Apartments for Rent in the Downtown Panama City Neighborhood of Panama City, FL (54 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done
property at 714 West 19th Street
$1,900

Total Monthly Price

Base Rent$1,900

Total Monthly Price$1,900
3 Bedroom, 2 Bath Home for Rent
Available Now

714 West 19th Street

Panama CityFL32405
property at 324 E Beach Dr
$2,800

Total Monthly Price

Base Rent$2,800

Total Monthly Price$2,800
2 Bedroom, 2 Bath Condo for Rent
Available Sep 15
Furnished

324 E Beach Dr, Unit 202

324 E Beach Dr
Panama CityFL32401
  • Smoke Free

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

close
View Me
908 Cone Ave
2 Bedroom Apartments

908 Cone Ave

908 Cone AvePanama City, FL 32401
close
View Me
1006 McKenzie Ave
3 Bedroom Apartments

1006 McKenzie Ave

1006 McKenzie AvePanama City, FL 32401
close
View Me
1041 Grace Ave
2 Bedroom Apartments

1041 Grace Ave

1041 Grace AvePanama City, FL 32401
close
View Me
1342 MLK Blvd
Studio Apartments

1342 MLK Blvd

1342 MLK BlvdPanama City, FL 32401
close
View Me
1201 Grace Ave
Studio Apartments

1201 Grace Ave

1201 Grace AvePanama City, FL 32401

Neighborhood & Market Insights: How to Choose the Right Area to Rent

Master your search for the perfect apartment. Location is everything. Discover how to leverage community insights, public data, and personal visits to make a fully informed decision about where to rent.

close
View Me
814 Oak Ave
1 to 3 Bedroom Apartments

814 Oak Ave

814 Oak AvePanama City, FL 32401
close
View Me
428 Mckenzie Ave
Studio Apartments

428 Mckenzie Ave

428 Mckenzie AvePanama City, FL 32401
close
View Me
607 W 11th St
Studio Apartments

607 W 11th St

607 W 11th StPanama City, FL 32401
close
View Me
1703 E 7th St
2 Bedroom Apartments

1703 E 7th St

1703 E 7th StPanama City, FL 32401
close
View Me
715 W 13th St
Studio Apartments

715 W 13th St

715 W 13th StPanama City, FL 32401
  • Utilities Included
close
View Me
400 Harrison Ave
2 Bedroom Apartments

400 Harrison Ave

400 Harrison AvePanama City, FL 32401
close
View Me
Fletcher Black
2 to 3 Bedroom Apartments

Fletcher Black

875 W 11th StPanama City, FL 32401
close
View Me
205 E 2nd Ct
Studio Apartments

205 E 2nd Ct

205 E 2nd CtPanama City, FL 32401
close
View Me
521 E BEACH Dr
Studio Apartments

521 E BEACH Dr

521 E BEACH DrPanama City, FL 32401

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

close
View Me
225 CHERRY St
Studio Apartments

225 CHERRY St

225 CHERRY StPanama City, FL 32401
close
View Me
807 CHERRY St
1 Bedroom Apartments

807 CHERRY St

807 CHERRY StPanama City, FL 32401
close
View Me
The Cove
Studio Apartments

The Cove

100 Cherry StPanama City, FL 32401
close
View Me
The Arbors @ 15th
1 to 3 Bedroom Apartments

The Arbors @ 15th

265 W 15th StPanama City, FL 32401
  • Utilities Included
close
View Me
Foxwood
2 to 4 Bedroom Apartments

Foxwood

1701 Hamilton AvePanama City, FL 32405
close
View Me
The Arbours
1 to 2 Bedroom Apartments

The Arbours

727 W 11th StPanama City, FL 32401
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Downtown Panama City, Panama City, FL Local Guide

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Learn the property manager's true secrets to a zero-deduction move-out. Use this step-by-step guide on documentation, cleaning, and lease-reading to reclaim your security deposit.

Read Article
Decorative image

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Tour smarter and choose with confidence. Get the essential 18 questions that reveal the truth about a rental property's maintenance, utilities, and safety.

Read Article
Decorative image

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Read Article

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

Pet Friendly Lifestyle
Downtown Panama City, Panama City, FL

Ranked #3

Among cities in Florida for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.5
Pet Friendly

decorative image of woman handing cat to small boy

Frequently Asked Questions about Downtown Panama City

What is the current pricing and availability for apartments for rent in the Downtown Panama City area of Panama City, FL?

As of today, September 14, 2026, there are currently 54 available Downtown Panama City apartments priced from $935 to $3,210, with an average monthly rent of $1,548.

What is the current price range for One Bedroom Downtown Panama City Apartments for rent?

Today's rental pricing for One Bedroom Apartments in Downtown Panama City ranges from $1,050 to $1,448 with an average monthly rent of $1,343.

What does renting a Two Bedroom Apartment in Downtown Panama City cost?

The monthly rent prices of Two Bedroom Apartments currently available in Downtown Panama City range from $1,195 to $1,850. Today's average rental price for Two Bedrooms here is $1,598.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My! article

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!

Written by: Robin Stewart

Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

decorative image for Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags   article

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

decorative image for First Apartment Regrets: Real Renters Share What They'd Do Differently article

First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.