Cheap Apartments for Rent in Chattanooga, TN from $400 (209 Rentals)

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Search the lowest-cost Apartments available for rent right now in Chattanooga.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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The Oaks at Northshore
$850 - $1,291
Total Monthly Price

Total Monthly Price

Base Rent
$763 - $1,204
Required Monthly Fees
$87

Total Monthly Price
$850 - $1,291
Studio to 2 Bedroom Apartments Available Now

The Oaks at Northshore

1717 White Oak RdChattanooga, TN 37415
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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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The Grove at Hickory Valley
Rent Specials
$899 - $1,596
Total Monthly Price

Total Monthly Price

Base Rent
$874 - $1,571
Required Monthly Fees
$25

Total Monthly Price
$899 - $1,596
Studio to 3 Bedroom Apartments Available Now

The Grove at Hickory Valley

1521 Hickory Valley RdChattanooga, TN 37421
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The View at Mission Ridge
$915 - $1,050
Total Monthly Price

Total Monthly Price

Base Rent
$905 - $1,040
Required Monthly Fees
$10

Total Monthly Price
$915 - $1,050
1 Bedroom Apartments Available Now

The View at Mission Ridge

2400 Westside DrChattanooga, TN 37404
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  • Utilities Included
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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Midvale Heights
$950 - $1,648
Total Monthly Price

Total Monthly Price

Base Rent
$855 - $1,553
Required Monthly Fees
$95

Total Monthly Price
$950 - $1,648
1 to 3 Bedroom Apartments Available Now

Midvale Heights

300 W Midvale AveChattanooga, TN 37405
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Northshore Village
$950 - $1,410
Total Monthly Price

Total Monthly Price

Base Rent
$854 - $1,314
Required Monthly Fees
$96

Total Monthly Price
$950 - $1,410
1 to 3 Bedroom Apartments Available Now

Northshore Village

621 Memorial DrChattanooga, TN 37415
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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Ivy Terrace Apartments
Rent Specials
$995 - $1,965
Total Monthly Price

Total Monthly Price

Base Rent
$930 - $1,900
Required Monthly Fees
$65

Total Monthly Price
$995 - $1,965
Studio to 3 Bedroom Apartments Available Now

Ivy Terrace Apartments

4105 Dayton BlvdChattanooga, TN 37415
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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Chattanooga, TN Local Guide

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Local Guide Expert

Cheapest Neighborhoods for Apartments in Chattanooga, TN

Pricing Updated: 03/27/2026

Current apartment rentals in the Chattanooga, TN area range in price from $556 to $16,769 with an overall median price of $3,305. The three Chattanooga neighborhoods with the lowest median rent pricing are Galaxy Heights at $832, Tyner Greenwood at $699, and Walden at $1,150. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Chattanooga Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Galaxy Heights$1,586$83230
Tyner Greenwood$1,679$699309
Walden$1,700$1,1501
Kings Point Lake Vista$1,732$85088
East Ridge$1,749$71584
Lupton City Norcross$1,752$83268
Hickory Valley Hamilton Place$1,827$699304
Outer Red Bank$1,834$83265
Yorktown$1,843$899295
North Twinbrook$1,871$899373

Cheapest Available Chattanooga Apartments for Rent

 

The cheapest available apartment rental in Chattanooga, TN is a 2 Beds unit found at The Reserve at Mountain Pass in the East Lake neighborhood priced from $556. 821 Vine St in the Highland Park neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $700. Here is today’s list of the most affordable Chattanooga apartments for rent:

Apartment ListingModel NameBed/BathPriced From
The Reserve at Mountain Pass2 Bedroom Two Bathroom2BR,2BA$556
821 Vine StPrivate Bedroom2BR,1BA$700
GoodHomes ChattanoogaStudioStudio,1BA$745
The Highlands Apartments1 Bed, 1 bath1BR,1BA$830
The Overlook ApartmentsStudioStudio,1BA$838
Terra at AshleyA11BR,1BA$849
Lily Grace NorthOne Bedroom1BR,1BA$850
The Oaks at Northshore0x1Studio,1BA$850
The Beverly1BR/1BA1BR,1BA$850
The Winn at 9501 Bedroom Small1BR,1BA$860

Best Value Apartments for Rent in Chattanooga, TN

As of March 27, 2026 the best value apartment in the Chattanooga area is the $1.08 price per square foot Ridgeland Model at Valley Ridge in the in the St. Elmo neighborhood starting from $1,883. The second greatest value Chattanooga apartment is the Signal Model at Bluff View at Northside Apartments starting at $1,538 with a $1.10 price per square foot in the Valleybrook neighborhood. Here is today’s list of the best values for Chattanooga apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Valley RidgeRidgeland3BR,2.5BA$1.08
Bluff View at Northside ApartmentsSignal2BR,2.5BA$1.10
Grey Parc of RossvilleThe Oak3BR,1BA$0.88
River City North3 Bedroom3BR,2BA$0.81
Douglas Heights - Historical Access3BR/3BA - C13BR,3BA$0.60
Gateway at Rossville2bd2ba2BR,2BA$0.98
Riverview NorthB1 Renovated2BR,1.5BA$1.07
Cedarbrooke Apartments2 Bed 1.5 Bath2BR,1.5BA$0.93
821 Vine StPrivate Bedroom2BR,1BA$0.70
Chateau Royale Apartments1 Beds, 1 Baths1BR,1BA$0.93

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

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Chattanooga Overview

Known as a great place for work and play, Chattanooga is a mid-sized city that’s small enough to feel intimate, yet large enough to boast high-profile employers, cultural centers and entertainment venues. “Scenic City,” as Chattanooga is aptly called, is justifiably famous for its riverboat-dotted waterfront, as well as the mountains both encircling and even crossing through the area. Those setting out on the hunt for perfect apartments in Chattanooga will find a rich banquet of neighborhoods, architecture and budgets from which to choose.

Why live in Chattanooga, TN?

Steeped in history while keeping an eye toward a diverse, eco-friendly future, Chattanooga offers a rich selection of neighborhoods for those planning to move to the area. Chattanooga apartments, for example, are available in ultra-modern riverview developments, in older buildings surrounded by Civil War monuments, or in sustainably-minded urban neighborhoods -- as well as in a variety of other downtown and greater Chattanooga areas.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Chattanooga, TN Area Reviews

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Catrina1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Cheap Chattanooga Apartments

What is a cheap apartment in Chattanooga?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Chattanooga is under $860.

What is the price of a cheap apartment in Chattanooga?

The cheapest apartment in Chattanooga is The Highlands Apartments which is listed at $830, while the average apartment in Chattanooga costs $3,305.

What types of apartments are the cheapest in Chattanooga?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 972 regular apartments in Chattanooga that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Chattanooga?

Cheap apartments in Chattanooga have an average cost of $820 which is $2,485 cheaper than the average rent for all rentals in Chattanooga.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN article

A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.

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A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

Written by: Bob Mallory

Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.