
Cheap Apartments for Rent in the Neary Lagoon Neighborhood of Santa Cruz, CA from $1,300 (23 Rentals)
Search the lowest-cost Apartments available for rent right now in the Neary Lagoon area of Santa Cruz.


235 Union St

St. George Apartments

201 River Street Apartments

Total Monthly Price
Cypress Point

1804 Mission St

Five55
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

1010 Pacific Apartments

Chestnut Street

228 Oregon St

307-309 Raymond St

Seaside Studios

Pacific View Courts

Ocean Street Apartments
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

116 Sycamore St

516 Center St

803 Laurel St

Lincoln Apartments

Clay Residences

317 Spruce St

108 Sycamore St
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

San Lorenzo Apartments

816 Riverside Ave
Neary Lagoon, Santa Cruz, CA Local Guide

How much does it cost to rent an apartment in Neary Lagoon?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Neary Lagoon Studio Apartments | $3,195 | $1,860 | $3,505 |
| Neary Lagoon 1 Bedroom Apartments | $3,555 | $2,479 | $4,278 |
| Neary Lagoon 2 Bedroom Apartments | $4,795 | $3,200 | $7,500 |
Browse Apartments in this Neighborhood
There are currently 23 rentals with your search options within a 1 mile radius of the Neary Lagoon Neighborhood of Santa Cruz, CA.
See all Apartments in Santa CruzExplore Santa Cruz
Neary Lagoon, Santa Cruz, CA Local Guide
- Nearby Santa Cruz neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
- School Districts
Cheapest Available Neary Lagoon Apartments for Rent
 The cheapest available apartment rental in the Neary Lagoon area of Santa Cruz, CA is a Studio unit found at The Palomar Inn priced from $1,860. St. George Apartments has the second lowest priced unit, which is a Studio apartment currently listed from $2,200. Here are the most affordable Neary Lagoon apartments for rent in Santa Cruz, CA:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| The Palomar Inn | Palomar Inn -SRO | Studio,1BA | $1,860 |
| St. George Apartments | Studio | Studio,1BA | $2,200 |
| Lincoln Apartments | 324 Lincoln Apartments | 1BR,1BA | $2,400 |
| Cypress Point | Residence 1 | Studio,1BA | $2,682 |
| 201 River Street Apartments | Featured One Bedroom | 1BR,1BA | $2,975 |
Best Value Apartments for Rent in Neary Lagoon, CA
As of July 08, 2026 the best value apartment in the Neary Lagoon area is the $5.57 price per square foot B4 Model at Oceanview in the in the Western neighborhood starting from $5,295. The second greatest value Neary Lagoon apartment is the Standard Loft Model at 1804 Mission St starting at $2,995 with a $3.63 price per square foot in the Escolona neighborhood. Here is today’s list of the best values for Neary Lagoon apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Oceanview | B4 | 2BR,2BA | $5.57 |
| 1804 Mission St | Standard Loft | 1BR,1.5BA | $3.63 |
| 150-152 Leibrandt Ave | 2-Bedroom | 2BR,1BA | $4.92 |
| Chestnut Street | Plan 1A | 1BR,1BA | $4.63 |
| Five55 | C1 | 1BR,1BA | $5.95 |
| 1010 Pacific Apartments | AT1 | 1BR,1BA | $5.52 |
| Anton Pacific | Studio-1E | Studio ,1BA | $5.77 |
| Lincoln Apartments | 324 Lincoln Apartments | 1BR,1BA | $5.00 |
| 201 River Street Apartments | Featured One Bedroom | 1BR,1BA | $6.48 |
| Cypress Point | Residence 1 | Studio ,1BA | $6.10 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Pet Friendly LifestyleNeary Lagoon, Santa Cruz, CA
Ranked #5
Among cities in California for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
4.0Pet Friendly
Best Local Schools in Neary Lagoon, Santa Cruz, CA
Bay View Elementary
School data provided by Great Schools
Lifestyle Ratings
ApartmentHomeLiving.com compiles millions of data points to bring you our detailed rental search system called 'Lifestyle ratings', composed of neighborhoods, cities, and rental properties across California, including Santa Cruz. Lifestyle Ratings show you the best fit for your needs and interests. This takes in many factors including rankings of the best places for proximity to parks, luxury amenities, transit availability, pet-friendly communities, features that make it easier to raise kids, and other valuable search options. Use Lifestyle Search in the site filter options on this page - and find your Perfect place!
Frequently Asked Questions about Cheap Neary Lagoon Apartments
What is a cheap apartment in Neary Lagoon?
A cheap apartment is any apartment up to the 30% percentile of cost for the area, which in Neary Lagoon is under $3,225.
What is the price of a cheap apartment in Neary Lagoon?
The cheapest apartment in Neary Lagoon is Lincoln Apartments which is listed at $2,400, while the average apartment in Neary Lagoon costs $4,395.
What types of apartments are the cheapest in Neary Lagoon?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 4 regular apartments in Neary Lagoon that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.