Cheap Apartments for Rent in Bay City, MI from $640 (38 Rentals)

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Search the lowest-cost Apartments available for rent right now in Bay City.

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104 N Walnut St
$900

Total Monthly Price

Base Rent$900

Total Monthly Price$900
1 Bedroom Apartment Available Now

104 N Walnut St

104 N Walnut StBay City, MI 48706
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Raven Lane Apartments
Studio to 1 Bedroom Apartments

Raven Lane Apartments

4495 Raven LnBay City, MI 48706
  • Utilities Included
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704 N Grant St
Studio to 2 Bedroom Apartments

704 N Grant St

704 N Grant StBay City, MI 48708
  • Utilities Included

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Riverwalk Meadows
1 to 2 Bedroom Apartments

Riverwalk Meadows

505 GermaniaBay City, MI 48706
Senior Living
  • Utilities Included
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Alderwood Estates
1 to 3 Bedroom Apartments

Alderwood Estates

4015 Cambria DrBay City, MI 48706
  • Utilities Included
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Webb Drive Apartments
1 to 2 Bedroom Apartments

Webb Drive Apartments

715-717 Webb DrBay City, MI 48706
  • Utilities Included
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4640 Fox Pointe Dr
1 to 2 Bedroom Apartments

4640 Fox Pointe Dr

4640 Fox Pointe DrBay City, MI 48706
Senior Living
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

property at 2705 McCarty Rd
$688

Total Monthly Price

Base Rent$688

Total Monthly Price$688
4 Bedroom, 3 Bath Home for Rent
Available Now
Furnished

2705 McCarty Rd

SaginawMI48603
property at 621 n mill st
$900

Total Monthly Price

Base Rent$900

Total Monthly Price$900
2 Bedroom, 1 Bath Townhome for Rent
Available Now

621 n mill st, Unit 619 1/2

621 n mill st
ClioMI48420
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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

property at 320 N Cedar St
$800 - $850
1 To 2 Bedroom Rentals
Available Now

320 N Cedar St

SanfordMI48657
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East Bay Village
1 to 3 Bedroom Apartments

East Bay Village

1877 W Eastbay PkyEssexville, MI 48732

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Bay City, MI Local Guide

Cheapest Neighborhoods for Apartments in Bay City, MI

Pricing Updated: 09/22/2026

Current apartment rentals in the Bay City, MI area range in price from $699 to $1,675 with an overall median price of $995. Here is today’s list neighborhoods with the lowest median pricing for Bay City Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Downtown Bay City$991$69912
Uptown Bay City$999$69911

Cheapest Available Bay City Apartments for Rent and Nearby

 

The cheapest available apartment rental in Bay City, MI is a 1 Bed unit found at Pineview Apartments (55 and older community) priced from $640. Pine Grove Apartments in the Downtown Bay City neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $700. Here is today’s list of the most affordable Bay City apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Pineview Apartments (55 and older community)1 bedroom standard1BR, 1BA$640
Pine Grove Apartments1 Bd1BR, 1BA$700
Bay Valley Harbor ApartmentsStudio BedsitterStudio, 1BA$735
Lux off WashingtonLuxury Studio ApartmentStudio, 1BA$799
55+ Country Meadows1 Bedroom 1 Bathroom1BR, 1BA$875
Huntington Place ApartmentsTwo Bedroom Legacy2BR, 1BA$1,065

Best Value Apartments for Rent in Bay City, MI and Nearby

As of September 22, 2026 the best value apartment in the Bay City area is the $1.07 price per square foot 315 W Thomas St Model at 315 W Thomas St, Unit 1 in the Downtown Bay City neighborhood starting from $750. The second greatest value Bay City apartment is the 1 Bedroom 1 Bathroom Model at 55+ Country Meadows in the Downtown Bay City neighborhood starting at $875 with a $1.25 price per square foot. Here is today’s list of the best values for Bay City apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
315 W Thomas St, Unit 1315 W Thomas St2BR, 1BA$1.07
55+ Country Meadows1 Bedroom 1 Bathroom1BR, 1BA$1.25
Huntington Place ApartmentsTwo Bedroom Legacy2BR, 1BA$1.52
Pine Grove Apartments1 Bd1BR, 1BA$1.04
Pineview Apartments (55 and older community)1 bedroom standard1BR, 1BA$1.18
104 N Walnut St104 N Walnut St1BR, 1BA$1.80
Bay Valley Harbor ApartmentsStudio BedsitterStudio, 1BA$1.79
Lux off WashingtonFurnished Luxury Studio Apartment - Short Term ...Studio, 1BA$4.54

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Bay City Apartments

What is the Cheapest Studio apartment in Bay City?

Currently the most affordable Cheap Studio Apartment in Bay City is at Bay Valley Harbor Apartments listed at $735.

How much is rent for a Cheap One Bedroom Bay City Apartment?

The lowest price for a Cheap One Bedroom Bay City Apartment is $640 at Pineview Apartments (55 and older community).

What is the lowest price for a Cheap Two Bedroom Bay City Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Bay City is starting from $712 at Pineview Apartments (55 and older community).

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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How Commercial-to-Residential Property Conversions Help the Housing Crisis

Written by: Robin Stewart

Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

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Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!

Written by: Robin Stewart

Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.