
3 Bedroom Apartments for Rent in Panama City Beach, FL (122 Rentals)


Vintage Lake Powell Apartments

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Perla

Legends at Clara

Edgewater Crossings

The Place at Grand Lagoon

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The Tyde Apartments

White Sands

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Covey Homes Grand Lagoon

Sunnyside Apartments
Renting with Roommates: Realistic Expectations for Shared Lease
Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

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10X Breakfast Point

Sea Sound

Panama Flats

Parkside at the Beach

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10X Panama City Beach

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10X Retreat at PCB

Stone Harbor

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23223 Front Beach Rd, Unit SI ID1523375P

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9800 S Thomas Dr, Unit SI ID1523383P

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76 Gulf View Dr, Unit SI ID1514902P
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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21310 Pompano Ave, Unit SI ID1511639P

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8743 Thomas Dr, Unit SI FL15-ID1491598P

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16819 Front Beach Rd, Unit SI ID1468533P

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8743 Thomas Dr, Unit SI FL15-ID1355021P

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126 Seagrass Wy, Unit SI ID1354917P

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202 Jasmine Pl, Unit SI ID1049735P

15928 Front Beach Rd, Unit 3-201

15928 Front Beach Rd, Unit 3-606

17462 Front Beach Rd

102 Grove Isle Blvd
Renting Smart: Lease Basics Every Renter Needs
Demystify Your Rental Lease. Learn the basics about renting, deposits, and tenant/landlord responsibilities. Rent smart and avoid surprises. | Renter University at ApartmentHomeLiving.com

11804 Cabana Ct

7664 Shadow Lake Dr

227 Sand Oak Blvd

146 Seagrass Wy

1881 Pointe Dr

9900 S Thomas Dr

121 Christmas Tree Ln

285 Powell Adams Rd

17735 Front Beach Rd

135 Grande Island Blvd
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

10811 Front Beach Rd

206 Corto Pl

304 La Paloma Pl

7482 Shadow Lake Dr

9127 Laird St

123 White Cap Wy

1605 Cape Cod Dr

7228 Quail Hollow Dr

301 Fairway Blvd

276 Daffin Pl
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.
Panama City Beach, FL Local Guide

How much does it cost to rent an apartment in Panama City Beach?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Beach Studio Apartments | $1,638 | $899 | $2,888 |
| Panama City Beach 1 Bedroom Apartments | $1,671 | $1,039 | $5,560 |
| Panama City Beach 2 Bedroom Apartments | $2,205 | $1,300 | $7,029 |
Panama City Beach 3 Bedroom Apartments | $2,958 | $1,283 | $10,000+ |
| Panama City Beach 4 Bedroom Apartments | $6,422 | $2,806 | $10,000+ |
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Panama City Beach, FL Local Guide
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Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood
Availability Confirmed As of: July 09, 2026There are currently 7 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,980 to $18,009. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:
| Neighborhood | Available Units | Median Price | Min Price |
|---|---|---|---|
| Palmetto Trace | 7 | $2,252 | $1,980 |
Largest Available Panama City Beach 3 Bedroom Apartments
The largest available 3 Bedroom apartment unit in Panama City Beach, FL is found at Vintage Lake Powell Apartments and is 1,553 square feet priced from $3,200. Legends at Clara has the second largest 3 Bedroom, which is sized at 1,546 square feet and currently listed start at $2,150. Here is today’s list of the largest available 3 Bedroom units in Panama City Beach:
| Apartment Listing | Model Name | Square Footage | Priced From |
|---|---|---|---|
| Vintage Lake Powell Apartments | C1 | 1,553 Sq Ft | $3,200 |
| Legends at Clara | The Panama | 1,546 Sq Ft | $2,150 |
| Emerald Park | B Townhouse | 1,470 Sq Ft | $2,300 |
| Covey Homes Grand Lagoon | Mint | 1,419 Sq Ft | $2,074 |
| MAA Emerald Coast | The Watersound | 1,364 Sq Ft | $1,843 |
| Perla | Oceana | 1,334 Sq Ft | $1,989 |
| Sunnyside Apartments | 3B2B 120 | 1,292 Sq Ft | $1,980 |
| The Tyde Apartments | C1 | 1,291 Sq Ft | $2,108 |
| 10X Retreat at PCB | C1 | 1,260 Sq Ft | $2,242 |
| Watermark at Urban Blu | Manatee | 1,251 Sq Ft | $2,184 |
Cheapest Available Panama City Beach 3 Bedroom Apartments
As of July 09, 2026 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the Three Bedroom Two Bath Model starting from $1,283 at Stone Harbor . The second most affordable Panama City Beach 3 Bedroom is the The Watersound Model at MAA Emerald Coast starting at $1,898 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,958. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:
| Apartment Listing | Model Name | Priced From |
|---|---|---|
| Stone Harbor | Three Bedroom Two Bath | $1,283 |
| MAA Emerald Coast | The Watersound | $1,898 |
| Sunnyside Apartments | 3B2B 120 | $1,980 |
| Perla | Oceana | $1,989 |
| The Tyde Apartments | C1 | $2,008 |
| 10X Panama City Beach | C1 | $2,019 |
| Covey Homes Grand Lagoon | Mint | $2,074 |
| Legends at Clara | The Panama | $2,150 |
| Watermark at Urban Blu | Manatee | $2,184 |
| Emerald Park | Type 3 | $2,200 |
Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
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Best Local Schools in Panama City Beach, FL
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Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City Beach, FL Rentals by Map
See the most popular apartments and homes in Panama City Beach, FL
Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments
How much is the average rent for a 3 Bedroom Panama City Beach Apartment?
The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,958.
What is the largest available 3 Bedroom Panama City Beach Apartment for rent?
Today's apartment with the most square footage in Panama City Beach is a 1,553 square feet unit starting from $3,200 at Vintage Lake Powell Apartments.
What is the average size for Panama City Beach 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Panama City Beach is currently 1,664 sq ft.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.