Cheap Apartments for Rent in Utica, NY from $500 (55 Rentals)

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Search the lowest-cost Apartments available for rent right now in Utica.

property at 108 Gold St

$800 - $1,700

1 To 3 Bedroom Rentals

Available Now

108 Gold St

UticaNY13501

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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14 Bryant St, Unit 2R
$1,100
Total Monthly Price

Total Monthly Price

Base Rent
$1,100
Total Monthly Price
$1,100
1 Bedroom Apartment Available Now

14 Bryant St, Unit 2R

14 Bryant StUtica, NY 13502
property at 901 1st St

$1,200

Total Monthly Price

Total Monthly Price

Base Rent
$1,200
Total Monthly Price
$1,200

2 Bedroom, 1 Bath Home for Rent

Available Now

901 1st St

UticaNY13501
property at 230 Maverick Ln

$1,285

Total Monthly Price

Total Monthly Price

Base Rent
$1,285
Total Monthly Price
$1,285

3 Bedroom, 1.5 Bath Home for Rent

Available Now

230 Maverick Ln

UticaNY13502

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cathedral Gardens
Studio to 4 Bedroom Apartments

Cathedral Gardens

1506-1508 Whitesboro StUtica, NY 13502
  • Utilities Included
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Sunrise Apartment
1 to 2 Bedroom Apartments

Sunrise Apartment

1911-1925 Sunset AveUtica, NY 13502
  • Utilities Included
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Genesee Tower
Studio to 1 Bedroom Apartments

Genesee Tower

110 Genesee StUtica, NY 13502
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
  • Utilities Included
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Parkedge Townhouses
2 to 4 Bedroom Apartments

Parkedge Townhouses

116 Parkedge DrUtica, NY 13502
  • Utilities Included
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208 Jefferson Ave
1 Bedroom Apartments

208 Jefferson Ave

208 Jefferson AveUtica, NY 13501
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Garden Apartments
Studio to 3 Bedroom Apartments

Garden Apartments

1427 Oneida StUtica, NY 13501
  • Utilities Included
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1436 Genesee St
1 to 3 Bedroom Apartments

1436 Genesee St

1436 Genesee StUtica, NY 13502
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1705 Genesee St
1 Bedroom Apartments

1705 Genesee St

1705 Genesee StUtica, NY 13501

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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151 Main St, Unit 2
$925
Total Monthly Price

Total Monthly Price

Base Rent
$925
Total Monthly Price
$925
1 Bedroom Apartment Available Now

151 Main St, Unit 2

151 Main StWhitesboro, NY 13492
Cost Per Sq.Ft.
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Wedgewood Apartments
1 to 3 Bedroom Apartments

Wedgewood Apartments

150 Genesee StNew Hartford, NY 13413
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Utica, NY Local Guide

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Written By:
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Local Guide Expert

Cheapest Neighborhoods for Apartments in Utica, NY

Pricing Updated: 07/05/2026

Current apartment rentals in the Utica, NY area range in price from $800 to $3,395 with an overall median price of $1,878. The three Utica neighborhoods with the lowest median rent pricing are South Utica at $800, Cornhill at $800, and East Utica at $852. Here is today’s list of the top 7 neighborhoods with the lowest median pricing for Utica Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
South Utica$1,500$8009
Cornhill$1,550$8008
East Utica$1,550$8528
West Utica$2,050$80092
Adrian Terrace$2,100$80088
Downtown Utica$2,200$80010
North Utica$2,200$852102

Cheapest Available Utica Apartments for Rent

 

The cheapest available apartment rental in Utica, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. The Brook (Senior / Income Restricted) in the South Utica neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $844. Here is today’s list of the most affordable Utica apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$844
Steinhorst Square (Senior/ Income Restricted)2 Bdrm 1 Ba2BR,1BA$852
Lofts at Globe Mill1 Bed 1 Bath A1BR,1BA$922
Hillcrest Manor Apartments1 Bed, 1 bath1BR,1BA$975
Hartford Mills ApartmentsF-M 1 BD1BR,1BA$1,000

Best Value Apartments for Rent in Utica, NY

As of July 06, 2026 the best value apartment in the Utica area is the $1.00 price per square foot 1013 Downer Ave Model at 1013 Downer Ave, Unit 3 Bedroom apartment in the in the Outer Utica neighborhood starting from $1,400. The second greatest value Utica apartment is the 12 Lyon Pl Model at 12 Lyon Pl, Unit 1st Floor starting at $1,400 with a $1.08 price per square foot in the South Utica neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
1013 Downer Ave, Unit 3 Bedroom apartment1013 Downer Ave3BR,1BA$1.00
12 Lyon Pl, Unit 1st Floor12 Lyon Pl3BR,1BA$1.08
2124 Highland Ave, Unit 2nd Floor2124 Highland Ave3BR,1BA$1.25
110 Hawthorne Ave, Unit 2110 Hawthorne Ave3BR,1BA$1.27
1029 Downer Ave, Unit 11029 Downer Ave1029 Downer Ave2BR,1.5BA$1.36
151 Main St, Unit 2151 Main St1BR,1BA$1.16
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$1.28
Steinhorst Square (Senior/ Income Restricted)1 Bdrm 1 Ba1BR,1BA$1.31
Lofts at Globe Mill1 Bed 1 Bath A1BR,1BA$1.49

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Utica Overview

If you are looking for a beautiful place to live in the northeastern United States, then consider living in Utica, NY. Utica, NY is the county seat of Oneida County in NY State. The city is the tenth most populated city in NY. It sits on the Mohawk River and is located at the foot of the Adirondack Mountains. Furthermore, Utica, NY is a gorgeous place for those who like the outdoors. The city is relatively isolated from some of the other cities in the local area including Albany, Syracuse, and NYC, all of which are between 60 and 240 miles away, respectively. If you are looking for apartments in Utica, NY, then take a few minutes to learn more about this city. Then, rely on us to help you find your next Utica apartment.

Why live in Utica, NY?

Utica makes a great place to live. Finding a Utica apartment that fits your lifestyle can be a lot of fun with plenty of options.

Best Local Schools in
Utica, NY

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Utica Apartments

What is the price of a cheap apartment in Utica?

The cheapest apartment in Utica is Holiday Efficiency Apartments which is listed at $700, while the average apartment in Utica costs $1,878.

What types of apartments are the cheapest in Utica?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 14 regular apartments in Utica that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Utica?

Cheap apartments in Utica have an average cost of $247 which is $1,631 cheaper than the average rent for all rentals in Utica.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

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Pet-Friendly Renting: Everything You Need to Know Before You Move

Written by: Christine Leonard, Esq.

For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.