Cheap Apartments for Rent in the Bananna Belt Neighborhood of Santa Cruz, CA from $1,800 (42 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Bananna Belt area of Santa Cruz.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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103-113 Grant St
Studio to 5 Bedroom Apartments

103-113 Grant St

103-113 Grant StSanta Cruz, CA 95060
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317 Ocean St
1 to 2 Bedroom Apartments

317 Ocean St

317 Ocean StSanta Cruz, CA 95060
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201 Barson St
2 Bedroom Apartments

201 Barson St

201 Barson StSanta Cruz, CA 95060
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626 Windsor St
2 to 4 Bedroom Apartments

626 Windsor St

626 Windsor StSanta Cruz, CA 95062
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117 Campbell St
1 Bedroom Apartments

117 Campbell St

117 Campbell StSanta Cruz, CA 95060
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344-350 Ocean St
Studio to 2 Bedroom Apartments

344-350 Ocean St

344-350 Ocean StSanta Cruz, CA 95060

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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145 Canfield Ave
1 to 2 Bedroom Apartments

145 Canfield Ave

145 Canfield AveSanta Cruz, CA 95060
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119 Felker St
2 Bedroom Apartments

119 Felker St

119 Felker StSanta Cruz, CA 95060
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611 Soquel Ave
Studio Apartments

611 Soquel Ave

611 Soquel AveSanta Cruz, CA 95062
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1506 Broadway
2 to 3 Bedroom Apartments

1506 Broadway

1506 BroadwaySanta Cruz, CA 95062
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106 Campbell St
3 Bedroom Apartments

106 Campbell St

106 Campbell StSanta Cruz, CA 95060
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222 Gault St
2 Bedroom Apartments

222 Gault St

222 Gault StSanta Cruz, CA 95062
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132 Campbell St
2 to 3 Bedroom Apartments

132 Campbell St

132 Campbell StSanta Cruz, CA 95060
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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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137 Clay St
1 to 2 Bedroom Apartments

137 Clay St

137 Clay StSanta Cruz, CA 95060
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444 May Ave
Studio Apartments

444 May Ave

444 May AveSanta Cruz, CA 95060
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Coronado Apartments
Studio to 2 Bedroom Apartments

Coronado Apartments

133 Morrissey BlvdSanta Cruz, CA 95062
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240 River Street
Studio to 3 Bedroom Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
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516 Center St
Studio Apartments

516 Center St

516 Center StSanta Cruz, CA 95060
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816 Riverside Ave
2 Bedroom Apartments

816 Riverside Ave

816 Riverside AveSanta Cruz, CA 95060
Student Housing

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Clay Residences
Studio to 2 Bedroom Apartments

Clay Residences

132 Clay StSanta Cruz, CA 95060
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The Palomar Inn
Studio Apartments

The Palomar Inn

1344 Pacific AveSanta Cruz, CA 95060
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Bayou Townhouses
2 Bedroom Apartments

Bayou Townhouses

1385 7th AveSanta Cruz, CA 95062
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Adobe Hacienda
1 to 2 Bedroom Apartments

Adobe Hacienda

318 Gault StSanta Cruz, CA 95062
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Redwood Commons
Studio to 1 Bedroom Apartments

Redwood Commons

1606 Soquel AveSanta Cruz, CA 95062
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Riverview Apartments
Studio to 2 Bedroom Apartments

Riverview Apartments

157 Franklin StSanta Cruz, CA 95060
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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Cheapest Available Bananna Belt Apartments for Rent

 

The cheapest available apartment rental in the Bananna Belt area of Santa Cruz, CA is a Studio unit found at 201 River Street Apartments priced from $2,169. The Breakers has the second lowest priced unit, which is a Studio apartment currently listed from $2,295. Here are the most affordable Bananna Belt apartments for rent in Santa Cruz, CA:

Apartment ListingModel NameBed/BathPriced From
201 River Street ApartmentsStudioStudio,1BA$2,169
The BreakersThe BreakersStudio,1BA$2,295
1010 Pacific ApartmentsResidence A11BR,1BA$2,774
River RowS2Studio,1BA$3,150
NANDA ON PACIFICStudioStudio,1BA$3,200
Cormorant Court Apartments2-Bedroom, 1-Bathroom2BR,1BA$3,395

Best Value Apartments for Rent in Bananna Belt, CA

As of March 16, 2026 the best value apartment in the Bananna Belt area is the $4.43 price per square foot 2-Bedroom, 1-Bathroom Model at Cormorant Court Apartments in the in the Prospect Heights neighborhood starting from $3,395. The second greatest value Bananna Belt apartment is the 714 Pine St Model at 714 Pine St, Unit #3 starting at $2,600 with a $3.71 price per square foot in the Prospect Heights neighborhood. Here is today’s list of the best values for Bananna Belt apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Cormorant Court Apartments2-Bedroom, 1-Bathroom2BR,1BA$4.43
714 Pine St, Unit #3714 Pine St2BR,1BA$3.71
1010 Pacific ApartmentsResidence A11BR,1BA$4.97
201 River Street ApartmentsFeatured One Bedroom1BR,1BA$6.53
NANDA ON PACIFICStudioStudio ,1BA$7.60
River RowS3Studio ,1BA$7.60
The BreakersThe Shoreline1BR,1BA$7.68

Frequently Asked Questions about Cheap Bananna Belt Apartments

What is a cheap apartment in Bananna Belt?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Bananna Belt is under $3,395.

What is the price of a cheap apartment in Bananna Belt?

The cheapest apartment in Bananna Belt is 201 River Street Apartments which is listed at $2,479, while the average apartment in Bananna Belt costs $5,560.

What types of apartments are the cheapest in Bananna Belt?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 8 regular apartments in Bananna Belt that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.