
Cheap Homes for Rent in Speculator, NY from $800 (11 Rentals)
Search the lowest-cost Homes available for rent right now in Speculator.


20.5 Lexington Ave

22 Collingwood Ave

980 Murray Rd

1207 Schuyler St
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

80 Main St

124 Archer Rd

133 Bay St

11 Keyes St

41 Malloy Rd
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

238 N Main St
Speculator, NY Local Guide

How much does it cost to rent a home in Speculator?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Speculator 2 Bedroom Homes for Rent | $6,172 | $950 | $10,000+ |
| Speculator 3 Bedroom Homes for Rent | $7,037 | $1,350 | $10,000+ |
| Speculator 4 Bedroom Homes for Rent | $10,632 | $2,200 | $10,000+ |
| Speculator 5 Bedroom Homes for Rent | $21,750 | $3,500 | $10,000+ |
| Speculator 6 Bedroom Homes for Rent | $23,500 | $4,500 | $10,000+ |
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Speculator, NY Local Guide
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Cheapest Available Speculator Apartments for Rent and Nearby
 The cheapest available apartment rental in Speculator, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. The Landings at Kingsbury has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,050. Here is today’s list of the most affordable Speculator apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Holiday Efficiency Apartments | Studio | 1BR,1BA | $700 |
| The Landings at Kingsbury | B1 | 1BR,1BA | $1,050 |
| Glen Street Associates | Water Tower Villiage S. Glen Falls | 1BR,1BA | $1,125 |
| Whispering Pines | 1 Bedroom (Section B) | 1BR,1BA | $1,230 |
| District 425 | 1BR/1.0BA | 1BR,1BA | $1,375 |
Best Value Apartments for Rent in Speculator, NY and Nearby
As of June 19, 2026 the best value apartment in the Speculator area is the $1.34 price per square foot 4 Bedroom Townhome Model at Springwood Meadows Townhome Apartments in the starting from $2,550. The second greatest value Speculator apartment is the 2BD/2BA - Den Model at Park Place at Wilton, LLC starting at $2,250 with a $1.55 price per square foot . Here is today’s list of the best values for Speculator apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Springwood Meadows Townhome Apartments | 4 Bedroom Townhome | 4BR,2.5BA | $1.34 |
| Park Place at Wilton, LLC | 2BD/2BA - Den | 2BR,2BA | $1.55 |
| Enclave 50 | Two Bedroom/Two Bath W/ Attached Garage | 2BR,2BA | $1.84 |
| District 425 | 1BR/1.0BA | 1BR,1BA | $1.36 |
| McGregor Village | 2 Beds/1 Bath + Balcony & W/D | 2BR,1BA | $1.66 |
| The Landings at Kingsbury | B | 1BR,1BA | $1.15 |
| South Glens Falls | Townhome Two Bedroom One Bath | 2BR,1BA | $1.57 |
| 464 Maple Ave | 1 BDR | 1BR,1BA | $1.66 |
| Glen Street Associates | 21 Bay | 1BR,1BA | $1.74 |
| Holiday Efficiency Apartments | Studio | 1BR,1BA | $0.93 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
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Remember the 3 Rules of Real Estate:Location, Location, Location!
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Frequently Asked Questions about Speculator
What type of rentals are currently available in Speculator?
There are currently 59 Apartments for Rent in Speculator, NY with pricing that ranges from $800 to $5,139. There are also 39 Single Family Homes for rent, Condos, and Townhome rentals currently available in Speculator ranging from $800 to $40,000.
What is the current price range for Rental Homes in Speculator?
Today's rental pricing for Homes for Rent, Condos and Townhomes in Speculator ranges from $800 to $40,000 with an average monthly rent of $11,729.
How much are larger Three and Four Bedroom Rentals in Speculator?
For those who are looking for larger living arrangements, Three Bedroom Apartments in Speculator range from $1,275 to $5,139, while Three Bedroom Homes, Condos, and Townhomes for rent range from $1,350 to $30,000. Four Bedroom Single-Family rentals are also available starting from $2,200 and Four Bedroom Apartments start at $2,509.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

Creative Ways Developers Reimagine Retail Spaces as Residential Units
Written by: Robin Stewart
Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.