Cheap Homes for Rent in Palatka, FL from $900 (15 Rentals)

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

property at 209 S 4th St

$1,250

1 Bedroom, 1 Bath Home for Rent

Available Now

209 S 4th St

PalatkaFL32177

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Palatka, FL Local Guide

Cheapest Available Palatka Apartments for Rent

 

The cheapest available apartment rental in Palatka, FL is a Studio unit found at Palatka Oaks Apartments in the Greater St Augustine neighborhood priced from $1,020. St Johns Landing Apartments in the The Colony at Greenbriar neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $1,040. Here is today’s list of the most affordable Palatka apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Palatka Oaks ApartmentsSTDOStudio,1BA$1,020
St Johns Landing ApartmentsTwo Bedroom Townhouse2BR,1BA$1,040
807 S Moody Rd1/11BR,1BA$1,049
Summer Breeze1 bedroom, 1 bathroom1BR,1BA$1,089
Ocean Shore Villa1 Bed 1 Bath1BR,1BA$1,250

Best Value Apartments for Rent in Palatka, FL

As of May 25, 2026 the best value apartment in the Palatka area is the $1.61 price per square foot Vilano Model at Beacon Point Townes in the in the Sunset Point neighborhood starting from $1,995. The second greatest value Palatka apartment is the 3X2 Model at Summerset starting at $1,513 with a $1.28 price per square foot in the Spanish Cay neighborhood. Here is today’s list of the best values for Palatka apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Beacon Point TownesVilano2BR,2.5BA$1.61
Summerset3X23BR,2BA$1.28
The Southerly at St. AugustineB42BR,2BA$1.65
Pointe Grand Palm Coast2 Bedroom, 2 Bathroom2BR,2BA$1.28
Tuscan Reserve Apartments2A2BR,2BA$1.55
Viva Palm CoastCove2BR,2BA$1.62
The Reserve at BrookhavenMagnolia2BR,2BA$1.57
Cobblestone at Eagle HarborB12BR,2BA$1.57
CAMELLIA WORLD COMMERCE CENTERA21BR,1BA$1.74
St Johns Landing ApartmentsTwo Bedroom Townhouse2BR,1BA$1.32

Jacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU

From historic Riverside to coastal Jacksonville Beach, find your perfect student apartment. Local expert advice on UNF, JU, and FSCJ neighborhoods and rent costs.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Palatka, FL Area Reviews

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Lillian4+ years in Palatka

February 14, 2026

I’ve lived in San Mateo for 10 years, which is right outside Palatka. I went into Palatka for years for my shopping and everything else worked. Then I moved to Hawthorne, which I have to go to Palatka again for my shopping and everything else they do not have enough apartments or homes for people with low income they don’t have any shelters for homeless people. There’s so many people living in the woods. It’s crazy they need help.

Frequently Asked Questions about Palatka

What type of rentals are currently available in Palatka?

There are currently 81 Apartments for Rent in Palatka, FL with pricing that ranges from $763 to $3,355. There are also 39 Single Family Homes for rent, Condos, and Townhome rentals currently available in Palatka ranging from $975 to $5,000.

What is the current price range for Rental Homes in Palatka?

Today's rental pricing for Homes for Rent, Condos and Townhomes in Palatka ranges from $975 to $5,000 with an average monthly rent of $1,837.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

decorative image for A Local Experts Guide To 10 Budget-Friendly Neighborhoods to Rent in the Jacksonville Area article

A Local Experts Guide To 10 Budget-Friendly Neighborhoods to Rent in the Jacksonville Area

Written by: Chuck Navarra

Hey there! I’m Chuck, your ApartmentHomeLiving.com local Expert! I've joined Jaguars fans many times on Sundays to hear their rallying cry, "Duuuval!", but there's so much more to enjoy here in one of the nation's largest cities.

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Jacksonville Student Housing Guide: Where to Rent Near UNF, JU, FSCJ and EWU

Written by: Allaire Williams

Hello there! I'm Allaire, your ApartmentHomeLiving.

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Looking for the Perfect Place? Top Neighborhoods to Rent Near major Employers in Jacksonville

Written by: Allaire Williams

I’m Allaire, your ApartmentHomeLiving.com Local Expert for Jacksonville, Florida.

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Unlocking Coastal Value: Why Jacksonville is the Best-Kept Secret for Affordable Living in the Sunshine State

Written by: Allaire Williams

I’m Allaire, your ApartmentHomeLiving.com Local Expert for Jacksonville, Florida. I’ve been in and around Jacksonville for many years and want to make sure you’re making informed decisions.

Articles, How-To's, and Tips

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A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

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Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.