
Cheap Apartments for Rent in St. Joseph, MO from $400 (53 Rentals)
Search the lowest-cost Apartments available for rent right now in St. Joseph.


Total Monthly Price
2319 S 18th St

Coventry Apartments

Corby Grove Apartments

HL29 Modern Flats

708 McDonald St

Total Monthly Price
2202 Mulberry St, Unit 2202 Mulberry St

Brittany Village

716 Lincoln St

2920-2922 Mitchell Ave
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Cottonwood Creek

American Electric Lofts

4503 Maxwell Rd

730-732 N 23rd St

The Ridge of St. Joseph

1614 S 11th St

2811 Pembroke Ln, Unit C25

2807 Pembroke Ln, Unit A22

2630 S 22nd St

2807 Pembroke Ln
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Westchester Village of St Joseph

Northwood Terrace

Peachtree Place Apartments

Plaza Apartments

Victorian Court

Eugene Field Apartments

Brookside Apartments

Village East Tower Apartments

830 Warsaw Ave

G.T. Woods Property Management
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

1022 Ridenbaugh St, Unit A5

Gene Field Apartments

CityView Lofts

1506 Jules St

Neely Lofts

1111 Penn St

Summit Place

1505 S 10th St, Unit 1505

1922 N 3rd St

Chatsworth
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

2811 Pembroke Ln

Frederick Apartments

1318 Atchison St

1118 S 19th St

1223 Sylvanie St

Woodbine Meadows 55+

Century Tower Apartments

2822 Jules St

148 Park Lane

1219 N 11th St
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
St. Joseph, MO Local Guide

How much does it cost to rent an apartment in St. Joseph?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap St. Joseph Studio Apartments | $751 | $597 | $1,025 |
| Cheap St. Joseph 1 Bedroom Apartments | $901 | $700 | $1,600 |
| Cheap St. Joseph 2 Bedroom Apartments | $1,092 | $780 | $1,650 |
| Cheap St. Joseph 3 Bedroom Apartments | $1,103 | $950 | $1,500 |
| Cheap St. Joseph 4 Bedroom Apartments | $1,150 | $1,150 | $1,150 |
Browse Top Apartments in St. Joseph
See all Apartments in St. JosephExplore St. Joseph
St. Joseph, MO Local Guide

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Cheapest Available St. Joseph Apartments for Rent
 The cheapest available apartment rental in St. Joseph, MO is a Studio unit found at Coventry Apartments in the Buchanan County neighborhood priced from $650. HL29 Modern Flats in the Buchanan County neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $725. Here is today’s list of the most affordable St. Joseph apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Coventry Apartments | 0BR/1.0BA | Studio,1BA | $650 |
| HL29 Modern Flats | Studio | Studio,1BA | $725 |
| Brittany Village | 1 bd | 1BR,1BA | $790 |
| Cottonwood Creek | Two Bedroom | 2BR,2BA | $890 |
| Mitchell Park Plaza Apartment | B22 - 2BD/2BA | 2BR,2BA | $994 |
Best Value Apartments for Rent in St. Joseph, MO
As of July 26, 2026 the best value apartment in the St. Joseph area is the $0.96 price per square foot 5005 Faraon St Model at 5005 Faraon St, Unit 103 in the in the Buchanan County neighborhood starting from $1,150. The second greatest value St. Joseph apartment is the B14 - Pet Free 2BD/2BA w/ Crow's nest Model at Mitchell Park Plaza Apartment starting at $1,150 with a $1.05 price per square foot in the Buchanan County neighborhood. Here is today’s list of the best values for St. Joseph apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 5005 Faraon St, Unit 103 | 5005 Faraon St | 2BR,2BA | $0.96 |
| Mitchell Park Plaza Apartment | B14 - Pet Free 2BD/2BA w/ Crow's nest | 2BR,2BA | $1.05 |
| Cottonwood Creek | Two Bedroom | 2BR,2BA | $0.98 |
| 2202 Mulberry St, Unit 2202 Mulberry St | 2202 Mulberry St | 2BR,1BA | $1.23 |
| Brittany Village | 1 bd | 1BR,1BA | $1.31 |
| HL29 Modern Flats | Studio | Studio ,1BA | $1.65 |
| Coventry Apartments | 0BR/1.0BA | Studio ,1BA | $2.24 |
| 2319 S 18th St | 2319 S 18th St | Studio ,0.5BA | $3.44 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
St. Joseph Overview
Living in St. Joseph, Missouri can give you a great experience that offers you scenic history coupled with modern amenities. Apartments in St. Joseph provide everything from amazing locations close to everything, to more out-of-the-way spaces that offer enhanced natural beauty. No matter what kind of experience you're looking for, you can build a great life in the st. Joseph area and get involved with activities in an established city that's continuing to grow.
Why live in St. Joseph, MO?
There are some great reasons to choose the St. Joseph, Missouri area as a place to call home. The riverwalk along the Missouri River is a big draw for residents and visitors alike. Additionally, the area is full of parks, sports complexes, skate parks, and golf courses. There is a water park, and an urban trail system that's nationally recognized and winds through the city for 26 miles. If you like theater and shows, shopping, great food, and a vibrant nightlife that's safe and fun, a beautiful apartment in St. Joseph could be the right choice for your needs.
Best Local Schools in St. Joseph, MO
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore St. Joseph, MO Rentals by Map
See the most popular apartments and homes in St. Joseph, MO
Frequently Asked Questions about Cheap St. Joseph Apartments
What is the Cheapest Studio apartment in St. Joseph?
Currently the most affordable Cheap Studio Apartment in St. Joseph is at Coventry Apartments listed at $650.
How much is rent for a Cheap One Bedroom St. Joseph Apartment?
The lowest price for a Cheap One Bedroom St. Joseph Apartment is $790 at Brittany Village.
What is the lowest price for a Cheap Two Bedroom St. Joseph Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in St. Joseph is starting from $875 at HL29 Modern Flats.
What is the most affordable St. Joseph Three Bedroom Apartment?
The best deal on a cheap St. Joseph Three Bedroom Apartment rental is at Brittany Village and starts from $1,010.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.