3 Bedroom Apartments for Rent in Panama City Beach, FL (54 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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9860 S Thomas Dr
3 Bedroom Apartments

9860 S Thomas Dr

9860 S Thomas DrPanama City Beach, FL 32408
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Nautilus Cove
3 Bedroom Apartments

Nautilus Cove

13700 Panama City Beach PkyPanama City Beach, FL 32413
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Calypso Tower III
3 Bedroom Apartments

Calypso Tower III

15928 Front Beach RdPanama City Beach, FL 32413
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The Pointe
3 Bedroom Apartments

The Pointe

10914 E County Highway 30APanama City Beach, FL 32413
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744 Helen Ave
3 Bedroom Apartments

744 Helen Ave

744 Helen AvePanama City Beach, FL 32401
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17705 Front Beach Rd
3 Bedroom Apartments

17705 Front Beach Rd

17705 Front Beach RdPanama City Beach, FL 32413
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2416 Dorothy Ave
3 Bedroom Apartments

2416 Dorothy Ave

2416 Dorothy AvePanama City Beach, FL 32408

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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JCF Waterfront Living
3 Bedroom Apartments

JCF Waterfront Living

4600 Magnolia Beach RdPanama City Beach, FL 32408
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Villas at Suncrest
3 Bedroom Apartments

Villas at Suncrest

8603 Whelch DrPanama City Beach, FL 32408
  • Utilities Included
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Heritage Apartments
3 Bedroom Apartments

Heritage Apartments

2175 Frankford AvePanama City Beach, FL 32405
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Pelican Pointe
3 Bedroom Apartments

Pelican Pointe

10310 Clarence RdPanama City Beach, FL 32407
  • Utilities Included
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Parkside at the Beach
3 Bedroom Apartments

Parkside at the Beach

17225 Panama City Beach PkyPanama City Beach, FL 32413

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Panama City Beach, FL Local Guide

Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: November 16, 2025

There are currently 13 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,653 to $6,840. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Palmetto Trace13$2,009$1,653

Largest Available Panama City Beach 3 Bedroom Apartments

Apartment ListingModel NameSquare FootagePriced From
Vintage Lake PowellC11,553 Sq Ft$3,275
Emerald ParkB Townhouse1,470 Sq Ft$2,300

Cheapest Available Panama City Beach 3 Bedroom Apartments

As of November 16, 2025 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the Three Bedroom Two Bath Model starting from $1,283 at Stone Harbor Apartments . The second most affordable Panama City Beach 3 Bedroom is the C1 Model at 10X Breakfast Point starting at $1,523 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,199. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:

Apartment ListingModel NamePriced From
Stone Harbor ApartmentsThree Bedroom Two Bath$1,283
10X Breakfast PointC1$1,523
White SandsThe Rosewood$1,595
The Place at Grand LagoonC1$1,671
10X Retreat at PCBC1$1,692
10X Panama City BeachC1$1,786
Edgewater CrossingsRIVIERA$1,820
Sunnyside Apartments3B2B 120$1,943
MAA Emerald CoastThe Watersound$2,023
Sea SoundSeaside 1$2,049

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
Panama City Beach, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City Beach, FL Rentals by Map

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See the most popular apartments and homes in Panama City Beach, FL

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Getting Around Panama City Beach, FL

Walk Score®

36 / 100

Car-Dependent

Most errands require a car

Bike Score®

50 / 100

Bikeable

Some bike infrastructure

Transit Score®

1 / 100

Minimal Transit

It may be possible to get on a bus

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments

What is the Cheapest apartment in Panama City Beach with 3 Bedroom?

Currently the most affordable 3 Bedroom in Panama City Beach is at Stone Harbor Apartments listed at $1,283.

How much is the average rent for a 3 Bedroom Panama City Beach Apartment?

The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,199.

What is the largest available 3 Bedroom Panama City Beach Apartment for rent?

Today's apartment with the most square footage in Panama City Beach is a 1,553 square feet unit starting from $3,275 at Vintage Lake Powell.

What is the average size for Panama City Beach 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Panama City Beach is currently 1,498 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.