Cheap Apartments for Rent in Utica, NY from $500 (42 Rentals)

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Search the lowest-cost Apartments available for rent right now in Utica.

property at 1211 City St

$1,000

Total Monthly Price

Total Monthly Price

Base Rent
$1,000
Total Monthly Price
$1,000

2 Bedroom, 1 Bath Home for Rent

Available Now

1211 City St, Unit 2

1211 City St
UticaNY13502

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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14 Bryant St, Unit 2R
$1,100
Total Monthly Price

Total Monthly Price

Base Rent
$1,100
Total Monthly Price
$1,100
1 Bedroom Apartment Available Now

14 Bryant St, Unit 2R

14 Bryant StUtica, NY 13502
property at 901 1st St

$1,200

Total Monthly Price

Total Monthly Price

Base Rent
$1,200
Total Monthly Price
$1,200

2 Bedroom, 1 Bath Home for Rent

Available Now

901 1st St

UticaNY13501

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Sunrise Apartment
1 to 2 Bedroom Apartments

Sunrise Apartment

1911-1925 Sunset AveUtica, NY 13502
  • Utilities Included
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Cathedral Gardens
Studio to 4 Bedroom Apartments

Cathedral Gardens

1506-1508 Whitesboro StUtica, NY 13502
  • Utilities Included
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Genesee Tower
Studio to 1 Bedroom Apartments

Genesee Tower

110 Genesee StUtica, NY 13502
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Parkedge Townhouses
2 to 4 Bedroom Apartments

Parkedge Townhouses

116 Parkedge DrUtica, NY 13502
  • Utilities Included
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208 Jefferson Ave
1 Bedroom Apartments

208 Jefferson Ave

208 Jefferson AveUtica, NY 13501
  • Utilities Included
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Garden Apartments
Studio to 3 Bedroom Apartments

Garden Apartments

1427 Oneida StUtica, NY 13501
  • Utilities Included
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1436 Genesee St
1 to 3 Bedroom Apartments

1436 Genesee St

1436 Genesee StUtica, NY 13502

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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1705 Genesee St
1 Bedroom Apartments

1705 Genesee St

1705 Genesee StUtica, NY 13501
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151 Main St, Unit 2
$925
Total Monthly Price

Total Monthly Price

Base Rent
$925
Total Monthly Price
$925
1 Bedroom Apartment Available Now

151 Main St, Unit 2

151 Main StWhitesboro, NY 13492
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Wedgewood Apartments
1 to 3 Bedroom Apartments

Wedgewood Apartments

150 Genesee StNew Hartford, NY 13413
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Showing Results 1-42, Page 1 of 1

Utica, NY Local Guide

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Local Guide Expert

Cheapest Neighborhoods for Apartments in Utica, NY

Pricing Updated: 08/19/2026

Current apartment rentals in the Utica, NY area range in price from $675 to $3,395 with an overall median price of $1,568. The three Utica neighborhoods with the lowest median rent pricing are East Utica at $1,150, Cornhill at $1,300, and South Utica at $1,400. Here is today’s list of the top 7 neighborhoods with the lowest median pricing for Utica Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
East Utica$1,150$8529
Cornhill$1,300$8528
South Utica$1,400$8444
West Utica$1,550$67589
Adrian Terrace$1,600$75591
Downtown Utica$1,600$85213
North Utica$1,612$675107

Cheapest Available Utica Apartments for Rent

 

The cheapest available apartment rental in Utica, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. The Brook (Senior / Income Restricted) in the South Utica neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $844. Here is today’s list of the most affordable Utica apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$844
Steinhorst Square (Senior/ Income Restricted)2 Bdrm 1 Ba2BR,1BA$852
Hillcrest Manor Apartments1 bedroom1BR,1BA$1,000
The Sullivan in Downtown Utica1BR/1.0BA1BR,1BA$1,350
Hotel St Apartments1 Bedroom1BR,1BA$1,400

Best Value Apartments for Rent in Utica, NY

As of August 19, 2026 the best value apartment in the Utica area is the $1.30 price per square foot 1BR/1.0BA Model at Rathbun Lofts in the in the Adrian Terrace neighborhood starting from $1,750. The second greatest value Utica apartment is the 10334 Adirondack View Hts Model at 10334 Adirondack View Hts, Unit Unit 1 Downstairs starting at $1,625 with a $1.32 price per square foot in the Outer Utica neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Rathbun Lofts1BR/1.0BA1BR,1BA$1.30
10334 Adirondack View Hts, Unit Unit 1 Downstairs10334 Adirondack View Hts2BR,1.5BA$1.32
2124 Highland Ave, Unit 1st Floor2124 Highland Ave3BR,1BA$1.25
1617 York St, Unit 1st floor1617 York St3BR,1BA$1.63
9869 River Rd, Unit Unit 19869 River Rd2BR,1.5BA$1.64
1411 Fincke Ave1411 Fincke Ave2BR,1BA$0.84
151 Main St, Unit 2151 Main St1BR,1BA$1.16
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
The Brook (Senior / Income Restricted)One bedroom1BR,1BA$1.28
Steinhorst Square (Senior/ Income Restricted)1 Bdrm 1 Ba1BR,1BA$1.31

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Utica Overview

If you are looking for a beautiful place to live in the northeastern United States, then consider living in Utica, NY. Utica, NY is the county seat of Oneida County in NY State. The city is the tenth most populated city in NY. It sits on the Mohawk River and is located at the foot of the Adirondack Mountains. Furthermore, Utica, NY is a gorgeous place for those who like the outdoors. The city is relatively isolated from some of the other cities in the local area including Albany, Syracuse, and NYC, all of which are between 60 and 240 miles away, respectively. If you are looking for apartments in Utica, NY, then take a few minutes to learn more about this city. Then, rely on us to help you find your next Utica apartment.

Why live in Utica, NY?

Utica makes a great place to live. Finding a Utica apartment that fits your lifestyle can be a lot of fun with plenty of options.

Best Local Schools in
Utica, NY

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Utica Apartments

What is the price of a cheap apartment in Utica?

The cheapest apartment in Utica is Holiday Efficiency Apartments which is listed at $700, while the average apartment in Utica costs $1,568.

What types of apartments are the cheapest in Utica?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 11 regular apartments in Utica that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Rent According to Income: A Look at Income-Restricted Rentals article

Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

decorative image for First Apartment Regrets: Real Renters Share What They'd Do Differently article

First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.