
Cheap Apartments for Rent near Speculator, NY from $700 (35 Rentals)
Search the lowest-cost Apartments available for rent right now in Speculator.


Glove City Lofts

25 LaRose

Canfield Apartments, LLC

Robert Gardens North

The Landings at Kingsbury

Skidmore Apartments

Glen Street Associates
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Whispering Pines

Regency Park North

South Glens Falls

Total Monthly Price
The Residences at 628 Maple

Sherwood Terrace Apartments

Gaslight Apartments

ECOFlats at Log City

270 N Main St
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From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

20.5 Lexington Ave

401 Nichols St

6 School St

Reserve at Saratoga Springs

Schermerhorn - Hudson Falls Deer Run

2223 NY-5S

Harmony Village

104 W Fulton St
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

464 Maple Ave

Schermerhorn - Queensbury

20 Grove Ave

301 S Main St

80 Main St

1207 Schuyler St

Williamsburg Court

203 S William St
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

4 Nelson St

8 Geer Rd

14 Bowman St
Speculator, NY Local Guide

How much does it cost to rent an apartment in Speculator?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Speculator Studio Apartments | $1,927 | $1,081 | $2,556 |
| Speculator 1 Bedroom Apartments | $1,748 | $800 | $3,208 |
| Speculator 2 Bedroom Apartments | $2,195 | $1,029 | $4,699 |
| Speculator 3 Bedroom Apartments | $2,612 | $1,275 | $5,139 |
| Speculator 4 Bedroom Apartments | $2,603 | $2,550 | $2,656 |
Browse Top Apartments in Speculator
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Speculator, NY Local Guide
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Cheapest Available Speculator Apartments for Rent and Nearby
 The cheapest available apartment rental in Speculator, NY is a 1 Bed unit found at Holiday Efficiency Apartments in the Outer Utica neighborhood priced from $700. Reserve at Saratoga Springs in the Saratoga Springs neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $1,004. Here is today’s list of the most affordable Speculator apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Holiday Efficiency Apartments | Studio | 1BR, 1BA | $700 |
| Reserve at Saratoga Springs | A1 | 1BR, 1BA | $1,004 |
| The Landings at Kingsbury | B1 | 1BR, 1BA | $1,050 |
| Whispering Pines | 1 Bedroom (Section B) | 1BR, 1BA | $1,230 |
| South Glens Falls | Garden Style | 2BR, 1BA | $1,345 |
| ECOFlats at Log City | Welcome to sustainable living... where your foo... | 1BR, 1BA | $1,435 |
| Skidmore Apartments | 1 Bedroom | 1BR, 1BA | $1,560 |
| McGregor Village | 2 Beds/1 Bath + Balcony & W/D | 2BR, 1BA | $1,595 |
| Winner's circle | Alydar (A01) | 1BR, 1BA | $1,637 |
| Bridgewater Apartments | One Bedroom | 1BR, 1BA | $1,675 |
Best Value Apartments for Rent in Speculator, NY and Nearby
As of September 19, 2026 the best value apartment in the Speculator area is the $1.34 price per square foot 4 Bedroom Townhome Model at Springwood Meadows Townhome Apartments starting from $2,550. The second greatest value Speculator apartment is the Crossings Apartment: Corner Unit Model at The Ridgeview Townhomes & The Crossings starting at $2,000 with a $1.64 price per square foot. Here is today’s list of the best values for Speculator apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Springwood Meadows Townhome Apartments | 4 Bedroom Townhome | 4BR, 2.5BA | $1.34 |
| The Ridgeview Townhomes & The Crossings | Crossings Apartment: Corner Unit | 2BR, 2BA | $1.64 |
| The Landings at Kingsbury | A | 2BR, 1BA | $1.20 |
| McGregor Village | 2 Beds/1 Bath + Balcony & W/D | 2BR, 1BA | $1.66 |
| South Glens Falls | Townhome Two Bedroom One Bath | 2BR, 1BA | $1.62 |
| Bridgewater Apartments | One Bedroom | 1BR, 1BA | $2.02 |
| ECOFlats at Log City | Montgomery County's 1st Net Zero Apartment Comm... | 1BR, 1BA | $1.91 |
| Holiday Efficiency Apartments | Studio | 1BR, 1BA | $0.93 |
| Reserve at Saratoga Springs | A1 | 1BR, 1BA | $1.52 |
| Whispering Pines | 1 Bedroom (Section B) | 1BR, 1BA | $2.12 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleNavigating the Rental Market: Tips for First-Time Renters
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Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
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Remember the 3 Rules of Real Estate:Location, Location, Location!
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Frequently Asked Questions about Cheap Speculator Apartments
How much is rent for a Cheap One Bedroom Speculator Apartment?
The lowest price for a Cheap One Bedroom Speculator Apartment is $700 at Holiday Efficiency Apartments.
What is the lowest price for a Cheap Two Bedroom Speculator Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Speculator is starting from $1,099 at Reserve at Saratoga Springs.
What is the most affordable Speculator Three Bedroom Apartment?
The best deal on a cheap Speculator Three Bedroom Apartment rental is at Reserve at Saratoga Springs and starts from $1,671.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

How Commercial-to-Residential Property Conversions Help the Housing Crisis
Written by: Robin Stewart
Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!
Written by: Robin Stewart
Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.