Cheap Apartments for Rent in St. Joseph, MO from $400 (53 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done

Search the lowest-cost Apartments available for rent right now in St. Joseph.

property at 708 McDonald St

$750

Total Monthly Price

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750

2 Bedroom, 1 Bath Home for Rent

Available Now

708 McDonald St

St. JosephMO64505
property at 716 Lincoln St

$800

Total Monthly Price

Total Monthly Price

Base Rent
$800

Total Monthly Price
$800

2 Bedroom, 1.5 Bath Townhome for Rent

Available Now

716 Lincoln St

St. JosephMO64501

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

property at 4503 Maxwell Rd

$900

Total Monthly Price

Total Monthly Price

Base Rent
$900

Total Monthly Price
$900

2 Bedroom, 2 Bath Home for Rent

Available Now

4503 Maxwell Rd

St. JosephMO64505
property at 2811 Pembroke Ln

$950

Total Monthly Price

Total Monthly Price

Base Rent
$950

Total Monthly Price
$950

1 Bedroom, 1 Bath Condo for Rent

Available Aug 1

2811 Pembroke Ln, Unit C25

2811 Pembroke Ln
St. JosephMO64506
property at 2807 Pembroke Ln

$950

Total Monthly Price

Total Monthly Price

Base Rent
$950

Total Monthly Price
$950

1 Bedroom, 1 Bath Condo for Rent

Available Now

2807 Pembroke Ln, Unit A22

2807 Pembroke Ln
St. JosephMO64506
property at 2630 S 22nd St

$999

Total Monthly Price

Total Monthly Price

Base Rent
$999

Total Monthly Price
$999

2 Bedroom, 1 Bath Home for Rent

Available Now

2630 S 22nd St

St. JosephMO64503

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

close
View Me
Northwood Terrace
1 to 3 Bedroom Apartments

Northwood Terrace

1203 Northwood DrSt. Joseph, MO 64505
  • Utilities Included
close
View Me
Plaza Apartments
Studio to 3 Bedroom Apartments

Plaza Apartments

1821 Clay StSt. Joseph, MO 64501
  • Utilities Included
close
View Me
Victorian Court
1 to 3 Bedroom Apartments

Victorian Court

801-831 N 25th StSt. Joseph, MO 64506
close
View Me
Brookside Apartments
Studio to 2 Bedroom Apartments

Brookside Apartments

1602 Brookside StSt. Joseph, MO 64506
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

property at 1022 Ridenbaugh St

$675

Total Monthly Price

Total Monthly Price

Base Rent
$675

Total Monthly Price
$675

1 Bedroom, 1 Bath Home for Rent

Available Now

1022 Ridenbaugh St, Unit A5

1022 Ridenbaugh St
St. JosephMO64501
close
View Me
CityView Lofts
Studio to 2 Bedroom Apartments

CityView Lofts

201 S 10th StSt. Joseph, MO 64501
  • Utilities Included
property at 1506 Jules St

$700

Total Monthly Price

Total Monthly Price

Base Rent
$700

Total Monthly Price
$700

1 Bedroom, 1 Bath Condo for Rent

Available Now

1506 Jules St

St. JosephMO64501
close
View Me
Neely Lofts
Studio to 2 Bedroom Apartments

Neely Lofts

1909 S 12th StSt. Joseph, MO 64503
  • Utilities Included
property at 1111 Penn St

$725

Total Monthly Price

Total Monthly Price

Base Rent
$725

Total Monthly Price
$725

1 Bedroom, 1 Bath Home for Rent

Available Now

1111 Penn St

St. JosephMO64503
close
View Me
Summit Place
1 to 3 Bedroom Apartments

Summit Place

516-520 N 10th StSt. Joseph, MO 64501
  • Utilities Included
property at 1505 S 10th St

$750

Total Monthly Price

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750

1 Bedroom, 1 Bath Home for Rent

Available Now

1505 S 10th St, Unit 1505

1505 S 10th St
St. JosephMO64503
close
View Me
Chatsworth
1 to 2 Bedroom Apartments

Chatsworth

1401-1521 S 38th StSt. Joseph, MO 64507
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

property at 1318 Atchison St

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

2 Bedroom, 1 Bath Home for Rent

Available Now

1318 Atchison St

St. JosephMO64503
close
View Me
Woodbine Meadows 55+
1 to 2 Bedroom Apartments

Woodbine Meadows 55+

102 S Woodbine RdSt. Joseph, MO 64506
Senior Living
  • Utilities Included
close
View Me
148 Park Lane
1 Bedroom Apartments

148 Park Lane

148 Park LnSt. Joseph, MO 64506
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

St. Joseph, MO Local Guide

Photo of Staff Writer  - Local Guide Expert
Written By:
Staff Writer
Local Guide Expert

Cheapest Available St. Joseph Apartments for Rent

 

The cheapest available apartment rental in St. Joseph, MO is a Studio unit found at Coventry Apartments in the Buchanan County neighborhood priced from $650. HL29 Modern Flats in the Buchanan County neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $725. Here is today’s list of the most affordable St. Joseph apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Coventry Apartments0BR/1.0BAStudio,1BA$650
HL29 Modern FlatsStudioStudio,1BA$725
Brittany Village1 bd1BR,1BA$790
Cottonwood CreekTwo Bedroom2BR,2BA$890
Mitchell Park Plaza ApartmentB22 - 2BD/2BA2BR,2BA$994

Best Value Apartments for Rent in St. Joseph, MO

As of July 26, 2026 the best value apartment in the St. Joseph area is the $0.96 price per square foot 5005 Faraon St Model at 5005 Faraon St, Unit 103 in the in the Buchanan County neighborhood starting from $1,150. The second greatest value St. Joseph apartment is the B14 - Pet Free 2BD/2BA w/ Crow's nest Model at Mitchell Park Plaza Apartment starting at $1,150 with a $1.05 price per square foot in the Buchanan County neighborhood. Here is today’s list of the best values for St. Joseph apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
5005 Faraon St, Unit 1035005 Faraon St2BR,2BA$0.96
Mitchell Park Plaza ApartmentB14 - Pet Free 2BD/2BA w/ Crow's nest2BR,2BA$1.05
Cottonwood CreekTwo Bedroom2BR,2BA$0.98
2202 Mulberry St, Unit 2202 Mulberry St2202 Mulberry St2BR,1BA$1.23
Brittany Village1 bd1BR,1BA$1.31
HL29 Modern FlatsStudioStudio ,1BA$1.65
Coventry Apartments0BR/1.0BAStudio ,1BA$2.24
2319 S 18th St2319 S 18th StStudio ,0.5BA$3.44

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

Read Article
Decorative image

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

St. Joseph Overview

Living in St. Joseph, Missouri can give you a great experience that offers you scenic history coupled with modern amenities. Apartments in St. Joseph provide everything from amazing locations close to everything, to more out-of-the-way spaces that offer enhanced natural beauty. No matter what kind of experience you're looking for, you can build a great life in the st. Joseph area and get involved with activities in an established city that's continuing to grow.

Why live in St. Joseph, MO?

There are some great reasons to choose the St. Joseph, Missouri area as a place to call home. The riverwalk along the Missouri River is a big draw for residents and visitors alike. Additionally, the area is full of parks, sports complexes, skate parks, and golf courses. There is a water park, and an urban trail system that's nationally recognized and winds through the city for 26 miles. If you like theater and shows, shopping, great food, and a vibrant nightlife that's safe and fun, a beautiful apartment in St. Joseph could be the right choice for your needs.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Joseph, MO Rentals by Map

View Map
St. Joseph, MO Apartments Map
View Map
St. Joseph, MO Rental Homes Map

Frequently Asked Questions about Cheap St. Joseph Apartments

What is the Cheapest Studio apartment in St. Joseph?

Currently the most affordable Cheap Studio Apartment in St. Joseph is at Coventry Apartments listed at $650.

How much is rent for a Cheap One Bedroom St. Joseph Apartment?

The lowest price for a Cheap One Bedroom St. Joseph Apartment is $790 at Brittany Village.

What is the lowest price for a Cheap Two Bedroom St. Joseph Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in St. Joseph is starting from $875 at HL29 Modern Flats.

What is the most affordable St. Joseph Three Bedroom Apartment?

The best deal on a cheap St. Joseph Three Bedroom Apartment rental is at Brittany Village and starts from $1,010.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Rent According to Income: A Look at Income-Restricted Rentals   article

Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

decorative image for Apartment Occupancy Rates: Renter Attraction vs Renter Retention   article

Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.