptionally car friendly

        Excellent access to freeways and/or major arteries, with almost no chance of parking problems

      Scores provided by Local Logic details

      Getting to Know the Area

      • 60 / 100 Restaurants

        Variety of restaurants within a few minutes

      • 40 / 100 Cafes

        Some cafés within a few minutes

      • 40 / 100 Nightlife

        Some bars within walking distance

      • 50 / 100 Shopping

        Several shops within walking distance

      • 100 / 100 Noise Level

        Virtually no sources of noise nearby

      Scores provided by Local Logic

      Frequently Asked Questions about Cottonwood Creek

      Where is Cottonwood Creek located?

      Cottonwood Creek is located at 3601 Gene Field Rd near the Buchanan County area of St. Joseph, MO

      What is the current rent range at Cottonwood Creek?

      1 Bedroom to 3 Bedroom Apartments at Cottonwood Creek currently range from $770 to $1,139

      When is the leasing office open?

      • The office Hours for Cottonwood Creek are
      • Monday 9:00 am–6:00 pm
      • Tuesday 9:00 am–6:00 pm
      • Wednesday 9:00 am–6:00 pm
      • Thursday 9:00 am–6:00 pm
      • Friday 9:00 am–6:00 pm
      • Saturday 10:00 am–3:00 pm
      • Sunday Closed

      Are pets allowed?

      Call us today to find out our pet policy and if we allow pets

      Renters Reviews and Ratings

      2.8
      8 Renters Reviews

      Terrible place--avoid!

      April 25, 2026 - Review from Apartments.com
      We've been here for three years and have regretted every single minute of it. Maintenance is so unresponsive and useless they're more of a menace than a help. Within the first six months a giant crack appeared in the exterior wall under a window in a bedroom we use only for storage, and every time it rained we had a flood that drenched the carpet in that entire bedroom and out into the hallway beyond. When we first discovered the flood it had already saturated everything on the floor and mold ...
      and rot had destroyed things in the closet including some big framed heirloom pictures stacked against the wall. It took management over two weeks just to respond to the maintenance request, and more than two whole months before they finally did something to repair the wall and keep the water out. And then we had to complain for another few weeks to get them to come out and cut out several feet of wall board that was crawling with black mold (toxic) instead of just painting over it. We hoped things would get better but...here we are 2.5 years later and it's still bad. And that's how it's gone ever since for the rest of the three years. Ignored maintenance requests. Refusal to do anything about obnoxious neighbors with dogs barking and howling all the time, and then there's the fact that the proper name for the complex should be Dogs**t Palace because many owners with huge dogs leave deposits all over the place and never pick them up, and nothing ever gets done about it. You would NOT want your kids playing on the ground here. As a current snapshot of what you can expect if you live here: right now we have a dishwasher that hasn't worked in over a month, a month-old ignored maintenance request, multiple other maintenance requests asking for help with a roach infestation coming in from filthy neighboring apartment (also ignored), and worst of all an AC unit with a loud buzzing electrical short circuit inside it and burning insulation smell and flickering lights in the apartment and an emergency request (we don't want to get caught on fire) we have every reason to expect will also get ignored. For the love of God if you need an apartment, look elsewhere.
      Read More

      DO NOT LIVE HERE

      November 6, 2025 - Review from Apartments.com
      When we first moved in there were cockroaches. I’ve talked to other tenants and they have had them as well. I’ve had multiple water leaks for multiple reasons. I’m constantly finding multiple kinds of bugs. They don’t deep clean the units after residents move out. We had to deep clean behind the stove and fridge which was disgusting. There’s old cockroach bait everywhere. And there’s no way for us to get out of the lease without spending well over $2,000, even with the health concerns. On top of ...
      the roaches, our air filter was black and opaque it was so dirty. We regret ever signing the lease.
      Read More

      Property Manager Responded

      November 7, 2025
      Hello, we regret to hear that you had this experience with us. We would like the opportunity to make this up to you. Please contact our manager at (816) 364-2421 so we can make your experience a positive one.

      Breaks contract agreements

      February 17, 2019 - Review from Apartments.com
      Anything in the rental agreement that has to do with loud and bothersome neighbors is completely ignored. Do not recommend any student who wants or needs peace and quiet to stay here.

      Property Manager Responded

      February 20, 2019
      Anonymous - Thank you for sharing your concerns. Unfortunately through our approval process we cannot screen for good neighbors. We do encourage our residents to be good neighbors and open a dialogue with each other to address any concerns. Additionally, we work closely with the police department and encourage our residents to contact local law enforcement should your neighbors create a disturbance. Levels of noise are subjective to each individual. Should you experience a disturbance during office hours we encourage you to contact the office so we can witness the situation and contact your neighbor during the disturbance. Again, thank you for bringing your concerns to our attention. Pam, Community Manager

      Great place to live

      December 6, 2017 - Review from Apartments.com
      I have lived here since 2013 and have seen a 180° turn around. The apartments are nice and well kept. The grounds have improved with places to picnic. The pool area has been redone. There is an indoor workout room with new equipment. The maintenance requests are answered within hours and usually fixed the same day. There is an app for payments and maintenance requests. The property is safer now. I would recommend giving this place another look if you haven't already.

      Property Manager Responded

      December 7, 2017
      Thank you for your review. Our team at Cottonwood Creek is committed to provide great service and amenities to our residents. I will share your comments with the team! If we can be of service in the future, please do not hesitate to let us know. Thank you for your residency. Pam, Community Manager

      Trust me don't bother

      September 12, 2016 - Review from Apartments.com
      The people aren't bad, the place isn't either but once you are in & signed a lease you're done. They won't fix things & if so it will take a year or so. What you pay for is what you get. Once you're in good luck cause if you want out then it's a breach of contract if you're not happy. They work on the apartments to get people in but once in there's stuff that needs to be fixed. That's considered an upgrade. So you really do get what you pay for. Doesn't do any good to complain cause as long as ...
      they get rent they don't care. Oh but don't pay rent cause your stuff ain't right, you then get a 3 day eviction & I have pictures so if they read this & think I'm not telling the truth - I can post them with time taken & location.
      Read More

      OKay

      March 19, 2016 - Review from Apartments.com
      It took longer than two and a half months and multiple maintenance requests for them to finally fix my front door so that it could lock. I was never comfortable living there until they found the time to fix this. They have been slowly renovating the apartments (new carpet) however the thing that really need to be replaced is the plumbing. It was built in the 70s and hasn't been updated. All of the sinks in my apartment are slow draining no matter how much draino and drain snakes I used. The ...
      maintenance man that came to "fix" it, basically told me he cant do anything about it and then he left. The staff is kind and has transitioned through new owners.
      Read More

      Well kept grounds/clean apartments

      February 5, 2016 - Review from Apartments.com
      I have been living here for 10 months. My apartment was very clean when I moved in (still is) I enjoy living here, my apartment faces a small patch of woods & I love this, my dog does as well. Staff has been very kind & accommodating. Thank You Cottonwood Creek for having me & thank you for your kindness Kim S.

      Apartment Living

      August 8, 2015 - Review from Apartments.com
      At first i was skeptical moving into another apartment complex, the apartment complex that i came from was terrible, the police or emergency services were always out there, there was always something breaking that they would never fix and it was just a mess. But being a single mother of 3 it was all i could afford at the time. Then i was blessed with a new job and was able to move to the apartments I am in now and i couldnt be more happy. The office staff is kind and caring and if i ever have a ...
      maintenance problem they get someone over here as soon as they can. My apartment is clean and neat and the neighbors are great!
      Read More

      Nearby Schools

      Bode Middle School

      St. Joseph School District
      720 North Noyes Boulevard
      Public School - Grades 6-8 (488 Students)
      In Attendance Zone5 minute drive / 1.8 miles away
      4/10

      Central High School

      St. Joseph School District
      2602 Edmond Street
      Public School - Grades 9-12 (1733 Students)
      In Attendance Zone4 minute drive / 2.3 miles away
      4/10
      School data provided by GreatSchools.
      details
      The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

      About GreatSchools Data on ApartmentHomeLiving.com.

      Points of Interest

      Time and distance from Cottonwood Creek.

      Big Box and Retail

      Lowe's

      3901 N Belt Hwy
      3 minute drive / 1.25 miles away

      Aldi

      3608 Faraon St
      4 minute drive / 1.46 miles away

      Petsmart

      4226 N Belt Hwy
      4 minute drive / 1.55 miles away

      Colleges and Universities

      Missouri Western State University

      4525 Downs Dr
      4 minute drive / 2.14 miles away

      Groceries

      Price Chopper

      2219 N Belt Hwy
      1 minute drive / 0.24 miles away

      Aldi

      3608 Faraon St
      4 minute drive / 1.46 miles away

      Hospitals

      Northwest Missouri Psychiatric Rehab Center

      3505 Frederick Avenue
      2 minute drive / 0.99 miles away

      Mosaic Life Care At St. Joseph

      5325 Faraon Street
      4 minute drive / 2.09 miles away

      Shopping Centers

      Wood Lawn Shopping Center

      2221-2245 N Belt Hwy
      1 minute drive / 0.28 miles away

      St. Joseph Square S/C

      2115 N Belt Hwy
      1 minute drive / 0.45 miles away

      Northgate Shopping Center

      1401-1417 N Belt Hwy
      2 minute drive / 0.7 miles away

      Cottonwood Creek has 5 shopping centers within 0.8 miles.

      Rental Price Ranges in the Area

      BedroomAverage RentCheapest RentHighest Rent
      St. Joseph Studio Apartments $708$597$1,050
      St. Joseph 1 Bedroom Apartments $919$700$1,600
      St. Joseph 2 Bedroom Apartments $1,135$780$1,650
      St. Joseph 3 Bedroom Apartments $1,107$950$1,500
      2 Bedroom Homes$1,091$750$1,575
      3 Bedroom Homes$1,537$345$2,800
      4 Bedroom Homes$1,622$1,295$1,950

      Browse Top Apartments in St. Joseph

      Viewing: Cottonwood Creek | Desktop Version | Listing Updated: 08/04/2026 | AHLGLD