3 Bedroom Apartments for Rent in Effingham, IL (39 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
Learn more about Lifestyle Search
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done
property at 402 Illinois Ave

$1,200

Total Monthly Price

Total Monthly Price

Base Rent
$1,200
Total Monthly Price
$1,200

3 Bedroom, 1 Bath Home for Rent

Available Now

402 Illinois Ave

EffinghamIL62401
close
View Me
Villages
3 Bedroom Apartments

Villages

101 E Hendelmeyer AveEffingham, IL 62401

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Read Article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Read Article

Renting with Roommates: Realistic Expectations for Shared Lease

Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

Read Article

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Read Article
close
View Me
Rider Place
3 Bedroom Apartments

Rider Place

9 Wills PlArcola, IL 61910
  • Utilities Included
close
View Me
1905 12th St
3 Bedroom Apartments

1905 12th St

1905 12th StCharleston, IL 61920
Student Housing
  • Utilities Included
Showing Results 1-39, Page 1 of 1

Effingham, IL Local Guide

Largest Available Effingham and Nearby 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Effingham, IL is found at Panther Heights and is 1,400 square feet priced from $1,350. McKay Manor in the Clinton County neighborhood has the second largest 3 Bedroom, which is sized at 1,266 square feet and currently listed start at $587. Here is today’s list of the largest available 3 Bedroom units in Effingham:

Apartment ListingModel NameSquare FootagePriced From
Panther Heights3 Bed 2.5 Bath1,400 Sq Ft$1,350
McKay Manor3 Bdrm1,266 Sq Ft$587
Decatur Flats Apartments3BR/1.5BA1,250 Sq Ft$1,100
Campus Pointe Apartments3 Bedroom 3bathroom - Non Furnished1,188 Sq Ft$1,200
Capitol Pointe ApartmentsCapitol Pointe 3BR/1BA Waiting List1,103 Sq FtCall for Rates
Kingsbury Campus Apartments3 Beds, 2 Baths Model1,103 Sq FtCall for Rates
Westport ApartmentsThree Bedroom1,100 Sq Ft$665
Highland Place Apartments of CharlestonHighland Place 3BR/2BA Waiting List1,078 Sq FtCall for Rates
The Courtyard3 Bed 1 Bath980 Sq Ft$1,245

Cheapest Available Effingham and Nearby 3 Bedroom Apartments

As of July 23, 2026 the lowest priced 3 Bedroom apartment unit in Effingham, IL is the 3 Bdrm Model starting from $587 at McKay Manor in the Clinton County neighborhood. The second most affordable Effingham 3 Bedroom is the Three Bedroom Model at Westport Apartments starting at $665 . The average price for all 3 Bedroom apartments in Effingham is currently $1,097. Here is today’s list of the cheapest available 3 Bedroom options in Effingham:

Apartment ListingModel NamePriced From
McKay Manor3 Bdrm$587
Westport ApartmentsThree Bedroom$665
OldeTowne Apartments3 Bed/1.5 Bath$799
Decatur Flats Apartments3BR/1.5BA$1,100
Campus Pointe Apartments3 Bedroom 3bathroom - Non Furnished$1,200
The Courtyard3 Bed 1 Bath$1,245
Panther Heights3 Bed 2.5 Bath$1,380

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

Best Local Schools in
Effingham, IL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Effingham, IL Rentals by Map

Decorative image of map

See the most popular apartments and homes in Effingham, IL

View Map
Effingham, IL Apartments Map
View Map
Effingham, IL Rental Homes Map

Effingham, IL Area Reviews

  • Parks
  • Entertainment
  • Local Vibes
  • Restaurants
  • Location
  • Traffic
  • Public Transportation
  • Outdoor Access
  • Cost of Living
  • Safety

Kathy • 2+ years in Effingham

September 24, 2025

There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.

Frequently Asked Questions about 3 Bedroom Effingham Apartments

What is the Cheapest apartment in Effingham with 3 Bedroom?

Currently the most affordable 3 Bedroom in Effingham is at McKay Manor listed at $587.

How much is the average rent for a 3 Bedroom Effingham Apartment?

The average rent for a 3 Bedroom Apartment in Effingham is $1,097.

What is the largest available 3 Bedroom Effingham Apartment for rent?

Today's apartment with the most square footage in Effingham is a 1,400 square feet unit starting from $1,350 at Panther Heights.

What is the average size for Effingham 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Effingham is currently 1,004 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

decorative image for Apartment Occupancy Rates: Renter Attraction vs Renter Retention article

Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

decorative image for Pet-Friendly Renting: Everything You Need to Know Before You Move article

Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.