Cheap Apartments for Rent in Santa Cruz, CA from $1,300 (16 Rentals)

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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307-309 Raymond St
Studio to 3 Bedroom Apartments

307-309 Raymond St

307-309 Raymond StSanta Cruz, CA 95060

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Seabright Apartments
Studio to 2 Bedroom Apartments

Seabright Apartments

116 Seabright AveSanta Cruz, CA 95062
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Shearwater Apartments
Studio to 2 Bedroom Apartments

Shearwater Apartments

2333 Portola DrSanta Cruz, CA 95062
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Coronado Apartments
Studio to 2 Bedroom Apartments

Coronado Apartments

133 Morrissey BlvdSanta Cruz, CA 95062
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240 River Street
Studio to 3 Bedroom Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
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Seaside Studios
Studio Apartments

Seaside Studios

108 2nd StSanta Cruz, CA 95060

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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803 Laurel St
2 Bedroom Apartments

803 Laurel St

803 Laurel StSanta Cruz, CA 95060
  • Utilities Included

Santa Cruz, CA Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in Santa Cruz, CA

Pricing Updated: 09/19/2025

Current apartment rentals in the Santa Cruz, CA area range in price from $1,295 to $10,000 with an overall median price of $5,821. The three Santa Cruz neighborhoods with the lowest median rent pricing are Beach Hill at $2,209, Bananna Belt at $1,995, and Arana Gulch at $2,400. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Santa Cruz Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Beach Hill$3,635$2,20911
Bananna Belt$4,343$1,99521
Arana Gulch$4,595$2,40010
East Park$4,595$2,39516
West King Street$4,595$1,87553
Prospect Heights$4,850$2,4003
Lighthouse$4,895$2,20963
Neary Lagoon$4,895$1,87576
Beach Flats$4,897$1,87574
Seabright$4,904$1,99560

Cheapest Available Santa Cruz Apartments for Rent

 

The cheapest available apartment rental in Santa Cruz, CA is a Studio unit found at 516 Center St in the Escolona neighborhood priced from $1,995. St. George Apartments in the Downtown Santa Cruz neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $2,200. Here is today’s list of the most affordable Santa Cruz apartments for rent:

Apartment ListingModel NameBed/BathPriced From
516 Center St516 Center StStudio,1BA$1,995
St. George ApartmentsStudioStudio,1BA$2,200
Copa CabanasS1Studio,1BA$2,450
Cypress PointResidence 1Studio,1BA$2,599
Hidden Creek Apartments1 Bed Loft1BR,1BA$2,599

Best Value Apartments for Rent in Santa Cruz, CA

As of September 19, 2025 the best value apartment in the Santa Cruz area is the $3.58 price per square foot 2BR-2BA Town House Model at Clay Residences in the in the Ocean Street neighborhood starting from $4,578. The second greatest value Santa Cruz apartment is the Plan 1 Model at Landing at Capitola starting at $3,475 with a $3.62 price per square foot in the Eastside neighborhood. Here is today’s list of the best values for Santa Cruz apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Clay Residences2BR-2BA Town House2BR,2BA$3.58
Landing at CapitolaPlan 12BR,2BA$3.62
Westmont Townhomes2 Beds, 1 bath2BR,1BA$4.64
30th Ave Townhomes2x1.5 - Townhome2BR,1.5BA$4.28
1804 Mission StLarger Loft1BR,1.5BA$3.72
Pacific ShoresMitchell`s Cove1BR,1BA$4.03
Cormorant Court Apartments2-Bedroom, 1-Bathroom2BR,1BA$4.47
NANDA ON PACIFIC1 Bed 1 Bath D1BR,1BA$5.16
Chestnut Street1 Bed 1 Bath1BR,1BA$4.46
Breakwater ApartmentsA11BR,1BA$4.80

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Santa Cruz Overview

Known across the globe for its famed redwood trees and sweeping ocean views, Santa Cruz is a darling city of the California scene. Home to plenty of historic hot spots as well as an inviting downtown mixture of nightlife and retail shopping, this west coast destination should be on the 'must-consider' list for anyone seriously considering a move to Cali.

Why live in Santa Cruz, CA?

Why in the world not? Easily one of the most in-demand locales of the entire west coast, life in a Santa Cruz apartment for rent is about as good as it gets. Flush with area schools and plenty of employers such as Plantronics, this forward-thinking and environmentally-conscious hotspot is a fantastic place to call home.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Santa Cruz, CA Rentals by Map

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Getting Around Santa Cruz, CA

Walk Score®

81 / 100

Very Walkable

Most errands can be accomplished on foot

Bike Score®

93 / 100

Biker's Paradise

Daily errands can be accomplished on a bike

Transit Score®

36 / 100

Some Transit

A few nearby public transportation options

Frequently Asked Questions about Cheap Santa Cruz Apartments

What is a cheap apartment in Santa Cruz?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Santa Cruz is under $2,995.

What is the price of a cheap apartment in Santa Cruz?

The cheapest apartment in Santa Cruz is Hidden Creek Apartments which is listed at $2,599, while the average apartment in Santa Cruz costs $5,821.

What types of apartments are the cheapest in Santa Cruz?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 18 regular apartments in Santa Cruz that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Written by: Christine Leonard, Esq.

Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.