
3 Bedroom Apartments for Rent in Panama City Beach, FL (106 Rentals)


Vintage Lake Powell Apartments

Total Monthly Price
Perla

Legends at Clara

White Sands

The Place at Grand Lagoon

The Tyde Apartments

Edgewater Crossings

Total Monthly Price
Covey Homes Grand Lagoon

Sunnyside Apartments
Renting with Roommates: Realistic Expectations for Shared Lease
Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

Panama Flats

Sea Sound

Total Monthly Price
10X Breakfast Point

Parkside at the Beach

Total Monthly Price
10X Panama City Beach

Total Monthly Price
10X Retreat at PCB

Stone Harbor

456 Melrose Way

454 Locksley Dr

Total Monthly Price
23223 Front Beach Rd, Unit SI ID1523375P
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

7664 Shadow Lake Dr

Total Monthly Price
9800 S Thomas Dr, Unit SI ID1523383P

Total Monthly Price
76 Gulf View Dr, Unit SI ID1514902P

21310 Pompano Ave

Total Monthly Price
16819 Front Beach Rd, Unit SI ID1468533P

Total Monthly Price
285 Powell Adams Rd, Unit SI ID1468564P

10811 Front Beach Rd

126 Seagrass Wy

Total Monthly Price
304 La Paloma Pl, Unit SI ID1049725P

17462 Front Beach Rd
Renting Smart: Lease Basics Every Renter Needs
Demystify Your Rental Lease. Learn the basics about renting, deposits, and tenant/landlord responsibilities. Rent smart and avoid surprises. | Renter University at ApartmentHomeLiving.com

122 Seagrass Wy

1881 Pointe Dr

7520 Shadow Lake Dr

7592 Shadow Lake Dr

Total Monthly Price
9900 S Thomas Dr, Unit SI ID1523382P

7596 Shadow Lake Dr

9127 Laird St

7450 Shadow Lake Dr

121 Christmas Tree Ln

22940 Ann Miller Rd
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

17735 Front Beach Rd

7482 Shadow Lake Dr

7472 Shadow Lake Dr

7682 Shadow Lake Dr

1605 Cape Cod Dr

7228 Quail Hollow Dr

301 Fairway Blvd

123 White Cap Wy

7672 Shadow Lake Dr

1734 Annabellas Dr
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
Panama City Beach, FL Local Guide

How much does it cost to rent an apartment in Panama City Beach?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Beach Studio Apartments | $1,533 | $899 | $2,574 |
| Panama City Beach 1 Bedroom Apartments | $1,682 | $923 | $5,424 |
| Panama City Beach 2 Bedroom Apartments | $2,152 | $1,225 | $8,237 |
Panama City Beach 3 Bedroom Apartments | $2,571 | $1,650 | $10,000+ |
| Panama City Beach 4 Bedroom Apartments | $7,924 | $2,698 | $10,000+ |
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Panama City Beach, FL Local Guide
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Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood
Availability Confirmed As of: May 25, 2026There are currently 13 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,721 to $9,570. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:
| Neighborhood | Available Units | Median Price | Min Price |
|---|---|---|---|
| Palmetto Trace | 13 | $1,862 | $1,721 |
Largest Available Panama City Beach 3 Bedroom Apartments
The largest available 3 Bedroom apartment unit in Panama City Beach, FL is found at Vintage Lake Powell Apartments and is 1,553 square feet priced from $3,200. Legends at Clara has the second largest 3 Bedroom, which is sized at 1,546 square feet and currently listed start at $2,150. Here is today’s list of the largest available 3 Bedroom units in Panama City Beach:
| Apartment Listing | Model Name | Square Footage | Priced From |
|---|---|---|---|
| Vintage Lake Powell Apartments | C1 | 1,553 Sq Ft | $3,200 |
| Legends at Clara | The Panama | 1,546 Sq Ft | $2,150 |
| Emerald Park | B Townhouse | 1,470 Sq Ft | $1,900 |
| Covey Homes Grand Lagoon | Mint | 1,419 Sq Ft | $2,025 |
| MAA Emerald Coast | The Watersound | 1,364 Sq Ft | $1,883 |
| Parkside at the Beach | C1 Patio | 1,356 Sq Ft | $2,095 |
| Perla | Oceana | 1,334 Sq Ft | $2,054 |
| Pier Park Crossings | Expansive & Inviting | 1,308 Sq Ft | $2,037 |
| Sunnyside Apartments | 3B2B 120 | 1,292 Sq Ft | $1,862 |
| The Tyde Apartments | C1 | 1,291 Sq Ft | $1,999 |
Cheapest Available Panama City Beach 3 Bedroom Apartments
As of May 25, 2026 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the C1 Model starting from $1,650 at The Place at Grand Lagoon . The second most affordable Panama City Beach 3 Bedroom is the C1 Model at 10X Breakfast Point starting at $1,659 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,571. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:
| Apartment Listing | Model Name | Priced From |
|---|---|---|
| The Place at Grand Lagoon | C1 | $1,650 |
| 10X Breakfast Point | C1 | $1,659 |
| 10X Retreat at PCB | C1 | $1,721 |
| Emerald Park | E Flat | $1,850 |
| Sunnyside Apartments | 3B2B 120 | $1,862 |
| MAA Emerald Coast | The Watersound | $1,883 |
| The Tyde Apartments | C1 | $1,999 |
| Covey Homes Grand Lagoon | Mint | $2,025 |
| Pier Park Crossings | Expansive & Inviting | $2,037 |
| Perla | Oceana | $2,054 |
Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
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How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Panama City Beach, FL
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Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City Beach, FL Rentals by Map
See the most popular apartments and homes in Panama City Beach, FL
Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments
What is the Cheapest apartment in Panama City Beach with 3 Bedroom?
Currently the most affordable 3 Bedroom in Panama City Beach is at The Place at Grand Lagoon listed at $1,650.
How much is the average rent for a 3 Bedroom Panama City Beach Apartment?
The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,571.
What is the largest available 3 Bedroom Panama City Beach Apartment for rent?
Today's apartment with the most square footage in Panama City Beach is a 1,553 square feet unit starting from $3,200 at Vintage Lake Powell Apartments.
What is the average size for Panama City Beach 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Panama City Beach is currently 1,821 sq ft.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.