3 Bedroom Apartments for Rent in Panama City Beach, FL (62 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

property at 9860 S Thomas Dr

$2,000 - $8,580

3 Bedroom Rentals

Available Now

9860 S Thomas Dr

Panama City BeachFL32408
property at 2411 Astrid Ln

$1,895

3 Bedroom Rentals

Available Now

2411 Astrid Ln

Panama City BeachFL32407

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Calypso Tower III
3 Bedroom Apartments

Calypso Tower III

15928 Front Beach RdPanama City Beach, FL 32413
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Nautilus Cove
3 Bedroom Apartments

Nautilus Cove

13700 Panama City Beach PkyPanama City Beach, FL 32413

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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The Pointe
3 Bedroom Apartments

The Pointe

10914 E County Highway 30APanama City Beach, FL 32413
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744 Helen Ave
3 Bedroom Apartments

744 Helen Ave

744 Helen AvePanama City Beach, FL 32401
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17705 Front Beach Rd
3 Bedroom Apartments

17705 Front Beach Rd

17705 Front Beach RdPanama City Beach, FL 32413
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2416 Dorothy Ave
3 Bedroom Apartments

2416 Dorothy Ave

2416 Dorothy AvePanama City Beach, FL 32408
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JCF Waterfront Living
3 Bedroom Apartments

JCF Waterfront Living

4600 Magnolia Beach RdPanama City Beach, FL 32408
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Panama City Beach, FL Local Guide

Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: January 03, 2026

There are currently 21 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,561 to $4,900. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Palmetto Trace21$1,849$1,561

Largest Available Panama City Beach 3 Bedroom Apartments

Apartment ListingModel NameSquare FootagePriced From
Vintage Lake PowellC11,553 Sq Ft$3,150
Legends at ClaraThe Panama1,546 Sq Ft$2,150

Cheapest Available Panama City Beach 3 Bedroom Apartments

As of January 03, 2026 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the The Rosewood Model starting from $1,490 at White Sands . The second most affordable Panama City Beach 3 Bedroom is the C1 Model at The Place at Grand Lagoon starting at $1,498 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,221. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:

Apartment ListingModel NamePriced From
White SandsThe Rosewood$1,490
The Place at Grand LagoonC1$1,498
10X Breakfast PointC1$1,523
10X Retreat at PCBC1$1,561
10X Panama City BeachC1$1,643
Edgewater CrossingsRIVIERA$1,650
MAA Emerald CoastThe Windmark$1,788
Sunnyside Apartments3B2B 120$1,923
Pier Park CrossingsExpansive & Inviting$1,995
Sea SoundSeaside 1$2,023

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments

What is the Cheapest apartment in Panama City Beach with 3 Bedroom?

Currently the most affordable 3 Bedroom in Panama City Beach is at White Sands listed at $1,490.

How much is the average rent for a 3 Bedroom Panama City Beach Apartment?

The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,221.

What is the largest available 3 Bedroom Panama City Beach Apartment for rent?

Today's apartment with the most square footage in Panama City Beach is a 1,553 square feet unit starting from $3,150 at Vintage Lake Powell.

What is the average size for Panama City Beach 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Panama City Beach is currently 1,506 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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How to Make Your Apartment Holiday-Ready: Renter-Friendly Tips

Written by: Justin Habersaat

Getting your apartment ready for the holidays can be exciting but sometimes challenging in a smaller space. Here are some modern tips to keep things festive, safe, and inviting this season.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate!