Cheap Apartments for Rent in Utica, NY from $500 (46 Rentals)

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Search the lowest-cost Apartments available for rent right now in Utica.

property at 1202 Churchill Ave

$675

Total Monthly Price

Total Monthly Price

Base Rent
$675

Total Monthly Price
$675

5 Bedroom, 2.5 Bath Home for Rent

Available Jun 1

1202 Churchill Ave

UticaNY13502

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

property at 1031 Downer Ave

$1,000

Total Monthly Price

Total Monthly Price

Base Rent
$1,000

Total Monthly Price
$1,000

4 Bedroom, 2 Bath Home for Rent

Available Now

1031 Downer Ave

UticaNY13502
property at 1211 City St

$1,000

Total Monthly Price

Total Monthly Price

Base Rent
$1,000

Total Monthly Price
$1,000

2 Bedroom, 1 Bath Home for Rent

Available Now

1211 City St, Unit 2

1211 City St
UticaNY13502
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1549 Kemble St, Unit 1
$1,000
Total Monthly Price

Total Monthly Price

Base Rent
$1,000

Total Monthly Price
$1,000
2 Bedroom Apartment Available Now

1549 Kemble St, Unit 1

1549 Kemble StUtica, NY 13501
Cost Per Sq.Ft.

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Sunrise Apartment
1 to 2 Bedroom Apartments

Sunrise Apartment

1911-1925 Sunset AveUtica, NY 13502
  • Utilities Included
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Cathedral Gardens
Studio to 4 Bedroom Apartments

Cathedral Gardens

1506-1508 Whitesboro StUtica, NY 13502
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Genesee Tower
Studio to 1 Bedroom Apartments

Genesee Tower

110 Genesee StUtica, NY 13502
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Six Nations Square
1 to 3 Bedroom Apartments

Six Nations Square

607 Jay StUtica, NY 13501
  • Utilities Included
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Parkedge Townhouses
2 to 4 Bedroom Apartments

Parkedge Townhouses

544 Deborah DrUtica, NY 13502
  • Utilities Included
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208 Jefferson Ave
1 Bedroom Apartments

208 Jefferson Ave

208 Jefferson AveUtica, NY 13501
  • Utilities Included
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1436 Genesee St
1 to 3 Bedroom Apartments

1436 Genesee St

1436 Genesee StUtica, NY 13502

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

property at 645 Kilkenny Dr

$1,195

Total Monthly Price

Total Monthly Price

Base Rent
$1,195

Total Monthly Price
$1,195

3 Bedroom, 2 Bath Home for Rent

Available Now

645 Kilkenny Dr

UticaNY13502
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1705 Genesee St
1 Bedroom Apartments

1705 Genesee St

1705 Genesee StUtica, NY 13501
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70 Genesee St
Studio to 1 Bedroom Apartments

70 Genesee St

70 Genesee StUtica, NY 13502
  • Utilities Included
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Cedar Ridge
2 Bedroom Apartments

Cedar Ridge

245 Main StNew York Mills, NY 13417

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Wedgewood Apartments
1 to 3 Bedroom Apartments

Wedgewood Apartments

150 Genesee StNew Hartford, NY 13413
  • Utilities Included

Utica, NY Local Guide

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Staff Writer
Local Guide Expert

Cheapest Neighborhoods for Apartments in Utica, NY

Pricing Updated: 04/06/2026

Current apartment rentals in the Utica, NY area range in price from $755 to $3,500 with an overall median price of $1,853. The three Utica neighborhoods with the lowest median rent pricing are Cornhill at $852, South Utica at $844, and East Utica at $852. Here is today’s list of the top 7 neighborhoods with the lowest median pricing for Utica Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Cornhill$1,300$85212
South Utica$1,625$84414
East Utica$1,700$85211
Downtown Utica$1,950$85215
Adrian Terrace$2,000$75595
West Utica$2,100$75589
North Utica$2,300$75598

Cheapest Available Utica Apartments for Rent

 

The cheapest available apartment rental in Utica, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. The Brook Apartments-(Senior) in the South Utica neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $844. Here is today’s list of the most affordable Utica apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
The Brook Apartments-(Senior)One bedroom1BR,1BA$844
Steinhorst Square Apartments2 Bdrm 1 Ba2BR,1BA$852
Garden ApartmentsStudioStudio,1BA$875
Hillcrest Manor Apartments1 Bed, 1 bath1BR,1BA$975
Hartford Mills ApartmentsF-M 1 BD1BR,1BA$1,000
406 Rutger St3 Bedroom3BR,1BA$1,400

Best Value Apartments for Rent in Utica, NY

As of April 06, 2026 the best value apartment in the Utica area is the $0.67 price per square foot 608 Emily St Model at 608 Emily St, Unit 3 bedroom apartment in the in the Adrian Terrace neighborhood starting from $1,200. The second greatest value Utica apartment is the 1025 Hope St Model at 1025 Hope St, Unit 1025 Hope St. - 2nd FL starting at $1,200 with a $0.92 price per square foot in the Outer Utica neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
608 Emily St, Unit 3 bedroom apartment608 Emily St3BR,1BA$0.67
1025 Hope St, Unit 1025 Hope St. - 2nd FL1025 Hope St3BR,1BA$0.92
4051 Oneida St, Unit 24051 Oneida St2BR,2BA$1.25
2124 Highland Ave, Unit 2nd Floor2124 Highland Ave3BR,1BA$1.25
1549 Kemble St, Unit 11549 Kemble St2BR,1BA$0.83
1029 Downer Ave, Unit 11029 Downer Ave1029 Downer Ave2BR,1.5BA$1.36
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
Garden ApartmentsStudioStudio ,1BA$1.21
The Brook Apartments-(Senior)One bedroom1BR,1BA$1.28
Steinhorst Square Apartments1 Bdrm 1 Ba1BR,1BA$1.31

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Utica Overview

If you are looking for a beautiful place to live in the northeastern United States, then consider living in Utica, NY. Utica, NY is the county seat of Oneida County in NY State. The city is the tenth most populated city in NY. It sits on the Mohawk River and is located at the foot of the Adirondack Mountains. Furthermore, Utica, NY is a gorgeous place for those who like the outdoors. The city is relatively isolated from some of the other cities in the local area including Albany, Syracuse, and NYC, all of which are between 60 and 240 miles away, respectively. If you are looking for apartments in Utica, NY, then take a few minutes to learn more about this city. Then, rely on us to help you find your next Utica apartment.

Why live in Utica, NY?

Utica makes a great place to live. Finding a Utica apartment that fits your lifestyle can be a lot of fun with plenty of options.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Utica Apartments

What is the price of a cheap apartment in Utica?

The cheapest apartment in Utica is Holiday Efficiency Apartments which is listed at $700, while the average apartment in Utica costs $1,853.

What types of apartments are the cheapest in Utica?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 11 regular apartments in Utica that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Utica?

Cheap apartments in Utica have an average cost of $180 which is $1,673 cheaper than the average rent for all rentals in Utica.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.