Cheap Apartments for Rent near Spencer, NY from $800 (29 Rentals)

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Search the lowest-cost Apartments available for rent right now in Spencer.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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514 W State St
1 Bedroom Apartments

514 W State St

514 W State StIthaca, NY 14850
  • Utilities Included
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130 Temple St
Studio to 1 Bedroom Apartments

130 Temple St

130 Temple StOwego, NY 13827
  • Utilities Included
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222 N Albany St
2 Bedroom Apartments

222 N Albany St

222 N Albany StIthaca, NY 14850
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Harolds Square
Studio to 2 Bedroom Apartments

Harolds Square

125 E State StIthaca, NY 14850
  • Utilities Included
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204 Cornell St
1 Bedroom Apartments

204 Cornell St

204 Cornell StIthaca, NY 14850
Student Housing
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109 Cook St
1 Bedroom Apartments

109 Cook St

109 Cook StIthaca, NY 14850
Student Housing
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318 E Seneca St
1 to 2 Bedroom Apartments

318 E Seneca St

318 E Seneca StIthaca, NY 14850
  • Utilities Included
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931 E State St
2 to 3 Bedroom Apartments

931 E State St

931 E State StIthaca, NY 14850
Student Housing

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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127-129 Eddy Street
Studio to 2 Bedroom Apartments

127-129 Eddy Street

127-129 Eddy StIthaca, NY 14850
Student Housing
Showing Results 1-29, Page 1 of 1

Spencer, NY Local Guide

Cheapest Available Spencer Apartments for Rent and Nearby

 

The cheapest available apartment rental in Spencer, NY is a Studio unit found at RIDGETOP Apartments in Collegetown in the North Campus neighborhood priced from $225. Quarry St. Apartments in the Western South Hill neighborhood has the second lowest priced unit, which is a 3 Beds apartment currently listed from $1,000. Here is today’s list of the most affordable Spencer apartments for rent:

Apartment ListingModel NameBed/BathPriced From
RIDGETOP Apartments in CollegetownParkingStudio,$225
Quarry St. Apartments3BR/1.0BA3BR,1BA$1,000
36 German Cross Rd Utilities Included!1 BR, 1 BA1BR,1BA$1,000
111 Osmun Place - See DetailsFull 5 Bedroom Apartment 25BR,1BA$1,050
West Village Apartments2 Beds, 1 bath2BR,1BA$1,113
Commons WestStudioStudio,1BA$1,395
City View ApartmentsY SeriesStudio,1BA$1,575
Center Ithaca1BR/1.0BA1BR,1BA$1,625
Forest Edge TownhomesAspen2BR,1BA$1,695
Lakeside Vista2 Bedroom 1 Bathroom - Whole Apartment3BR,1BA$1,850

Best Value Apartments for Rent in Spencer, NY and Nearby

As of August 18, 2026 the best value apartment in the Spencer area is the $0.43 price per square foot 3 Bedroom 2 Bath Model at 212 Giles St Furnished Free Parking in the in the Ithaca neighborhood starting from $780. The second greatest value Spencer apartment is the Full 3 Bedroom Apartment 4 Model at 111 Osmun Place - See Details starting at $1,050 with a $0.58 price per square foot in the Ithaca neighborhood. Here is today’s list of the best values for Spencer apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
212 Giles St Furnished Free Parking3 Bedroom 2 Bath3BR,2BA$0.43
111 Osmun Place - See DetailsFull 3 Bedroom Apartment 43BR,1BA$0.58
503 Dryden Rd3 Bedrooms3BR,1BA$0.57
Plaza East/Summerhill TownhousesPlaza East 3 Bed 3.5 Bath Townhouse3BR,3.5BA$2.42
Cornell Housing | Furnished Suites602 Penthouse| Furnished Suite1BR,2BA$1.24
West Village Apartments3 Beds, 1 bath3BR,1BA$1.23
36 German Cross Rd Utilities Included!1 BR, 1 BA1BR,1BA$1.00
107 Elmwood 7 Minute Walk to Campus!College Ave 3bed 1bath3BR,1BA$0.96
Lakeside Vista2 Bedroom 1 Bathroom - Whole Apartment3BR,1BA$2.03
Forest Edge TownhomesAspen2BR,1BA$1.99

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Spencer, NY Rentals by Map

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Frequently Asked Questions about Cheap Spencer Apartments

What is the Cheapest Studio apartment in Spencer?

Currently the most affordable Cheap Studio Apartment in Spencer is at RIDGETOP Apartments in Collegetown listed at $225.

How much is rent for a Cheap One Bedroom Spencer Apartment?

The lowest price for a Cheap One Bedroom Spencer Apartment is $1,000 at 36 German Cross Rd Utilities Included!.

What is the lowest price for a Cheap Two Bedroom Spencer Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Spencer is starting from $1,113 at West Village Apartments.

What is the most affordable Spencer Three Bedroom Apartment?

The best deal on a cheap Spencer Three Bedroom Apartment rental is at Quarry St. Apartments and starts from $1,000.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.