3 Bedroom Apartments for Rent in Panama City Beach, FL (55 Rentals)

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Perla
Rent Specials
$1,989 - $2,459
Total Monthly Price

Total Monthly Price

Base Rent
$1,305 - $2,369
Required Monthly Fees
$90

Total Monthly Price
$1,395 - $2,459
3 Bedroom Apartments Available Now

Perla

2195 Wilkinson StPanama City Beach, FL 32408
Family Friendly
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Legends at Clara
Rent Specials
$2,150 - $2,215
Total Monthly Price

Total Monthly Price

Base Rent
$1,364 - $2,180
Required Monthly Fees
$35

Total Monthly Price
$1,399 - $2,215
3 Bedroom Apartments Available Now

Legends at Clara

900 Clara AvePanama City Beach, FL 32407
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The Place at Grand Lagoon
Rent Specials
$1,596 - $1,657
Total Monthly Price

Total Monthly Price

Base Rent
$1,173 - $1,572
Required Monthly Fees
$85

Total Monthly Price
$1,258 - $1,657
3 Bedroom Apartments Available Now

The Place at Grand Lagoon

7120 Patronis DrPanama City Beach, FL 32408
Corporate Housing
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Panama Flats
$2,299 - $5,326
Total Monthly Price

Total Monthly Price

Base Rent
$1,167 - $5,244
Required Monthly Fees
$82

Total Monthly Price
$1,249 - $5,326
3 Bedroom Apartments Available Now

Panama Flats

800 Grand Panama BlvdPanama City Beach, FL 32407
Pet Friendly
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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Sea Sound
$2,030 - $2,430
Total Monthly Price

Total Monthly Price

Base Rent
$1,216 - $2,423
Required Monthly Fees
$45

Total Monthly Price
$1,261 - $2,468
3 Bedroom Apartments Available Now

Sea Sound

10400 Panama City Beach PkyPanama City Beach, FL 32407
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10X Breakfast Point
Rent Specials
$1,499 - $3,466
Total Monthly Price

Total Monthly Price

Base Rent
$1,191 - $3,408
Required Monthly Fees
$58

Total Monthly Price
$1,249 - $3,466
3 Bedroom Apartments Available Now

10X Breakfast Point

9700 Panama City Beach PkyPanama City Beach, FL 32407
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10X Retreat at PCB
Rent Specials
$1,445 - $3,152
Total Monthly Price

Total Monthly Price

Base Rent
$1,118 - $3,101
Required Monthly Fees
$51

Total Monthly Price
$1,169 - $3,152
3 Bedroom Apartments Available Now

10X Retreat at PCB

90 Sandal LnPanama City Beach, FL 32413
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10X Panama City Beach
Rent Specials
$1,666 - $3,553
Total Monthly Price

Total Monthly Price

Base Rent
$1,058 - $3,487
Required Monthly Fees
$66

Total Monthly Price
$1,124 - $3,553
3 Bedroom Apartments Available Feb 24

10X Panama City Beach

7150 W Highway 98Panama City Beach, FL 32407
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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Calypso Tower III
3 Bedroom Apartments

Calypso Tower III

15928 Front Beach RdPanama City Beach, FL 32413
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Nautilus Cove
3 Bedroom Apartments

Nautilus Cove

13700 Panama City Beach PkyPanama City Beach, FL 32413
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The Pointe
3 Bedroom Apartments

The Pointe

10914 E County Highway 30APanama City Beach, FL 32413
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744 Helen Ave
3 Bedroom Apartments

744 Helen Ave

744 Helen AvePanama City Beach, FL 32401
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17705 Front Beach Rd
3 Bedroom Apartments

17705 Front Beach Rd

17705 Front Beach RdPanama City Beach, FL 32413

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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2416 Dorothy Ave
3 Bedroom Apartments

2416 Dorothy Ave

2416 Dorothy AvePanama City Beach, FL 32408
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JCF Waterfront Living
3 Bedroom Apartments

JCF Waterfront Living

4600 Magnolia Beach RdPanama City Beach, FL 32408
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Villas at Suncrest
3 Bedroom Apartments

Villas at Suncrest

8603 Whelch DrPanama City Beach, FL 32408
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Parkside at the Beach
3 Bedroom Apartments

Parkside at the Beach

17225 Panama City Beach PkyPanama City Beach, FL 32413
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Heritage Apartments
3 Bedroom Apartments

Heritage Apartments

2175 Frankford AvePanama City Beach, FL 32405

Panama City Beach, FL Local Guide

Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: February 23, 2026

There are currently 19 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,445 to $31,075. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Palmetto Trace19$1,863$1,445

Largest Available Panama City Beach 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Panama City Beach, FL is found at Vintage Lake Powell and is 1,553 square feet priced from $3,150. Legends at Clara has the second largest 3 Bedroom, which is sized at 1,546 square feet and currently listed start at $2,150. Here is today’s list of the largest available 3 Bedroom units in Panama City Beach:

Apartment ListingModel NameSquare FootagePriced From
Vintage Lake PowellC11,553 Sq Ft$3,150
Legends at ClaraThe Panama1,546 Sq Ft$2,150
Sea SoundSeaside 11,445 Sq Ft$2,030
White SandsThe Rosewood1,408 Sq Ft$1,365

Cheapest Available Panama City Beach 3 Bedroom Apartments

As of February 23, 2026 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the Three Bedroom Two Bath Model starting from $1,283 at Stone Harbor . The second most affordable Panama City Beach 3 Bedroom is the The Rosewood Model at White Sands starting at $1,365 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,464. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:

Apartment ListingModel NamePriced From
Stone HarborThree Bedroom Two Bath$1,283
White SandsThe Rosewood$1,365
10X Retreat at PCBC1$1,445
10X Breakfast PointC1$1,499
The Place at Grand LagoonC1$1,596
Edgewater CrossingsRIVIERA$1,615
Sunnyside Apartments3B2B 120$1,863
Emerald ParkE Flat$1,900
MAA Emerald CoastThe Watersound$1,947
The Tyde ApartmentsC1$1,999

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
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Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments

What is the Cheapest apartment in Panama City Beach with 3 Bedroom?

Currently the most affordable 3 Bedroom in Panama City Beach is at Stone Harbor listed at $1,283.

How much is the average rent for a 3 Bedroom Panama City Beach Apartment?

The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,464.

What is the largest available 3 Bedroom Panama City Beach Apartment for rent?

Today's apartment with the most square footage in Panama City Beach is a 1,553 square feet unit starting from $3,150 at Vintage Lake Powell.

What is the average size for Panama City Beach 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Panama City Beach is currently 1,488 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.