Apartments for Rent in Watervliet, NY Under $1,200 (36 Rentals)

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property at 640 3rd Ave

$935 - $1,150

Studio To 2 Bedroom Rentals

Available Now

640 3rd Ave

WatervlietNY12189

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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343 Congress St, Unit B
$900
Total Monthly Price

Total Monthly Price

Base Rent
$900

Total Monthly Price
$900
1 Bedroom Apartment Available Aug 1

343 Congress St, Unit B

343 Congress StTroy, NY 12180
Furnished
  • Smoke Free

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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74 13th St, Unit 1
$500
Total Monthly Price

Total Monthly Price

Base Rent
$500

Total Monthly Price
$500
1 Bedroom Apartment Available Aug 1

74 13th St, Unit 1

74 13th StTroy, NY 12180
Furnished
  • Smoke Free
property at 516 4th St

$1,200

1 Bedroom, 1 Bath Home for Rent

Available Now

516 4th St

TroyNY12180
property at 130 5th Ave

$1,200 - $1,300

2 Bedroom Rentals

Available Now

130 5th Ave

TroyNY12180

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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213-215 4th St
2 Bedroom Apartments

213-215 4th St

213-215 4th StTroy, NY 12180
  • Utilities Included
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Hudson Pointe
Studio to 2 Bedroom Apartments

Hudson Pointe

2 Stanton StTroy, NY 12180
Corporate Housing
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O'Neil Apartments
1 Bedroom Apartments

O'Neil Apartments

2121 6th AveTroy, NY 12180
Senior Living
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Hudson Arthaus
1 to 3 Bedroom Apartments

Hudson Arthaus

621-623 River StTroy, NY 12180
  • Utilities Included
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444 River Lofts
Studio to 3 Bedroom Apartments

444 River Lofts

444 River StTroy, NY 12180
Student Housing
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The Chapel Troy
2 to 4 Bedroom Apartments

The Chapel Troy

144 9th StTroy, NY 12180
Student Housing
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The Highlands
2 to 3 Bedroom Apartments

The Highlands

1605 Highland AveTroy, NY 12180
Student Housing

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Watervliet, NY Local Guide

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Watervliet, NY Area Reviews

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Arthur4+ years in Watervliet

February 3, 2026

i graduated from watervliet hih schpool in 1963 served 3 year in usarmy returned to watervliet lived at my parents with them ansd sister lived there

Frequently Asked Questions about Watervliet

How much are Studio apartments in Watervliet?

There are currently 94 Studio Apartments in Watervliet with rent ranges from $935 to $1,890 with an average price of $1,449.

What is the current price range for One Bedroom Watervliet Apartments for rent?

Today's rental pricing for One Bedroom Apartments in Watervliet ranges from $500 to $2,225 with an average monthly rent of $1,575.

What does renting a Two Bedroom Apartment in Watervliet cost?

The monthly rent prices of Two Bedroom Apartments currently available in Watervliet range from $1,090 to $3,880. Today's average rental price for Two Bedrooms here is $1,980.

How expensive are Watervliet Three Bedroom Apartments?

There are currently 72 Three Bedroom Apartments listings available in Watervliet on ApartmentHomeLiving.com. The pricing ranges from $999 to $2,799 - averaging $1,559 for the location.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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The Best Neighborhoods for Renters While Attending College in Albany

Written by: Patrick Ryan

Albany, the Capital city of New York state, is revered for its unique architecture and storied history.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.