Cheap Apartments for Rent in the Downtown Utica Neighborhood of Utica, NY from $500 (20 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown Utica area of Utica.

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1121 Summit Pl
2 Bedroom Apartments

1121 Summit Pl

1121 Summit PlUtica, NY 13501
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1015 West
1 Bedroom Apartments

1015 West

1015 West StUtica, NY 13501
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753 Bleecker St
Studio Apartments

753 Bleecker St

753 Bleecker StUtica, NY 13501

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Willow Commons
Studio Apartments

Willow Commons

414-416 Aiken StUtica, NY 13502
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1151 Park Ave
Studio Apartments

1151 Park Ave

1151 Park AveUtica, NY 13501
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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The Winston
1 Bedroom Apartments

The Winston

230 Genesee StUtica, NY 13502
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West Street Apartments
1 to 2 Bedroom Apartments

West Street Apartments

1013-1015 West StUtica, NY 13501
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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1011 State St
Studio Apartments

1011 State St

1011 State StDeerfield, NY 13502

Downtown Utica, Utica, NY Local Guide

Cheapest Available Downtown Utica Apartments for Rent

 
Apartment ListingModel NameBed/BathPriced From
Steinhorst Square (Senior/ Income Restricted)2 Bdrm 1 Ba2BR,1BA$852
The M Apartments2BR/2.0BA2BR,2BA$2,000

Best Value Apartments for Rent in Downtown Utica, NY

As of July 09, 2026 the best value apartment in the Downtown Utica area is the $1.75 price per square foot 2BR/2.0BA Model at The M Apartments in the in the Adrian Terrace neighborhood starting from $2,000. The second greatest value Downtown Utica apartment is the 1 Bdrm 1 Ba Model at Steinhorst Square (Senior/ Income Restricted) starting at $852 with a $1.31 price per square foot in the Adrian Terrace neighborhood. Here is today’s list of the best values for Downtown Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
The M Apartments2BR/2.0BA2BR,2BA$1.75
Steinhorst Square (Senior/ Income Restricted)1 Bdrm 1 Ba1BR,1BA$1.31

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Downtown Utica, Utica, NY

Ranked #2

Among cities in New York for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.5
Pet Friendly

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Lifestyle Ratings

ApartmentHomeLiving.com compiles millions of data points to bring you comprehensive Lifestyle Ratings of rentals in cities across the United States including Downtown Utica, Utica, and the greater Utica area. LifeStyle Ratings are the best way to sort through finding a place to live - beyond price and floorplan. This takes in many factors including rankings of the best places for outdoor amenities like tennis courts, luxury amenities, transit availability, pet-friendly communities, features that make it easier to raise kids, and how walkable or bikeable each community and area is. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!

Frequently Asked Questions about Cheap Downtown Utica Apartments

What is the price of a cheap apartment in Downtown Utica?

The cheapest apartment in Downtown Utica is Steinhorst Square (Senior/ Income Restricted) which is listed at $852, while the average apartment in Downtown Utica costs $2,000.

What types of apartments are the cheapest in Downtown Utica?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 2 regular apartments in Downtown Utica that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.