115 N Cherry St
CentraliaIL62801
Cheap Homes for Rent in Effingham, IL from $500 (16 Rentals)
Search the lowest-cost Homes available for rent right now in Effingham.
525 S Division St
WestfieldIL62474
205 North St
RaymondIL62560
1908 Marion Ave
MattoonIL61938
205 S Walters St
RobinsonIL62454
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
400 Ricks St
MorrisonvilleIL62546
2127 County Rd 855
FairfieldIL62837
206 N Jefferson St
RobinsonIL62454
2284 E Clay St
DecaturIL62521
100 E Vine St
TaylorvilleIL62568
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
1363 E Johns Ave
DecaturIL62521
2152 E Johns Ave
DecaturIL62521
401 S 19th St
DecaturIL62521
1148 S Hilton St
DecaturIL62521
1286 E Vanderhoof St
DecaturIL62521
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
704 S Jones St
RobinsonIL62454
Showing Results 1-16, Page 1 of 1
Effingham, IL Local Guide
Tall grass in the clouds by Tom Shockey is licensed under CC BY 2.0
How much does it cost to rent a home in Effingham?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Effingham 2 Bedroom Homes for Rent | $903 | $290 | $1,700 |
| Effingham 3 Bedroom Homes for Rent | $1,230 | $850 | $1,650 |
| Effingham 4 Bedroom Homes for Rent | $1,174 | $1,072 | $1,300 |
| Effingham 5 Bedroom Homes for Rent | $1,897 | $1,750 | $2,045 |
Browse Top Homes for Rent in Effingham
Explore Effingham
Effingham, IL Local Guide
- Nearby Cities
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Cheapest Available Effingham Apartments for Rent and Nearby
The cheapest available apartment rental in Effingham, IL is a 2 Beds unit found at Capitol Pointe priced from $400. RESERVE AT LAKEVIEW has the second lowest priced unit, which is a 1 Bed apartment currently listed from $421. Here is today’s list of the most affordable Effingham apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Capitol Pointe | 2 Beds, 1 bath | 2BR,1BA | $400 |
| RESERVE AT LAKEVIEW | One Bedroom One Bathroom | 1BR,1BA | $421 |
| Roosevelt School Apartments | 1 Bedroom | 1BR,1BA | $461 |
| Rider Place | 1 Bedroom | 1BR,1BA | $500 |
| The Millennium Apartments | 3 Bedroom | 3BR,1BA | $505 |
Best Value Apartments for Rent in Effingham, IL and Nearby
As of November 10, 2025 the best value apartment in the Effingham area is the $0.41 price per square foot 3 Bedroom Model at The Millennium Apartments in the starting from $505. The second greatest value Effingham apartment is the Unit 44 Model at Centralia Estates starting at $1,025 with a $1.05 price per square foot . Here is today’s list of the best values for Effingham apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| The Millennium Apartments | 3 Bedroom | 3BR,1BA | $0.41 |
| Centralia Estates | Unit 44 | 3BR,2BA | $1.05 |
| Royal Heights | Royal Heights 2 Bed w/ Study & 1.5 Bath | 3BR,1.5BA | $0.95 |
| 509 Charleston Ave | 2 Bed 1 Bath | 2BR,1BA | $0.91 |
| Capitol Pointe | 2 Beds, 1 bath | 2BR,1BA | $0.52 |
| Roosevelt School Apartments | 1 Bedroom | 1BR,1BA | $0.61 |
| McKay Manor | 1 Bedroom | 1BR,1BA | $0.83 |
| Arthur Ave Apartments | 1x1 | 1BR,1BA | $0.97 |
| RESERVE AT LAKEVIEW | One Bedroom One Bathroom | 1BR,1BA | $0.69 |
| Rider Place | 1 Bedroom | 1BR,1BA | $0.92 |
Apartment Common Area Rules: What Renters Need to Know
From the lounge to the laundry room, understand your rights and responsibilities in shared apartment spaces. Get tips on pet rules, noise, and security.
Read Article
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Effingham, IL
South Side Grade School
Effingham Community Unit School District 40
Public School - Grades 1-3 (268)
0 out of 10
Effingham High School
Effingham Community Unit School District 40
Public School - Grades 9-12 (734)
8 out of 10
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Effingham, IL Rentals by Map
See the most popular apartments and homes in Effingham, IL
Effingham, IL Area Reviews
Do you know the Effingham area?
Let everyone know!
Write a Review
Kathy • 2+ years in Effingham
September 24, 2025There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.
Frequently Asked Questions about Effingham
What type of rentals are currently available in Effingham?
There are currently 64 Apartments for Rent in Effingham, IL with pricing that ranges from $400 to $1,694. There are also 36 Single Family Homes for rent, Condos, and Townhome rentals currently available in Effingham ranging from $290 to $2,045.
What is the current price range for Rental Homes in Effingham?
Today's rental pricing for Homes for Rent, Condos and Townhomes in Effingham ranges from $290 to $2,045 with an average monthly rent of $1,173.
How much are larger Three and Four Bedroom Rentals in Effingham?
For those who are looking for larger living arrangements, Three Bedroom Apartments in Effingham range from $490 to $1,694, while Three Bedroom Homes, Condos, and Townhomes for rent range from $850 to $1,650. Four Bedroom Single-Family rentals are also available starting from $1,072 and Four Bedroom Apartments start at $1,299.
Expert Rental Resources
Helpful Apartment Articles, How-To's and Tips
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Apartment Common Area Rules: What Renters Need to Know
Written by: Christine Leonard, Esq.
Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.
How to Negotiate Your Apartment Lease and Save Money
Written by: Christine Leonard, Esq.
Everything is a negotiation in real estate!
The Rental Move-In Inspection Checklist: A Guide for Renters
Written by: Trey Huguley
The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Written by: Christine Leonard, Esq.
For many people, obstacles can arise during the rental application process for a variety of issues.