Cheap Apartments for Rent in Fernandina Beach, FL from $900 (40 Rentals)

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Search the lowest-cost Apartments available for rent right now in Fernandina Beach.

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1011 S 11th St
Studio Apartments

1011 S 11th St

1011 S 11th StFernandina Beach, FL 32034
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Amelia Woods
1 to 3 Bedroom Apartments

Amelia Woods

2700 Mizell AveFernandina Beach, FL 32034
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102 S 10th St
4 Bedroom Apartments

102 S 10th St

102 S 10th StFernandina Beach, FL 32034
  • Smoke Free
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Quadriplex
Studio to 2 Bedroom Apartments

Quadriplex

314 N 5th StFernandina Beach, FL 32034
  • Utilities Included

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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17 S 3rd St
1 to 2 Bedroom Apartments

17 S 3rd St

17 S 3rd StFernandina Beach, FL 32034
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Amelia South Condos
1 Bedroom Apartments

Amelia South Condos

3350 S Fletcher AveFernandina Beach, FL 32034
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Surfside Apartments
1 Bedroom Apartments

Surfside Apartments

441 S Fletcher AveFernandina Beach, FL 32034
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338 Tarpon Ave
1 Bedroom Apartments

338 Tarpon Ave

338 Tarpon AveFernandina Beach, FL 32034
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57 S Fletcher Ave
2 Bedroom Apartments

57 S Fletcher Ave

57 S Fletcher AveFernandina Beach, FL 32034
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The Palms at Amelia
2 Bedroom Apartments

The Palms at Amelia

1601 Nectarine StFernandina Beach, FL 32034
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Amelia by the Sea
2 Bedroom Apartments

Amelia by the Sea

3240 S Fletcher AveFernandina Beach, FL 32034

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Spyglass Villas
Studio Apartments

Spyglass Villas

6500 Spyglass CirFernandina Beach, FL 32034
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732 Old Amelia Ave
Studio Apartments

732 Old Amelia Ave

732 Old Amelia AveFernandina Beach, FL 32034
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Aspire at Amelia
Studio Apartments

Aspire at Amelia

721 Lakeside LnFernandina Beach, FL 32034
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2637 Midway Rd
Studio Apartments

2637 Midway Rd

2637 Midway RdFernandina Beach, FL 32034
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1300 S 11th St
Studio Apartments

1300 S 11th St

1300 S 11th StFernandina Beach, FL 32034
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2047 Bridal Rd
Studio Apartments

2047 Bridal Rd

2047 Bridal RdFernandina Beach, FL 32034

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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5553 Gregg St
Studio Apartments

5553 Gregg St

5553 Gregg StFernandina Beach, FL 32034
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535 Ocean Ave
6 Bedroom Apartments

535 Ocean Ave

535 Ocean AveFernandina Beach, FL 32034
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19 N 5th St
3 Bedroom Apartments

19 N 5th St

19 N 5th StFernandina Beach, FL 32034
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126 S Fletcher Ave
1 to 2 Bedroom Apartments

126 S Fletcher Ave

126 S Fletcher AveFernandina Beach, FL 32034
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Enclave on Woodbridge
1 to 4 Bedroom Apartments

Enclave on Woodbridge

95150 Woodbridge PkyFernandina Beach, FL 32034
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The Lakeside at Amelia Island
Studio to 3 Bedroom Apartments

The Lakeside at Amelia Island

649 Amelia Island PkyFernandina Beach, FL 32034
Senior Living
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Post Oak Apartments
1 to 2 Bedroom Apartments

Post Oak Apartments

996 Citrona DrFernandina Beach, FL 32034
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Countryside Apartments
1 to 2 Bedroom Apartments

Countryside Apartments

1105 S 13th StFernandina Beach, FL 32034
  • Utilities Included
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Pepper Tree Village
1 Bedroom Apartments

Pepper Tree Village

1200 S 15th StFernandina Beach, FL 32034
  • Utilities Included
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908-1028 S 10th St
Studio Apartments

908-1028 S 10th St

908-1028 S 10th StFernandina Beach, FL 32034
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Buccaneer Villa
2 Bedroom Apartments

Buccaneer Villa

1100 Lime StFernandina Beach, FL 32034

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Fernandina Beach, FL Local Guide

Cheapest Neighborhoods for Apartments in Fernandina Beach, FL

Pricing Updated: 08/07/2026

Current apartment rentals in the Fernandina Beach, FL area range in price from $1,430 to $8,540 with an overall median price of $1,650. Here is today’s list neighborhoods with the lowest median pricing for Fernandina Beach Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Amelia National$1,650$1,43010

Cheapest Available Fernandina Beach Apartments for Rent

 
Apartment ListingModel NameBed/BathPriced From
Odyssey at Amelia Island1X11BR,1BA$1,430
Vintage Amelia Island ApartmentsA1B1BR,1BA$1,605

Best Value Apartments for Rent in Fernandina Beach, FL

As of August 07, 2026 the best value apartment in the Fernandina Beach area is the $1.50 price per square foot 2X1FR Model at Odyssey at Amelia Island in the in the Amelia National neighborhood starting from $1,505. The second greatest value Fernandina Beach apartment is the A1A Model at Vintage Amelia Island Apartments starting at $1,626 with a $2.23 price per square foot in the Amelia National neighborhood. Here is today’s list of the best values for Fernandina Beach apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Odyssey at Amelia Island2X1FR2BR,1BA$1.50
Vintage Amelia Island ApartmentsA1A1BR,1BA$2.23

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Fernandina Beach, FL Rentals by Map

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Frequently Asked Questions about Cheap Fernandina Beach Apartments

How much is rent for a Cheap One Bedroom Fernandina Beach Apartment?

The lowest price for a Cheap One Bedroom Fernandina Beach Apartment is $1,430 at Odyssey at Amelia Island.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.