
Cheap Apartments for Rent in Oswego, NY from $500 (25 Rentals)
Search the lowest-cost Apartments available for rent right now in Oswego.


Total Monthly Price
47 W Bridge St, Unit 1 upstairs, Unit 1 upstairs

255 W 5th St

Total Monthly Price
256 W 4th St, Unit Upper Apartment, Unit Upper Apartment

4618 Hall Rd

99 1/2 Ellen St
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

331 W 5th St

35 Lawrence St, Unit 2

35 Lawrence St

250 W 2nd St

188 W 2nd St

157 W 3rd St
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

2 Cedarwood

88 E 5th St

Total Monthly Price
78 Creamery Rd, Unit 78 creamery rd apartment, Unit 78 creamery rd apartment

Total Monthly Price
49 Lincoln Ave, Unit 49 Lincoln Avenue, Unit 49 Lincoln Avenue

50 Downey Dr

148 W Schuyler St
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

7096 NY-104

129 W Fourth St

Brandonwood Apartments

162 W 8th St

7060 NY-104

355 Village Blvd N
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

412 County Rte 10
Oswego, NY Local Guide

How much does it cost to rent an apartment in Oswego?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap Oswego Studio Apartments | $945 | $945 | $945 |
| Cheap Oswego 1 Bedroom Apartments | $1,306 | $650 | $2,400 |
| Cheap Oswego 2 Bedroom Apartments | $1,932 | $999 | $4,500 |
| Cheap Oswego 3 Bedroom Apartments | $1,638 | $500 | $2,500 |
| Cheap Oswego 4 Bedroom Apartments | $674 | $625 | $709 |
Browse Top Apartments in Oswego
See all Apartments in OswegoExplore Oswego
Oswego, NY Local Guide

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Cheapest Available Oswego Apartments for Rent
 The cheapest available apartment rental in Oswego, NY is a Studio unit found at 4618 Hall Rd priced from $945. 99 1/2 Ellen St has the second lowest priced unit, which is a 1 Bed apartment currently listed from $995. Here is today’s list of the most affordable Oswego apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| 4618 Hall Rd | Studio | Studio,1BA | $945 |
| 99 1/2 Ellen St | 99 1/2 | 1BR,1BA | $995 |
| 188 W 2nd St | 1B 1 BA | 1BR,1BA | $1,195 |
| 157 W 3rd St | 1B 1BA | 1BR,1BA | $1,195 |
| Market House Apartments at Old City Hall | 1x1 | 1BR,1BA | $2,000 |
Best Value Apartments for Rent in Oswego, NY
As of May 07, 2026 the best value apartment in the Oswego area is the $2.10 price per square foot Penthouse Model at Riverwalk in the starting from $4,000. The second greatest value Oswego apartment is the 173 Model at 173 W 5th St starting at $600 with a $0.32 price per square foot . Here is today’s list of the best values for Oswego apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Riverwalk | Penthouse | 2BR,2BA | $2.10 |
| 173 W 5th St | 173 | 3BR,1.5BA | $0.32 |
| 49 Lincoln Ave, Unit 49 Lincoln Avenue | 49 Lincoln Ave | 2BR,1.5BA | $1.21 |
| Lakeside Commons | Spruce | 2BR,2BA | $1.07 |
| 144 W Seneca St, Unit 144 West Seneca-upper | 144 W Seneca St | 3BR,1BA | $2.44 |
| 78 Creamery Rd, Unit 78 creamery rd apartment | 78 Creamery Rd | 2BR,1BA | $2.26 |
| 188 W 2nd St | 1B 1 BA | 1BR,1BA | $2.08 |
| 157 W 3rd St | 1B 1BA | 1BR,1BA | $2.17 |
| 99 1/2 Ellen St | 99 1/2 | 1BR,1BA | $2.21 |
| 4618 Hall Rd | Studio | Studio ,1BA | $2.70 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Oswego Overview
During the past few years, Oswego, New York has become a popular place for individuals and families of all ages. It is known for its beautiful scenery, its friendly people, and its gorgeous weather. As a result, there are many people who are looking for apartments in Oswego, New York. If you are looking for Oswego apartments, what do you need to know about the local area? Learn more about Oswego below, and remember to reach out to professionals who can help you find the best apartment.á
Why live in Oswego, NY?
During the past few years, Oswego has become one of the most popular cities in New York. There are several reasons why so many people enjoy living in the local area. First, the weather is relatively mild throughout the year. There are four distinct seasons. Second, the cost of living in the local area is also a lot lower when compared to other nearby cities. Money goes much farther in Oswego. Finally, there are plenty of job opportunities available as well. For all of these reasons, Oswego is growing relatively quickly.á
Best Local Schools in Oswego, NY
Charles E Riley Elementary School
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Oswego, NY Rentals by Map
See the most popular apartments and homes in Oswego, NY
Frequently Asked Questions about Cheap Oswego Apartments
How much is rent for a Cheap One Bedroom Oswego Apartment?
The lowest price for a Cheap One Bedroom Oswego Apartment is $995 at 99 1/2 Ellen St.
What is the lowest price for a Cheap Two Bedroom Oswego Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Oswego is starting from $1,445 at 157 W 3rd St.
What is the most affordable Oswego Three Bedroom Apartment?
The best deal on a cheap Oswego Three Bedroom Apartment rental is at 188 W 2nd St and starts from $1,495.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.