Cheap Apartments for Rent in Chattanooga, TN from $400 (254 Rentals)

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Search the lowest-cost Apartments available for rent right now in Chattanooga.

Chattanooga's Best Affordable Neighborhoods

Learn about Chattanooga and the best places to live with original content written by our Local Expert Catrina Cowart

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Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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property at 5317 Lee Ave

$875

2 Bedroom Rentals

Available Now

5317 Lee Ave

ChattanoogaTN37410

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Chattanooga, TN Local Guide

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Local Guide Expert

Cheapest Neighborhoods for Apartments in Chattanooga, TN

Pricing Updated: 08/12/2026

Current apartment rentals in the Chattanooga, TN area range in price from $649 to $4,700 with an overall median price of $1,385. The three Chattanooga neighborhoods with the lowest median rent pricing are Woodmore Dalewood at $1,025, Glendon Place at $1,075, and Hemphill at $1,075. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Chattanooga Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Woodmore Dalewood$1,025$79529
Glendon Place$1,075$79565
Hemphill$1,075$79560
Missionary Ridge$1,075$79536
Glenwood Eastdale$1,087$87522
East Ridge$1,096$79944
Eastgate$1,106$79551
Brainerd$1,135$79534
Cherokee Woods$1,165$74935
Woodmore$1,168$795137

Cheapest Available Chattanooga Apartments for Rent

 

The cheapest available apartment rental in Chattanooga, TN is a 2 Beds unit found at Bedford Place priced from $478. 821 Vine St in the Highland Park neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $775. Here is today’s list of the most affordable Chattanooga apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Bedford Place2 bedroom - Income Restrictions2BR,2BA$478
821 Vine StPrivate Bedroom1BR,1BA$775
GoodHomes ChattanoogaLIMITED-TIME SPECIAL! Ask me how to waive your ...Studio,1BA$800
The Winn at 950StudioStudio,1BA$800
The Highlands Apartments1 Bed, 1 bath1BR,1BA$830
River Hills FlatsRiver Hills Flats Studio Units AvailableStudio,1BA$849
Spring Hill Apartments1 Bedroom 1 Bath Apartment with 600 Square Feet...1BR,1BA$875
404 HomesEfficiency - Studio Apartments1BR,1BA$889

Best Value Apartments for Rent in Chattanooga, TN

As of August 12, 2026 the best value apartment in the Chattanooga area is the $1.01 price per square foot 3 BEDROOM Model at Scenic Ridge in the in the Tyner neighborhood starting from $1,568. The second greatest value Chattanooga apartment is the D-1 Model at Cedarbrooke Apartments starting at $1,250 with a $0.97 price per square foot in the Fort Oglethorpe neighborhood. Here is today’s list of the best values for Chattanooga apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Scenic Ridge3 BEDROOM3BR,2BA$1.01
Cedarbrooke ApartmentsD-13BR,1BA$0.97
Riverview NorthC1 Renovated3BR,2BA$1.07
River City North3 Bedroom3BR,2BA$0.82
Gateway at Rossville2bd2ba2BR,2BA$0.98
Bedford Place2 bedroom - Income Restrictions2BR,2BA$0.47
821 Vine StPrivate Bedroom1BR,1BA$0.78
Wendelia2 Beds, 1 Baths2BR,1BA$0.98
Ridgeside Flats2 Bedroom / 1 Bath2BR,1BA$1.05
203 Valley View Ave, Unit #1203 Valley View Ave1BR,1BA$0.88

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Chattanooga Overview

Known as a great place for work and play, Chattanooga is a mid-sized city that’s small enough to feel intimate, yet large enough to boast high-profile employers, cultural centers and entertainment venues. “Scenic City,” as Chattanooga is aptly called, is justifiably famous for its riverboat-dotted waterfront, as well as the mountains both encircling and even crossing through the area. Those setting out on the hunt for perfect apartments in Chattanooga will find a rich banquet of neighborhoods, architecture and budgets from which to choose.

Why live in Chattanooga, TN?

Steeped in history while keeping an eye toward a diverse, eco-friendly future, Chattanooga offers a rich selection of neighborhoods for those planning to move to the area. Chattanooga apartments, for example, are available in ultra-modern riverview developments, in older buildings surrounded by Civil War monuments, or in sustainably-minded urban neighborhoods -- as well as in a variety of other downtown and greater Chattanooga areas.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Chattanooga, TN Rentals by Map

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See the most popular apartments and homes in Chattanooga, TN

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Chattanooga, TN Area Reviews

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Catrina • 1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Cheap Chattanooga Apartments

What is a cheap apartment in Chattanooga?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Chattanooga is under $889.

What is the price of a cheap apartment in Chattanooga?

The cheapest apartment in Chattanooga is 821 Vine St which is listed at $775, while the average apartment in Chattanooga costs $1,385.

What types of apartments are the cheapest in Chattanooga?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 806 regular apartments in Chattanooga that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Chattanooga?

Cheap apartments in Chattanooga have an average cost of $747 which is $638 cheaper than the average rent for all rentals in Chattanooga.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Top Neighborhoods to Rent Near Major Colleges and Universities in Chattanooga, TN article

Top Neighborhoods to Rent Near Major Colleges and Universities in Chattanooga, TN

Written by: Catrina Cowart

Chattanooga is the home to many different universities, including the University of Tennessee at Chattanooga, Chattanooga State Community College, Southern Adventist University, Covenant College, and Richmont Graduate University.

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.