Cheap Apartments for Rent in the Central State Neighborhood of Schenectady, NY from $800 (14 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Central State area of Schenectady.

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2451 Albany Rd
1 Bedroom Apartments

2451 Albany Rd

2451 Albany RdSchenectady, NY 12304
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1326 State St
1 to 3 Bedroom Apartments

1326 State St

1326 State StSchenectady, NY 12304
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1557 State St
Studio Apartments

1557 State St

1557 State StSchenectady, NY 12304
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31 Division St
1 to 3 Bedroom Apartments

31 Division St

31 Division StSchenectady, NY 12304
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1249 Albany St
1 Bedroom Apartments

1249 Albany St

1249 Albany StSchenectady, NY 12304

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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1232 State St
1 Bedroom Apartments

1232 State St

1232 State StSchenectady, NY 12304
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1309 State St
1 to 2 Bedroom Apartments

1309 State St

1309 State StSchenectady, NY 12304
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Steinmetz Homes
1 to 4 Bedroom Apartments

Steinmetz Homes

118 Henry StSchenectady, NY 12304

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Showing Results 1-14, Page 1 of 1

Central State, Schenectady, NY Local Guide

Best Value Apartments for Rent in Central State, NY

As of July 23, 2026 the best value apartment in the Central State area is the $1.38 price per square foot 250 Elm St Model at 250 Elm St, Unit FirstFloor in the in the Downtown Schenectady neighborhood starting from $1,650. The second greatest value Central State apartment is the 17 Western Pky Model at 17 Western Pky, Unit 1st flr starting at $1,395 with a $1.40 price per square foot in the Downtown Schenectady neighborhood. Here is today’s list of the best values for Central State apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
250 Elm St, Unit FirstFloor250 Elm St3BR,1BA$1.38
17 Western Pky, Unit 1st flr17 Western Pky2BR,1BA$1.40

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Central State, Schenectady, NY

Ranked #3

Among cities in New York for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

4.0
Pet Friendly

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Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for The Best Neighborhoods for Renters While Attending College in Albany article

The Best Neighborhoods for Renters While Attending College in Albany

Written by: Patrick Ryan

Albany, the Capital city of New York state, is revered for its unique architecture and storied history.

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.