
Cheap Apartments for Rent in Ottumwa, IA from $395 (70 Rentals)
Search the lowest-cost Apartments available for rent right now in Ottumwa.


Total Monthly Price
312 N Marion St, Unit 2

Total Monthly Price
107 Ottumwa St, Unit 107.5

123 S Ash St

Orchard Meadows

Washington Apartments

405 N Webster St

Total Monthly Price
231 E Main St, Unit 201

Prairie Townhomes

Tisdale Apartments
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Brickyard Apartments

Asbury Heights

The Reserves at South Lake

MAPLE PLACE APARTMENTS

Courtyard Apartments

Hunters Run

110 N Maple St

Woodland Heights

Hotel Maytag Apartments

Centerville Senior Lofts
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Walnut Creek Apartments

Total Monthly Price
Northern Plains by Kading

Spaulding Lofts

THE ARBORS APARTMENTS

Southtown Apartments

Burbank Village Apartments

Prairie Meadows Apartments

Plant 1 Lofts

Seville

Villa's on Bell
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Emerald Ct

Westgate Villa

Total Monthly Price
Nemitz Hall

Emera

Willow Ridge Apartments

Lions Gate Apartments

926 Harlocke St (IC)

Stella Townhomes

17 E Howard St

Fairfield Park II Apartments
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Louden Lofts

Newton Park Apartments

1833 Curtis Ave

Grinnell Park Apartments

SUNDANCE NEWTON APARTMENTS

602 W Burlington Ave

Terrace View by Kading

1102 21st Ave Pl

316 6th Ave E

700 19th Ave
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
Ottumwa, IA Local Guide

How much does it cost to rent an apartment in Ottumwa?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Ottumwa Studio Apartments | $1,155 | $775 | $1,270 |
| Ottumwa 1 Bedroom Apartments | $950 | $395 | $1,500 |
| Ottumwa 2 Bedroom Apartments | $1,092 | $650 | $2,025 |
| Ottumwa 3 Bedroom Apartments | $1,262 | $803 | $1,795 |
| Ottumwa 4 Bedroom Apartments | $1,790 | $1,790 | $1,790 |
Browse Top Apartments in Ottumwa
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Ottumwa, IA Local Guide
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Cheapest Available Ottumwa Apartments for Rent and Nearby
 The cheapest available apartment rental in Ottumwa, IA is a 2 Beds unit found at The Reserves at South Lake in the East Gate Estates neighborhood priced from $470. 110 N Maple St in the Jasper County neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $700. Here is today’s list of the most affordable Ottumwa apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| The Reserves at South Lake | 2B1B | 2BR,1BA | $470 |
| 110 N Maple St | 2-bedroom | 2BR,1BA | $700 |
| Woodland Heights | 1 Bed 1 Bath | 1BR,1BA | $710 |
| Orchard Meadows | B1 Classic | 2BR,1BA | $750 |
| Hotel Maytag Apartments | 1 bedroom A | 1BR,1BA | $750 |
| Northern Plains by Kading | Cottage - 2 | 2BR,1BA | $795 |
| Walnut Creek Apartments | 2 BD Legacy | 2BR,1BA | $795 |
| Spaulding Lofts | A5 - Income Restricted | 1BR,1BA | $800 |
| Burbank Village Apartments | A1 Classic | 1BR,1BA | $850 |
| Plant 1 Lofts | A1 | 1BR,1BA | $930 |
Best Value Apartments for Rent in Ottumwa, IA and Nearby
As of September 11, 2026 the best value apartment in the Ottumwa area is the $0.76 price per square foot 2 Bedroom Model at Nemitz Hall in the in the Threshers Meadows neighborhood starting from $1,095. The second greatest value Ottumwa apartment is the 4 Bedroom-2 Bathroom Model at Hawks Ridge starting at $600 with a $0.47 price per square foot in the Cottage Hill neighborhood. Here is today’s list of the best values for Ottumwa apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Nemitz Hall | 2 Bedroom | 2BR,2BA | $0.76 |
| Hawks Ridge | 4 Bedroom-2 Bathroom | 4BR,2BA | $0.47 |
| Terrace View by Kading | Cottage - 3 | 3BR,2BA | $1.04 |
| Walnut Pointe | Villa | 3BR,1BA | $1.03 |
| Orchard Meadows | B1 Partially Renovated | 2BR,1BA | $0.90 |
| Walnut Creek Apartments | 2 BD Upgraded | 2BR,1BA | $1.05 |
| Northern Plains by Kading | Cottage - 2 | 2BR,1BA | $0.94 |
| Hotel Maytag Apartments | 1 bedroom A | 1BR,1BA | $0.93 |
| 110 N Maple St | 2-bedroom | 2BR,1BA | $0.88 |
| The Reserves at South Lake | 1B1B | 1BR,1BA | $0.61 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleNavigating the Rental Market: Tips for First-Time Renters
Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Ottumwa, IA
Horace Mann Elementary School
Evans Junior High School
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Ottumwa, IA Rentals by Map
See the most popular apartments and homes in Ottumwa, IA
Ottumwa, IA Area Reviews
Rexanna • 4+ years in Ottumwa
February 25, 2025Not much to choose from by way of restaurants unless you prefer fast food. Not much for teenagers to do for entertainment or anyone no matter what your age. Ottumwa roads will destroy your vehicle. Unfortunately our city is more interested in installing roundabouts and building grade schools. There is not much by way shopping here unless you like to shop at Walmart. Doesn't look like there is anything coming in the near future. We do have some lower paying jobs, very few decent paying jobs. Ottumwa could be a pretty decent place to live in if we'd get some new people running it, that care about Ottumwa instead of their own agenda. And last, get rid of the ban on certain breeds of dogs. This was obviously drafted by people who are ignorant on the breed and make decisions on "hype " and "hysteria" instead of learning the true facts about pitbull's. Ban stupid people not the breed! Ottumwa has a lot of learning and growing to do.
Frequently Asked Questions about Cheap Ottumwa Apartments
What is the Cheapest Studio apartment in Ottumwa?
Currently the most affordable Cheap Studio Apartment in Ottumwa is at Emera listed at $1,125.
How much is rent for a Cheap One Bedroom Ottumwa Apartment?
The lowest price for a Cheap One Bedroom Ottumwa Apartment is $710 at Woodland Heights.
What is the lowest price for a Cheap Two Bedroom Ottumwa Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Ottumwa is starting from $470 at The Reserves at South Lake.
What is the most affordable Ottumwa Three Bedroom Apartment?
The best deal on a cheap Ottumwa Three Bedroom Apartment rental is at Walnut Pointe and starts from $1,040.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!
Written by: Robin Stewart
Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

First Apartment Regrets: Real Renters Share What They'd Do Differently
Written by: Robin Stewart
Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.