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10X Breakfast Point Apartments

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(850) 788-7513
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9700 Panama City Beach Pky, Panama City Beach, FL 32407

Contact

10X Breakfast Point

9700 Panama City Beach Pky
Panama City Beach, FL 32407
(850) 788-7513
10X Breakfast Point in Panama City Beach, FL - Building Photo
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  • 1–3 Bedrooms
  • $1,323-$2,313 Total Monthly Price

    Total Monthly Price

    Base Rent
    $1,323 - $2,313

    Total Monthly Price
    $1,323 - $2,313
  • 816–1,260 Square Feet

Rent Specials

Limited-Time Summer Special! Receive One Month Free Rent when you move into your new apartment home for a limited time. Contact our leasing office today for complete details and availability. *Restrictions apply. Offer subject to change without notice.

About 10X Breakfast Point

Experience relaxed coastal living at 10X Breakfast Point, an apartment community in the heart of Panama City Beach, FL offering spacious one, two, and three-bedroom apartments designed for comfort and style. Featuring open-concept layouts, walk-in closets, garden-style soaking tubs, screened-in patios or balconies, washer and dryer included, and contemporary finishes throughout, 10X Breakfast Point delivers relaxed Florida living with upgraded touches. Residents enjoy resort-inspired amenities including a sparkling pool with sundeck and grilling stations, 24/7 fitness center, outdoor lounge with fireplace, pet park, scenic pond views, boat and RV parking, and gated community access. Conveniently located near Pier Park, beautiful Gulf Coast beaches, shopping, dining, entertainment, and local colleges, 10X Breakfast Point offers the perfect blend of convenience, comfort, and coastal lifestyle.

10X Breakfast Point is located in the 32407 Zip code of Panama City Beach, FL. This community is professionally managed by Arlington Properties

Unique Features and Amenities

  • 24-hour fitness center
  • Boat & RV parking available
  • Ceramic Tile Flooring
  • Detached Garages Available
  • Garden Tubs
  • Gated Community
  • Grilling Station
  • Outdoor Lounge Area w/ Fireplace
  • Pet Park
  • Plush Carpet
  • Resort-Style Pool
  • Screened-In Patio or Balcony
  • Spacious Pantry
  • Spacious Walk-In closets

See All Amenities

Property Contact Info

Office Hours

Monday8:00 am–5:00 pm
Tuesday8:00 am–5:00 pm
Wednesday8:00 am–5:00 pm
Thursday8:00 am–5:00 pm
Friday8:00 am–5:00 pm
Saturday10:00 am–4:00 pm
SundayClosed

Floorplan Pricing and Availability

10X Breakfast Point offers 1 to 3 Bedroom apartments starting from $1,037 and having 816–1,260 sq ft. Here is the current pricing and availability:

Cost CalculatorEstimate your monthly and one-time fees
  • 1 Bedroom

    Floorplan A1

    From $1,037

    1 Bed, 1 Bath, 816 sq ft
    Total Monthly Price

    Total Monthly Price

    Base Rent
    $1,323 - $1,728

    Total Monthly Price
    $1,323 - $1,728
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,618Available Now0208816
    $1,603Available Now0401816
    $1,618Available Now0408816
    Prices shown for this property are the Total Monthly Price including Fees.

    Model Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Model Lease Information

    Model Price Range

    • $1,323 - $1,728Total Monthly Price
      Base Rent: $1,323 - $1,728
      Required Monthly Fees: None

    Current Available Pricing

    • $1,603 - $1,618 Total Monthly Price

    Unit 0208 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 0208 Lease Information

    Unit Price

    • $1,618Total Monthly Price
      Base Rent: $1,618
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,323 - $1,728Total Monthly Price

    Unit 0401 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 0401 Lease Information

    Unit Price

    • $1,603Total Monthly Price
      Base Rent: $1,603
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,323 - $1,728Total Monthly Price

    Unit 0408 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 0408 Lease Information

    Unit Price

    • $1,618Total Monthly Price
      Base Rent: $1,618
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,323 - $1,728Total Monthly Price
  • 2 Bedrooms

    Floorplan B1

    From $1,437

    2 Beds, 2 Baths, 1096 sq ft
    Total Monthly Price

    Total Monthly Price

    Base Rent
    $1,437 - $2,088

    Total Monthly Price
    $1,437 - $2,088
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,437Available Now10191096
    $1,462Available Now11141096
    $1,938Available Now14031096
    Prices shown for this property are the Total Monthly Price including Fees.

    Model Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Model Lease Information

    Model Price Range

    • $1,437 - $2,088Total Monthly Price
      Base Rent: $1,437 - $2,088
      Required Monthly Fees: None

    Current Available Pricing

    • $1,437 - $1,938 Total Monthly Price

    Unit 1019 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 1019 Lease Information

    Unit Price

    • $1,437Total Monthly Price
      Base Rent: $1,437
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,437 - $2,088Total Monthly Price

    Unit 1114 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 1114 Lease Information

    Unit Price

    • $1,462Total Monthly Price
      Base Rent: $1,462
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,437 - $2,088Total Monthly Price

    Unit 1403 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 1403 Lease Information

    Unit Price

    • $1,938Total Monthly Price
      Base Rent: $1,938
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $1,437 - $2,088Total Monthly Price
  • 3 Bedrooms

    Floorplan C1

    From $2,048

    3 Beds, 2 Baths, 1260 sq ft
    Total Monthly Price

    Total Monthly Price

    Base Rent
    $2,048 - $2,313

    Total Monthly Price
    $2,048 - $2,313
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $2,313Available Now09091260
    $2,048 August 22, 202609181260
    $2,298 September 7, 202611231260
    Prices shown for this property are the Total Monthly Price including Fees.

    Model Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Model Lease Information

    Model Price Range

    • $2,048 - $2,313Total Monthly Price
      Base Rent: $2,048 - $2,313
      Required Monthly Fees: None

    Unit 0909 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 0909 Lease Information

    Unit Price

    • $2,313Total Monthly Price
      Base Rent: $2,313
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $2,048 - $2,313Total Monthly Price

    Unit 0918 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 0918 Lease Information

    Unit Price

    • $2,048Total Monthly Price
      Base Rent: $2,048
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $2,048 - $2,313Total Monthly Price

    Unit 1123 Amenities and Features

    Features

    • Ceiling Fans
    • Washer/Dryer

    Living Space

    • Walk-In Closets

    Unit 1123 Lease Information

    Unit Price

    • $2,298Total Monthly Price
      Base Rent: $2,298
      Required Monthly Fees: None
    • View Details and Rent Estimate

    Model Lease Information

    Model Price Range

    • $2,048 - $2,313Total Monthly Price
Price shown is total price based on community-supplied monthly required fees. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Request Tour
Call us at: (850) 788-7513 to request a tour.

3D Tours

Property Information

  • 360 Units
  • 3 Stories
  • Built in 2007

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

Required Fees

One-Time Basics

Due at Application
Administrative FeeiCharged Per Unit.$250.00
Application Fee Per ApplicantiCharged per applicant.$60.00
Application FeeiCharged Per Applicant.$60.00

Utilities

Pest ControliCharged Per Unit.$7.00/mo
Trash FeeiCharged per unit.$13.84/mo
Valet Trash ServiceiCharged per unit.$25.00/mo
Building Protection FeeiCharged per unit.$12.00/mo

Other Fees and Policies

Personal Add-Ons

Garage FeeiCharged Per Unit.$135.00/mo
Short Term Lease Fee (7-11 Months)iCharged per unit.$150.00/mo

Situational Fees

Late FeeiLate Fee Charged Per Unit.10.0% of base rent
NSF Tenant FeeiNSF Tenant Fee Charged Per Unit.$60.00
Security Deposit (Based on Approval)iCharged per unit.$500.00

Pet Fees

Other Pet
One Time Pet Fee (2nd Pet)iMax of 1. Charged Per Pet.$150.00
One Time Pet Fee (1st Pet)iMax of 1. Charged Per Pet.$350.00
Pet RentiCharged Per Pet.$25.00/mo
Comments:

Max of 1.

Cats
    Restrictions:

    None

    Dogs
      Restrictions:

      None

      Parking Info and Fees

      Other

      Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

      Features and Amenities

      Community Features

      • Corporate Housing

      Outdoor Features

      • Gated

      Recreation and Fitness

      • Fitness Center
      • Pool

      Interior Features

      • Balcony
      • Fireplace
      • Washer/Dryer

      Kitchen Amenities

      • Pantry

      Living Area Features

      • Walk In Closets
      • Carpet
      • Tile Floors
      Google Map

      Map

      9700 Panama City Beach Pky, Panama City Beach, FL 32407

      Getting Around

      • 30 / 100 Somewhat walkable

        Few day-to-day needs are within walking distance

      • 30 / 100 Somewhat Bikeable

        Not very suitable for bicycle commuting and/or recreation

      • 80 / 100 Very car friendly

        Excellent access to freeways and/or major arteries, with a very low chance of parking problems

      Scores provided by Local Logic details

      Getting to Know the Area

      • 60 / 100 Restaurants

        Variety of restaurants within a few minutes

      • 30 / 100 Cafes

        Some cafés within walking distance

      • 50 / 100 Nightlife

        Some bars within walking distance

      • 40 / 100 Shopping

        Several shops within walking distance

      • 70 / 100 Noise Level

        Few sources of noise nearby

      Scores provided by Local Logic

      Frequently Asked Questions about 10X Breakfast Point

      Where is 10X Breakfast Point located?

      10X Breakfast Point is located at 9700 Panama City Beach Pky, Panama City Beach, FL

      What is the current rent range at 10X Breakfast Point?

      1 Bedroom to 3 Bedroom Apartments at 10X Breakfast Point currently range from $1,037 to $2,313

      When is the leasing office open?

      • The office Hours for 10X Breakfast Point are
      • Monday 8:00 am–5:00 pm
      • Tuesday 8:00 am–5:00 pm
      • Wednesday 8:00 am–5:00 pm
      • Thursday 8:00 am–5:00 pm
      • Friday 8:00 am–5:00 pm
      • Saturday 10:00 am–4:00 pm
      • Sunday Closed

      Are pets allowed?

      Call us today to find out our pet policy and if we allow pets

      Are there any rent specials?

      The current rent special at 10X Breakfast Point is: Limited-Time Summer Special! Receive One Month Free Rent when you move into your new apartment home for a limited time. Contact our leasing office today for complete details and availability. *Restrictions apply. Offer subject to change without notice..

      Lifestyle Ratings

      • Affordability 3.8

        The Affordability rating shows you how this community's most affordable floorplan pricing relates to the local average.

        * Price shown is Total Monthly Price including fees
      Learn more about Lifestyle Search

      Renters Reviews and Ratings

      4.0
      24 Renters Reviews

      STAY AWAY

      May 27, 2026 - Review from Apartments.com
      Seriously, I am about to start piling my trash at the front office and let them deal with it. The residents here pay for trash pick up and it is constantly sporadic on whether or not it actually gets picked up. Currently, the trash can that is outside my apartment has been full for 5 days and has not been picked up. Second, the pest issues in this place is absolutely atrocious; to the point nothing seems to get it under control. I have tried all measures between baits, traps, diatomaceous earth, ...
      and other avenues to get it handled. It is a never ending battle; no matter how much I complain to the front office. I am half tempted to get as many roaches in a box and deliver it to them personally so we can share this struggle.
      Read More

      Don’t Believe what you read

      August 3, 2025 - Review from Apartments.com
      This place does have gates; however, they never close, allowing anyone to come and go as they please. Management is a joke, breezeways in buildings are filthy, and there is a constant trash problem at the community dumpster across from the office. I would suggest, keep looking.

      Property Manager Responded

      August 7, 2025
      Our team is here to help. This review was left anonymously, meaning we're unfortunately unable to identify you and contact you directly. We’re very eager to address these issues regarding our community gates and waste receptacles further, as it’s important to us that you feel taken care of and heard by our dedicated team. We'll continue to maintain our grounds by picking up after others and reminding them of our strict personal and pet waste policies. We encourage you to please reach out to us at (850) 236-0133 when you have a moment to discuss this feedback in greater detail. Our team hopes to hear from you soon, and we’re committed to handling your concerns with care.

      Dishwasher

      July 3, 2025 - Review from Apartments.com
      Excellent services quick and efficient, the dishwasher was changed in less than 5 days. Installation of the new one was perfect

      Property Manager Responded

      July 7, 2025
      Hi there! Thank you for taking the time to share your positive feedback with us. We're so glad to hear that our team assisted you with helpful, efficient service. We appreciate your support and we're here to help with any questions you may have for us in the future. Have a nice day!

      Love this Place!!!!!

      April 2, 2025 - Review from Apartments.com
      HUGE apartments, great location, pet friendly, great prices, cute office staff, cool neighbors... perfect place to live. Highly recommend this place!

      Property Manager Responded

      April 4, 2025
      We can't thank you enough for taking the time out of your day to share these kind words! Our team appreciates the compliments on our community's spacious homes and prime location, and we're glad to hear you've been met with such phenomenal service and have had pleasant experiences with your neighbors. Please let us know if you ever need anything. Have a good day!

      Awesome tour

      March 27, 2025 - Review from Apartments.com
      We toured several apartments communities . This one was the best one we looked at . I can’t wait to live here. The ladies in the office are amazing

      Property Manager Responded

      March 27, 2025
      We're delighted to hear that you had an awesome tour of our community and found it to be the best among others. It's great to know that our leasing team members made a positive impression on you. We look forward to welcoming you to your new apartment home soon!

      Only live here if you need a roof over your head

      August 7, 2024 - Review from Apartments.com
      Lived here 2021-2024. Paying far too much for too little here. Don’t let the nice pictures fool you. -Not a quiet community. Lots of loud neighbors in units and out, engine revving, speeding in complex, road rage in complex, horn honking, loud music from parking lot and inside neighboring units. - Lots of crime lately, including a shooting that resulted in one person dead (august 2024) and frequent illegal drug use -No courtesy officer (when they lost the one they had, they didn’t notify ...
      residents with regard to safety protocol changes) - False advertisement as a gated community - front entrance gate hasn’t worked in 4 years, always open to everyone. Management always says it’ll be fixed soon - never has been or will be fixed. - People leave trash in bins for long periods of time or let them leak (stink and stain). Stairwells and breezeways are overly stained and dirty. - Residents don’t pick up poop after their dogs - Trash collection is from 8-10 pm, very noisy - High turnover in leasing office leading to poor communications. - No communication in the change to use a utility servicing company that lead to an increase in expenses from residents - Gym is not 24/7 - limited hours and very small. - Pool is closed due to maintenance issues more than it is open for use.
      Read More

      Property Manager Responded

      August 22, 2024
      Hi there. We sincerely apologize for the inconvenience you experienced during your residency. This is not the service we strive to provide our residents, and we will use your feedback as an opportunity to improve our experience. We wish we could've done more to make things right for you. We invite you to contact our team at CommunityCare.RPMLiving.com should you wish to discuss your concerns at greater length. We sincerely wish you the best in your new home.

      Started well. Went downhill fast

      April 2, 2021 - Review from Apartments.com
      Moved in Summer of 2020 and everything was great at first. Within six months everything changed. Now there is trash left outside people's door for weeks. I've seen a few drug deals go down in my breezeway multiple times. Decided to move out checked my rental agreement and it says my lease would be up in June, however my contract says September. That's my fault but remember always double check your contract.

      Awsome

      June 20, 2019 - Review from Apartments.com
      They are very pet friendly. No breed restrictions and the front office has been very pleasant and helpful. Very clean and attentive to renters needs.

      Property Manager Responded

      June 26, 2019
      We appreciate you taking the time to leave us this feedback! Thank you for sharing your positive experience! Please don't hesitate to reach out to us if there's anything more we can do! Best Regards, Your Team at Ashley at Breakfast Point

      Love love love this place!!!!

      March 7, 2019 - Review from Apartments.com
      Maintenance has been great ever since move in, Ted and his guys always take care of all of my work orders and keep the grounds clean. Haven’t had many issues at all and when I do it’s addressed.

      Property Manager Responded

      March 11, 2019
      Thank you so much for your kind words, Josh Armstrong. We really appreciate you taking the time out to share your experience with us. Ashley at Breakfast Point

      Sent to collections incorrectly

      October 8, 2018 - Review from Apartments.com
      I hate to leave a negative review because of this. The apartments were fine, facilities were fine. I had to move out early because of work reasons. I paid all the fines and fee's associated with that, that is understandable. They sent me a final account statement in the mail, I cut a check for that right away, no problem. They lost my check. I had to call them multiple times to hound them to find it. Then I get an email with a revised final statement that was $266 less than what I paid. It was ...
      less than what I paid but still said I owed $156.08. I sent emails and they just kept sending me that updated final statement not acknowledging that my over payment would settle the amount owed. I called when I was sent to collections out of the blue for that due amount and spent a long time on the phone to get it resolved while they kept saying I could have come in and talked about it. I moved 3 states away and they didn't respond to my most recent emails. She kept referencing another ledger sent in July. But that was just the final account statement that acknowledged that I overpaid. I am extremely disappointed and frustrated in their lack of willingness and openness to work with me when I had the paperwork confirming I had paid. Again, it is a nice apartment and I hate that this one final experience marred my time there.
      Read More

      Property Manager Responded

      November 19, 2018
      Thank you for you review. We certainly apologize for any inconvenience you may have experienced with us here at Ashley at Breakfast Point. If this is still an ongoing issue you have mentioned please reach out to me at pm@ashleyatbreakfastpoint.com or 850-236-0133 if you need anything further -Emily

      Amazing

      September 20, 2018 - Review from Apartments.com
      Ladies in the office are just great. Plus very helpful.

      Property Manager Responded

      November 19, 2018
      Thank you so much for your review. We appreciate your feedback! If you need anything please reach out to me at pm@ashleyatbreakfastpoint.com or 850-236-0133 -Emily

      Wonderful!!!!!

      July 21, 2018 - Review from Apartments.com
      Currently going on 6 months and absolutely love it here!!!!! Everyone that comes to visit loves it as well!! Very pleased with everything!!

      Property Manager Responded

      July 24, 2018
      We appreciate you taking the time to leave us this feedback! Thank you for sharing your positive experience! Please don't hesitate to reach out to us if there's anything more we can do! Best Regards, Your Team Ashley at Breakfast Point

      Nearby Schools

      Breakfast Point Academy

      Bay
      601 N Richard Jackson Boulevard
      Public School - Grades PK-8 (1093 Students)
      In Attendance Zone3 minute drive / 1.3 miles away
      7/10
      School data provided by GreatSchools.
      details
      The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

      About GreatSchools Data on ApartmentHomeLiving.com.

      Points of Interest

      Time and distance from 10X Breakfast Point.

      Big Box and Retail

      Autozone

      11600 Panama City Beach Pky
      3 minute drive / 1.18 miles away

      Lowe's

      11751 Panama City Beach Pky
      3 minute drive / 1.33 miles away

      Walmart

      15495 Panama City Beach Pky
      9 minute drive / 4.43 miles away

      Colleges and Universities

      Gulf Coast State College - Panama City Campus

      5230 West Highway 98
      9 minute drive / 4.45 miles away

      Gulf Coast State College - North Bay Center

      637 Highway 2300
      24 minute drive / 11.33 miles away

      Groceries

      Publix

      3204 Heartleaf Ave E
      16 minute drive / 7.62 miles away

      Save-A-Lot

      902 Ohio Ave
      20 minute drive / 9.75 miles away

      Hospitals

      Gulf Coast Regional Medical Center

      449 W 23rd St
      17 minute drive / 8.0 miles away

      Emerald Coast Behavioral Hospital

      1940 Harrison Ave
      18 minute drive / 8.4 miles away

      Ascension Sacred Heart Bay

      615 N Bonita Ave
      20 minute drive / 9.37 miles away

      Military Bases

      Naval Coastal Systems Center

      5 minute drive / 2.74 miles away

      Shopping Centers

      9950 Hutchison Blvd

      9950 Hutchison Blvd
      2 minute drive / 0.69 miles away

      Breakfast Point Marketplace

      11240 Panama City Beach Pky
      2 minute drive / 0.76 miles away

      Shoppes At Beckrich

      11400-11580 Panama City Beach Pky
      2 minute drive / 0.88 miles away

      10X Breakfast Point has 5 shopping centers within 1.3 miles.

      Nearby Neighborhoods

      Palmetto Trace

      Studio to 7 Bedroom Apartments from $1,295
      View Rentals

      SweetBay

      Studio to 4 Bedroom Apartments from $895
      View Rentals

      St Andrews

      1 to 4 Bedroom Apartments from $1,000
      View Rentals

      Rental Price Ranges in the Area

      BedroomAverage RentCheapest RentHighest Rent
      Panama City Beach Studio Apartments $1,520$825$2,407
      Panama City Beach 1 Bedroom Apartments $1,677$1,008$5,560
      Panama City Beach 2 Bedroom Apartments $2,228$1,295$8,466
      Panama City Beach 3 Bedroom Apartments $2,970$1,283$10,000+
      Panama City Beach 4 Bedroom Apartments $6,915$2,806$10,000+
      2 Bedroom Homes$2,213$1,195$4,000
      3 Bedroom Homes$2,692$1,600$7,500
      4 Bedroom Homes$3,338$1,750$5,600
      5 Bedroom Homes$5,600$4,950$6,250

      Browse Top Apartments in Panama City Beach

      Viewing: 10X Breakfast Point | Desktop Version | Listing Updated: 07/29/2026 | AHLPLA