Cheap Homes for Rent in St. Cloud, MN from $400 (41 Rentals)

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Search the lowest-cost Homes available for rent right now in St. Cloud.

property at 815 5th Ave S

$400

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$400
Total Monthly Price
$400

1 Bedroom, 1 Bath Home for Rent

Available Now

815 5th Ave S

St. CloudMN56301

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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property at 313 5th St S

$848

Total Monthly Price

Total Monthly Price

Base Rent
$848
Total Monthly Price
$848

1 Bedroom, 1 Bath Townhome for Rent

Available Now

313 5th St S

Grove CityMN56243
property at 512 Maple Ln

$848

Total Monthly Price

Total Monthly Price

Base Rent
$848
Total Monthly Price
$848

1 Bedroom, 1 Bath Townhome for Rent

Available Now

512 Maple Ln

Grove CityMN56243
property at 519 14th St S

$895

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$895
Total Monthly Price
$895

2 Bedroom, 1 Bath Townhome for Rent

Available Now

519 14th St S

St. CloudMN56301
property at 8330 Cedar St

$900

Total Monthly Price

Total Monthly Price

Base Rent
$900
Total Monthly Price
$900

2 Bedroom, 1 Bath Townhome for Rent

Available Now

8330 Cedar St

RockfordMN55373
property at 54 Birch Ave S

$900

Total Monthly Price

Total Monthly Price

Base Rent
$900
Total Monthly Price
$900

1 Bedroom, 1 Bath Condo for Rent

Available Now

54 Birch Ave S

Maple LakeMN55358

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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property at 910 E 2nd St

$950

Total Monthly Price

Total Monthly Price

Base Rent
$950
Total Monthly Price
$950

1 Bedroom, 1 Bath Condo for Rent

Available Now

910 E 2nd St

LitchfieldMN55355
property at 60 Birch Ave S

$1,240

Total Monthly Price

Total Monthly Price

Base Rent
$1,240
Total Monthly Price
$1,240

2 Bedroom, 1 Bath Condo for Rent

Available Now

60 Birch Ave S

Maple LakeMN55358
property at 490 3rd St S

$1,295

Total Monthly Price

Total Monthly Price

Base Rent
$1,295
Total Monthly Price
$1,295

2 Bedroom, 2 Bath Townhome for Rent

Available Now

490 3rd St S

Waite ParkMN56387

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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property at 1910 3rd St N

$1,425

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,425
Total Monthly Price
$1,425

3 Bedroom, 1 Bath Home for Rent

Available Jul 1

1910 3rd St N

St. CloudMN56303
property at 822 Kilian Blvd SE

$1,500

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,500
Total Monthly Price
$1,500

2 Bedroom, 1 Bath Home for Rent

Available Aug 4, 2027

822 Kilian Blvd SE

St. CloudMN56304

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Read Article
property at 723 5th Ave S

$1,500

Total Monthly Price12 Month Lease Term

Total Monthly Price

Base Rent
$1,500
Total Monthly Price
$1,500

4 Bedroom, 2.5 Bath Home for Rent

Available Now

723 5th Ave S

St. CloudMN56301
Showing Results 1-41, Page 1 of 1

St. Cloud, MN Local Guide

Cheapest Neighborhoods for Apartments in St. Cloud, MN

Pricing Updated: 06/19/2026

Current apartment rentals in the St. Cloud, MN area range in price from $420 to $2,991 with an overall median price of $1,476. The three St. Cloud neighborhoods with the lowest median rent pricing are North Saint Cloud at $465, Pantown at $420, and South Saint Cloud at $420. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for St. Cloud Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
North Saint Cloud$1,192$4659
Pantown$1,395$42084
South Saint Cloud$1,395$42052
St John Cantius$1,395$420113
West Saint Cloud$1,395$42094
Seberger$1,400$42081
Hester Park$1,422$420120
Colonial Gardens$1,442$42082
Southside$1,450$42012
Downtown St Cloud$1,522$420126

Cheapest Available St. Cloud Apartments for Rent

 

The cheapest available apartment rental in St. Cloud, MN is a Studio unit found at Northwood Apartments in the Pantown neighborhood priced from $570. Columbia IHA in the Wilson neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $650. Here is today’s list of the most affordable St. Cloud apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Northwood ApartmentsStudioStudio,1BA$570
Columbia IHAStudioStudio,1BA$650
Riverside Apartments 55+ SeniorOne Bedroom/ One Bathroom1BR,1BA$750
The Landing ApartmentsOne Bedroom A1BR,1BA$777
Auburn Cove Apartments., LLC1 bedroom1BR,1BA$795
Waite Park CrossingOne bedroom + One bathroom1BR,1BA$795
Clear Brook ApartmentsOne bedroom One Bathroom1BR,1BA$800

Best Value Apartments for Rent in St. Cloud, MN

As of June 20, 2026 the best value apartment in the St. Cloud area is the $0.85 price per square foot 2 Bedroom 2 Bathroom Model at Pine Pointe Apartments in the in the Lincoln School neighborhood starting from $1,005. The second greatest value St. Cloud apartment is the B 2X1 TROUT Model at Oaks at Bentonshire starting at $1,062 with a $0.93 price per square foot in the Hester Park neighborhood. Here is today’s list of the best values for St. Cloud apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Pine Pointe Apartments2 Bedroom 2 Bathroom2BR,2BA$0.85
Oaks at BentonshireB 2X1 TROUT2BR,1BA$0.93
Ivy Apartments4 Bed4BR,2BA$1.00
Covington Place Apartments2 Bed, 1 Bath2BR,1BA$0.81
Riverstone Apartments2 Bedroom 1 Bath2BR,1BA$0.92
Westwood VillageTwo bedroom/ One bathroom2BR,1BA$1.02
Oakshire Apartments2B/1B/Ent.Closet2BR,1BA$1.04
Hunters Ridge2BR/1BA2BR,1BA$0.97
Park Ave2 Bedroom2BR,1BA$1.03
Anchor Pointe ApartmentsSecond Floor Apartment2BR,1BA$1.02

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Best Local Schools in
St. Cloud, MN

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore St. Cloud, MN Rentals by Map

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Frequently Asked Questions about St. Cloud

What type of rentals are currently available in St. Cloud?

There are currently 452 Apartments for Rent in St. Cloud, MN with pricing that ranges from $420 to $3,020. There are also 83 Single Family Homes for rent, Condos, and Townhome rentals currently available in St. Cloud ranging from $400 to $10,500.

What is the current price range for Rental Homes in St. Cloud?

Today's rental pricing for Homes for Rent, Condos and Townhomes in St. Cloud ranges from $400 to $10,500 with an average monthly rent of $1,988.

How much are larger Three and Four Bedroom Rentals in St. Cloud?

For those who are looking for larger living arrangements, Three Bedroom Apartments in St. Cloud range from $420 to $2,991, while Three Bedroom Homes, Condos, and Townhomes for rent range from $1,259 to $10,500. Four Bedroom Single-Family rentals are also available starting from $1,500 and Four Bedroom Apartments start at $1,095.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Apartment Occupancy Rates: Renter Attraction vs Renter Retention article

Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

decorative image for Pet-Friendly Renting: Everything You Need to Know Before You Move article

Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.

decorative image for Creative Ways Developers Reimagine Retail Spaces as Residential Units article

Creative Ways Developers Reimagine Retail Spaces as Residential Units

Written by: Robin Stewart

Adaptive reuse is when a commercial property is converted and repurposed. The real estate industry has embraced a growing number of these projects.