3 Bedroom Apartments for Rent in Effingham, IL (42 Rentals)

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Villages
3 Bedroom Apartments

Villages

101 E Hendelmeyer AveEffingham, IL 62401

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Highland
3 Bedroom Apartments

Highland

1526 Edgar DrCharleston, IL 61920

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Rider Place
3 Bedroom Apartments

Rider Place

9 Wills PlArcola, IL 61910
  • Utilities Included
Showing Results 1-42, Page 1 of 1

Effingham, IL Local Guide

Largest Available Effingham and Nearby 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Effingham, IL is found at Renaissance Hills and is 1,461 square feet priced from $1,574. Panther Heights has the second largest 3 Bedroom, which is sized at 1,400 square feet and currently listed start at $1,350. Here is today’s list of the largest available 3 Bedroom units in Effingham:

Apartment ListingModel NameSquare FootagePriced From
Renaissance HillsB71,461 Sq Ft$1,574
Panther Heights3 Bed 2.5 Bath1,400 Sq Ft$1,350
Roosevelt School Apartments3 Bedroom1,285 Sq Ft$662
McKay Manor3 Bedroom1,266 Sq Ft$730
Decatur Flats Apartments3BR/1.0BA1,250 Sq Ft$1,199
Kingsbury Campus Apartments3 Beds, 2 Baths Model1,103 Sq FtCall for Rates
The Courtyard3 Bed 1 Bath980 Sq Ft$1,245

Cheapest Available Effingham and Nearby 3 Bedroom Apartments

As of April 16, 2026 the lowest priced 3 Bedroom apartment unit in Effingham, IL is the 3 Bedroom Model starting from $662 at Roosevelt School Apartments . The second most affordable Effingham 3 Bedroom is the 3 Bedroom Model at McKay Manor starting at $730 . The average price for all 3 Bedroom apartments in Effingham is currently $1,136. Here is today’s list of the cheapest available 3 Bedroom options in Effingham:

Apartment ListingModel NamePriced From
Roosevelt School Apartments3 Bedroom$662
McKay Manor3 Bedroom$730
OldeTowne Apartments3 Bed/1.5 Bath$799
Decatur Flats Apartments3BR/1.5BA$1,199
The Courtyard3 Bed 1 Bath$1,245
Panther Heights3 Bed 2.5 Bath$1,380
Renaissance HillsB7$1,574

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Effingham, IL

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Effingham, IL Area Reviews

  • Parks
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Kathy • 2+ years in Effingham

September 24, 2025

There are a lot of parks, bars, and churches. And doctors! It’s a super tiny town but it’s got more like tiny town vibes.

Frequently Asked Questions about 3 Bedroom Effingham Apartments

What is the Cheapest apartment in Effingham with 3 Bedroom?

Currently the most affordable 3 Bedroom in Effingham is at Roosevelt School Apartments listed at $662.

How much is the average rent for a 3 Bedroom Effingham Apartment?

The average rent for a 3 Bedroom Apartment in Effingham is $1,136.

What is the largest available 3 Bedroom Effingham Apartment for rent?

Today's apartment with the most square footage in Effingham is a 1,461 square feet unit starting from $1,574 at Renaissance Hills.

What is the average size for Effingham 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Effingham is currently 1,642 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.