Cheap Homes for Rent in St. Cloud, MN from $400 (29 Rentals)

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Search the lowest-cost Homes available for rent right now in St. Cloud.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400

Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

property at 134 21st Ave N

$795

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$795

Total Monthly Price
$795

1 Bedroom, 1 Bath Home for Rent

Available Now

134 21st Ave N

St. CloudMN56303
property at 512 Maple Ln

$848

Total Monthly Price

Total Monthly Price

Base Rent
$848

Total Monthly Price
$848

1 Bedroom, 1 Bath Townhome for Rent

Available Now

512 Maple Ln

Grove CityMN56243
property at 311 5th St S

$848

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$848

Total Monthly Price
$848

1 Bedroom, 1 Bath Townhome for Rent

Available Now

311 5th St S

Grove CityMN56243

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

property at 1035 Division St E

$925

Total Monthly Price

Total Monthly Price

Base Rent
$925

Total Monthly Price
$925

2 Bedroom, 1 Bath Condo for Rent

Available Now

1035 Division St E

St. CloudMN56304
property at 910 E 2nd St

$950

Total Monthly Price

Total Monthly Price

Base Rent
$950

Total Monthly Price
$950

1 Bedroom, 1 Bath Condo for Rent

Available Now

910 E 2nd St

LitchfieldMN55355
property at 119 Birch St

$1,150

Total Monthly Price

Total Monthly Price

Base Rent
$1,150

Total Monthly Price
$1,150

3 Bedroom, 2 Bath Home for Rent

Available May 1

119 Birch St

St. JosephMN56374
property at 490 3rd St S

$1,295

Total Monthly Price

Total Monthly Price

Base Rent
$1,295

Total Monthly Price
$1,295

2 Bedroom, 2 Bath Townhome for Rent

Available Now

490 3rd St S

Waite ParkMN56387

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

St. Cloud, MN Local Guide

Cheapest Neighborhoods for Apartments in St. Cloud, MN

Pricing Updated: 03/21/2026

Current apartment rentals in the St. Cloud, MN area range in price from $310 to $2,991 with an overall median price of $1,598. The three St. Cloud neighborhoods with the lowest median rent pricing are South Saint Cloud at $310, Southside at $310, and St John Cantius at $310. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for St. Cloud Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
South Saint Cloud$1,300$31062
Southside$1,300$31015
St John Cantius$1,300$310155
Hester Park$1,337$310164
Downtown St Cloud$1,400$310162
Pantown$1,400$310114
East Saint Cloud$1,425$32593
Wilson Park$1,425$310125
Seberger$1,448$310116
West Saint Cloud$1,448$310125

Cheapest Available St. Cloud Apartments for Rent

 

The cheapest available apartment rental in St. Cloud, MN is a Studio unit found at Columbia IHA in the Wilson neighborhood priced from $650. Riverside Apartments 55+ Senior in the Wilson neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $750. Here is today’s list of the most affordable St. Cloud apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$770
Washington Place Apartments1 Bedroom 1 Bathroom1BR,1BA$790
Auburn Cove Apartments., LLC1 bedroom1BR,1BA$795
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$800
Victorian TerraceStudioStudio,1BA$800
Sandwood Apartments1 BD - 1 BA (+ Balcony/Patio)1BR,1BA$815
Sandwood Apartments1 BD - 1 BA (+ Balcony/Patio)1BR,1BA$815
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$820

Best Value Apartments for Rent in St. Cloud, MN

As of March 21, 2026 the best value apartment in the St. Cloud area is the $0.97 price per square foot 2233 Model at Liberty Townhomes in the in the South Saint Cloud neighborhood starting from $2,150. The second greatest value St. Cloud apartment is the 1112 13th St S Model at 1112 13th St S, Unit 1112 starting at $1,250 with a $0.65 price per square foot in the Pantown neighborhood. Here is today’s list of the best values for St. Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Liberty Townhomes22333BR,2.5BA$0.97
1112 13th St S, Unit 11121112 13th St S3BR,1.5BA$0.65
STERLING HEIGHTSTwo Bedroom One Bath2BR,1BA$0.89
Pine Pointe Apartments2 Bedroom 2 Bathroom2BR,2BA$0.78
Oakshire Apartments3B/1B3BR,1BA$0.98
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.84
Waite Park CrossingTwo bedroom + One bathroom B2BR,1BA$0.87
Driftwood Apartments2B/1B2BR,1BA$0.99
Covington Place Apartments1 Bed, 1 Bath Den1BR,1BA$0.91
Brookwood Apartments1 Bedroom 1 Bathroom1BR,1BA$0.91

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Cloud, MN Rentals by Map

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Frequently Asked Questions about St. Cloud

What type of rentals are currently available in St. Cloud?

There are currently 442 Apartments for Rent in St. Cloud, MN with pricing that ranges from $310 to $2,991. There are also 74 Single Family Homes for rent, Condos, and Townhome rentals currently available in St. Cloud ranging from $400 to $10,500.

What is the current price range for Rental Homes in St. Cloud?

Today's rental pricing for Homes for Rent, Condos and Townhomes in St. Cloud ranges from $400 to $10,500 with an average monthly rent of $2,012.

How much are larger Three and Four Bedroom Rentals in St. Cloud?

For those who are looking for larger living arrangements, Three Bedroom Apartments in St. Cloud range from $420 to $2,991, while Three Bedroom Homes, Condos, and Townhomes for rent range from $1,150 to $10,500. Four Bedroom Single-Family rentals are also available starting from $1,895 and Four Bedroom Apartments start at $600.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.