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Terra at Ashley Apartments

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(423) 813-8612
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220 Culver St, Chattanooga, TN 37415

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Terra at Ashley

220 Culver St
Chattanooga, TN 37415
(423) 813-8612
Terra at Ashley in Chattanooga, TN - Building Photo
  • 1–3 Bedrooms
  • $900-$1,550 Pricing
  • 700–1,500 Square Feet

Rent Specials

Move-In Special~~$1,000 off 1 bedrooms; $1,200 off 2 bedrooms Unbeatable Special just in time for the Holidays!

About Terra at Ashley

Welcome to Terra at Ashley Apartments, your peaceful retreat at the base of Signal Mountain. Nestled in the foothills below Signal Mountain, Terra at Ashley offers the perfect blend of comfort, convenience, and modern living. With easy access to both Dayton Boulevard and Hixson Pike, you’ll be just minutes from shopping, dining, downtown Chattanooga, and the University of Tennessee at Chattanooga, all less than a 15-minute drive away. Enjoy newly renovated 1- and 2-bedroom apartment homes featuring: • Private balconies with scenic views of Signal Mountain • Modern finishes and updated interiors • Spacious layouts designed for comfort and functionality • Onsite laundry facility for everyday convenience At Terra at Ashley, you’ll find a welcoming community surrounded by natural beauty, all while staying close to everything Chattanooga has to offer. Contact us today to schedule your tour and discover why Terra at Ashley Apartments is the perfect place to call home!

Terra at Ashley is located in the Red Bank Neighborhood and 37415 Zip code of Chattanooga, TN. This community is professionally managed by SVN | Second Story Real Estate Management

Unique Features and Amenities

  • Beautiful Views
  • Fridge/Freezer
  • Laminate
  • Minutes From Downtown Chattanooga
  • Newly Renovated Units
  • On Site Laundry Room
  • online maintenance
  • online portal
  • Onsite Community Laundry
  • Onsite Parking
  • Wooded area

See All Amenities

Property Contact Info

Office Hours

Monday9:00 am–5:00 pm
Tuesday9:00 am–5:00 pm
Wednesday9:00 am–5:00 pm
Thursday9:00 am–5:00 pm
Friday9:00 am–5:00 pm
Saturday10:00 am–4:00 pm
SundayClosed

Floorplan Pricing and Availability

Terra at Ashley offers 1 to 3 Bedroom apartments starting from $900 and having 700–1,500 sq ft. Here is the current pricing and availability:

  • 1 Bedroom

    Floorplan A1

    $900

    1 Bed, 1 Bath, 700 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtDepositView Details
    $900Available Now09700$350
    $900Available Now13700$350

    Model Amenities and Features

    Features

    • Air Conditioning
    • Balcony
    • Cable Ready
    • Ceiling Fans
    • Heating
    • Smoke Free
    • Tub/Shower

    Kitchen

    • Dishwasher
    • Freezer
    • Kitchen
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price

    • $900

    Deposit

    • $350 deposit

    Unit 09 Amenities and Features

    Kitchen

    • Range

    Unique Features

    • Fridge/Freezer
    • Onsite Laundry Facility

    Unit 09 Rent and Fees

    Unit Price

    • $900

    Deposit

    • $350 deposit

    Unit Description

    Welcome to Terra at Ashley Apartments, your peaceful retreat at the base of Signal Mountain. Nestled in the foothills below Signal Mountain, Terra at Ashley offers the perfect blend of comfort, convenience, and modern living. With easy access to both Dayton Boulevard and Hixson Pike, you’ll be just minutes from shopping, dining, downtown Chattanooga, and the University of Tennessee at Chattanooga, all less than a 15-minute drive away. Enjoy newly renovated 1-bedroom apartment homes featuring: • Private balconies or patio with scenic views of Signal Mountain • Modern finishes and updated interiors • Spacious layouts designed for comfort and functionality • Onsite laundry facility for everyday convenience At Terra at Ashley, you’ll find a welcoming community surrounded by natural beauty, all while staying close to everything Chattanooga has to offer. Contact us today to schedule your tour and discover why Terra at Ashley Apartments is the perfect place to call home!

    Model Rent and Fees

    Price

    • $900

    Unit 13 Amenities and Features

    Kitchen

    • Range

    Unique Features

    • Fridge/Freezer
    • Onsite Laundry Facility

    Unit 13 Rent and Fees

    Unit Price

    • $900

    Deposit

    • $350 deposit

    Unit Description

    Welcome to Terra at Ashley Apartments, your peaceful retreat at the base of Signal Mountain. Nestled in the foothills below Signal Mountain, Terra at Ashley offers the perfect blend of comfort, convenience, and modern living. With easy access to both Dayton Boulevard and Hixson Pike, you’ll be just minutes from shopping, dining, downtown Chattanooga, and the University of Tennessee at Chattanooga, all less than a 15-minute drive away. Enjoy newly renovated 1-bedroom apartment homes featuring: • Private balconies or patio with scenic views of Signal Mountain • Modern finishes and updated interiors • Spacious layouts designed for comfort and functionality • Onsite laundry facility for everyday convenience At Terra at Ashley, you’ll find a welcoming community surrounded by natural beauty, all while staying close to everything Chattanooga has to offer. Contact us today to schedule your tour and discover why Terra at Ashley Apartments is the perfect place to call home!

    Model Rent and Fees

    Price

    • $900
  • 2 Bedrooms

    Floorplan B1

    $1,050

    2 Beds, 1 Bath, 870 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtDeposit
    $1,050Available Now37870$350

    Unit 37 Amenities and Features

    Kitchen

    • Microwave
    • Range

    Unique Features

    • Fridge/Freezer
    • On Site Laundry Room

    Unit 37 Rent and Fees

    Unit Price

    • $1,050

    Deposit

    • $350 deposit

    Unit Description

    New hardwood style flooring, unbeatable location!!

    Model Rent and Fees

    Price

    • $1,050
  • 3 Bedrooms

    Floorplan C2

    $1,550

    3 Beds, 2 Baths, 1500 sq ft
    Available Oct 14

    Availability Details

    PriceAvailability DateUnitSq FtDeposit
    $1,550 October 14, 2026011500$350

    Unit 01 Amenities and Features

    Kitchen

    • Range

    Unique Features

    • Fridge/Freezer
    • Onsite Community Laundry

    Unit 01 Rent and Fees

    Unit Price

    • $1,550

    Deposit

    • $350 deposit

    Unit Description

    Welcome to Terra at Ashley Apartments, your peaceful retreat at the base of Signal Mountain. Nestled in the foothills below Signal Mountain, Terra at Ashley offers the perfect blend of comfort, convenience, and modern living. With easy access to both Dayton Boulevard and Hixson Pike, you’ll be just minutes from shopping, dining, downtown Chattanooga, and the University of Tennessee at Chattanooga, all less than a 15-minute drive away. Enjoy newly renovated 3-bedroom apartment featuring: • Private Patio with scenic views of Signal Mountain • Modern finishes and updated interiors • Spacious layouts designed for comfort and functionality • Onsite laundry facility for everyday convenience At Terra at Ashley, you’ll find a welcoming community surrounded by natural beauty, all while staying close to everything Chattanooga has to offer. Contact us today to schedule your tour and discover why Terra at Ashley Apartments is the perfect place to call home!

    Model Rent and Fees

    Price

    • $1,550
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Request Tour
Call us at: (423) 813-8612 to request a tour.

3D Tours

Property Information

  • 40 Units
  • 2 Stories
  • Built in 1973

Lease Terms

  • 13 mo

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified.

Ask About Our Fees

Required Fees

One-Time Basics

Due at Application
Application Fee Per ApplicantiCharged per applicant.$75.00
Due at Move-In
Administrative FeeiCharged per unit.$250.00

Other Fees and Policies

Personal Add-Ons

Pet FeeiCharged Per Unit.$300.00

Pet Fees

Cat
Pet FeeiCharged Per Pet.$300.00
Pet interview, Spayed/Neutered
Comments:

One $300/two $500.

Dog
Pet FeeiCharged Per Unit.$300.00
Pet interview, Spayed/Neutered
Comments:

One $300/two $500.

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Features and Amenities

On-Site Services

  • Online Services
  • Laundry Facilities

Interior Features

  • Balcony
  • Tub/Shower
  • Heating
  • Ceiling Fans
  • Cable Ready
  • Air Conditioning
  • Smoke Free

Kitchen Amenities

  • Oven
  • Range
  • Refrigerator
  • Dishwasher
  • Freezer
  • Stainless Steel Appliances
  • Kitchen

Living Area Features

  • Views
  • Window Coverings
  • Vinyl Flooring
  • Carpet

Outdoor Features

  • Deck
  • Porch
  • Patio
Google Map

Map

220 Culver St, Chattanooga, TN 37415

Getting Around

  • 30 / 100 Somewhat walkable

    Few day-to-day needs are within walking distance

  • 40 / 100 Fairly bikeable

    Somewhat suitable for bicycle commuting and/or recreation

  • 90 / 100 Exceptionally car friendly

    Excellent access to freeways and/or major arteries, with almost no chance of parking problems

Scores provided by Local Logic details

Getting to Know the Area

  • 40 / 100 Restaurants

    Some restaurants within a few minutes

  • 20 / 100 Cafes

    Some cafés within walking distance

  • 30 / 100 Nightlife

    Some bars within walking distance

  • 30 / 100 Shopping

    Some shops within walking distance

  • 100 / 100 Noise Level

    Virtually no sources of noise nearby

Scores provided by Local Logic

Frequently Asked Questions about Terra at Ashley

Where is Terra at Ashley located?

Terra at Ashley is located at 220 Culver St near the Red Bank area of Chattanooga, TN

What is the current rent range at Terra at Ashley?

1 Bedroom to 3 Bedroom Apartments at Terra at Ashley currently range from $900 to $1,550

When is the leasing office open?

  • The office Hours for Terra at Ashley are
  • Monday 9:00 am–5:00 pm
  • Tuesday 9:00 am–5:00 pm
  • Wednesday 9:00 am–5:00 pm
  • Thursday 9:00 am–5:00 pm
  • Friday 9:00 am–5:00 pm
  • Saturday 10:00 am–4:00 pm
  • Sunday Closed

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Are there any rent specials?

The current rent special at Terra at Ashley is: Move-In Special~~$1,000 off 1 bedrooms; $1,200 off 2 bedrooms Unbeatable Special just in time for the Holidays!.

Lifestyle Ratings

  • Affordability Nice Value3.4

    The Terra at Ashley Apartments are 21.0% cheaper than the average apartment in the Red Bank area, and 26.4% cheaper than the average apartment city-wide.

    Rent Comparison to the Red Bank Neighborhood

    FloorplanLowest Price HereNeighborhood Avg RentNbhd Avg RentCost Difference%
    1 Bedroom$900$1,248-$348-27.9%
    2 Bedroom$1,050$1,484-$434-29.2%
    3 Bedroom$1,550$1,647-$97-5.9%

    Rent Comparison to the city of Chattanooga

    FloorplanLowest Price HereCity Average RentCost Difference%
    1 Bedroom$900$1,313-$413-31.5%
    2 Bedroom$1,050$1,534-$484-31.6%
    3 Bedroom$1,550$1,848-$298-16.1%

    Methodology: On 09/15/2026, ApartmentHomeLiving.com compared current rents by floorplan to 155 other apartment communities in the immediate area around Terra at Ashley (Red Bank), and 971 other apartment communities in Chattanooga using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.

    Rent Pricing Data as of 09/15/2026

Learn more about Lifestyle SearchExplore Lifestyle Search in Chattanooga

Renters Reviews and Ratings

1.0
1 Renters Reviews

Living nightmare

April 7, 2026 - Review from Apartments.com
I lived here for 3 years. I couldn’t afford to move. When I first moved in the owner was great. He did his best to keep up with issues. But I guess since everything was falling apart he sold to get out. After he sold no one could reach a landlord. I had severe mold. My ceiling once caved in. My air went out. They would hound people about getting their rent but never do anything about the mold, or other problems. Notorious for ignoring phone calls. I have friends who are still forced to live there ...
and say it’s even worse. The apartments and people who run it are a disgrace.
Read More

Nearby Schools

Rivermont Elementary School

Hamilton County School District
3330 Hixson Pike
Public School - Grades PK-5 (352 Students)
In Attendance Zone3 minute drive / 1.3 miles away
5/10

Red Bank High School

Hamilton County School District
640 Morrison Springs RD
Public School - Grades 9-12 (772 Students)
In Attendance Zone5 minute drive / 1.7 miles away
5/10

Red Bank Middle School

Hamilton County School District
3701 Tom Weathers DR
Public School - Grades 6-8 (533 Students)
In Attendance Zone4 minute drive / 1.6 miles away
5/10
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

About GreatSchools Data on ApartmentHomeLiving.com.

Points of Interest

Time and distance from Terra at Ashley.

Big Box and Retail

Walgreens

4039 Dayton Blvd
5 minute drive / 1.68 miles away

Target

5579 Hwy 153
8 minute drive / 4.18 miles away

Walmart

5764 Highway 153
10 minute drive / 4.8 miles away

Colleges and Universities

Chattanooga State Community College

4501 Amnicola Highway
7 minute drive / 3.44 miles away

The University of Tennessee Chattanooga - Chattanooga Campus

615 McCallie Ave
7 minute drive / 3.64 miles away

Groceries

Food City

3901 Dayton Blvd
4 minute drive / 1.45 miles away

Publix

3535 Broad St
12 minute drive / 6.04 miles away

Food Lion

3810 Brainerd Rd
13 minute drive / 6.28 miles away

Hospitals

Erlanger Medical Center

975 E 3rd St
7 minute drive / 3.64 miles away

Erlanger Behavioral Hospital

804 North Holtzclaw Avenue
7 minute drive / 3.69 miles away

Memorial Healthcare System

2525 Desales Ave
10 minute drive / 4.69 miles away

Military Bases

Volunteer Ordinance Works

20 minute drive / 9.65 miles away

Parks and Recreation

River Gallery Sculpture Garden

402 East 2nd Street
6 minute drive / 3.13 miles away

Lookout Mountain

3518 S. Broad Street
12 minute drive / 6.02 miles away

Ruby Falls

1720 Lookout Mountain Scenic Highway
12 minute drive / 6.04 miles away

Terra at Ashley has 5 parks within 9.0 miles, including River Gallery Sculpture Garden, Lookout Mountain, Ruby Falls, Reflection Riding Arboretum, and Lake Winnepesaukah Amusement Park.

Shopping Centers

Red Bank Shopping Center

2101-2175 Dayton Blvd
2 minute drive / 0.79 miles away

Wickliffe Shopping Center

Euclid Ave
2 minute drive / 0.95 miles away

Dayton Plaza

3603-3641 Dayton Blvd
3 minute drive / 1.1 miles away

Terra at Ashley has 5 shopping centers within 1.7 miles.

Nearby Neighborhoods

Red Bank

Studio to 4 Bedroom Apartments from $850
View Rentals

Manchester Park

Studio to 4 Bedroom Apartments from $850
View Rentals

Stuart Heights

Studio to 4 Bedroom Apartments from $850
View Rentals

Rental Price Ranges in the Area

BedroomAverage RentCheapest RentHighest Rent
Chattanooga Studio Apartments $1,290$749$7,500
Chattanooga 1 Bedroom Apartments $1,313$700$2,567
Chattanooga 2 Bedroom Apartments $1,534$775$3,270
Chattanooga 3 Bedroom Apartments $1,848$709$3,575
Chattanooga 4 Bedroom Apartments $2,273$649$4,700

Browse Top Apartments in Chattanooga

Viewing: Terra at Ashley | Desktop Version | Listing Updated: 09/14/2026 | AHLDIA