Cheap Apartments for Rent in the Downtown Tracy Neighborhood of Tracy, CA from $1,245 (42 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Downtown Tracy area of Tracy.

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1640 Bessie Ave
Studio Apartments

1640 Bessie Ave

1640 Bessie AveTracy, CA 95376
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1469 Holly Dr
2 Bedroom Apartments

1469 Holly Dr

1469 Holly DrTracy, CA 95376
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1338 W 12th St
2 Bedroom Apartments

1338 W 12th St

1338 W 12th StTracy, CA 95376
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243 W Whittier
Studio Apartments

243 W Whittier

243 W WhittierTracy, CA 95376
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35 E 7th St
Studio to 2 Bedroom Apartments

35 E 7th St

35 E 7th StTracy, CA 95376

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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229 W Carlton Way
Studio to 2 Bedroom Apartments

229 W Carlton Way

229 W Carlton WayTracy, CA 95376
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42 W Lowell Ave
Studio Apartments

42 W Lowell Ave

42 W Lowell AveTracy, CA 95376
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Mountain View
2 to 4 Bedroom Apartments

Mountain View

377 W Mount Diablo AveTracy, CA 95376
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625 N D St
Studio to 2 Bedroom Apartments

625 N D St

625 N D StTracy, CA 95376
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18 W 8th St
Studio to 3 Bedroom Apartments

18 W 8th St

18 W 8th StTracy, CA 95376
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235 W Beverly Pl
2 to 3 Bedroom Apartments

235 W Beverly Pl

235 W Beverly PlTracy, CA 95376
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Forest Green
2 Bedroom Apartments

Forest Green

357-427 Acacia StTracy, CA 95376

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Tracy Palms
2 to 4 Bedroom Apartments

Tracy Palms

27 W 6th StTracy, CA 95376
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117 W 12th St
1 to 2 Bedroom Apartments

117 W 12th St

117 W 12th StTracy, CA 95376
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236 E 10th St
3 Bedroom Apartments

236 E 10th St

236 E 10th StTracy, CA 95376
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104 W Carlton Way
2 to 3 Bedroom Apartments

104 W Carlton Way

104 W Carlton WayTracy, CA 95376
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935 F St
2 Bedroom Apartments

935 F St

935 F StTracy, CA 95376

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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1414 W 12th St
2 Bedroom Apartments

1414 W 12th St

1414 W 12th StTracy, CA 95376
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415 Acacia St
2 Bedroom Apartments

415 Acacia St

415 Acacia StTracy, CA 95376
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1377 Holly Dr
Studio to 3 Bedroom Apartments

1377 Holly Dr

1377 Holly DrTracy, CA 95376
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337 W Eaton Ave
1 Bedroom Apartments

337 W Eaton Ave

337 W Eaton AveTracy, CA 95376
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145 E 12th St
2 Bedroom Apartments

145 E 12th St

145 E 12th StTracy, CA 95376

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Tracy Gardens
1 Bedroom Apartments

Tracy Gardens

662 East StTracy, CA 95376
Senior Living
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Tracy Homes
Studio Apartments

Tracy Homes

311 West StTracy, CA 95376
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Westwind
2 Bedroom Apartments

Westwind

1430 W 12th StTracy, CA 95376

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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1629 N Holly Dr
1 to 2 Bedroom Apartments

1629 N Holly Dr

1629 N Holly DrTracy, CA 95376

Downtown Tracy, Tracy, CA Local Guide

Cheapest Available Downtown Tracy Apartments for Rent

 
Apartment ListingModel NameBed/BathPriced From
Tuscana TownhomesCortona2BR,1BA$2,400

Best Value Apartments for Rent in Downtown Tracy, CA

As of August 24, 2026 the best value apartment in the Downtown Tracy area is the $2.75 price per square foot Cortona Model at Tuscana Townhomes in the in the Tracy neighborhood starting from $2,400. The second greatest value Downtown Tracy apartment is the 1514 Lincoln Blvd Model at 1514 Lincoln Blvd starting at $1,695 with a $2.78 price per square foot in the Tracy neighborhood. Here is today’s list of the best values for Downtown Tracy apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Tuscana TownhomesCortona2BR,1BA$2.75
1514 Lincoln Blvd1514 Lincoln Blvd1BR,1BA$2.78

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Frequently Asked Questions about Cheap Downtown Tracy Apartments

What is the lowest price for a Cheap Two Bedroom Downtown Tracy Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Downtown Tracy is starting from $2,400 at Tuscana Townhomes.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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A Local Expert's Guide to the Top Affordable Neighborhoods in Stockton

Written by: Shannon Hilson

California is notorious for its high cost of living, but there are definitely hidden gems here that actually let you exhale between rent payments.

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.