Cheap Apartments for Rent in Santa Cruz, CA from $1,300 (18 Rentals)

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Search the lowest-cost Apartments available for rent right now in Santa Cruz.

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Seaside Studios
$1,875 - $2,035
Total Monthly Price

Total Monthly Price

Base Rent
$1,815 - $1,975
Required Monthly Fees
$60

Total Monthly Price
$1,875 - $2,035
Studio Apartments Available Now

Seaside Studios

108 2nd StSanta Cruz, CA 95060
Furnished
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322 Market St, Unit B
$2,095
Total Monthly Price

Total Monthly Price

Base Rent
$2,095

Total Monthly Price
$2,095
Studio Apartment Available Now

322 Market St, Unit B

322 Market StSanta Cruz, CA 95060
Affordability
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Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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307-309 Raymond St
Studio to 3 Bedroom Apartments

307-309 Raymond St

307-309 Raymond StSanta Cruz, CA 95060
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Seabright Apartments
Studio to 2 Bedroom Apartments

Seabright Apartments

116 Seabright AveSanta Cruz, CA 95062
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Copa Cabanas
Studio to 2 Bedroom Apartments

Copa Cabanas

1112 Mission StSanta Cruz, CA 95060
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755 14th Ave
1 to 2 Bedroom Apartments

755 14th Ave

755 14th AveSanta Cruz, CA 95062

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Shearwater Apartments
Studio to 2 Bedroom Apartments

Shearwater Apartments

2333 Portola DrSanta Cruz, CA 95062
  • Utilities Included
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Coronado Apartments
Studio to 2 Bedroom Apartments

Coronado Apartments

133 Morrissey BlvdSanta Cruz, CA 95062
  • Utilities Included
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240 River Street
Studio to 3 Bedroom Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
  • Utilities Included
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516 Center St
Studio Apartments

516 Center St

516 Center StSanta Cruz, CA 95060

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Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Santa Cruz, CA Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Cheapest Neighborhoods for Apartments in Santa Cruz, CA

Pricing Updated: 02/19/2026

Current apartment rentals in the Santa Cruz, CA area range in price from $1,995 to $10,000 with an overall median price of $5,889. The three Santa Cruz neighborhoods with the lowest median rent pricing are Beach Hill at $1,995, Arana Gulch at $2,095, and East Park at $2,000. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Santa Cruz Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Beach Hill$3,277$1,99513
Arana Gulch$3,800$2,0954
East Park$3,800$2,00011
Prospect Heights$3,800$2,6002
Eastside$4,195$2,00029
Lighthouse$4,320$1,99545
Beach Flats$5,225$1,995126
Neary Lagoon$5,225$1,995129
Riverwalk$5,525$1,995108
Seabright$5,525$1,995110

Cheapest Available Santa Cruz Apartments for Rent

 

The cheapest available apartment rental in Santa Cruz, CA is a Studio unit found at Seaside Studios in the Ocean Street neighborhood priced from $1,875. Pacific View Courts in the Western neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $1,995. Here is today’s list of the most affordable Santa Cruz apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Seaside StudiosStudioStudio,1BA$1,875
Pacific View CourtsStudioStudio,1BA$1,995
201 River Street ApartmentsStudioStudio,1BA$2,169
St. George ApartmentsStudioStudio,1BA$2,200
The BreakersThe BreakersStudio,1BA$2,295

Best Value Apartments for Rent in Santa Cruz, CA

As of February 19, 2026 the best value apartment in the Santa Cruz area is the $3.58 price per square foot 2BR-2BA Town House Model at Clay Residences in the in the Ocean Street neighborhood starting from $4,578. The second greatest value Santa Cruz apartment is the 41 Grandview Street Model at 41 Grandview Street, Unit #704 starting at $4,450 with a $4.05 price per square foot in the Escolona neighborhood. Here is today’s list of the best values for Santa Cruz apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Clay Residences2BR-2BA Town House2BR,2BA$3.58
41 Grandview Street, Unit #70441 Grandview Street2BR,2.5BA$4.05
Landing at CapitolaPlan 12BR,2BA$3.63
30th Ave Townhomes2x1.5 - Townhome2BR,1.5BA$4.17
Emerald Bay ApartmentsTwo Bedroom2BR,1BA$3.98
1804 Mission StStandard Loft1BR,1.5BA$4.06
Pacific ShoresSteamer Lane1BR,1BA$4.36
San Lorenzo Apartments1 Bed 1 Bath1BR,1BA$3.66
714 Pine St, Unit #3714 Pine St2BR,1BA$3.71
Chestnut StreetPlan 1A1BR,1BA$4.35

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Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Santa Cruz Overview

Known across the globe for its famed redwood trees and sweeping ocean views, Santa Cruz is a darling city of the California scene. Home to plenty of historic hot spots as well as an inviting downtown mixture of nightlife and retail shopping, this west coast destination should be on the 'must-consider' list for anyone seriously considering a move to Cali.

Why live in Santa Cruz, CA?

Why in the world not? Easily one of the most in-demand locales of the entire west coast, life in a Santa Cruz apartment for rent is about as good as it gets. Flush with area schools and plenty of employers such as Plantronics, this forward-thinking and environmentally-conscious hotspot is a fantastic place to call home.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Santa Cruz Apartments

What is a cheap apartment in Santa Cruz?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Santa Cruz is under $2,699.

What is the price of a cheap apartment in Santa Cruz?

The cheapest apartment in Santa Cruz is 201 River Street Apartments which is listed at $2,479, while the average apartment in Santa Cruz costs $5,889.

What types of apartments are the cheapest in Santa Cruz?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 271 regular apartments in Santa Cruz that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Santa Cruz?

Cheap apartments in Santa Cruz have an average cost of $946 which is $4,943 cheaper than the average rent for all rentals in Santa Cruz.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.