115 N Cherry St
CentraliaIL62801
Cheap Homes for Rent in Effingham, IL from $500 (17 Rentals)
Search the lowest-cost Homes available for rent right now in Effingham.
200 N Pine St
PanaIL62557
206 N Jefferson St
RobinsonIL62454
1021 N 35th St
DecaturIL62521
698 S Stone St
DecaturIL62521
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
12516 N 1035th St
EffinghamIL62401
100 E Vine St
TaylorvilleIL62568
418 S Van Buren St
SullivanIL61951
1363 E Johns Ave
DecaturIL62521
2152 E Johns Ave
DecaturIL62521
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
2143 E Wood St
DecaturIL62521
1307 S Jasper St
DecaturIL62521
600 E Jefferson Ave
CaseyIL62420
1286 E Vanderhoof St
DecaturIL62521
1609 E Johns Ave
DecaturIL62521
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.
950 Edgar Dr
CharlestonIL61920
4209 Keener Dr
SalemIL62881
Showing Results 1-17, Page 1 of 1
Effingham, IL Local Guide
Tall grass in the clouds by Tom Shockey is licensed under CC BY 2.0
How much does it cost to rent a home in Effingham?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Effingham 2 Bedroom Homes for Rent | $950 | $290 | $1,700 |
| Effingham 3 Bedroom Homes for Rent | $1,197 | $875 | $1,700 |
| Effingham 4 Bedroom Homes for Rent | $1,174 | $1,072 | $1,300 |
| Effingham 5 Bedroom Homes for Rent | $1,750 | $1,750 | $1,750 |
Browse Top Homes for Rent in Effingham
Explore Effingham
Effingham, IL Local Guide
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Cheapest Available Effingham Apartments for Rent and Nearby
The cheapest available apartment rental in Effingham, IL is a 1 Bed unit found at RESERVE AT LAKEVIEW priced from $421. Roosevelt School Apartments has the second lowest priced unit, which is a 1 Bed apartment currently listed from $461. Here is today’s list of the most affordable Effingham apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| RESERVE AT LAKEVIEW | One Bedroom One Bathroom | 1BR,1BA | $421 |
| Roosevelt School Apartments | 1 Bedroom | 1BR,1BA | $461 |
| Rider Place | 1 Bedroom | 1BR,1BA | $500 |
| The Millennium Apartments | 3 Bedroom | 3BR,1BA | $505 |
| McKay Manor | 2 Bedroom | 2BR,1BA | $548 |
Best Value Apartments for Rent in Effingham, IL and Nearby
As of December 26, 2025 the best value apartment in the Effingham area is the $0.99 price per square foot 3 Bed 2.5 Bath Model at Panther Heights in the starting from $1,380. The second greatest value Effingham apartment is the 3 Bedroom Model at McKay Manor starting at $1,150 with a $0.91 price per square foot . Here is today’s list of the best values for Effingham apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Panther Heights | 3 Bed 2.5 Bath | 3BR,2.5BA | $0.99 |
| McKay Manor | 3 Bedroom | 3BR,2BA | $0.91 |
| The Millennium Apartments | 3 Bedroom | 3BR,1BA | $0.41 |
| Timber Cove | The Whitehall | 2BR,1BA | $0.98 |
| Royal Heights | Royal Heights 2 Bed w/ Study & 1.5 Bath | 3BR,1.5BA | $0.95 |
| 2474 N Florian | Unit 11 | 2BR,1.5BA | $1.13 |
| Roosevelt School Apartments | 1 Bedroom | 1BR,1BA | $0.61 |
| RESERVE AT LAKEVIEW | One Bedroom One Bathroom | 1BR,1BA | $0.69 |
| Stones Crossing Apartments | Very nice and updated one bedroom for rent!!!!! | 1BR,1BA | $1.16 |
| Rider Place | 1 Bedroom | 1BR,1BA | $0.92 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read Article
The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Effingham, IL
South Side Grade School
Effingham Community Unit School District 40
Public School - Grades 1-3 (268)
0 out of 10
Effingham High School
Effingham Community Unit School District 40
Public School - Grades 9-12 (734)
8 out of 10
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Effingham, IL Rentals by Map
See the most popular apartments and homes in Effingham, IL
Effingham, IL Area Reviews
Do you know the Effingham area?
Let everyone know!
Write a Review
Kathy • 2+ years in Effingham
September 24, 2025There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.
Frequently Asked Questions about Effingham
What type of rentals are currently available in Effingham?
There are currently 65 Apartments for Rent in Effingham, IL with pricing that ranges from $413 to $1,694. There are also 40 Single Family Homes for rent, Condos, and Townhome rentals currently available in Effingham ranging from $290 to $1,750.
What is the current price range for Rental Homes in Effingham?
Today's rental pricing for Homes for Rent, Condos and Townhomes in Effingham ranges from $290 to $1,750 with an average monthly rent of $1,245.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips
How to Make Your Apartment Holiday-Ready: Renter-Friendly Tips
Written by: Justin Habersaat
Getting your apartment ready for the holidays can be exciting but sometimes challenging in a smaller space. Here are some modern tips to keep things festive, safe, and inviting this season.
Renting with Roommates: Realistic Expectations for Shared Lease
Written by: Christine Leonard, Esq.
Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.
Apartment Common Area Rules: What Renters Need to Know
Written by: Christine Leonard, Esq.
Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.
How to Negotiate Your Apartment Lease and Save Money
Written by: Christine Leonard, Esq.
Everything is a negotiation in real estate!