3 Bedroom Apartments for Rent in Santa Cruz, CA (67 Rentals)

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2865 Capitola
3 Bedroom Apartments

2865 Capitola

2865 Capitola RdSanta Cruz, CA 95062
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535-545 2nd St
3 Bedroom Apartments

535-545 2nd St

535-545 2nd StSanta Cruz, CA 95060
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835 Corcoran Ave
3 Bedroom Apartments

835 Corcoran Ave

835 Corcoran AveSanta Cruz, CA 95062
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316-318 Cliff St
3 Bedroom Apartments

316-318 Cliff St

316-318 Cliff StSanta Cruz, CA 95060
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1822 Harper St
3 Bedroom Apartments

1822 Harper St

1822 Harper StSanta Cruz, CA 95062

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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832-834 Paget Ave
3 Bedroom Apartments

832-834 Paget Ave

832-834 Paget AveSanta Cruz, CA 95062
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710 Emeline Ave
3 Bedroom Apartments

710 Emeline Ave

710 Emeline AveSanta Cruz, CA 95060
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2045 Alice St
3 Bedroom Apartments

2045 Alice St

2045 Alice StSanta Cruz, CA 95062
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515 Maple St
3 Bedroom Apartments

515 Maple St

515 Maple StSanta Cruz, CA 95060
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106 Campbell St
3 Bedroom Apartments

106 Campbell St

106 Campbell StSanta Cruz, CA 95060
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200 W Cliff Dr
3 Bedroom Apartments

200 W Cliff Dr

200 W Cliff DrSanta Cruz, CA 95060
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1506 Broadway
3 Bedroom Apartments

1506 Broadway

1506 BroadwaySanta Cruz, CA 95062

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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1013 Broadway
3 Bedroom Apartments

1013 Broadway

1013 BroadwaySanta Cruz, CA 95062
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75 Front St
3 Bedroom Apartments

75 Front St

75 Front StSanta Cruz, CA 95060
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21520 E Cliff Dr
3 Bedroom Apartments

21520 E Cliff Dr

21520 E Cliff DrSanta Cruz, CA 95062
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Bienestar Plaza
3 Bedroom Apartments

Bienestar Plaza

1520 Capitola RdSanta Cruz, CA 95062
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Columbia Duplex
3 Bedroom Apartments

Columbia Duplex

1001 Columbia StSanta Cruz, CA 95060
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212 Hubbard St
3 Bedroom Apartments

212 Hubbard St

212 Hubbard StSanta Cruz, CA 95060
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236 Mora St
3 Bedroom Apartments

236 Mora St

236 Mora StSanta Cruz, CA 95060

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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237 Darwin St
3 Bedroom Apartments

237 Darwin St

237 Darwin StSanta Cruz, CA 95062
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618 Windsor St
3 Bedroom Apartments

618 Windsor St

618 Windsor StSanta Cruz, CA 95062
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320 California St
3 Bedroom Apartments

320 California St

320 California StSanta Cruz, CA 95060
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441 34th Ave
3 Bedroom Apartments

441 34th Ave

441 34th AveSanta Cruz, CA 95062
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1568 7th Ave
3 Bedroom Apartments

1568 7th Ave

1568 7th AveSanta Cruz, CA 95062
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2895 Capitola Rd
3 Bedroom Apartments

2895 Capitola Rd

2895 Capitola RdSanta Cruz, CA 95062
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307-309 Laurel St
3 Bedroom Apartments

307-309 Laurel St

307-309 Laurel StSanta Cruz, CA 95060
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315 Ocean st
3 Bedroom Apartments

315 Ocean st

315 Ocean stSanta Cruz, CA 95060
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210-214 Elm St
3 Bedroom Apartments

210-214 Elm St

210-214 Elm StSanta Cruz, CA 95060
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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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132 Campbell St
3 Bedroom Apartments

132 Campbell St

132 Campbell StSanta Cruz, CA 95060
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312 Ocean St
3 Bedroom Apartments

312 Ocean St

312 Ocean StSanta Cruz, CA 95060
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1550 30th Ave
3 Bedroom Apartments

1550 30th Ave

1550 30th AveSanta Cruz, CA 95062
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510 Laurel St
3 Bedroom Apartments

510 Laurel St

510 Laurel StSanta Cruz, CA 95060

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Santa Cruz, CA Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Santa Cruz 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: November 17, 2025

There are currently 10 available 3 Bedroom apartment units from neighborhoods all over Santa Cruz, CA that range in price from $3,300 to $10,000. Eastside, Carbonera and Central Santa Cruz are the neighborhoods that currently have the most 3 Bedroom availability. Here is today's list of the top neighborhoods in Santa Cruz with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Eastside2$5,299$3,933
Carbonera1$5,650$3,300
Central Santa Cruz1$3,615$3,300
Escolona1$5,650$3,300
King Street1$5,650$3,300
Ocean Street1$5,650$3,300
Santa Cruz Beach Boardwalk1$5,650$3,300
UCSC1$5,650$3,300
Western1$3,615$3,300

Largest Available Santa Cruz 3 Bedroom Apartments

Apartment ListingModel NameSquare FootagePriced From
Emerald Bay ApartmentsThree Bedroom1,030 Sq Ft$3,933

Cheapest Available Santa Cruz 3 Bedroom Apartments

Apartment ListingModel NamePriced From
Emerald Bay ApartmentsThree Bedroom$3,933

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Santa Cruz Overview

Known across the globe for its famed redwood trees and sweeping ocean views, Santa Cruz is a darling city of the California scene. Home to plenty of historic hot spots as well as an inviting downtown mixture of nightlife and retail shopping, this west coast destination should be on the 'must-consider' list for anyone seriously considering a move to Cali.

Why live in Santa Cruz, CA?

Why in the world not? Easily one of the most in-demand locales of the entire west coast, life in a Santa Cruz apartment for rent is about as good as it gets. Flush with area schools and plenty of employers such as Plantronics, this forward-thinking and environmentally-conscious hotspot is a fantastic place to call home.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Santa Cruz, CA Rentals by Map

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Getting Around Santa Cruz, CA

Walk Score®

81 / 100

Very Walkable

Most errands can be accomplished on foot

Bike Score®

93 / 100

Biker's Paradise

Daily errands can be accomplished on a bike

Transit Score®

36 / 100

Some Transit

A few nearby public transportation options

Frequently Asked Questions about 3 Bedroom Santa Cruz Apartments

What is the Cheapest apartment in Santa Cruz with 3 Bedroom?

Currently the most affordable 3 Bedroom in Santa Cruz is at Emerald Bay Apartments listed at $3,933.

How much is the average rent for a 3 Bedroom Santa Cruz Apartment?

The average rent for a 3 Bedroom Apartment in Santa Cruz is $5,077.

What is the largest available 3 Bedroom Santa Cruz Apartment for rent?

Today's apartment with the most square footage in Santa Cruz is a 1,030 square feet unit starting from $3,933 at Emerald Bay Apartments.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.