Cheap Apartments for Rent in Utica, NY from $500 (78 Rentals)

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Search the lowest-cost Apartments available for rent right now in Utica.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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property at 901 1st St

$1,200

Total Monthly Price

Total Monthly Price

Base Rent
$1,200
Total Monthly Price
$1,200

2 Bedroom, 1 Bath Home for Rent

Available Now

901 1st St

UticaNY13501

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Sunrise Apartment
1 to 2 Bedroom Apartments

Sunrise Apartment

1911-1925 Sunset AveUtica, NY 13502
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Cathedral Gardens
Studio to 4 Bedroom Apartments

Cathedral Gardens

1506-1508 Whitesboro StUtica, NY 13502
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Genesee Tower
Studio to 1 Bedroom Apartments

Genesee Tower

110 Genesee StUtica, NY 13502
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
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Parkedge Townhouses
2 to 4 Bedroom Apartments

Parkedge Townhouses

116 Parkedge DrUtica, NY 13502
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208 Jefferson Ave
1 Bedroom Apartments

208 Jefferson Ave

208 Jefferson AveUtica, NY 13501
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Utica, NY Local Guide

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Local Guide Expert

Cheapest Neighborhoods for Apartments in Utica, NY

Pricing Updated: 05/21/2026

Current apartment rentals in the Utica, NY area range in price from $755 to $3,395 with an overall median price of $1,736. The three Utica neighborhoods with the lowest median rent pricing are Cornhill at $852, East Utica at $852, and South Utica at $844. Here is today’s list of the top 7 neighborhoods with the lowest median pricing for Utica Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Cornhill$1,400$85211
East Utica$1,500$85216
South Utica$1,500$84411
Downtown Utica$1,700$85217
Adrian Terrace$1,852$75597
West Utica$2,050$75590
North Utica$2,150$755103

Cheapest Available Utica Apartments for Rent

 

The cheapest available apartment rental in Utica, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. The Brook (Senior / Income Restricted) in the South Utica neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $844. Here is today’s list of the most affordable Utica apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$844
Steinhorst Square (Senior/ Income Restricted)2 Bdrm 1 Ba2BR,1BA$852
Garden ApartmentsStudioStudio,1BA$875
Hillcrest Manor Apartments1 Bed, 1 bath1BR,1BA$975
Hartford Mills ApartmentsF-M 1 BD1BR,1BA$1,000

Best Value Apartments for Rent in Utica, NY

As of May 21, 2026 the best value apartment in the Utica area is the $1.03 price per square foot 236 Genesee St Model at 236 Genesee St, Unit 236-B in the in the Adrian Terrace neighborhood starting from $1,800. The second greatest value Utica apartment is the 1025 Hope St Model at 1025 Hope St, Unit 1025 Hope St. - 2nd FL starting at $1,200 with a $0.92 price per square foot in the Outer Utica neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
236 Genesee St, Unit 236-B236 Genesee St3BR,1BA$1.03
1025 Hope St, Unit 1025 Hope St. - 2nd FL1025 Hope St3BR,1BA$0.92
2124 Highland Ave, Unit 2nd Floor2124 Highland Ave3BR,1BA$1.25
110 Hawthorne Ave, Unit Unit 2110 Hawthorne Ave3BR,1BA$1.11
1184 Kossuth Ave, Unit 11184 Kossuth Ave2BR,1BA$1.30
209 Lansing St209 Lansing St2BR,1BA$1.33
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
Garden ApartmentsStudioStudio ,1BA$1.21
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$1.28
Steinhorst Square (Senior/ Income Restricted)1 Bdrm 1 Ba1BR,1BA$1.31

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Utica Overview

If you are looking for a beautiful place to live in the northeastern United States, then consider living in Utica, NY. Utica, NY is the county seat of Oneida County in NY State. The city is the tenth most populated city in NY. It sits on the Mohawk River and is located at the foot of the Adirondack Mountains. Furthermore, Utica, NY is a gorgeous place for those who like the outdoors. The city is relatively isolated from some of the other cities in the local area including Albany, Syracuse, and NYC, all of which are between 60 and 240 miles away, respectively. If you are looking for apartments in Utica, NY, then take a few minutes to learn more about this city. Then, rely on us to help you find your next Utica apartment.

Why live in Utica, NY?

Utica makes a great place to live. Finding a Utica apartment that fits your lifestyle can be a lot of fun with plenty of options.

Best Local Schools in
Utica, NY

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Utica, NY Rentals by Map

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See the most popular apartments and homes in Utica, NY

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Frequently Asked Questions about Cheap Utica Apartments

What is the price of a cheap apartment in Utica?

The cheapest apartment in Utica is Holiday Efficiency Apartments which is listed at $700, while the average apartment in Utica costs $1,736.

What types of apartments are the cheapest in Utica?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 11 regular apartments in Utica that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Utica?

Cheap apartments in Utica have an average cost of $189 which is $1,547 cheaper than the average rent for all rentals in Utica.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.