Cheap Apartments for Rent in Chattanooga, TN from $400 (219 Rentals)

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Search the lowest-cost Apartments available for rent right now in Chattanooga.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Chattanooga, TN Local Guide

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Staff Writer
Local Guide Expert

Cheapest Neighborhoods for Apartments in Chattanooga, TN

Pricing Updated: 05/12/2026

Current apartment rentals in the Chattanooga, TN area range in price from $556 to $4,700 with an overall median price of $2,369. The three Chattanooga neighborhoods with the lowest median rent pricing are Dallas Bay Lakesite at $1,100, Woodmore Dalewood at $695, and Stuart Heights at $832. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Chattanooga Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Dallas Bay Lakesite$1,100$1,1001
Woodmore Dalewood$1,350$69522
Stuart Heights$1,379$83254
Galaxy Heights$1,380$83223
Manchester Park$1,477$83287
Cherokee Woods$1,513$69941
Glenwood Eastdale$1,550$82514
Red Bank$1,582$77592
Tyner Greenwood$1,599$699241
East Chattanooga$1,610$69967

Cheapest Available Chattanooga Apartments for Rent

 

The cheapest available apartment rental in Chattanooga, TN is a 2 Beds unit found at The Reserve at Mountain Pass in the East Lake neighborhood priced from $556. Lily Grace North in the East Chattanooga neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $699. Here is today’s list of the most affordable Chattanooga apartments for rent:

Apartment ListingModel NameBed/BathPriced From
The Reserve at Mountain Pass2 Bedroom Two Bathroom2BR,2BA$556
Lily Grace NorthStudioStudio,1BA$699
821 Vine StPrivate Bedroom2BR,1BA$700
GoodHomes ChattanoogaStudioStudio,1BA$800
The Highlands Apartments1 Bed, 1 bath1BR,1BA$830
The Overlook ApartmentsStudioStudio,1BA$838
The Oaks at Northshore0x1Studio,1BA$850
The Winn at 9501 Bedroom Small1BR,1BA$860
The Outpost1BR/1BA1BR,1BA$895
Lily Grace South1 Bed 1 Bath1BR,1BA$899

Best Value Apartments for Rent in Chattanooga, TN

As of May 12, 2026 the best value apartment in the Chattanooga area is the $1.06 price per square foot The Maple Model at MAA Windridge in the in the Mountain Creek neighborhood starting from $1,533. The second greatest value Chattanooga apartment is the 3 Bath 1 Bath Model at Cedarbrooke Apartments starting at $1,400 with a $1.09 price per square foot in the Westside neighborhood. Here is today’s list of the best values for Chattanooga apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
MAA WindridgeThe Maple2BR,2BA$1.06
Cedarbrooke Apartments3 Bath 1 Bath3BR,1BA$1.09
Grey Parc of RossvilleThe Oak3BR,1BA$0.88
River City North3 Bedroom3BR,2BA$0.81
The Reserve at Mountain Pass2 Bedroom Two Bathroom2BR,2BA$0.51
Gateway at Rossville2bd2ba2BR,2BA$0.98
Riverview NorthB1 Renovated2BR,1.5BA$1.04
821 Vine StPrivate Bedroom2BR,1BA$0.70
Terra at AshleyB12BR,1BA$1.15
Midvale Heights1 Bedroom 1 Bathroom A1BR,1BA$1.12

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Chattanooga Overview

Known as a great place for work and play, Chattanooga is a mid-sized city that’s small enough to feel intimate, yet large enough to boast high-profile employers, cultural centers and entertainment venues. “Scenic City,” as Chattanooga is aptly called, is justifiably famous for its riverboat-dotted waterfront, as well as the mountains both encircling and even crossing through the area. Those setting out on the hunt for perfect apartments in Chattanooga will find a rich banquet of neighborhoods, architecture and budgets from which to choose.

Why live in Chattanooga, TN?

Steeped in history while keeping an eye toward a diverse, eco-friendly future, Chattanooga offers a rich selection of neighborhoods for those planning to move to the area. Chattanooga apartments, for example, are available in ultra-modern riverview developments, in older buildings surrounded by Civil War monuments, or in sustainably-minded urban neighborhoods -- as well as in a variety of other downtown and greater Chattanooga areas.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Chattanooga, TN Rentals by Map

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Chattanooga, TN Area Reviews

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Catrina • 1+ years in Chattanooga

March 3, 2025

Chattanooga is fantastic for people like me who love to be on the water. The Tenneessee River is just wonderful, and the communities around it are both well-connected and well-maintained.

Frequently Asked Questions about Cheap Chattanooga Apartments

What is a cheap apartment in Chattanooga?

A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Chattanooga is under $899.

What is the price of a cheap apartment in Chattanooga?

The cheapest apartment in Chattanooga is The Highlands Apartments which is listed at $830, while the average apartment in Chattanooga costs $2,369.

What types of apartments are the cheapest in Chattanooga?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 749 regular apartments in Chattanooga that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Chattanooga?

Cheap apartments in Chattanooga have an average cost of $733 which is $1,636 cheaper than the average rent for all rentals in Chattanooga.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN article

A Local Expert’s Guide To the Top Budget-Friendly Neighborhoods to Rent in Chattanooga, TN

Written by: Catrina Cowart

Hi, I'm Catrina, your ApartmentHomeLiving.com Local Expert for Chattanooga. Today, I'd love to talk to you about a gem of a city: Chattanooga, Tennessee.

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.