Apartments for Rent in Chattanooga, TN with Utilities Included (109 Rentals)

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Apartments in Chattanooga where your utility payments are included in your rent.

Who Pays for Utilities? Landlord or Tenant?

Your Guide to Understanding Who is Responsible for Which Utilities for When Renting. Click Below to Read More

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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821 Vine St
Utilities Included
Trash Removal
Electricity
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821 Vine St

821 Vine StChattanooga, TN 37403
Student Housing
  • Utilities Included
  • Smoke Free
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Milburn Apartments
Utilities Included
Trash Removal
Sewer
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Milburn Apartments

525 E 4th StChattanooga, TN 37403
Furnished
  • Utilities Included
  • Smoke Free
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Highlands Apartments
Utilities Included
Trash Removal
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Highlands Apartments

2001 S Lyerly StChattanooga, TN 37404
  • Utilities Included
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St Elmo
Utilities Included
Trash Removal
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St Elmo

4625 Saint Elmo AveChattanooga, TN 37409
Senior Living
  • Utilities Included
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Mission at Main
Utilities Included
Sewer
Water
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Mission at Main

26 E Main StChattanooga, TN 37408
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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418 Vine St
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418 Vine St

418 Vine StChattanooga, TN 37403
Student Housing
  • Utilities Included
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Campbell Ridge
Utilities Included
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Campbell Ridge

3401 Campbell StChattanooga, TN 37406
  • Utilities Included
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Crestview Apartments
Utilities Included
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Crestview Apartments

107 Goodson AveChattanooga, TN 37405
  • Utilities Included
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Mitchell Apartments
Utilities Included
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Mitchell Apartments

1601 Mitchell AveChattanooga, TN 37408
Student Housing
  • Utilities Included
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Montview Apartments
Utilities Included
Air Conditioning
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Montview Apartments

30 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included
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Vue on 5th
Utilities Included
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Vue on 5th

500 Lindsay StChattanooga, TN 37403
Student Housing
  • Utilities Included
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Arbor Hill Apartments
Utilities Included
Trash Removal
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Arbor Hill Apartments

5305-5315 Highway 58Chattanooga, TN 37416
  • Utilities Included
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528 E 8th St
Utilities Included
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528 E 8th St

528 E 8th StChattanooga, TN 37403
Student Housing
  • Utilities Included
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320 High Street
Utilities Included
Water
Heat
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320 High Street

320 High StChattanooga, TN 37403
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Windsor Village Apartments
Utilities Included
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Windsor Village Apartments

4110 Mountain Creek RdChattanooga, TN 37415
  • Utilities Included
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The View at Midtown
Utilities Included
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The View at Midtown

3700 Cherryton DrChattanooga, TN 37411
  • Utilities Included
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Dodson Ave Apartments
Utilities Included
Trash Removal
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Dodson Ave Apartments

457 Dodson AveChattanooga, TN 37404
  • Utilities Included
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Sergeant's Apartments
Utilities Included
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Sergeant's Apartments

710 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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Sunset Park Apartments
Utilities Included
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Sunset Park Apartments

2845 Dayton BlvdChattanooga, TN 37415
  • Utilities Included
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The Lofts at Tremont
Utilities Included
Sewer
Water
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The Lofts at Tremont

110 Tremont StChattanooga, TN 37405
  • Utilities Included
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First Property Management
Utilities Included
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First Property Management

6170 Shallowford RdChattanooga, TN 37421
  • Utilities Included
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The Oaks at Midtown
Utilities Included
Trash Removal
Sewer
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The Oaks at Midtown

205 Dellwood PlChattanooga, TN 37411
  • Utilities Included
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Abby North
Utilities Included
Trash Removal
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Abby North

560 Cherokee BlvdChattanooga, TN 37405
  • Utilities Included
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404 Homes
Utilities Included
Trash Removal
Water
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404 Homes

404 Tunnel BlvdChattanooga, TN 37411
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Chattanooga, TN Local Guide

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Written By:
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Local Guide Expert

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Chattanooga Overview

Known as a great place for work and play, Chattanooga is a mid-sized city that’s small enough to feel intimate, yet large enough to boast high-profile employers, cultural centers and entertainment venues. “Scenic City,” as Chattanooga is aptly called, is justifiably famous for its riverboat-dotted waterfront, as well as the mountains both encircling and even crossing through the area. Those setting out on the hunt for perfect apartments in Chattanooga will find a rich banquet of neighborhoods, architecture and budgets from which to choose.

Why live in Chattanooga, TN?

Steeped in history while keeping an eye toward a diverse, eco-friendly future, Chattanooga offers a rich selection of neighborhoods for those planning to move to the area. Chattanooga apartments, for example, are available in ultra-modern riverview developments, in older buildings surrounded by Civil War monuments, or in sustainably-minded urban neighborhoods -- as well as in a variety of other downtown and greater Chattanooga areas.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Chattanooga, TN Rentals by Map

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Getting Around Chattanooga, TN

Walk Score®

47 / 100

Car-Dependent

Most errands require a car

Bike Score®

49 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

21 / 100

Minimal Transit

It may be possible to get on a bus

Chattanooga, TN Area Reviews

  • Parks
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  • Local Vibes
  • Restaurants
  • Location
  • Traffic
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  • Outdoor Access
  • Cost of Living
  • Safety

Catrina1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Utilities Included Chattanooga Apartments

What is the Cheapest Utilities Included apartment in Chattanooga?

Currently the most affordable Utilities Included Apartment in Chattanooga is at 863 McCallie Ave listed at $635.

How much is the average rent for a Utilities Included Chattanooga Apartment?

The average rent for a Utilities Included Apartment in Chattanooga is $1,327.

What is the largest Utilities Included Chattanooga Apartment for rent?

Today's Utilities Included apartment with the most square footage in Chattanooga is a 1,800 square feet unit starting from $1,025 at Northshore Flats Apartments.

What is the average size for Chattanooga Utilities Included Apartments for rent?

The average size for a Utilities Included rental in Chattanooga is currently at 605 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

decorative image for The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro article

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Written by: Christine Leonard, Esq.

Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.

decorative image for Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting article

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Written by: Christine Leonard, Esq.

Throughout the day, think about all the times that you have to pay for something. So many of us reach automatically for a credit card or even our phone for a quick payment.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

Written by: Cheryl Bowman

A fantastic way to save money and enjoy a built-in community is to share an apartment. However, a bad roommate situation can turn your dream rental into a nightmare.