Cheap Apartments for Rent in Spencer, NY from $900 (27 Rentals)

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Search the lowest-cost Apartments available for rent right now in Spencer.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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514 W State St
1 Bedroom Apartments

514 W State St

514 W State StIthaca, NY 14850
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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222 N Albany St
2 Bedroom Apartments

222 N Albany St

222 N Albany StIthaca, NY 14850
  • Utilities Included
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Harolds Square
Studio to 2 Bedroom Apartments

Harolds Square

125 E State StIthaca, NY 14850
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109 Cook St
1 Bedroom Apartments

109 Cook St

109 Cook StIthaca, NY 14850
Student Housing
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318 E Seneca St
1 to 2 Bedroom Apartments

318 E Seneca St

318 E Seneca StIthaca, NY 14850
  • Utilities Included
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931 E State St
2 to 3 Bedroom Apartments

931 E State St

931 E State StIthaca, NY 14850
Student Housing

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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127-129 Eddy Street
Studio to 2 Bedroom Apartments

127-129 Eddy Street

127-129 Eddy StIthaca, NY 14850
Student Housing
Showing Results 1-27, Page 1 of 1

Spencer, NY Local Guide

Cheapest Available Spencer Apartments for Rent and Nearby

 

The cheapest available apartment rental in Spencer, NY is a Studio unit found at RIDGETOP Apartments in Collegetown in the North Campus neighborhood priced from $225. West Village Apartments in the Western South Hill neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $1,041. Here is today’s list of the most affordable Spencer apartments for rent:

Apartment ListingModel NameBed/BathPriced From
RIDGETOP Apartments in CollegetownParkingStudio,$225
West Village Apartments2 Beds, 1 bath2BR,1BA$1,041
Lakeside Vista1 Bedroom / 1 Bathroom - Whole Apartment1BR,1BA$1,359
130 Temple St1 Bed 1 Bath1BR,1BA$1,385
Commons WestStudioStudio,1BA$1,395
Jailhouse & Sheriff's Apartments 176 Main St.Two Bedroom 1.5 Bath2BR,1BA$1,395
City View ApartmentsY SeriesStudio,1BA$1,575
The Outlook ApartmentsStylish 2BR/1BA Corner Unit2BR,1BA$1,900
Gateway Commons1BR/1.0BA1BR,1BA$1,950
Ironworks IthacaA2Studio,1BA$2,059

Best Value Apartments for Rent in Spencer, NY and Nearby

As of May 12, 2026 the best value apartment in the Spencer area is the $0.41 price per square foot 4BR 2 Bathroom Model at 212 Giles St Furnished Free Parking in the in the Western South Hill neighborhood starting from $740. The second greatest value Spencer apartment is the Full 6 Bedroom Apartment 3 Model at 111 Osmun Place - See Details starting at $875 with a $0.49 price per square foot in the North Campus neighborhood. Here is today’s list of the best values for Spencer apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
212 Giles St Furnished Free Parking4BR 2 Bathroom4BR,2BA$0.41
111 Osmun Place - See DetailsFull 6 Bedroom Apartment 36BR,1BA$0.49
Jailhouse & Sheriff's Apartments 176 Main St.Two Bedroom 1.5 Bath2BR,1.5BA$1.13
Gateway Commons2BR/2.0BA2BR,2BA$2.61
Plaza East/Summerhill TownhousesSummerhill 3 Bed 2.5 Bath Townhouse3BR,2.5BA$2.34
West Village Apartments3 Beds, 1 bath3BR,1BA$1.15
Seneca WayA1BR,1BA$2.52
130 Temple St1 Bed 1 Bath1BR,1BA$1.79
The Outlook ApartmentsStylish 2BR/1BA Corner Unit2BR,1BA$3.05
Lakeside Vista1 Bedroom / 1 Bathroom - Whole Apartment1BR,1BA$2.57

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Spencer, NY Rentals by Map

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Frequently Asked Questions about Cheap Spencer Apartments

What is the Cheapest Studio apartment in Spencer?

Currently the most affordable Cheap Studio Apartment in Spencer is at RIDGETOP Apartments in Collegetown listed at $225.

How much is rent for a Cheap One Bedroom Spencer Apartment?

The lowest price for a Cheap One Bedroom Spencer Apartment is $1,359 at Lakeside Vista.

What is the lowest price for a Cheap Two Bedroom Spencer Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Spencer is starting from $1,041 at West Village Apartments.

What is the most affordable Spencer Three Bedroom Apartment?

The best deal on a cheap Spencer Three Bedroom Apartment rental is at West Village Apartments and starts from $1,331.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back article

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.