close
View Me
$899 - $1,399Studio to 2 Bedroom Apartments Available Now
Cottages by the Bay
6200 Cypress Point DrPanama City Beach, FL 32408
Cheap Apartments for Rent in Panama City Beach, FL from $700 (72 Rentals)
Search the lowest-cost Apartments available for rent right now in Panama City Beach.
close
View Me
$925 - $1,400Studio to 1 Bedroom Apartments Available Now
Caladium Apartments
644 W Caladium CirPanama City Beach, FL 32413
6950 US-98
Panama City BeachFL32407
close
View Me
$1,176 - $2,2941 to 3 Bedroom Apartments Available Now
White Sands
302 Cabana BlvdPanama City Beach, FL 32407
close
View Me
Rent Specials
$1,195 - $2,956
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,137 - $2,898
Required Monthly Fees
Varies
Total Monthly Price
Varies
10X Breakfast Point
9700 Panama City Beach PkyPanama City Beach, FL 32407
close
View Me
$1,195Studio Apartments Available Now
644 W Caladium Cir
644 W Caladium CirPanama City Beach, FL 32413
close
View Me
Rent Specials
$1,227 - $2,313
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,052 - $2,138
Required Monthly Fees
$175
Total Monthly Price
$1,227 - $2,313
Sea Sound
10400 Panama City Beach PkyPanama City Beach, FL 32407
close
View Me
Rent Specials
$1,240 - $1,635
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,155 - $1,550
Required Monthly Fees
Varies
Total Monthly Price
Varies
The Place at Grand Lagoon
7120 Patronis DrPanama City Beach, FL 32408
2409-2413 Allison Ave
Panama City BeachFL32408
close
View Me
$1,2831 to 4 Bedroom Apartments Available Jun 15
Stone Harbor
510 Alf Coleman RdPanama City Beach, FL 32407
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
close
View Me
$1,2951 Bedroom Apartments Available Now
644 W Caladium Cir
644 W Caladium CirPanama City Beach, FL 32413
close
View Me
Rent Specials
$1,299 - $2,350
Total Monthly Price
Studio to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,290 - $2,341
Required Monthly Fees
Varies
Total Monthly Price
Varies
The Tyde Apartments
1105 Clara AvePanama City Beach, FL 32407
close
View Me
$1,347 - $4,377
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,281 - $4,311
Required Monthly Fees
Varies
Total Monthly Price
Varies
10X Panama City Beach
7150 W Highway 98Panama City Beach, FL 32407
close
View Me
Rent Specials
$1,348 - $3,212
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,297 - $3,161
Required Monthly Fees
Varies
Total Monthly Price
Varies
10X Retreat at PCB
90 Sandal LnPanama City Beach, FL 32413
1219 Navy Blvd
Panama City BeachFL32407
close
View Me
$1,360 - $2,0671 to 3 Bedroom Apartments Available Now
Sunnyside Apartments
21101 Panama City Beach PkyPanama City Beach, FL 32413
close
View Me
$1,389 - $2,3761 to 4 Bedroom Apartments Available Now
Edgewater Crossings
204 Potters Bluff DrPanama City Beach, FL 32407
close
View Me
Rent Specials
$1,399 - $1,9561 to 3 Bedroom Apartments Available Now
Pier Park Crossings
101 Crossings DrPanama City Beach, FL 32413
close
View Me
Rent Specials
$1,399 - $2,215
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,364 - $2,180
Required Monthly Fees
$35
Total Monthly Price
$1,399 - $2,215
Legends at Clara
900 Clara AvePanama City Beach, FL 32407
close
View Me
Rent Specials
$1,431 - $2,306
Total Monthly Price
1 to 2 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,400 - $2,275
Required Monthly Fees
Varies
Total Monthly Price
Varies
The Oasis at Seahaven
201 Hills RdPanama City Beach, FL 32413
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
close
View Me
$1,4911 Bedroom Apartments Available Apr 30
8730 Thomas Dr
8730 Thomas DrPanama City Beach, FL 32408
close
View Me
Rent Specials
$1,540 - $2,534
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,450 - $2,444
Required Monthly Fees
Varies
Total Monthly Price
Varies
Perla
2195 Wilkinson StPanama City Beach, FL 32408
close
View Me
$1,578 - $6,076
Total Monthly Price
Studio to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,496 - $5,994
Required Monthly Fees
$82
Total Monthly Price
$1,578 - $6,076
Panama Flats
800 Grand Panama BlvdPanama City Beach, FL 32407
9823 Clarence St
Panama City BeachFL32407
close
View Me
$1,5981 Bedroom Apartments Available Apr 11
8817 S Thomas Dr
8817 S Thomas DrPanama City Beach, FL 32408
close
View Me
Rent Specials
$1,599 - $3,1801 to 3 Bedroom Apartments Available Now
Vintage Lake Powell Apartments
24200 Panama City Beach PkyPanama City Beach, FL 32413
9621 Beach Blvd
Panama City BeachFL32408
6728 Sunrise Dr
Panama City BeachFL32407
2413 Astrid Ln
Panama City BeachFL32407
close
View Me
Studio to 2 Bedroom Apartments
618 Evergreen St
618 Evergreen StPanama City Beach, FL 32407
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.
close
View Me
1 to 4 Bedroom Apartments
Bridge Plaza Apartments
6916 Front Beach RdPanama City Beach, FL 32407
close
View Me
Studio Apartments
8800 Front Beach Rd
8800 Front Beach RdPanama City Beach, FL 32407
2524 Beech St
Panama City BeachFL32408
close
View Me
Studio to 1 Bedroom Apartments
2602 Willow Oak Ct
2602 Willow Oak CtPanama City Beach, FL 32408
4114 Holiday Dr
Panama City BeachFL32408
107 Lakeside Cir
Panama City BeachFL32413
2409 Allison Ave
Panama City BeachFL32408
301 Lullwater Dr
Panama City BeachFL32413
17642 Front Beach Rd
Panama City BeachFL32413
1301 Beck Ave
Panama City BeachFL32408
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
close
View Me
1 to 3 Bedroom Apartments
Parkside at the Beach
17225 Panama City Beach PkyPanama City Beach, FL 32413
close
View Me
1 to 3 Bedroom Apartments
Watermark at Urban Blu
8551 Panama City Beach PkyPanama City Beach, FL 32407
1114 Lighthouse Rd
Panama City BeachFL32407
6568 Harbour Blvd
Panama City BeachFL32407
17462 Front Beach Rd
Panama City BeachFL32413
509 Lighthouse Rd
Panama City BeachFL32407
103 Downing St
Panama City BeachFL32413
231 Poinsettia Dr
Panama City BeachFL32413
310 Malaga Pl
Panama City BeachFL32413
5104 Gulf Dr
Panama City BeachFL32408
Navigating the Rental Market: Tips for First-Time Renters
Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.
Panama City Beach, FL Local Guide
How much does it cost to rent an apartment in Panama City Beach?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap Panama City Beach Studio Apartments | $1,386 | $899 | $2,104 |
| Cheap Panama City Beach 1 Bedroom Apartments | $1,631 | $1,039 | $5,635 |
| Cheap Panama City Beach 2 Bedroom Apartments | $2,027 | $1,079 | $7,311 |
| Cheap Panama City Beach 3 Bedroom Apartments | $2,381 | $1,283 | $10,000+ |
| Cheap Panama City Beach 4 Bedroom Apartments | $10,264 | $5,102 | $10,000+ |
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Browse Top Apartments in Panama City Beach
See all Apartments in Panama City BeachExplore Panama City Beach
Panama City Beach, FL Local Guide
- Panama City Beach Neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
Cheapest Neighborhoods for Apartments in Panama City Beach, FL
Pricing Updated: 04/07/2026Current apartment rentals in the Panama City Beach, FL area range in price from to with an overall median price of . Here is today’s list neighborhoods with the lowest median pricing for Panama City Beach Apartments for rent:
| Neighborhood | Median Price | Min Price | Available Units |
|---|---|---|---|
| Palmetto Trace | $26,740 | $1,208 | 61 |
Cheapest Available Panama City Beach Apartments for Rent
The cheapest available apartment rental in Panama City Beach, FL is a Studio unit found at Cottages by the Bay priced from $899. White Sands has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,176. Here is today’s list of the most affordable Panama City Beach apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Cottages by the Bay | Studio | Studio,1BA | $899 |
| White Sands | The Cabana | 1BR,1BA | $1,176 |
| 79 West | The West | 1BR,1BA | $1,208 |
| Exchange at the Beach | 1 Bedroom 120% | 1BR,1BA | $1,217 |
| The Place at Grand Lagoon | A1 | 1BR,1BA | $1,240 |
| Caladium Apartments | 1 bed | 1BR,1BA | $1,250 |
| 10X Retreat at PCB | B1 | 2BR,2BA | $1,348 |
| Watermark at Urban Blu | Sundial | 1BR,1BA | $1,349 |
| Sunnyside Apartments | 1B1BS 120 | 1BR,1BA | $1,360 |
| Pier Park Crossings | Cozy & Classic | 1BR,1BA | $1,399 |
Best Value Apartments for Rent in Panama City Beach, FL
As of April 07, 2026 the best value apartment in the Panama City Beach area is the $1.43 price per square foot Mint Model at Covey Homes Grand Lagoon in the starting from $2,025. The second greatest value Panama City Beach apartment is the The Rosewood Model at White Sands starting at $1,849 with a $1.31 price per square foot . Here is today’s list of the best values for Panama City Beach apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Covey Homes Grand Lagoon | Mint | 3BR,2.5BA | $1.43 |
| White Sands | The Rosewood | 3BR,2BA | $1.31 |
| Emerald Park | Type 3A | 3BR,3BA | $1.56 |
| MAA Emerald Coast | The Windmark | 3BR,2BA | $1.34 |
| 10X Breakfast Point | C1 | 3BR,2BA | $1.29 |
| Edgewater Crossings | MELBOURNE | 2BR,2BA | $1.41 |
| Parkside at the Beach | B1 Patio | 2BR,2BA | $1.66 |
| Perla | Arista | 2BR,2BA | $1.64 |
| The Place at Grand Lagoon | A1 | 1BR,1BA | $1.59 |
| 79 West | The West | 1BR,1BA | $1.66 |
10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.
Read Article
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleThe Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Let everyone know!
Do you know the Panama City Beach area?
If you’re an expert on all things Panama City Beach, tell us what you love (and don't) by rating it and writing a review.
Write a Review
Best Local Schools in Panama City Beach, FL
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City Beach, FL Rentals by Map
See the most popular apartments and homes in Panama City Beach, FL
Frequently Asked Questions about Cheap Panama City Beach Apartments
What is the Cheapest Studio apartment in Panama City Beach?
Currently the most affordable Cheap Studio Apartment in Panama City Beach is at Cottages by the Bay listed at $899.
How much is rent for a Cheap One Bedroom Panama City Beach Apartment?
The lowest price for a Cheap One Bedroom Panama City Beach Apartment is $1,039 at Cottages by the Bay.
What is the lowest price for a Cheap Two Bedroom Panama City Beach Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Panama City Beach is starting from $1,342 at The Place at Grand Lagoon.
What is the most affordable Panama City Beach Three Bedroom Apartment?
The best deal on a cheap Panama City Beach Three Bedroom Apartment rental is at The Place at Grand Lagoon and starts from $1,561.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips
Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.
18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.
A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment
Written by: Bob Mallory
Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.
Renting with Roommates: Realistic Expectations for Shared Lease
Written by: Christine Leonard, Esq.
Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.