Cheap Apartments for Rent in St. Joseph, MO from $400 (30 Rentals)

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Search the lowest-cost Apartments available for rent right now in St. Joseph.

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Northwood Terrace
1 to 3 Bedroom Apartments

Northwood Terrace

1203 Northwood DrSt. Joseph, MO 64505
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Plaza Apartments
Studio to 1 Bedroom Apartments

Plaza Apartments

1821 Clay StSt. Joseph, MO 64501
  • Utilities Included
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Victorian Court
1 to 2 Bedroom Apartments

Victorian Court

801-831 N 25th StSt. Joseph, MO 64506
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Summit Place
1 to 3 Bedroom Apartments

Summit Place

516-520 N 10th StSt. Joseph, MO 64501
  • Utilities Included
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Brookside Apartments
Studio to 2 Bedroom Apartments

Brookside Apartments

1602 Brookside StSt. Joseph, MO 64506
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Chatsworth
1 to 2 Bedroom Apartments

Chatsworth

1401-1521 S 38th StSt. Joseph, MO 64507
  • Utilities Included
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Elwood Homes
3 Bedroom Apartments

Elwood Homes

601 N 12th StWathena, KS 66090
  • Utilities Included

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

St. Joseph, MO Local Guide

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Cheapest Available St. Joseph Apartments for Rent

 

The cheapest available apartment rental in St. Joseph, MO is a Studio unit found at Mitchell Park Plaza priced from $650. HL29 Modern Flats has the second lowest priced unit, which is a Studio apartment currently listed from $725. Here is today’s list of the most affordable St. Joseph apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Mitchell Park PlazaS1 - Standard StudioStudio,1BA$650
HL29 Modern FlatsStudioStudio,1BA$725
Cottonwood CreekThree Bedroom3BR,2BA$994
American Electric LoftsOne Bedroom + Den/Office1BR,1BA$1,110
Lofts at 4153BR/2.0BA3BR,2BA$1,495

Best Value Apartments for Rent in St. Joseph, MO

As of June 13, 2025 the best value apartment in the St. Joseph area is the $1.15 price per square foot 3BR/2.0BA Model at Lofts at 415 in the starting from $1,495. The second greatest value St. Joseph apartment is the Three Bedroom Model at Cottonwood Creek starting at $994 with a $0.88 price per square foot . Here is today’s list of the best values for St. Joseph apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Lofts at 4153BR/2.0BA3BR,2BA$1.15
Cottonwood CreekThree Bedroom3BR,2BA$0.88
American Electric LoftsOne Bedroom One Bath1BR,1BA$1.70
2406 Pacific St, Unit A2406 Pacific St1BR,1BA$1.05
720 Faraon St, Unit 2720 Faraon St1BR,1BA$1.00
HL29 Modern FlatsStudioStudio ,1BA$1.65
Mitchell Park PlazaS1 - Standard StudioStudio ,1BA$1.56

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St. Joseph Overview

Living in St. Joseph, Missouri can give you a great experience that offers you scenic history coupled with modern amenities. Apartments in St. Joseph provide everything from amazing locations close to everything, to more out-of-the-way spaces that offer enhanced natural beauty. No matter what kind of experience you're looking for, you can build a great life in the st. Joseph area and get involved with activities in an established city that's continuing to grow.

Why live in St. Joseph, MO?

There are some great reasons to choose the St. Joseph, Missouri area as a place to call home. The riverwalk along the Missouri River is a big draw for residents and visitors alike. Additionally, the area is full of parks, sports complexes, skate parks, and golf courses. There is a water park, and an urban trail system that's nationally recognized and winds through the city for 26 miles. If you like theater and shows, shopping, great food, and a vibrant nightlife that's safe and fun, a beautiful apartment in St. Joseph could be the right choice for your needs.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Joseph, MO Rentals by Map

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Getting Around St. Joseph, MO

Walk Score®

43 / 100

Car-Dependent

Most errands require a car

Bike Score®

32 / 100

Somewhat Bikeable

Minimal bike infrastructure

Frequently Asked Questions about Cheap St. Joseph Apartments

What is the Cheapest Studio apartment in St. Joseph?

Currently the most affordable Cheap Studio Apartment in St. Joseph is at Mitchell Park Plaza listed at $650.

How much is rent for a Cheap One Bedroom St. Joseph Apartment?

The lowest price for a Cheap One Bedroom St. Joseph Apartment is $795 at Mitchell Park Plaza.

What is the lowest price for a Cheap Two Bedroom St. Joseph Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in St. Joseph is starting from $875 at HL29 Modern Flats.

What is the most affordable St. Joseph Three Bedroom Apartment?

The best deal on a cheap St. Joseph Three Bedroom Apartment rental is at Cottonwood Creek and starts from $994.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.

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The Art of the Rental Viewing: What to look for during a property tour

Written by: Marie Brown

You’ve scrolled through countless listings, walked through a blur of rentals, and finally found what feels like the one. The pictures? Fantastic. The neighborhood seems just right.

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Know Your Budget: Calculating What You Can Realistically Afford When Renting

Written by: Lauren Harrington

Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.

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The Freedom of Short-Term Leases: Exploring the Advantages for Renters

Written by: Bobbi Jackson

If you’re looking to relocate right now, a popular solution that may best fit your current rental needs is a short-term lease.