Cheap Apartments for Rent in the Montecito Neighborhood of San Rafael, CA from $1,600 (128 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Montecito area of San Rafael.

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111 Laurel Pl
1 to 2 Bedroom Apartments

111 Laurel Pl

111 Laurel PlSan Rafael, CA 94901
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Hammondale
1 Bedroom Apartments

Hammondale

5 Hammondale CtSan Rafael, CA 94901
  • Utilities Included
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320 C St
1 to 2 Bedroom Apartments

320 C St

320 C StSan Rafael, CA 94901
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Riviera Apartments
1 Bedroom Apartments

Riviera Apartments

4 Point San Pedro RdSan Rafael, CA 94901
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1012 Irwin
1 to 2 Bedroom Apartments

1012 Irwin

1012 Irwin StSan Rafael, CA 94901
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16 Elaine Way
2 Bedroom Apartments

16 Elaine Way

16 Elaine WaySan Rafael, CA 94901
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1409 5th Ave
Studio to 1 Bedroom Apartments

1409 5th Ave

1409 5th AveSan Rafael, CA 94901

San Francisco's Best Affordable Neighborhoods

Learn about San Francisco and the best places to live with original content written by our San Francisco, CA Local Expert Shannon Hilson

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608 C St
Studio to 1 Bedroom Apartments

608 C St

608 C StSan Rafael, CA 94901
Furnished
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289 Woodland Ave
1 Bedroom Apartments

289 Woodland Ave

289 Woodland AveSan Rafael, CA 94901
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1704 Lincoln Ave
1 to 2 Bedroom Apartments

1704 Lincoln Ave

1704 Lincoln AveSan Rafael, CA 94901
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31 Valencia Ave
2 Bedroom Apartments

31 Valencia Ave

31 Valencia AveSan Rafael, CA 94901
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575 Canal St
Studio Apartments

575 Canal St

575 Canal StSan Rafael, CA 94901
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415 Mission Ave
1 to 2 Bedroom Apartments

415 Mission Ave

415 Mission AveSan Rafael, CA 94901
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12 Woodland
Studio Apartments

12 Woodland

12 Woodland AveSan Rafael, CA 94901
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17 Hillcrest Dr
2 Bedroom Apartments

17 Hillcrest Dr

17 Hillcrest DrSan Rafael, CA 94901

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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460 Canal St
Studio to 2 Bedroom Apartments

460 Canal St

460 Canal StSan Rafael, CA 94901
  • Smoke Free
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12 Laurel Pl
1 to 2 Bedroom Apartments

12 Laurel Pl

12 Laurel PlSan Rafael, CA 94901
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17 Taylor St
1 Bedroom Apartments

17 Taylor St

17 Taylor StSan Rafael, CA 94901
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16 Charlotte Dr
2 to 3 Bedroom Apartments

16 Charlotte Dr

16 Charlotte DrSan Rafael, CA 94901
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420 Belle Ave
1 to 2 Bedroom Apartments

420 Belle Ave

420 Belle AveSan Rafael, CA 94901
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163 Novato St
1 to 3 Bedroom Apartments

163 Novato St

163 Novato StSan Rafael, CA 94901
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3757 Kerner
1 to 2 Bedroom Apartments

3757 Kerner

3757 KernerSan Rafael, CA 94901
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531 D St
1 to 2 Bedroom Apartments

531 D St

531 D StSan Rafael, CA 94901

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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182 Mission Ave
2 to 3 Bedroom Apartments

182 Mission Ave

182 Mission AveSan Rafael, CA 94901
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1516 Lincoln Ave
Studio Apartments

1516 Lincoln Ave

1516 Lincoln AveSan Rafael, CA 94901
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32-34 Warner Ct
2 Bedroom Apartments

32-34 Warner Ct

32-34 Warner CtSan Rafael, CA 94901
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5 Elaine Way
2 to 3 Bedroom Apartments

5 Elaine Way

5 Elaine WaySan Rafael, CA 94901
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21 Marian Ct
2 Bedroom Apartments

21 Marian Ct

21 Marian CtSan Rafael, CA 94901
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440 Canal St
3 Bedroom Apartments

440 Canal St

440 Canal StSan Rafael, CA 94901
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410 D St
Studio Apartments

410 D St

410 D StSan Rafael, CA 94901
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2-2A Prospect Dr
1 to 3 Bedroom Apartments

2-2A Prospect Dr

2-2A Prospect DrSan Rafael, CA 94901
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1424 Lincoln Ave
2 Bedroom Apartments

1424 Lincoln Ave

1424 Lincoln AveSan Rafael, CA 94901
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210 Mission Ave
2 to 4 Bedroom Apartments

210 Mission Ave

210 Mission AveSan Rafael, CA 94901

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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166 Park St
1 Bedroom Apartments

166 Park St

166 Park StSan Rafael, CA 94901
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15 Marian Ct
2 Bedroom Apartments

15 Marian Ct

15 Marian CtSan Rafael, CA 94901
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540 Canal St
1 Bedroom Apartments

540 Canal St

540 Canal StSan Rafael, CA 94901
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144 Bungalow Ave
Studio Apartments

144 Bungalow Ave

144 Bungalow AveSan Rafael, CA 94901
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Six Laurel Place
2 Bedroom Apartments

Six Laurel Place

6 Laurel PlSan Rafael, CA 94901
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1223 Grand Ave
Studio Apartments

1223 Grand Ave

1223 Grand AveSan Rafael, CA 94901
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280-282 Linden Ln
2 Bedroom Apartments

280-282 Linden Ln

280-282 Linden LnSan Rafael, CA 94901

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Montecito, San Rafael, CA Local Guide

Cheapest Available Montecito Apartments for Rent

 

The cheapest available apartment rental in the Montecito area of San Francisco, CA is a Studio unit found at Park Hill priced from $2,375. Rafael Town Center Apartments has the second lowest priced unit, which is a Studio apartment currently listed from $2,424. Here are the most affordable Montecito apartments for rent in San Francisco, CA:

Apartment ListingModel NameBed/BathPriced From
Park Hill1X1ARStudio,1BA$2,375
Rafael Town Center ApartmentsStudio AStudio,1BA$2,424
Lone Palm Court ApartmentsOne bedroom1BR,1BA$2,500
One55 LoftsOne Bedroom Loft1BR,1BA$2,512

Best Value Apartments for Rent in Montecito, CA

As of July 28, 2026 the best value apartment in the Montecito area is the $3.62 price per square foot 1441 Lincoln Ave Model at 1441 Lincoln Ave, Unit C in the in the Black Canyon neighborhood starting from $2,500. The second greatest value Montecito apartment is the One bedroom Model at Lone Palm Court Apartments starting at $2,500 with a $3.97 price per square foot in the East San Rafael neighborhood. Here is today’s list of the best values for Montecito apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
1441 Lincoln Ave, Unit C1441 Lincoln Ave1BR,1BA$3.62
Lone Palm Court ApartmentsOne bedroom1BR,1BA$3.97
Rafael Town Center ApartmentsStudio AStudio ,1BA$4.98
One55 LoftsOne Bedroom Loft1BR,1BA$5.29
Park Hill1X1ARStudio ,1BA$5.40

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Montecito, San Rafael, CA

Ranked #18

Among cities in California for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.0
Pet Friendly

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Frequently Asked Questions about Cheap Montecito Apartments

How much is rent for a Cheap One Bedroom Montecito Apartment?

The lowest price for a Cheap One Bedroom Montecito Apartment is $2,500 at Lone Palm Court Apartments.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Helpful Local Expert Guides

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Bay Living Like a Local: The Insider's Guide to Life and Renting in San Francisco, CA

Written by: Shannon Hilson

San Francisco is so much more than just postcard-perfect views of cable cars and the Golden Gate Bridge.

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Where to Live, Where to Work: Your Guide to Top Neighborhoods to Rent Near San Francisco's 5 Best Employers

Written by: Shannon Hilson

Deciding to move to San Francisco for work is a huge deal. San Fran is exciting and just weird enough to let you know you’re in for an amazing adventure, right from day one.

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Local Guide To the Best Student Friendly Neighborhoods to Rent Near Colleges in San Francisco

Written by: Shannon Hilson

Naturally, going away to college or university is super exciting in and of itself. It’s the prelude to the rest of your life, not to mention an unforgettable experience all its own.

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A San Francisco Local Expert’s Guide to the Top Budget-Friendly Bay Area Neighborhoods to Rent

Written by: Shannon Hilson

If you’re anything like me, the thought of San Francisco is synonymous with concepts like creativity, character, and quirky local style.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.