Cheap Apartments for Rent in Santa Cruz, CA from $1,300 (17 Rentals)

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Search the lowest-cost Apartments available for rent right now in Santa Cruz.

property at 105 Sylvar St

105 Sylvar St

Santa CruzCA95060

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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307-309 Raymond St
Studio to 3 Bedroom Apartments

307-309 Raymond St

307-309 Raymond StSanta Cruz, CA 95060
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Seabright Apartments
Studio to 2 Bedroom Apartments

Seabright Apartments

116 Seabright AveSanta Cruz, CA 95062
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Copa Cabanas
Studio to 1 Bedroom Apartments

Copa Cabanas

1112 Mission StSanta Cruz, CA 95060

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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755 14th Ave
1 to 2 Bedroom Apartments

755 14th Ave

755 14th AveSanta Cruz, CA 95062
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Shearwater Apartments
Studio to 2 Bedroom Apartments

Shearwater Apartments

2333 Portola DrSanta Cruz, CA 95062
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240 River Street
Studio Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
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Seaside Studios
Studio Apartments

Seaside Studios

108 2nd StSanta Cruz, CA 95060
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Coronado Apartments
1 Bedroom Apartments

Coronado Apartments

133 Morrissey BlvdSanta Cruz, CA 95062
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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803 Laurel St
2 Bedroom Apartments

803 Laurel St

803 Laurel StSanta Cruz, CA 95060
  • Utilities Included

Santa Cruz, CA Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in Santa Cruz, CA

Pricing Updated: 07/08/2025

Current apartment rentals in the Santa Cruz, CA area range in price from $1,400 to $10,000 with an overall median price of $5,955. The three Santa Cruz neighborhoods with the lowest median rent pricing are Beach Hill at $1,850, West King Street at $1,750, and Beach Flats at $1,750. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Santa Cruz Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Beach Hill$3,441$1,85011
West King Street$4,679$1,75027
Beach Flats$4,995$1,75067
Lighthouse$4,995$1,75060
Neary Lagoon$4,995$1,75066
Riverwalk$5,005$1,85047
Downtown Santa Cruz$5,599$1,95030
Arana Gulch$5,900$2,60011
Bananna Belt$5,900$2,09511
East Park$5,900$2,45016

Cheapest Available Santa Cruz Apartments for Rent

 

The cheapest available apartment rental in Santa Cruz, CA is a 1 Bed unit found at Copa Cabanas in the Escolona neighborhood priced from $1,602. Pacific View Courts in the Western neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $1,850. Here is today’s list of the most affordable Santa Cruz apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Copa CabanasA11BR,1BA$1,602
Pacific View CourtsStudioStudio,1BA$1,850
516 Center St516 Center StStudio,1BA$2,095
108 Sycamore StStudioStudio,1BA$2,100
St. George ApartmentsStudioStudio,1BA$2,200

Best Value Apartments for Rent in Santa Cruz, CA

As of July 08, 2025 the best value apartment in the Santa Cruz area is the $4.33 price per square foot 2x2 Model at Pacific Shores in the in the Western neighborhood starting from $4,404. The second greatest value Santa Cruz apartment is the Residence B1 Model at 1010 Pacific Apartments starting at $4,088 with a $4.88 price per square foot in the Downtown Santa Cruz neighborhood. Here is today’s list of the best values for Santa Cruz apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Pacific Shores2x22BR,2BA$4.33
1010 Pacific ApartmentsResidence B12BR,2BA$4.88
Capitola TownhomesTH152BR,1.5BA$4.74
Emerald Bay Apartments1 Bedroom1BR,1BA$3.84
Anton Pacific1 Bed/1 Bath-2C1BR,1BA$5.34
Chestnut Street1 Bed 1 Bath1BR,1BA$4.57
Breakwater ApartmentsA11BR,1BA$4.80
Garden StreetB12BR,1BA$5.32
Hidden Creek Apartments1 Bed Loft1BR,1BA$5.78
Copa CabanasS1Studio ,1BA$4.93

Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Santa Cruz Overview

Known across the globe for its famed redwood trees and sweeping ocean views, Santa Cruz is a darling city of the California scene. Home to plenty of historic hot spots as well as an inviting downtown mixture of nightlife and retail shopping, this west coast destination should be on the 'must-consider' list for anyone seriously considering a move to Cali.

Why live in Santa Cruz, CA?

Why in the world not? Easily one of the most in-demand locales of the entire west coast, life in a Santa Cruz apartment for rent is about as good as it gets. Flush with area schools and plenty of employers such as Plantronics, this forward-thinking and environmentally-conscious hotspot is a fantastic place to call home.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Santa Cruz, CA Rentals by Map

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Getting Around Santa Cruz, CA

Walk Score®

81 / 100

Very Walkable

Most errands can be accomplished on foot

Bike Score®

93 / 100

Biker's Paradise

Daily errands can be accomplished on a bike

Transit Score®

36 / 100

Some Transit

A few nearby public transportation options

Frequently Asked Questions about Cheap Santa Cruz Apartments

What is a cheap apartment in Santa Cruz?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Santa Cruz is under $2,706.

What is the price of a cheap apartment in Santa Cruz?

The cheapest apartment in Santa Cruz is Copa Cabanas which is listed at $1,602, while the average apartment in Santa Cruz costs $5,955.

What types of apartments are the cheapest in Santa Cruz?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 6 regular apartments in Santa Cruz that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.

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The Art of the Rental Viewing: What to look for during a property tour

Written by: Marie Brown

You’ve scrolled through countless listings, walked through a blur of rentals, and finally found what feels like the one. The pictures? Fantastic. The neighborhood seems just right.

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Know Your Budget: Calculating What You Can Realistically Afford When Renting

Written by: Lauren Harrington

Renting an apartment or house isn’t just about looking through online ads, choosing a few apartments or homes you want to tour, filling out an application, and putting down a deposit. Those things are all necessary and important.

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The Freedom of Short-Term Leases: Exploring the Advantages for Renters

Written by: Bobbi Jackson

If you’re looking to relocate right now, a popular solution that may best fit your current rental needs is a short-term lease.