Cheap Apartments for Rent near Speculator, NY from $700 (43 Rentals)

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Search the lowest-cost Apartments available for rent right now in Speculator.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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6 School St
2 to 3 Bedroom Apartments

6 School St

6 School StLittle Falls, NY 13365
  • Utilities Included
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Harmony Village
1 to 3 Bedroom Apartments

Harmony Village

588 County Highway 142Johnstown, NY 12095
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464 Maple Ave
Studio to 1 Bedroom Apartments

464 Maple Ave

464 Maple AveSaratoga Springs, NY 12866
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Schermerhorn - Queensbury
1 to 2 Bedroom Apartments

Schermerhorn - Queensbury

44 Willowbrook RdQueensbury, NY 12804
Corporate Housing
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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20 Grove Ave
Studio to 2 Bedroom Apartments

20 Grove Ave

20 Grove AveGlens Falls, NY 12801
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80 Main St
1 to 2 Bedroom Apartments

80 Main St

80 Main StQueensbury, NY 12804
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Williamsburg Court
1 to 2 Bedroom Apartments

Williamsburg Court

150 Lincoln AveSaratoga Springs, NY 12866
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203 S William St
1 to 3 Bedroom Apartments

203 S William St

203 S William StJohnstown, NY 12095
Corporate Housing
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14 Bowman St
1 to 3 Bedroom Apartments

14 Bowman St

14 Bowman StSaratoga Springs, NY 12866
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Oakhaven Acres
2 Bedroom Apartments

Oakhaven Acres

175 Perry RdSaratoga Springs, NY 12866
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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18 Luzerne Rd
Studio to 2 Bedroom Apartments

18 Luzerne Rd

18 Luzerne RdQueensbury, NY 12804
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246 West Ave
1 to 2 Bedroom Apartments

246 West Ave

246 West AveSaratoga Springs, NY 12866
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Alexander House
1 to 2 Bedroom Apartments

Alexander House

72 Union AveSaratoga Springs, NY 12866
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Showing Results 1-43, Page 1 of 1

Speculator, NY Local Guide

Cheapest Available Speculator Apartments for Rent and Nearby

 

The cheapest available apartment rental in Speculator, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. Reserve at Saratoga Springs in the Saratoga Springs neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,004. Here is today’s list of the most affordable Speculator apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Holiday Efficiency ApartmentsStudio1BR,1BA$700
Reserve at Saratoga SpringsA11BR,1BA$1,004
The Landings at KingsburyB11BR,1BA$1,050
Whispering Pines1 Bedroom (Section B)1BR,1BA$1,230
Sherwood Terrace ApartmentsStudioStudio,1BA$1,283
South Glens FallsGarden Style2BR,1BA$1,345
District 4251BR/1.0BA1BR,1BA$1,375
Glen Street AssociatesWater Tower Villiage S. Glen Falls2BR,1BA$1,395
Olde Coach Manor1 Bedroom, 1 Bath 550 sq. ft.1BR,1BA$1,400
ECOFlats at Log CityWelcome to sustainable living... where your foo...1BR,1BA$1,435

Best Value Apartments for Rent in Speculator, NY and Nearby

As of August 04, 2026 the best value apartment in the Speculator area is the $1.84 price per square foot Two Bedroom/Two Bath W/ Attached Garage Model at Enclave 50 in the starting from $2,445. The second greatest value Speculator apartment is the 2BR/2.0BA Model at The Estates at Ballston Spa starting at $1,990 with a $1.51 price per square foot . Here is today’s list of the best values for Speculator apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Enclave 50Two Bedroom/Two Bath W/ Attached Garage2BR,2BA$1.84
The Estates at Ballston Spa2BR/2.0BA2BR,2BA$1.51
Glen Street AssociatesWater Tower Villiage S. Glen Falls2BR,1BA$1.27
The Landings at KingsburyA2BR,1BA$1.20
McGregor Village2 Beds/1 Bath + Balcony & W/D2BR,1BA$1.66
South Glens FallsTownhome Two Bedroom One Bath2BR,1BA$1.62
District 4251BR/1.0BA1BR,1BA$1.65
ECOFlats at Log CityWelcome to sustainable living... where your foo...1BR,1BA$1.89
Holiday Efficiency ApartmentsStudio1BR,1BA$0.93
Reserve at Saratoga SpringsA11BR,1BA$1.52

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle

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Among cities in New York for Apartment listings with Pet Friendly Amenities.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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See the most popular apartments and homes in Speculator, NY

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Frequently Asked Questions about Cheap Speculator Apartments

What is the Cheapest Studio apartment in Speculator?

Currently the most affordable Cheap Studio Apartment in Speculator is at Sherwood Terrace Apartments listed at $1,283.

How much is rent for a Cheap One Bedroom Speculator Apartment?

The lowest price for a Cheap One Bedroom Speculator Apartment is $700 at Holiday Efficiency Apartments.

What is the lowest price for a Cheap Two Bedroom Speculator Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Speculator is starting from $1,127 at Reserve at Saratoga Springs.

What is the most affordable Speculator Three Bedroom Apartment?

The best deal on a cheap Speculator Three Bedroom Apartment rental is at Reserve at Saratoga Springs and starts from $1,671.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.