3 Bedroom Apartments for Rent in Santa Cruz, CA (80 Rentals)

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2865 Capitola
3 Bedroom Apartments

2865 Capitola

2865 Capitola RdSanta Cruz, CA 95062
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535-545 2nd St
3 Bedroom Apartments

535-545 2nd St

535-545 2nd StSanta Cruz, CA 95060
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835 Corcoran Ave
3 Bedroom Apartments

835 Corcoran Ave

835 Corcoran AveSanta Cruz, CA 95062

Renting with Roommates: Realistic Expectations for Shared Lease

Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

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316-318 Cliff St
3 Bedroom Apartments

316-318 Cliff St

316-318 Cliff StSanta Cruz, CA 95060
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1822 Harper St
3 Bedroom Apartments

1822 Harper St

1822 Harper StSanta Cruz, CA 95062
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832-834 Paget Ave
3 Bedroom Apartments

832-834 Paget Ave

832-834 Paget AveSanta Cruz, CA 95062
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710 Emeline Ave
3 Bedroom Apartments

710 Emeline Ave

710 Emeline AveSanta Cruz, CA 95060
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2045 Alice St
3 Bedroom Apartments

2045 Alice St

2045 Alice StSanta Cruz, CA 95062
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515 Maple St
3 Bedroom Apartments

515 Maple St

515 Maple StSanta Cruz, CA 95060

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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106 Campbell St
3 Bedroom Apartments

106 Campbell St

106 Campbell StSanta Cruz, CA 95060
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200 W Cliff Dr
3 Bedroom Apartments

200 W Cliff Dr

200 W Cliff DrSanta Cruz, CA 95060
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1506 Broadway
3 Bedroom Apartments

1506 Broadway

1506 BroadwaySanta Cruz, CA 95062
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1013 Broadway
3 Bedroom Apartments

1013 Broadway

1013 BroadwaySanta Cruz, CA 95062
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75 Front St
3 Bedroom Apartments

75 Front St

75 Front StSanta Cruz, CA 95060
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21520 E Cliff Dr
3 Bedroom Apartments

21520 E Cliff Dr

21520 E Cliff DrSanta Cruz, CA 95062
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Bienestar Plaza
3 Bedroom Apartments

Bienestar Plaza

1520 Capitola RdSanta Cruz, CA 95062

Renting Smart: Lease Basics Every Renter Needs

Demystify Your Rental Lease. Learn the basics about renting, deposits, and tenant/landlord responsibilities. Rent smart and avoid surprises. | Renter University at ApartmentHomeLiving.com

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Columbia Duplex
3 Bedroom Apartments

Columbia Duplex

1001 Columbia StSanta Cruz, CA 95060
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212 Hubbard St
3 Bedroom Apartments

212 Hubbard St

212 Hubbard StSanta Cruz, CA 95060
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236 Mora St
3 Bedroom Apartments

236 Mora St

236 Mora StSanta Cruz, CA 95060
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237 Darwin St
3 Bedroom Apartments

237 Darwin St

237 Darwin StSanta Cruz, CA 95062
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618 Windsor St
3 Bedroom Apartments

618 Windsor St

618 Windsor StSanta Cruz, CA 95062
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320 California St
3 Bedroom Apartments

320 California St

320 California StSanta Cruz, CA 95060
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441 34th Ave
3 Bedroom Apartments

441 34th Ave

441 34th AveSanta Cruz, CA 95062
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1568 7th Ave
3 Bedroom Apartments

1568 7th Ave

1568 7th AveSanta Cruz, CA 95062
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2895 Capitola Rd
3 Bedroom Apartments

2895 Capitola Rd

2895 Capitola RdSanta Cruz, CA 95062
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307-309 Laurel St
3 Bedroom Apartments

307-309 Laurel St

307-309 Laurel StSanta Cruz, CA 95060

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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315 Ocean st
3 Bedroom Apartments

315 Ocean st

315 Ocean stSanta Cruz, CA 95060
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210-214 Elm St
3 Bedroom Apartments

210-214 Elm St

210-214 Elm StSanta Cruz, CA 95060
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132 Campbell St
3 Bedroom Apartments

132 Campbell St

132 Campbell StSanta Cruz, CA 95060
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312 Ocean St
3 Bedroom Apartments

312 Ocean St

312 Ocean StSanta Cruz, CA 95060
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1550 30th Ave
3 Bedroom Apartments

1550 30th Ave

1550 30th AveSanta Cruz, CA 95062
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510 Laurel St
3 Bedroom Apartments

510 Laurel St

510 Laurel StSanta Cruz, CA 95060

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Santa Cruz, CA Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Santa Cruz 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: May 22, 2026

There are currently 16 available 3 Bedroom apartment units from neighborhoods all over Santa Cruz, CA that range in price from $3,615 to $10,000. Eastside, Beach Flats and Carbonera are the neighborhoods that currently have the most 3 Bedroom availability. Here is today's list of the top neighborhoods in Santa Cruz with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Eastside2$5,347$3,933
Beach Flats1$4,800$4,800
Carbonera1$4,800$4,800
Central Santa Cruz1$4,207$3,615
Downtown Santa Cruz1$4,800$4,800
Escolona1$4,800$4,800
King Street1$4,800$4,800
Lighthouse1$4,800$4,800
Neary Lagoon1$4,800$4,800
Ocean Street1$4,800$4,800

Largest Available Santa Cruz 3 Bedroom Apartments

Apartment ListingModel NameSquare FootagePriced From
Emerald Bay ApartmentsThree Bedroom1,030 Sq Ft$3,933
Breakwater ApartmentsC1955 Sq Ft$4,034

Cheapest Available Santa Cruz 3 Bedroom Apartments

Apartment ListingModel NamePriced From
Emerald Bay ApartmentsThree Bedroom$3,933
Breakwater ApartmentsC1$4,034

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Santa Cruz Overview

Known across the globe for its famed redwood trees and sweeping ocean views, Santa Cruz is a darling city of the California scene. Home to plenty of historic hot spots as well as an inviting downtown mixture of nightlife and retail shopping, this west coast destination should be on the 'must-consider' list for anyone seriously considering a move to Cali.

Why live in Santa Cruz, CA?

Why in the world not? Easily one of the most in-demand locales of the entire west coast, life in a Santa Cruz apartment for rent is about as good as it gets. Flush with area schools and plenty of employers such as Plantronics, this forward-thinking and environmentally-conscious hotspot is a fantastic place to call home.

Santa Cruz, CA
Population: 64,725

Ranked #582

in US Census Population by City

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about 3 Bedroom Santa Cruz Apartments

What is the Cheapest apartment in Santa Cruz with 3 Bedroom?

Currently the most affordable 3 Bedroom in Santa Cruz is at Emerald Bay Apartments listed at $3,933.

How much is the average rent for a 3 Bedroom Santa Cruz Apartment?

The average rent for a 3 Bedroom Apartment in Santa Cruz is $4,366.

What is the largest available 3 Bedroom Santa Cruz Apartment for rent?

Today's apartment with the most square footage in Santa Cruz is a 1,030 square feet unit starting from $3,933 at Emerald Bay Apartments.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.