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- 1–3 Bedrooms
- $1,550-$3,416Plus Fees
- 535–1,557Square Feet
Rent Specials
Unlock $2,000 in savings when you move into select two- or three-bedroom homes at Emrik SV! For a limited time, enjoy this exclusive move-in incentive and experience modern Shoreview living with designer finishes, unbeatable amenities, and room to thrive. Terms and conditions apply.
About Emrik SV
Here, youre just steps from trails, lakes, and parks, and minutes away from the best shops, entertainment, and dining. And when youre ready to come home, youll find unmatched amenities that keep the adventure going.
Emrik SV is located in the 55126 Zip code of Shoreview, MN. This community is professionally managed by Greco, LLC
Unique Features and Amenities
- Ceiling Fan
- Central Air
- Clean Air Initiative
- Coming Soon: Snack Shack
- Complimentary Coffee Bar
- Custom Closet Organizers*
- Custom Designed Flooring
- Designer cabinetry
- Efficient Appliances
- Electric Car Charging Stations
- Extra Storage
- Heated Parking
- High Speed Internet (200 mbps+ speeds)
- Indoor/Outdoor Theater
- In-Unit Laundry
- Keyless Entry
- Modern Fixtures
- Outdoor Kitchen with Gas Grills
- Private Balconies & Patios
- Private Dining Room
- Private Work From Home Offices
- Programmable Thermostat
- Spruce Chore Less
- Variety of Outdoor Gathering Areas
Property Contact Info

Floorplan Pricing and Availability
Emrik SV offers 1 to 3 Bedroom apartments starting from $1,550 and having 535–1,557 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
B1-B
From $1,813
1 Bed, 1 Bath, 709 sq ftPlus FeesAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,844 Available Now 436 709 $500 $1,813 April 1, 2026 306 709 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Model Lease Information
Model Price Range
- $1,813 - $1,844
Unit 436 Lease Information
Unit Price
- $1,844
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,813 - $1,844Plus Fees
Unit 306 Lease Information
Unit Price
- $1,813
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,813 - $1,844Plus Fees
Apartment Model: B1-BFrom $1,8131 Bedroom, 1 Bath, 709 sq ftAvailable Now![]()
B1-B - Floorplan 1 Apartment Unit: 436Apartment Model: B1-B$1,8441 Bedroom, 1 Bath, 709 sq ftAvailable NowApartment Unit: 306Apartment Model: B1-B$1,8131 Bedroom, 1 Bath, 709 sq ftAvailable April 1, 2026Floorplan A1
From $1,550
1 Bed, 1 Bath, 535 sq ftPlus FeesAvailable Mar 1Cheapest 1 BedroomThis is the cheapest 1 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,550 March 1, 2026 231 535 $500 $1,581 April 1, 2026 425 535 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Model Lease Information
Model Price Range
- $1,550 - $1,581
Unit 231 Lease Information
Unit Price
- $1,550
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,550 - $1,581Plus Fees
Unit 425 Lease Information
Unit Price
- $1,581
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,550 - $1,581Plus Fees
Apartment Model: A1From $1,5501 Bedroom, 1 Bath, 535 sq ftAvailable March 1, 2026![]()
A1 - Floorplan 1 ![]()
A1 - Floorplan 2 Apartment Unit: 231Apartment Model: A1$1,5501 Bedroom, 1 Bath, 535 sq ftAvailable March 1, 2026Apartment Unit: 425Apartment Model: A1$1,5811 Bedroom, 1 Bath, 535 sq ftAvailable April 1, 2026Floorplan A4
$1,591
1 Bed, 1 Bath, 535 sq ftPlus FeesAvailable Mar 1Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit $1,591 March 1, 2026 114 535 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Unit 114 Lease Information
Unit Price
- $1,591
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Price
- $1,591Plus Fees
Apartment Model: A4$1,5911 Bedroom, 1 Bath, 535 sq ftAvailable March 1, 2026![]()
A4 - Floorplan 1 Apartment Unit: 114Apartment Model: A4$1,5911 Bedroom, 1 Bath, 535 sq ftAvailable March 1, 2026Floorplan B5
$1,739
1 Bed, 1 Bath, 637 sq ftPlus FeesAvailable May 1Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit $1,739 May 1, 2026 403 637 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Unit 403 Lease Information
Unit Price
- $1,739
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Price
- $1,739Plus Fees
Apartment Model: B5$1,7391 Bedroom, 1 Bath, 637 sq ftAvailable May 1, 2026![]()
B5 - Floorplan 1 Apartment Unit: 403Apartment Model: B5$1,7391 Bedroom, 1 Bath, 637 sq ftAvailable May 1, 2026B1-E
$1,833
1 Bed, 1 Bath, 709 sq ftPlus FeesAvailable May 1Model Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit $1,833 May 1, 2026 423 709 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Unit 423 Lease Information
Unit Price
- $1,833
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Price
- $1,833Plus Fees
Apartment Model: B1-E$1,8331 Bedroom, 1 Bath, 709 sq ftAvailable May 1, 2026![]()
B1-E - Floorplan 1 Apartment Unit: 423Apartment Model: B1-E$1,8331 Bedroom, 1 Bath, 709 sq ftAvailable May 1, 20262 Bedrooms
Floorplan C1
From $2,433
2 Beds, 2 Baths, 1015 sq ftPlus FeesAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $2,467 Available Now 220 1015 $500 $2,460 April 1, 2026 123 1015 $500 $2,433 June 1, 2026 447 1015 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Model Lease Information
Model Price Range
- $2,433 - $2,467
Unit 220 Lease Information
Unit Price
- $2,467
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $2,433 - $2,467Plus Fees
Unit 123 Lease Information
Unit Price
- $2,460
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $2,433 - $2,467Plus Fees
Unit 447 Lease Information
Unit Price
- $2,433
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $2,433 - $2,467Plus Fees
Apartment Model: C1From $2,4332 Bedroom, 2 Bath, 1015 sq ftAvailable Now![]()
C1 - Floorplan 1 ![]()
C1 - Floorplan 2 Apartment Unit: 220Apartment Model: C1$2,4672 Bedroom, 2 Bath, 1015 sq ftAvailable NowApartment Unit: 123Apartment Model: C1$2,4602 Bedroom, 2 Bath, 1015 sq ftAvailable April 1, 2026Apartment Unit: 447Apartment Model: C1$2,4332 Bedroom, 2 Bath, 1015 sq ftAvailable June 1, 2026Floorplan C2
$2,601
2 Beds, 2 Baths, 1146 sq ftPlus FeesAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $2,601 Available Now C2 1146 sq ft Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Model Lease Information
Model Price
- $2,601
Apartment Model: C2$2,6012 Bedroom, 2 Bath, 1146 sq ftAvailable Now![]()
C2 - Floorplan 1 3 Bedrooms
D3 - Penthouse
3 Beds, 2 Baths, 1557 sq ftModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $3,416 Call for Availability D3 - Penthouse 1557 sq ft Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Cable Ready
- Ceiling Fans
- Double Vanities
- Framed Mirrors
- Heating
- High Speed Internet Access
- Security System
- Smoke Free
- Sprinkler System
- Storage Space
- Tub/Shower
- Washer/Dryer
- Wheelchair Accessible (Rooms)
- Wi-Fi
Kitchen
- Dishwasher
- Disposal
- Freezer
- Gas Range
- Ice Maker
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Quartz Countertops
- Refrigerator
- Stainless Steel Appliances
Model Lease Information
Model Price
- $3,416
Apartment Model: D3 - Penthouse$3,4163 Bedroom, 2 Bath, 1557 sq ftUnavailable![]()
D3 - Penthouse - Floorplan 1
Schedule a Tour
Property Information
- 200 Units
- 4 Stories
- Built in 2021
- View Property Website
Lease Terms
- 9 - 18 mo
- Short Term Lease Options
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$60
- Due at Move-In
- Administrative FeeiCharged per unit.$400
- Renter's Insurance RequirediRenter's insurance required prior to move in. If a policy is not provided, the resident will be automatically enrolled in property's Resident Shield Master Policy at $40/month. Charged per unit.$40
Other Fees
Pet Fees
- Dog FeeiCharged per Pet.$500
- Dog RentiCharged Per Pet.$50/mo
- Cat FeeiCharged per Pet.$300
- Cat RentiCharged Per Pet.$30/mo
Dog
None
Cat
None
| Restrictions: None.
Parking Fees
- Parking FeeiCharged per vehicle.$130/mo
- Parking FeeiCharged per vehicle.$80/mo
- Parking FeeiCharged per vehicle.$105/mo
- Other
Electric Vehicle Parking
Garage
Tandem
Additional Parking Options
Storage Fees
- Storage DepositiCharged per rentable item.$0
- Storage RentiCharged per rentable item.$50/mo
- Storage DepositiCharged per rentable item.$0
- Storage RentiCharged per rentable item.$15/mo
Storage Unit
Bike Storage
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
On-Site Services
- Maintenance On Site
- Package Service
- Pet Washing Station
- Hearing Impaired Accessible
- Property Manager On Site
- Car Charging Station
- Guest Apartment
- Maid Service
- Vision Impaired Accessible
- Community Wide Wi Fi
- Public Transportation
- Key Fob Entry
Community Features
- Disposal Chutes
- Multi Use Room
- Corporate Housing
- Business Center
- Clubhouse
- Elevator
Outdoor Features
- Grill
- Sundeck
- Courtyard
- Picnic Area
- Controlled Access
- Patio
Recreation and Fitness
- Fitness Center
- Spa
- Tennis Court
- Media Center/Movie Theatre
- Walking/Biking Trails
- Sauna
- Pool
Interior Features
- Balcony
- Storage Space
- Security System
- Heating
- Framed Mirrors
- Ceiling Fans
- High Speed Internet Access
- Double Vanities
- Sprinkler System
- Tub/Shower
- Cable Ready
- Washer/Dryer
- Air Conditioning
- Wi Fi
- Wheelchair Accessible (Rooms)
- Smoke Free
Kitchen Amenities
- Gas Range
- Quartz Countertops
- Freezer
- Stainless Steel Appliances
- Ice Maker
- Kitchen
- Disposal
- Refrigerator
- Island Kitchen
- Oven
- Microwave
- Dishwasher
Living Area Features
- Walk In Closets
- Dining Room
- Office
- Carpet
- Floor To Ceiling Windows
- Recreation Room
- Hardwood Floors
Unique Amenities
- Garage Available

Map
- Shopping
- Colleges
- Grocery
- Medical
- Parks
- Transportation

Map
Hours and Contact Info
| Monday | 9:00 am–5:00 pm |
| Tuesday | 9:00 am–5:00 pm |
| Wednesday | 9:00 am–5:00 pm |
| Thursday | 9:00 am–5:00 pm |
| Friday | 9:00 am–5:00 pm |
| Saturday | 10:00 am–4:00 pm |
| Sunday | Closed |
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Frequently Asked Questions about Emrik SV
Where is Emrik SV located?
Emrik SV is located at 4043 Chatsworth St N, Shoreview, MN
What is the current rent range at Emrik SV?
1 Bedroom to 3 Bedroom Apartments at Emrik SV currently range from $1,550 to $2,467
When is the leasing office open?
- The office Hours for Emrik SV are
- Monday 9:00 am–5:00 pm
- Tuesday 9:00 am–5:00 pm
- Wednesday 9:00 am–5:00 pm
- Thursday 9:00 am–5:00 pm
- Friday 9:00 am–5:00 pm
- Saturday 10:00 am–4:00 pm
- Sunday Closed
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Are there any rent specials?
The current rent special at Emrik SV is: Unlock $2,000 in savings when you move into select two- or three-bedroom homes at Emrik SV! For a limited time, enjoy this exclusive move-in incentive and experience modern Shoreview living with designer finishes, unbeatable amenities, and room to thrive. Terms and conditions apply..
Renters Reviews and Ratings
Quiet
February 20, 2026I moved here 4 months ago. But so far everyone is very nice. Any questions I had were answered quickly. It's a pretty quiet building and the amenities are very nice.Review from Apartments.com
GREAT place to call home
February 20, 2026From the countless amenities to the attentive and professional staff, Emrik is a great place to call home. It’s also conveniently located in a nice quiet area away from the Twin Cities but still close enough to make the drive without it feeling like a chore. As a Minnesota transplant I couldn’t have picked a better first place to call home. Can’t say enough great things about this place.Review from Apartments.com
Great Location and Amenities
February 20, 2026The Emrik is a great place to live. It’s conveniently located just off 694 and close to a variety of restaurants and shopping options, including Target and Trader Joe’s. The staff and residents are friendly and easy to engage with, which makes the community feel welcoming. The amenities are excellent, and I find myself using them daily.Review from Apartments.com
We LOVE EmrikSV
February 19, 2026We absolutely love living at EmrikSV! From day one, this community has truly felt like home. The atmosphere is welcoming, friendly, and well cared for. The amenities are a huge bonus — we especially enjoy the gym and the pool/hot tub area. It makes it so easy to relax or get a great workout without ever leaving home. The staff is incredible — always kind, responsive, and genuinely helpful. It’s clear they care about the residents and work hard to keep everything running smoothly. We’re so ...grateful to be part of such a wonderful community and would highly recommend it to anyone looking for a place that truly feels like home!Read MoreReview from Apartments.com
Amazing Community and Great Place to Live
February 19, 2026I’ve been living here for 4 years and it has truly been an amazing experience. They host resident events every month, which makes the community feel welcoming and enjoyable. The property is very pet friendly, the amenities are great, and the staff is always helpful and attentive. You can really tell they care about the residents and work hard to make this a great place to live.Review from Apartments.com
Great
February 19, 2026Emrik has been a great place to live! The community is well-maintained, quiet, and feels safe. The amenities are clean and convenient, and the overall atmosphere is welcoming. Management has been professional and responsive whenever needed, which makes a big difference. I’ve really enjoyed my experience here and would definitely recommend it to anyone looking for a comfortable and well-kept place to call home.Review from Apartments.com
Great Place to Live
February 19, 2026My Partner and I moved in almost a year ago and have had nothing but great experiences. Lorna has always been a joy to chat with ever since day 1. Amenities are nice, love the large in unit laundry and it’s a very peaceful place to live.Review from Apartments.com
Comfort and quality living
February 19, 2026The location is perfect. Close to both Saint Paul and Minneapolis, yet peaceful and quiet. I highly recommend Emrik SV to anyone looking for comfort and quality living.Review from Apartments.com
More Than an Apartment
February 19, 2026From the moment you step in, you’ll notice the difference. The property is consistently clean, well kept, and peaceful the kind of environment that makes coming home feel easy. Just a calm space you can truly relax in. What truly sets this place apart is the people. The staff here are friendly, approachable, and genuinely happy to help. You’re not treated like a unit number you’re treated like a valued resident. Questions get answered. Concerns get handled. And it’s done with respect. If you’re ...looking for a well maintained, quiet place backed by a team that actually cares, this one stands on its own.Read MoreReview from Apartments.com
5 Star Suburban Living
February 19, 2026I have truly loved living in this one-bedroom apartment in Shoreview for the past year and a half. From day one, it has felt like home. The community is welcoming, well-maintained, and thoughtfully designed, and I can honestly say I’ve enjoyed every moment of my time here. I’m already looking forward to renewing my lease again this summer! The amenities are absolutely top-notch and make this place stand out. The outdoor pool and hot tub are perfect for relaxing after a long day, especially ...during the warmer months. The gym is well-equipped and convenient, and having access to a sauna feels like such a luxury. Everything is clean, accessible, and adds so much value to the overall living experience. For the quality, comfort, and amenities offered, this apartment is well worth the price. It’s rare to find a place that consistently delivers on both comfort and community, and I genuinely feel fortunate to call this place home. Highly recommend to anyone looking for a fantastic place to live in Shoreview!Read MoreReview from Apartments.com
I am lucky I found this place!
February 19, 2026I have lived in many apartments and this is by far one of the best! The amenities are amazing and the public areas are like a hotel! The management does a good job with rules and enforcement to keep our shared living space balanced. The maintenance team in this building is the best I have ever seen!Review from Apartments.com
We LOVE being here!
February 19, 2026We have been living here for 6 months now. We absolutely love it here! The management is amazing and everyone is so friendly and willing to help. The surrounding community is amazing. We haven’t had any issues or concerns living here. My absolute favorite amenity is the gym. It has everything I could possibly want for my workout and is always SO CLEAN. The pool area is always so well kept and the sauna is awesome. I will also say this is the cleanest place I have ever lived in and they take great ...care of landscaping and communal spaces. We love the Emrik and are so thankful to be living here.Read MoreReview from Apartments.com
Nearby Schools
Island Lake Elementary
Chippewa Middle School
Mounds View Senior High
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Emrik SV.
Arts Museums and Landmarks
Big Box and Retail
Walgreens
Autozone
Walmart
Colleges and Universities
Groceries
Aldi
Cub Foods
Hospitals
Healtheast St. John's Hospital
Gillette Children's Specialty Hospital
Regions Hospital
Parks and Recreation
Emrik SV has 5 parks within 10.6 miles, including Como Zoo, The Grand Rounds, Loring Park, Powderhorn Park, and Lake of the Isles.
Shopping Centers
Emrik SV has 5 shopping centers within 1.0 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Shoreview Studio Apartments | $1,187 | $800 | $1,645 |
| Shoreview 1 Bedroom Apartments | $1,488 | $950 | $2,325 |
| Shoreview 2 Bedroom Apartments | $1,769 | $1,175 | $5,000 |
| Shoreview 3 Bedroom Apartments | $2,090 | $1,645 | $3,821 |
| Shoreview 4 Bedroom Apartments | $2,295 | $2,295 | $2,295 |
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No weight limits! Most breeds allowed - ask us for details!.