20 Photos1 Floorplans
- Studio–2 Bedrooms
- $899-$1,399 Pricing
- 286–864 Square Feet
About Cottages by the Bay
Cottages By The Bay is a charming apartment community with quaint and cozy studio, 1 and 2 bedroom apartments. All apartments are one level, no one above or below you! Cottages By The Bay is conveniently located just minutes away from the world's most beautiful beaches and 1 mile from the navy base.
Cottages by the Bay is located in the 32408 Zip code of Panama City Beach, FL. This community is professionally managed by Insight Management Group Inc.
Property Contact Info
- Listed by:
- Agency:
- Vendor Logo:
- Website:
- View Property Website
- Call Us:
- (850) 771-4798
- Disclaimer:
Office Hours
| Monday | 9:00 am–5:00 pm |
| Tuesday | 9:00 am–5:00 pm |
| Wednesday | 9:00 am–5:00 pm |
| Thursday | 9:00 am–5:00 pm |
| Friday | 9:00 am–5:00 pm |
| Saturday | Closed |
| Sunday | Closed |
Floorplan Pricing and Availability
Cottages by the Bay offers Studio to 2 Bedroom apartments starting from $899 and having 286–864 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
ApartmentHomeLiving.com's new Interactive Property Map allows you to see where every available unit is located at this community.Try It Now >Studio
Studio
From $899
Studio, 1 Bath, 286 sq ftAvailable NowModel Gallery
Floorplans
Photos
Availability Details
Price Availability Date Unit Sq Ft From $899 Available Now Studio 286 sq ft Model Amenities and Features
Features
- Air Conditioning
- Cable Ready
- Ceiling Fans
- Heating
- High Speed Internet Access
- Tub/Shower
- Washer/Dryer Hookup
Kitchen
- Breakfast Nook
- Dishwasher
- Disposal
- Eat-in Kitchen
- Island Kitchen
- Kitchen
- Oven
- Range
- Refrigerator
Model Rent and Fees
Model Price Range
- $899 - $909
Apartment Model: StudioFrom $899Studio, 1 Bath, 286 sq ftAvailable NowFloorplansPhotos![]()
Studio - Image 1 ![]()
Studio - Image 2 ![]()
Studio - Image 3 ![]()
Studio - Floorplan 1 Bedroom
1 Bed/1 Bath
From $1,039
1 Bed, 1 Bath, 576 sq ftAvailable NowAvailability Details
Price Availability Date Unit Sq Ft From $1,039 Available Now 1 Bed/1 Bath 576 sq ft Model Amenities and Features
Features
- Washer/Dryer Hookup
Kitchen
- Disposal
- Island Kitchen
Living Space
- Carpet
- Vinyl Flooring
Outdoor Space
- Patio
Model Rent and Fees
Model Price Range
- $1,039 - $1,099
2 Bedrooms
2 Bed/1 Bath
2 Beds, 1 Bath, 864 sq ftAvailability Details
Price Availability Date Unit Sq Ft From $1,388 Call for Availability 2 Bed/1 Bath 864 sq ft Model Amenities and Features
Features
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Kitchen
- Refrigerator
Outdoor Space
- Patio
Unique Features
- New Flooring And Upgrades!!
Model Rent and Fees
Model Price Range
- $1,388 - $1,399
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
Schedule a Tour
Call us at: (850) 771-4798 to schedule a tour.
Property Information
- 70 Units
- 1 Story
- Built in 1985
Lease Terms
- 12 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$50.00
Pet Policy and Fees
Cats
- 2 Pet Limit
Comments: $20 per pet two max
Dogs
- 2 Pet Limit
Breed restrictions may apply
Parking Info and Fees
- Surface LotiParking Available
- 2 Max
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
Unique Amenities
- New Flooring And Upgrades!!
- On-site Garbage
On-Site Services
- Maintenance On Site
- Package Service
- Planned Social Activities
- Property Manager On Site
- Laundry Facilities
Outdoor Features
- Grill
- Patio
Interior Features
- Ceiling Fans
- High Speed Internet Access
- Tub/Shower
- Heating
- Cable Ready
- Washer/Dryer Hookup
- Air Conditioning
Kitchen Amenities
- Dishwasher
- Eat In Kitchen
- Oven
- Island Kitchen
- Range
- Refrigerator
- Breakfast Nook
- Disposal
- Kitchen
Living Area Features
- Vinyl Flooring
- Carpet
- Attic
Map
6200 Cypress Point Dr, Panama City Beach, FL 32408
- Shopping
- Colleges
- Schools
- Grocery
- Medical
Map
Frequently Asked Questions about Cottages by the Bay
Where is Cottages by the Bay located?
Cottages by the Bay is located at 6200 Cypress Point Dr, Panama City Beach, FL
What is the current rent range at Cottages by the Bay?
Studio to 2 Bedroom Apartments at Cottages by the Bay currently range from $899 to $1,099
When is the leasing office open?
- The office Hours for Cottages by the Bay are
- Monday 9:00 am–5:00 pm
- Tuesday 9:00 am–5:00 pm
- Wednesday 9:00 am–5:00 pm
- Thursday 9:00 am–5:00 pm
- Friday 9:00 am–5:00 pm
- Saturday Closed
- Sunday Closed
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Renters Reviews and Ratings
A/c
July 16, 2022 - Review from Apartments.com
I have been living here for a year now and when I first moved in back in August of 21 the office manager told me to let her know if I had any problems with the a/c because it stopped working with the last tenant. It was fine up j til June of 22 when the a/c went out on me. It has went out on me 3 times each time being a Saturday. You can’t get ahold of the office manager and when they do get someone to come look at it the a/c guy will say it is working fine and does nothing. The units are not ...
very well insular and it you do have furniture the entire house becomes too small to live in. There are snakes everywhere around it and I have walked out several times of my front door to find a snake on my step! It’s NOT a good place to live they only care about taking your money
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Deposit
April 19, 2021 - Review from Apartments.com
No matter how much you clean... You will not get your deposit back as promised !called many times
Property Manager Responded
December 15, 2021
Im Sorry about your less than satisfactory experience. I don't know the specifics of your security deposit, but we typically base our security deposit returns on state guidelines and we use a standardized criteria for all units. If you have any specific questions, please reach out to the office at 850-235-0207.
Military Friendly
July 30, 2020 - Review from Apartments.com
They are really great with accommodating military. I’ve been here since 2017. If you have problems they are willing to help accommodate you in anyway they can. If you’re active duty this is the best place to stay.
Property Manager Responded
September 22, 2020
Thank you for the kind review! We love our military residents, it is our pleasure to accommodate!
Unprofessional and untimely
January 29, 2020 - Review from Apartments.com
Have been having AC issues, previous management had these issues fixed immediately I reported this on 1/14/20 was given the run around. Then told on the 16th a part was ordered and they would be there to fix the issue on the 17th a Friday. I came home nothing had been repaired and of course the front office had left early that day. Mlk day approached maintenance knocked asking about my ac and me having “Heating” problems. I never told them I had heating issues only AC he said the other ...
maintenance man would be by later that day to fix it and that it probably just needs recharging. Thy never came back. Then I get told a couple days later that I need a whole new AC system and will be waiting for that as well. I have left several voicemails in an attempt to be updated about what’s happening since the 17th I have to call the office Upwards of 30 times for them to answer all of what I’m saying can be backed up with my call log. I spoke about pro rating my rent for these issues and was offered 50$. This is unacceptable and I’ll make sure everyone knows this. I’ve worked property management for one of the top rated condos on the beach and never once have I let a resident have to call 30 times to get an update on issues within their condo. Nor did I ignore several voicemails about needing to be updated. Several of those days I didn’t need ac but for a solid week I did. I have dogs in the house. This is quite possibly the most unprofessional rental company I have ever lived under.
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Cruel to loyal renters.
September 11, 2015 - Review from Apartments.com
New property management company royal america that took over our property sucks. They are not willing to work with hard working people. I usually can't pay rent in the first week because of when I'm paid and how my other bills sit for the month, but no later than the second week. I'm am now being charged a $125.00 late fee, and if you're late 3 months, they will not accept rent the 4th month. I make enough to cover my bills. I am one of few in this resort town to have a steady full time year ...
round job, but yet they can't work with me. I can not afford 125 extra a month. Instead they push me and my family out, to move new renters. Hope the new renters have a good job for the off season.
Read More
Points of Interest
Time and distance from Cottages by the Bay.
Big Box and Retail
Autozone
11600 Panama City Beach Pky
10 minute drive / 4.81 miles away
Lowe's
11751 Panama City Beach Pky
10 minute drive / 4.95 miles away
Publix
3204 Heartleaf Ave E
11 minute drive / 5.56 miles away
Colleges and Universities
Groceries
Publix
3204 Heartleaf Ave E
11 minute drive / 5.56 miles away
Save-A-Lot
902 Ohio Ave
17 minute drive / 8.39 miles away
Hospitals
Military Bases
Naval Coastal Systems Center
4 minute drive / 1.42 miles away
Shopping Centers
Cottages by the Bay has 5 shopping centers within 2.1 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Beach Studio Apartments | $1,610 | $899 | $2,967 |
| Panama City Beach 1 Bedroom Apartments | $1,682 | $1,039 | $5,560 |
| Panama City Beach 2 Bedroom Apartments | $2,229 | $1,300 | $7,029 |
| Panama City Beach 3 Bedroom Apartments | $2,986 | $1,283 | $10,000+ |
| Panama City Beach 4 Bedroom Apartments | $6,993 | $2,806 | $10,000+ |
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Viewing: Cottages by the Bay | Desktop Version | Listing Updated: 07/02/2026 | AHLSLV
Property Manager Responded