Cheap Apartments for Rent in St. Joseph, MO from $400 (47 Rentals)

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Search the lowest-cost Apartments available for rent right now in St. Joseph.

property at 708 McDonald St

$750

Total Monthly Price

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750

2 Bedroom, 1 Bath Home for Rent

Available Now

708 McDonald St

St. JosephMO64505

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

property at 4609 Cheyenne Rd

$875

Total Monthly Price

Total Monthly Price

Base Rent
$875

Total Monthly Price
$875

2 Bedroom, 1 Bath Home for Rent

Available Now

4609 Cheyenne Rd

St. JosephMO64503
property at 3415 Doniphan Ave

$900

Total Monthly Price

Total Monthly Price

Base Rent
$900

Total Monthly Price
$900

3 Bedroom, 1 Bath Home for Rent

Available Now

3415 Doniphan Ave

St. JosephMO64507

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Northwood Terrace
1 to 3 Bedroom Apartments

Northwood Terrace

1203 Northwood DrSt. Joseph, MO 64505
  • Utilities Included
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Plaza Apartments
Studio to 3 Bedroom Apartments

Plaza Apartments

1821 Clay StSt. Joseph, MO 64501
  • Utilities Included
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Victorian Court
1 to 3 Bedroom Apartments

Victorian Court

801-831 N 25th StSt. Joseph, MO 64506
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Brookside Apartments
Studio to 2 Bedroom Apartments

Brookside Apartments

1602 Brookside StSt. Joseph, MO 64506
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

property at 1022 Ridenbaugh St

$675

Total Monthly Price

Total Monthly Price

Base Rent
$675

Total Monthly Price
$675

1 Bedroom, 1 Bath Home for Rent

Available Now

1022 Ridenbaugh St, Unit A5

1022 Ridenbaugh St
St. JosephMO64501
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CityView Lofts
Studio to 2 Bedroom Apartments

CityView Lofts

201 S 10th StSt. Joseph, MO 64501
  • Utilities Included
property at 1506 Jules St

$700

Total Monthly Price

Total Monthly Price

Base Rent
$700

Total Monthly Price
$700

1 Bedroom, 1 Bath Condo for Rent

Available Now

1506 Jules St

St. JosephMO64501
property at 2110 N 2nd St

$700

Total Monthly Price

Total Monthly Price

Base Rent
$700

Total Monthly Price
$700

1 Bedroom, 1 Bath Home for Rent

Available Now

2110 N 2nd St

St. JosephMO64505
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Neely Lofts
Studio to 2 Bedroom Apartments

Neely Lofts

1909 S 12th StSt. Joseph, MO 64503
  • Utilities Included
property at 1111 Penn St

$725

Total Monthly Price

Total Monthly Price

Base Rent
$725

Total Monthly Price
$725

1 Bedroom, 1 Bath Home for Rent

Available Now

1111 Penn St

St. JosephMO64503
property at 1421 Penn St

$725

Total Monthly Price

Total Monthly Price

Base Rent
$725

Total Monthly Price
$725

1 Bedroom, 1 Bath Home for Rent

Available Now

1421 Penn St, Unit 1

1421 Penn St
St. JosephMO64503

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Summit Place
1 to 3 Bedroom Apartments

Summit Place

516-520 N 10th StSt. Joseph, MO 64501
  • Utilities Included
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Chatsworth
1 to 2 Bedroom Apartments

Chatsworth

1401-1521 S 38th StSt. Joseph, MO 64507
  • Utilities Included
property at 519 N 24th St

$825

Total Monthly Price

Total Monthly Price

Base Rent
$825

Total Monthly Price
$825

2 Bedroom, 1 Bath Home for Rent

Available Now

519 N 24th St, Unit Apt B

519 N 24th St
St. JosephMO64501
property at 1421 Penn St

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

2 Bedroom, 1 Bath Condo for Rent

Available Now

1421 Penn St, Unit 4

1421 Penn St
St. JosephMO64503
property at 1318 Atchison St

$850

Total Monthly Price

Total Monthly Price

Base Rent
$850

Total Monthly Price
$850

2 Bedroom, 1 Bath Home for Rent

Available Now

1318 Atchison St

St. JosephMO64503
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Elwood Homes
2 to 3 Bedroom Apartments

Elwood Homes

601 N 12th StWathena, KS 66090
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

St. Joseph, MO Local Guide

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Local Guide Expert

Cheapest Available St. Joseph Apartments for Rent

 

The cheapest available apartment rental in St. Joseph, MO is a Studio unit found at Coventry Apartments priced from $650. Mitchell Park Plaza has the second lowest priced unit, which is a Studio apartment currently listed from $688. Here is today’s list of the most affordable St. Joseph apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Coventry Apartments0BR/1.0BAStudio,1BA$650
Mitchell Park PlazaS3 - Corner StudioStudio,1BA$688
HL29 Modern FlatsStudioStudio,1BA$725
Brittany Village Apartments1 bd1BR,1BA$790
Cottonwood CreekTwo Bedroom2BR,2BA$890

Best Value Apartments for Rent in St. Joseph, MO

As of June 11, 2026 the best value apartment in the St. Joseph area is the $0.75 price per square foot 1618 Pat Dr Model at 1618 Pat Dr, Unit 1618 pat dr in the starting from $1,200. The second greatest value St. Joseph apartment is the Renovated 2BD/2BA Model at The Lofts at 415 starting at $1,333 with a $1.03 price per square foot . Here is today’s list of the best values for St. Joseph apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
1618 Pat Dr, Unit 1618 pat dr1618 Pat Dr3BR,1.5BA$0.75
The Lofts at 415Renovated 2BD/2BA2BR,2BA$1.03
3905 Bucher Dr, Unit A3905 Bucher Dr2BR,1.5BA$0.88
American Electric LoftsTwo Bedroom Two Bath2BR,2BA$1.29
1809 Jules St, Unit 1809.5 Jules St1809 Jules St3BR,1BA$0.83
3203 Squire Ln, Unit 3203 half Squire Lane3203 Squire Ln2BR,1.5BA$0.93
Cottonwood CreekTwo Bedroom2BR,2BA$0.98
11819 County Road 43811819 County Road 4382BR,1BA$1.11
2202 Mulberry St, Unit 2202 Mulberry St2202 Mulberry St2BR,1BA$1.23
Brittany Village Apartments1 bd1BR,1BA$1.31

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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St. Joseph Overview

Living in St. Joseph, Missouri can give you a great experience that offers you scenic history coupled with modern amenities. Apartments in St. Joseph provide everything from amazing locations close to everything, to more out-of-the-way spaces that offer enhanced natural beauty. No matter what kind of experience you're looking for, you can build a great life in the st. Joseph area and get involved with activities in an established city that's continuing to grow.

Why live in St. Joseph, MO?

There are some great reasons to choose the St. Joseph, Missouri area as a place to call home. The riverwalk along the Missouri River is a big draw for residents and visitors alike. Additionally, the area is full of parks, sports complexes, skate parks, and golf courses. There is a water park, and an urban trail system that's nationally recognized and winds through the city for 26 miles. If you like theater and shows, shopping, great food, and a vibrant nightlife that's safe and fun, a beautiful apartment in St. Joseph could be the right choice for your needs.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap St. Joseph Apartments

What is the Cheapest Studio apartment in St. Joseph?

Currently the most affordable Cheap Studio Apartment in St. Joseph is at Coventry Apartments listed at $650.

How much is rent for a Cheap One Bedroom St. Joseph Apartment?

The lowest price for a Cheap One Bedroom St. Joseph Apartment is $700 at Coventry Apartments.

What is the lowest price for a Cheap Two Bedroom St. Joseph Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in St. Joseph is starting from $875 at HL29 Modern Flats.

What is the most affordable St. Joseph Three Bedroom Apartment?

The best deal on a cheap St. Joseph Three Bedroom Apartment rental is at Brittany Village Apartments and starts from $1,010.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

decorative image for Pet-Friendly Renting: Everything You Need to Know Before You Move article

Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

decorative image for Creative Ways Developers Reimagine Retail Spaces as Residential Units  article

Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.

decorative image for Neighborhood and Market Insights: How to Choose the Right Area to Rent   article

Neighborhood and Market Insights: How to Choose the Right Area to Rent

Written by: Robin Stewart

Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.