Cheap Apartments for Rent in the Bananna Belt Neighborhood of Santa Cruz, CA from $1,800 (19 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Bananna Belt area of Santa Cruz.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Coronado Apartments
Studio to 2 Bedroom Apartments

Coronado Apartments

133 Morrissey BlvdSanta Cruz, CA 95062
  • Utilities Included
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240 River Street
Studio to 3 Bedroom Apartments

240 River Street

232-240 River StSanta Cruz, CA 95060
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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516 Center St
Studio Apartments

516 Center St

516 Center StSanta Cruz, CA 95060
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816 Riverside Ave
2 Bedroom Apartments

816 Riverside Ave

816 Riverside AveSanta Cruz, CA 95060
Student Housing
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Clay Residences
Studio to 2 Bedroom Apartments

Clay Residences

132 Clay StSanta Cruz, CA 95060

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Showing Results 1-19, Page 1 of 1

Cheapest Available Bananna Belt Apartments for Rent

 

The cheapest available apartment rental in the Bananna Belt area of Santa Cruz, CA is a Studio unit found at The Palomar Inn priced from $1,860. St. George Apartments has the second lowest priced unit, which is a Studio apartment currently listed from $2,200. Here are the most affordable Bananna Belt apartments for rent in Santa Cruz, CA:

Apartment ListingModel NameBed/BathPriced From
The Palomar InnPalomar Inn -SROStudio,1BA$1,860
St. George ApartmentsStudioStudio,1BA$2,200
The BreakersThe BreakersStudio,1BA$2,295
Hidden Creek Apartments1 Bed Loft1BR,1BA$2,750
201 River Street ApartmentsFeatured One Bedroom1BR,1BA$2,975

Best Value Apartments for Rent in Bananna Belt, CA

As of June 19, 2026 the best value apartment in the Bananna Belt area is the $6.22 price per square foot AT1 Model at 1010 Pacific Apartments in the in the Downtown Santa Cruz neighborhood starting from $3,610. The second greatest value Bananna Belt apartment is the 1 Bed 1 Bath Model at Hidden Creek Apartments starting at $3,255 with a $6.20 price per square foot in the Ocean Street neighborhood. Here is today’s list of the best values for Bananna Belt apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
1010 Pacific ApartmentsAT11BR,1BA$6.22
Hidden Creek Apartments1 Bed 1 Bath1BR,1BA$6.20
201 River Street ApartmentsFeatured One Bedroom1BR,1BA$6.48
River RowS7Studio ,1BA$7.52
The BreakersThe Shoreline1BR,1BA$7.68
The Palomar InnPalomar Inn -SROStudio ,1BA$6.76
St. George ApartmentsStudioStudio ,1BA$9.52

Frequently Asked Questions about Cheap Bananna Belt Apartments

What is the Cheapest Studio apartment in Bananna Belt?

Currently the most affordable Cheap Studio Apartment in Bananna Belt is at The Palomar Inn listed at $1,860.

How much is rent for a Cheap One Bedroom Bananna Belt Apartment?

The lowest price for a Cheap One Bedroom Bananna Belt Apartment is $2,650 at The Breakers.

What is the lowest price for a Cheap Two Bedroom Bananna Belt Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Bananna Belt is starting from $3,195 at The Breakers.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

decorative image for Creative Ways Developers Reimagine Retail Spaces as Residential Units article

Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.