close
View Me
Rent Specials
$899 - $1,399Studio to 2 Bedroom Apartments Available Now
Cottages by the Bay
6200 Cypress Point DrPanama City Beach, FL 32408
Cheap Apartments for Rent in Panama City Beach, FL from $700 (33 Rentals)
Search the lowest-cost Apartments available for rent right now in Panama City Beach.
close
View Me
$923 - $1,4251 to 4 Bedroom Apartments Available Now
Stone Harbor
510 Alf Coleman RdPanama City Beach, FL 32407
6950 US-98
Panama City BeachFL32407
close
View Me
Rent Specials
$1,117 - $3,553
Total Monthly Price
1 to 3 Bedroom Apartments Available Feb 24Total Monthly Price
Base Rent
$1,051 - $3,487
Required Monthly Fees
$66
Total Monthly Price
$1,117 - $3,553
10X Panama City Beach
7150 W Highway 98Panama City Beach, FL 32407
close
View Me
Rent Specials
$1,169 - $3,152
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,118 - $3,101
Required Monthly Fees
$51
Total Monthly Price
$1,169 - $3,152
10X Retreat at PCB
90 Sandal LnPanama City Beach, FL 32413
close
View Me
$1,215 - $1,8171 to 3 Bedroom Apartments Available Now
White Sands
302 Cabana BlvdPanama City Beach, FL 32407
close
View Me
Rent Specials
$1,249 - $3,466
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,191 - $3,408
Required Monthly Fees
$58
Total Monthly Price
$1,249 - $3,466
10X Breakfast Point
9700 Panama City Beach PkyPanama City Beach, FL 32407
close
View Me
$1,249 - $5,326
Total Monthly Price
Studio to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,167 - $5,244
Required Monthly Fees
$82
Total Monthly Price
$1,249 - $5,326
Panama Flats
800 Grand Panama BlvdPanama City Beach, FL 32407
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
close
View Me
Rent Specials
$1,258 - $1,657
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,173 - $1,572
Required Monthly Fees
$85
Total Monthly Price
$1,258 - $1,657
The Place at Grand Lagoon
7120 Patronis DrPanama City Beach, FL 32408
close
View Me
$1,261 - $2,468
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,216 - $2,423
Required Monthly Fees
$45
Total Monthly Price
$1,261 - $2,468
Sea Sound
10400 Panama City Beach PkyPanama City Beach, FL 32407
close
View Me
$1,285 - $1,8771 to 4 Bedroom Apartments Available Now
Edgewater Crossings
204 Potters Bluff DrPanama City Beach, FL 32407
close
View Me
$1,2952 Bedroom Apartments Available Now
644 W Caladium Cir
644 W Caladium CirPanama City Beach, FL 32413
close
View Me
Rent Specials
$1,360 - $2,0381 to 3 Bedroom Apartments Available Now
Sunnyside Apartments
21101 Panama City Beach PkyPanama City Beach, FL 32413
close
View Me
Rent Specials
$1,375 - $2,459
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,285 - $2,369
Required Monthly Fees
$90
Total Monthly Price
$1,375 - $2,459
Perla
2195 Wilkinson StPanama City Beach, FL 32408
close
View Me
Rent Specials
$1,390 - $2,350Studio to 3 Bedroom Apartments Available Now
The Tyde Apartments
1105 Clara AvePanama City Beach, FL 32407
115 Twin Lakes Dr
Panama City BeachFL32413
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
close
View Me
Rent Specials
$1,399 - $2,215
Total Monthly Price
1 to 3 Bedroom Apartments Available NowTotal Monthly Price
Base Rent
$1,364 - $2,180
Required Monthly Fees
$35
Total Monthly Price
$1,399 - $2,215
Legends at Clara
900 Clara AvePanama City Beach, FL 32407
close
View Me
Rent Specials
$1,407 - $2,3071 to 3 Bedroom Apartments Available Now
Pier Park Crossings
101 Crossings DrPanama City Beach, FL 32413
close
View Me
Studio to 2 Bedroom Apartments
618 Evergreen St
618 Evergreen StPanama City Beach, FL 32407
close
View Me
1 to 4 Bedroom Apartments
Bridge Plaza Apartments
6916 Front Beach RdPanama City Beach, FL 32407
close
View Me
Studio Apartments
8800 Front Beach Rd
8800 Front Beach RdPanama City Beach, FL 32407
close
View Me
Studio to 1 Bedroom Apartments
2602 Willow Oak Ct
2602 Willow Oak CtPanama City Beach, FL 32408
close
View Me
1 to 3 Bedroom Apartments
Parkside at the Beach
17225 Panama City Beach PkyPanama City Beach, FL 32413
close
View Me
1 to 3 Bedroom Apartments
Watermark at Urban Blu
8551 Panama City Beach PkyPanama City Beach, FL 32407
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.
close
View Me
$975 - $1,2502 to 4 Bedroom Apartments Available Feb 23
Palm Court Apartments
3519 E 1st CtPanama City, FL 32401
3614 Tiki Dr
Panama CityFL32408
close
View Me
$1,229 - $1,7361 to 2 Bedroom Apartments Available Now
Exchange at the Beach
2204 Thomas DrPanama City, FL 32408
4113 Holiday Dr
Panama CityFL32408
17784 Front Beach Rd
Panama CityFL32413
close
View Me
Rent Specials
$1,355 - $3,9171 to 3 Bedroom Apartments Available Now
MAA Emerald Coast
98 Richard Jackson BlvdPanama City, FL 32407
7308 Sunset Ave
Panama CityFL32408
19610 Alta Vista Dr
Panama CityFL32413
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
close
View Me
1 to 3 Bedroom Apartments
Sand Dunes Apartments
8011 Front Beach RdPanama City, FL 32407
Showing Results 1-33, Page 1 of 1
Panama City Beach, FL Local Guide
Panama City Beach by dconvertini is licensed under CC BY 2.0
How much does it cost to rent an apartment in Panama City Beach?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap Panama City Beach Studio Apartments | $1,410 | $899 | $2,417 |
| Cheap Panama City Beach 1 Bedroom Apartments | $1,693 | $923 | $7,842 |
| Cheap Panama City Beach 2 Bedroom Apartments | $1,973 | $995 | $7,223 |
| Cheap Panama City Beach 3 Bedroom Apartments | $2,430 | $1,283 | $10,000+ |
| Cheap Panama City Beach 4 Bedroom Apartments | $4,326 | $1,195 | $10,000+ |
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Browse Top Apartments in Panama City Beach
See all Apartments in Panama City BeachExplore Panama City Beach
Panama City Beach, FL Local Guide
- Panama City Beach Neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
Cheapest Available Panama City Beach Apartments for Rent
The cheapest available apartment rental in Panama City Beach, FL is a Studio unit found at Cottages by the Bay priced from $899. 79 West in the Palmetto Trace neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,210. Here is today’s list of the most affordable Panama City Beach apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Cottages by the Bay | Studio | Studio,1BA | $899 |
| 79 West | The West | 1BR,1BA | $1,210 |
| 10X Retreat at PCB | B1 | 2BR,2BA | $1,215 |
| Parkside at the Beach | A1 Den | 1BR,1BA | $1,220 |
| Exchange at the Beach | 1 Bedroom 120% | 1BR,1BA | $1,229 |
| Panama Flats | E1 | Studio,1BA | $1,249 |
| 10X Breakfast Point | A1 | 1BR,1BA | $1,249 |
| The Place at Grand Lagoon | A1 | 1BR,1BA | $1,258 |
| Sea Sound | Sunset 1 | 1BR,1BA | $1,261 |
| Stone Harbor | Three Bedroom Two Bath | 3BR,2BA | $1,283 |
Best Value Apartments for Rent in Panama City Beach, FL
As of February 21, 2026 the best value apartment in the Panama City Beach area is the $1.60 price per square foot A Townhouse Renovated Model at Emerald Park in the starting from $2,000. The second greatest value Panama City Beach apartment is the Three Bedroom Two Bath Model at Stone Harbor starting at $1,283 with a $1.02 price per square foot . Here is today’s list of the best values for Panama City Beach apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Emerald Park | A Townhouse Renovated | 2BR,2.5BA | $1.60 |
| Stone Harbor | Three Bedroom Two Bath | 3BR,2BA | $1.02 |
| White Sands | The Avalon | 2BR,2BA | $1.09 |
| Edgewater Crossings | MONTEREY | 2BR,2BA | $1.31 |
| 10X Retreat at PCB | B2 | 2BR,2BA | $1.18 |
| MAA Emerald Coast | The Laguna | 1BR,1BA | $1.54 |
| 10X Breakfast Point | A1 | 1BR,1BA | $1.53 |
| Parkside at the Beach | A1 Patio | 1BR,1BA | $1.57 |
| The Place at Grand Lagoon | A1 | 1BR,1BA | $1.61 |
| 79 West | The West | 1BR,1BA | $1.63 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read Article
The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleCash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Let everyone know!
Do you know the Panama City Beach area?
If you’re an expert on all things Panama City Beach, tell us what you love (and don't) by rating it and writing a review.
Write a Review
Best Local Schools in Panama City Beach, FL
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City Beach, FL Rentals by Map
See the most popular apartments and homes in Panama City Beach, FL
Frequently Asked Questions about Cheap Panama City Beach Apartments
What is the Cheapest Studio apartment in Panama City Beach?
Currently the most affordable Cheap Studio Apartment in Panama City Beach is at Cottages by the Bay listed at $899.
How much is rent for a Cheap One Bedroom Panama City Beach Apartment?
The lowest price for a Cheap One Bedroom Panama City Beach Apartment is $1,039 at Cottages by the Bay.
What is the lowest price for a Cheap Two Bedroom Panama City Beach Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Panama City Beach is starting from $1,215 at 10X Retreat at PCB.
What is the most affordable Panama City Beach Three Bedroom Apartment?
The best deal on a cheap Panama City Beach Three Bedroom Apartment rental is at Stone Harbor and starts from $1,283.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips
Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.
18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.
A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment
Written by: Bob Mallory
Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.
Renting with Roommates: Realistic Expectations for Shared Lease
Written by: Christine Leonard, Esq.
Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.