Cheap Apartments for Rent in Utica, NY from $500 (31 Rentals)

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Search the lowest-cost Apartments available for rent right now in Utica.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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1532 Sunset Ave
$950
Total Monthly Price

Total Monthly Price

Base Rent
$950

Total Monthly Price
$950
1 Bedroom Apartment Available Now

1532 Sunset Ave

1532 Sunset AveUtica, NY 13502
Cost Per Sq.Ft.
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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Sunrise Apartment
1 to 2 Bedroom Apartments

Sunrise Apartment

1911-1925 Sunset AveUtica, NY 13502
  • Utilities Included
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Genesee Tower
Studio to 1 Bedroom Apartments

Genesee Tower

110 Genesee StUtica, NY 13502
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
  • Utilities Included
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Parkedge Townhouses
2 to 4 Bedroom Apartments

Parkedge Townhouses

544 Deborah DrUtica, NY 13502
  • Utilities Included

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Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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208 Jefferson Ave
1 Bedroom Apartments

208 Jefferson Ave

208 Jefferson AveUtica, NY 13501
  • Utilities Included
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Garden Apartments
Studio to 3 Bedroom Apartments

Garden Apartments

1427 Oneida StUtica, NY 13501
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Cedar Ridge
2 Bedroom Apartments

Cedar Ridge

245 Main StNew York Mills, NY 13417
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Wedgewood Apartments
1 to 3 Bedroom Apartments

Wedgewood Apartments

150 Genesee StNew Hartford, NY 13413
  • Utilities Included

Utica, NY Local Guide

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Local Guide Expert

Cheapest Neighborhoods for Apartments in Utica, NY

Pricing Updated: 02/19/2026

Current apartment rentals in the Utica, NY area range in price from $755 to $16,650 with an overall median price of $6,196. The three Utica neighborhoods with the lowest median rent pricing are East Utica at $950, Cornhill at $925, and South Utica at $900. Here is today’s list of the top 7 neighborhoods with the lowest median pricing for Utica Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
East Utica$1,725$9506
Cornhill$1,900$92510
South Utica$1,900$9005
Adrian Terrace$2,100$75591
Downtown Utica$2,450$95010
North Utica$16,650$75592
West Utica$16,650$75588

Cheapest Available Utica Apartments for Rent

 

The cheapest available apartment rental in Utica, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. Hartford Mills Apartments in the Outer Utica neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,000. Here is today’s list of the most affordable Utica apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
Hartford Mills ApartmentsF-M 1 BD1BR,1BA$1,000
406 Rutger St3 Bedroom3BR,1BA$1,400
Hotel St Apartments1 Bedroom1BR,1BA$1,550
The M Apartments1BR/1.0BA1BR,1BA$1,600

Best Value Apartments for Rent in Utica, NY

As of February 19, 2026 the best value apartment in the Utica area is the $0.65 price per square foot 1532 Sunset Ave Model at 1532 Sunset Ave in the in the South Utica neighborhood starting from $950. The second greatest value Utica apartment is the 1013 Downer Ave Model at 1013 Downer Ave, Unit 3 Bedroom apartment starting at $1,400 with a $1.00 price per square foot in the Outer Utica neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
1532 Sunset Ave1532 Sunset Ave1BR,1BA$0.65
1013 Downer Ave, Unit 3 Bedroom apartment1013 Downer Ave3BR,1BA$1.00
1549 Kemble St, Unit 11549 Kemble St2BR,1BA$1.00
1223 Gray Ave1223 Gray Ave3BR,1BA$1.34
1617 York St, Unit floor 21617 York St3BR,1BA$1.63
Hotel St Apartments2 Bedroom2BR,2BA$1.88
Deerfield PlaceHorizon1BR,1BA$2.06
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
415 Rutger St415 Rutger StStudio ,1BA$1.54
Hartford Mills ApartmentsO-R 1BD1BR,1BA$1.92

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Utica Overview

If you are looking for a beautiful place to live in the northeastern United States, then consider living in Utica, NY. Utica, NY is the county seat of Oneida County in NY State. The city is the tenth most populated city in NY. It sits on the Mohawk River and is located at the foot of the Adirondack Mountains. Furthermore, Utica, NY is a gorgeous place for those who like the outdoors. The city is relatively isolated from some of the other cities in the local area including Albany, Syracuse, and NYC, all of which are between 60 and 240 miles away, respectively. If you are looking for apartments in Utica, NY, then take a few minutes to learn more about this city. Then, rely on us to help you find your next Utica apartment.

Why live in Utica, NY?

Utica makes a great place to live. Finding a Utica apartment that fits your lifestyle can be a lot of fun with plenty of options.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Utica Apartments

How much is rent for a Cheap One Bedroom Utica Apartment?

The lowest price for a Cheap One Bedroom Utica Apartment is $700 at Holiday Efficiency Apartments.

What is the lowest price for a Cheap Two Bedroom Utica Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Utica is starting from $1,275 at Hartford Mills Apartments.

What is the most affordable Utica Three Bedroom Apartment?

The best deal on a cheap Utica Three Bedroom Apartment rental is at 406 Rutger St and starts from $1,400.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.