Cheap Apartments for Rent in St. Joseph, MO from $400 (39 Rentals)

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Search the lowest-cost Apartments available for rent right now in St. Joseph.

property at 2932 Penn St

$550

Total Monthly Price

Total Monthly Price

Base Rent
$550

Total Monthly Price
$550

1 Bedroom, 1 Bath Home for Rent

Available Now

2932 Penn St

St. JosephMO64507

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

property at 708 McDonald St

$750

Total Monthly Price

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750

2 Bedroom, 1 Bath Home for Rent

Available Now

708 McDonald St

St. JosephMO64505

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Northwood Terrace
1 to 3 Bedroom Apartments

Northwood Terrace

1203 Northwood DrSt. Joseph, MO 64505
  • Utilities Included
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Plaza Apartments
Studio to 3 Bedroom Apartments

Plaza Apartments

1821 Clay StSt. Joseph, MO 64501
  • Utilities Included
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Victorian Court
1 to 3 Bedroom Apartments

Victorian Court

801-831 N 25th StSt. Joseph, MO 64506
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Brookside Apartments
Studio to 2 Bedroom Apartments

Brookside Apartments

1602 Brookside StSt. Joseph, MO 64506
  • Utilities Included
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CityView Lofts
Studio to 2 Bedroom Apartments

CityView Lofts

201 S 10th StSt. Joseph, MO 64501
  • Utilities Included

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 1515 Felix St

$700

Total Monthly Price

Total Monthly Price

Base Rent
$700

Total Monthly Price
$700

1 Bedroom, 1 Bath Home for Rent

Available Now

1515 Felix St, Unit 1515, Unit 1515

1515 Felix St
St. JosephMO64501
property at 1506 Jules St

$700

Total Monthly Price

Total Monthly Price

Base Rent
$700

Total Monthly Price
$700

1 Bedroom, 1 Bath Condo for Rent

Available Now

1506 Jules St

St. JosephMO64501
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Neely Lofts
Studio to 2 Bedroom Apartments

Neely Lofts

1909 S 12th StSt. Joseph, MO 64503
  • Utilities Included
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Summit Place
1 to 3 Bedroom Apartments

Summit Place

516-520 N 10th StSt. Joseph, MO 64501
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Chatsworth
1 to 2 Bedroom Apartments

Chatsworth

1401-1521 S 38th StSt. Joseph, MO 64507
  • Utilities Included
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Elwood Homes
2 to 3 Bedroom Apartments

Elwood Homes

601 N 12th StWathena, KS 66090
  • Utilities Included

St. Joseph, MO Local Guide

Photo of Staff Writer  - Local Guide Expert
Written By:
Staff Writer
Local Guide Expert

Cheapest Available St. Joseph Apartments for Rent

 

The cheapest available apartment rental in St. Joseph, MO is a Studio unit found at Mitchell Park Plaza Apartment priced from $589. HL29 Modern Flats has the second lowest priced unit, which is a Studio apartment currently listed from $725. Here is today’s list of the most affordable St. Joseph apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Mitchell Park Plaza ApartmentS1 - Standard Studio (Pet-Free)Studio,1BA$589
HL29 Modern FlatsStudioStudio,1BA$725
Brittany Village1 bd1BR,1BA$790
Cottonwood CreekTwo Bedroom2BR,2BA$955
148 Park Lane136 Park Ln1BR,1BA$985

Best Value Apartments for Rent in St. Joseph, MO

As of April 26, 2026 the best value apartment in the St. Joseph area is the $1.00 price per square foot 3905 Bucher Dr Model at 3905 Bucher Dr, Unit A in the starting from $1,200. The second greatest value St. Joseph apartment is the 5206 King Hill Ave Model at 5206 King Hill Ave, Unit Apartment C starting at $1,000 with a $0.89 price per square foot . Here is today’s list of the best values for St. Joseph apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
3905 Bucher Dr, Unit A3905 Bucher Dr2BR,1.5BA$1.00
5206 King Hill Ave, Unit Apartment C5206 King Hill Ave2BR,1BA$0.89
3203 Squire Ln, Unit 3203 half Squire Lane3203 Squire Ln2BR,1.5BA$0.93
Cottonwood CreekTwo Bedroom2BR,2BA$1.05
148 Park Lane136 Park Ln1BR,1BA$1.31
Brittany Village1 bd1BR,1BA$1.31
720 Faraon St, Unit 1720 Faraon St1BR,1BA$1.09
HL29 Modern FlatsStudioStudio ,1BA$1.65
Mitchell Park Plaza ApartmentS3 - Corner StudioStudio ,1BA$1.58
2319 S 18th St2319 S 18th StStudio ,0.5BA$3.32

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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St. Joseph Overview

Living in St. Joseph, Missouri can give you a great experience that offers you scenic history coupled with modern amenities. Apartments in St. Joseph provide everything from amazing locations close to everything, to more out-of-the-way spaces that offer enhanced natural beauty. No matter what kind of experience you're looking for, you can build a great life in the st. Joseph area and get involved with activities in an established city that's continuing to grow.

Why live in St. Joseph, MO?

There are some great reasons to choose the St. Joseph, Missouri area as a place to call home. The riverwalk along the Missouri River is a big draw for residents and visitors alike. Additionally, the area is full of parks, sports complexes, skate parks, and golf courses. There is a water park, and an urban trail system that's nationally recognized and winds through the city for 26 miles. If you like theater and shows, shopping, great food, and a vibrant nightlife that's safe and fun, a beautiful apartment in St. Joseph could be the right choice for your needs.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Joseph, MO Rentals by Map

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Frequently Asked Questions about Cheap St. Joseph Apartments

What is the Cheapest Studio apartment in St. Joseph?

Currently the most affordable Cheap Studio Apartment in St. Joseph is at Mitchell Park Plaza Apartment listed at $589.

How much is rent for a Cheap One Bedroom St. Joseph Apartment?

The lowest price for a Cheap One Bedroom St. Joseph Apartment is $790 at Brittany Village.

What is the lowest price for a Cheap Two Bedroom St. Joseph Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in St. Joseph is starting from $875 at HL29 Modern Flats.

What is the most affordable St. Joseph Three Bedroom Apartment?

The best deal on a cheap St. Joseph Three Bedroom Apartment rental is at Brittany Village and starts from $1,010.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts  article

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.