3 Bedroom Apartments for Rent in Panama City Beach, FL (50 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 231 Turtle Cove

231 Turtle Cove

Panama City BeachFL32413
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9860 S Thomas Dr
3 Bedroom Apartments

9860 S Thomas Dr

9860 S Thomas DrPanama City Beach, FL 32408
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Villas at Suncrest
3 Bedroom Apartments

Villas at Suncrest

8603 Whelch DrPanama City Beach, FL 32408
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Parkside at the Beach
3 Bedroom Apartments

Parkside at the Beach

17225 Panama City Beach PkyPanama City Beach, FL 32413
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JCF Waterfront Living
3 Bedroom Apartments

JCF Waterfront Living

4600 Magnolia Beach RdPanama City Beach, FL 32408
  • Smoke Free
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Heritage Apartments
3 Bedroom Apartments

Heritage Apartments

2175 Frankford AvePanama City Beach, FL 32405
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Pelican Pointe
3 Bedroom Apartments

Pelican Pointe

10310 Clarence RdPanama City Beach, FL 32407
  • Utilities Included
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17705 Front Beach Rd
3 Bedroom Apartments

17705 Front Beach Rd

17705 Front Beach RdPanama City Beach, FL 32413
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2416 Dorothy Ave
3 Bedroom Apartments

2416 Dorothy Ave

2416 Dorothy AvePanama City Beach, FL 32408
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The Pointe
3 Bedroom Apartments

The Pointe

10914 E County Highway 30APanama City Beach, FL 32413

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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744 Helen Ave
3 Bedroom Apartments

744 Helen Ave

744 Helen AvePanama City Beach, FL 32401
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Calypso Tower III
3 Bedroom Apartments

Calypso Tower III

15928 Front Beach RdPanama City Beach, FL 32413
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Sand Dunes Apartments
3 Bedroom Apartments

Sand Dunes Apartments

8011 Front Beach RdPanama City, FL 32407
  • Utilities Included
Showing Results 1-50, Page 1 of 1

Panama City Beach, FL Local Guide

Panama City Beach 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: July 09, 2025

There are currently 6 available 3 Bedroom apartment units in Panama City Beach, FL neighborhoods that range in price from $1,661 to $6,700. Heres is today's list of the top neighborhoods in Panama City Beach with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Palmetto Trace6$2,269$1,661

Largest Available Panama City Beach 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Panama City Beach, FL is found at Emerald Park and is 1,470 square feet priced from $2,300. Parkside at the Beach in the Palmetto Trace neighborhood has the second largest 3 Bedroom, which is sized at 1,445 square feet and currently listed start at $2,034. Here is today’s list of the largest available 3 Bedroom units in Panama City Beach:

Apartment ListingModel NameSquare FootagePriced From
Emerald ParkB Townhouse1,470 Sq Ft$2,300
Parkside at the BeachC1 Den1,445 Sq Ft$2,034
Covey Homes Grand LagoonMint1,419 Sq Ft$1,900
Watermark at Urban BluBlu Whale1,362 Sq Ft$2,144
Edgewater CrossingsRIVIERA1,347 Sq Ft$1,795

Cheapest Available Panama City Beach 3 Bedroom Apartments

As of July 09, 2025 the lowest priced 3 Bedroom apartment unit in Panama City Beach, FL is the C1 Model starting from $1,657 at 10X Retreat at PCB in the Palmetto Trace neighborhood. The second most affordable Panama City Beach 3 Bedroom is the RIVIERA Model at Edgewater Crossings starting at $1,795 . The average price for all 3 Bedroom apartments in Panama City Beach is currently $2,946. Here is today’s list of the cheapest available 3 Bedroom options in Panama City Beach:

Apartment ListingModel NamePriced From
10X Retreat at PCBC1$1,657
Edgewater CrossingsRIVIERA$1,795
MAA Emerald CoastThe Windmark$1,813
Covey Homes Grand LagoonMint$1,900
10X Breakfast PointC1$1,943
Parkside at the BeachC1 Den$2,041
Watermark at Urban BluDolphin$2,124
Emerald ParkType 3$2,200
PerlaOceana$2,264

Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
Panama City Beach, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City Beach, FL Rentals by Map

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See the most popular apartments and homes in Panama City Beach, FL

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Getting Around Panama City Beach, FL

Walk Score®

36 / 100

Car-Dependent

Most errands require a car

Bike Score®

50 / 100

Bikeable

Some bike infrastructure

Transit Score®

1 / 100

Minimal Transit

It may be possible to get on a bus

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about 3 Bedroom Panama City Beach Apartments

How much is the average rent for a 3 Bedroom Panama City Beach Apartment?

The average rent for a 3 Bedroom Apartment in Panama City Beach is $2,946.

What is the largest available 3 Bedroom Panama City Beach Apartment for rent?

Today's apartment with the most square footage in Panama City Beach is a 1,470 square feet unit starting from $2,300 at Emerald Park.

What is the average size for Panama City Beach 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Panama City Beach is currently 1,561 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.

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The Art of the Rental Viewing: What to look for during a property tour

Written by: Marie Brown

You’ve scrolled through countless listings, walked through a blur of rentals, and finally found what feels like the one. The pictures? Fantastic. The neighborhood seems just right.

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Know Your Budget: Calculating What You Can Realistically Afford When Renting

Written by: Lauren Harrington

Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.

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The Freedom of Short-Term Leases: Exploring the Advantages for Renters

Written by: Bobbi Jackson

If you’re looking to relocate right now, a popular solution that may best fit your current rental needs is a short-term lease.