
Cheap Apartments for Rent in Spencer, NY from $900 (27 Rentals)
Search the lowest-cost Apartments available for rent right now in Spencer.


West Village Apartments

Total Monthly Price
The Outlook Apartments

101 N Quarry St

Total Monthly Price
Hudson Heights Studios Utilities Included

601 E State St
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Center Ithaca

707 E Seneca St.

Fairview Apartments

Commons West

204 Cornell St

The Carey Building
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

931 E State St

313 Wait Ave

105 Valentine Pl

215 College Ave

514 W State St

54 Central Ave
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Jailhouse & Sheriff's Apartments 176 Main St.

222 N Albany St

Harolds Square

109 Cook St

115 Stewart Ave

318 E Seneca St
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

211 Prospect St

213 Prospect St

220 Coddington Rd
Spencer, NY Local Guide

How much does it cost to rent an apartment in Spencer?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Spencer Studio Apartments | $1,983 | $225 | $3,644 |
| Spencer 1 Bedroom Apartments | $2,635 | $926 | $4,872 |
| Spencer 2 Bedroom Apartments | $3,111 | $1,000 | $5,727 |
| Spencer 3 Bedroom Apartments | $3,040 | $1,000 | $4,120 |
| Spencer 4 Bedroom Apartments | $3,655 | $975 | $5,000 |
Browse Top Apartments in Spencer
See all Apartments in SpencerExplore Spencer
Spencer, NY Local Guide
- Nearby Cities
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Cheapest Available Spencer Apartments for Rent and Nearby
 The cheapest available apartment rental in Spencer, NY is a Studio unit found at RIDGETOP Apartments in Collegetown in the North Campus neighborhood priced from $225. The Outlook Apartments in the Western South Hill neighborhood has the second lowest priced unit, which is a 4 Beds apartment currently listed from $975. Here is today’s list of the most affordable Spencer apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| RIDGETOP Apartments in Collegetown | Parking | Studio, | $225 |
| The Outlook Apartments | The perfect 4 bedroom in brand new development! | 4BR,1BA | $975 |
| West Village Apartments | 2 Beds, 1 bath | 2BR,1BA | $1,041 |
| Fairview Apartments | Manor- Studio | Studio,1BA | $1,319 |
| Lakeside Vista | 1 Bedroom / 1 Bathroom - Whole Apartment | 1BR,1BA | $1,359 |
| Commons West | Studio | Studio,1BA | $1,395 |
| The Carey Building | 0x1 (403,503) | Studio,1BA | $1,500 |
| City View Apartments | Y Series | Studio,1BA | $1,575 |
| Gateway Commons | 1BR/1.0BA | 1BR,1BA | $1,950 |
| Ironworks Ithaca | A2 | Studio,1BA | $1,964 |
Best Value Apartments for Rent in Spencer, NY and Nearby
As of March 21, 2026 the best value apartment in the Spencer area is the $0.53 price per square foot 107 Elmwood Avenue Model at West Shore Apts – Furnished & All-Inclusive in the in the Collegetown neighborhood starting from $1,000. The second greatest value Spencer apartment is the Full 6 Bedroom Apartment 3 Model at 111 Osmun Place - See Details starting at $875 with a $0.49 price per square foot in the North Campus neighborhood. Here is today’s list of the best values for Spencer apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| West Shore Apts – Furnished & All-Inclusive | 107 Elmwood Avenue | 4BR,1BA | $0.53 |
| 111 Osmun Place - See Details | Full 6 Bedroom Apartment 3 | 6BR,1BA | $0.49 |
| 212 Giles St Furnished Free Parking | 4 Beds, 2 baths | 4BR,2BA | $0.41 |
| Gateway Commons | 2BR/2.0BA | 2BR,2BA | $2.61 |
| Plaza East/Summerhill Townhouses | Summerhill 3 Bed 3.5 Bath Townhouse | 3BR,3.5BA | $2.29 |
| West Village Apartments | 3 Beds, 1 bath | 3BR,1BA | $1.15 |
| Seneca Way | A | 1BR,1BA | $2.68 |
| The Outlook | Modern 2-Bedroom with Granite Island Kitchen at... | 2BR,1BA | $2.99 |
| Lakeside Vista | 1 Bedroom / 1 Bathroom - Whole Apartment | 1BR,1BA | $2.57 |
| 103 College Ave (2026-2027) | Studio | Studio ,1BA | $3.27 |
10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.
Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Spencer, NY Rentals by Map
See the most popular apartments and homes in Spencer, NY
Frequently Asked Questions about Cheap Spencer Apartments
What is the Cheapest Studio apartment in Spencer?
Currently the most affordable Cheap Studio Apartment in Spencer is at RIDGETOP Apartments in Collegetown listed at $225.
How much is rent for a Cheap One Bedroom Spencer Apartment?
The lowest price for a Cheap One Bedroom Spencer Apartment is $1,359 at Lakeside Vista.
What is the lowest price for a Cheap Two Bedroom Spencer Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Spencer is starting from $1,041 at West Village Apartments.
What is the most affordable Spencer Three Bedroom Apartment?
The best deal on a cheap Spencer Three Bedroom Apartment rental is at West Village Apartments and starts from $1,331.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment
Written by: Bob Mallory
Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

Renting with Roommates: Realistic Expectations for Shared Lease
Written by: Christine Leonard, Esq.
Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.