
3 Bedroom Apartments for Rent in Effingham, IL (38 Rentals)


19391 N 1500th St

Villages

Campus Pointe Apartments

Renaissance Hills

Westport Apartments

Prairie Hills

Westmont Apartments

Coles Crossing Apartments
Renting with Roommates: Realistic Expectations for Shared Lease
Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

The Courtyard

Decatur Flats Apartments

The Quarry Apartments

OldeTowne Apartments

Roosevelt School Apartments

Panther Heights

Kingsbury Campus Apartments

Capitol Pointe Apartments

Park Place
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

6th St Apartments

Royal Heights

Woodfall Villas

Country View Estates of Charleston

759 E Lawrence St

272 S Shannon St

830 E Rogers Ave

327 E Stuart Ave

249 N 17th St
Renting Smart: Lease Basics Every Renter Needs
Demystify Your Rental Lease. Learn the basics about renting, deposits, and tenant/landlord responsibilities. Rent smart and avoid surprises. | Renter University at ApartmentHomeLiving.com

203 Livergood St

3101 Walnut Ave

10 Benjamin Ln

1765 N Monroe St

3 Matteson Dr

9 Lake Grove Club

Indian Trail Apartments

Rider Place

Highland Place Apartments of Charleston
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Centralia Estates

McKay Manor
Effingham, IL Local Guide

How much does it cost to rent an apartment in Effingham?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Effingham Studio Apartments | $701 | $502 | $982 |
| Effingham 1 Bedroom Apartments | $835 | $413 | $2,069 |
| Effingham 2 Bedroom Apartments | $970 | $549 | $1,764 |
| Effingham 3 Bedroom Apartments | $1,112 | $641 | $1,674 |
| Effingham 4 Bedroom Apartments | $1,050 | $850 | $1,250 |
Browse Top Apartments in Effingham
See all Apartments in EffinghamExplore Effingham
Effingham, IL Local Guide
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Largest Available Effingham and Nearby 3 Bedroom Apartments
The largest available 3 Bedroom apartment unit in Effingham, IL is found at Panther Heights and is 1,400 square feet priced from $1,350. Decatur Flats Apartments has the second largest 3 Bedroom, which is sized at 1,250 square feet and currently listed start at $1,199. Here is today’s list of the largest available 3 Bedroom units in Effingham:
| Apartment Listing | Model Name | Square Footage | Priced From |
|---|---|---|---|
| Panther Heights | 3 Bed 2.5 Bath | 1,400 Sq Ft | $1,350 |
| Decatur Flats Apartments | 3BR/1.5BA | 1,250 Sq Ft | $1,199 |
| Kingsbury Campus Apartments | 3 Beds, 2 Baths Model | 1,103 Sq Ft | Call for Rates |
| Capitol Pointe Apartments | Capitol Pointe 3BR/1BA Waiting List | 1,103 Sq Ft | Call for Rates |
| Westport Apartments | Three Bedroom | 1,100 Sq Ft | $665 |
| Highland Place Apartments of Charleston | Highland Place 3BR/2BA Waiting List | 1,078 Sq Ft | Call for Rates |
| The Courtyard | 3 Bed 1 Bath | 980 Sq Ft | $1,245 |
| OldeTowne Apartments | 3 Bed/1.5 Bath | 650 Sq Ft | $799 |
Cheapest Available Effingham and Nearby 3 Bedroom Apartments
As of June 01, 2026 the lowest priced 3 Bedroom apartment unit in Effingham, IL is the Three Bedroom Model starting from $665 at Westport Apartments . The second most affordable Effingham 3 Bedroom is the 3 Bed/1.5 Bath Model at OldeTowne Apartments starting at $799 . The average price for all 3 Bedroom apartments in Effingham is currently $1,112. Here is today’s list of the cheapest available 3 Bedroom options in Effingham:
| Apartment Listing | Model Name | Priced From |
|---|---|---|
| Westport Apartments | Three Bedroom | $665 |
| OldeTowne Apartments | 3 Bed/1.5 Bath | $799 |
| Decatur Flats Apartments | 3BR/1.5BA | $1,199 |
| The Courtyard | 3 Bed 1 Bath | $1,245 |
| Panther Heights | 3 Bed 2.5 Bath | $1,380 |
Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Effingham, IL
South Side Grade School
Effingham High School
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Effingham, IL Rentals by Map
See the most popular apartments and homes in Effingham, IL
Effingham, IL Area Reviews
Kathy • 2+ years in Effingham
September 24, 2025There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.
Frequently Asked Questions about 3 Bedroom Effingham Apartments
What is the Cheapest apartment in Effingham with 3 Bedroom?
Currently the most affordable 3 Bedroom in Effingham is at Westport Apartments listed at $665.
How much is the average rent for a 3 Bedroom Effingham Apartment?
The average rent for a 3 Bedroom Apartment in Effingham is $1,112.
What is the largest available 3 Bedroom Effingham Apartment for rent?
Today's apartment with the most square footage in Effingham is a 1,400 square feet unit starting from $1,350 at Panther Heights.
What is the average size for Effingham 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Effingham is currently 1,212 sq ft.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Neighborhood and Market Insights: How to Choose the Right Area to Rent
Written by: Robin Stewart
Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.