
Cheap Apartments for Rent in Bay City, MI from $640 (38 Rentals)
Search the lowest-cost Apartments available for rent right now in Bay City.


Pine Grove Apartments

Bay Valley Harbor Apartments

Total Monthly Price
315 W Thomas St, Unit 1

Total Monthly Price
1607 6th St, Unit 1607 6th St Upper Unit

55+ Country Meadows

Total Monthly Price
104 N Walnut St

Raven Lane Apartments

704 N Grant St
Rent According to Income: A Look at Income-Restricted Rentals
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Riverwalk Meadows

Shirwinjo Apartments

Sheridan Arms Apartments

Garfield Manor - Senior Apartments

Alderwood Estates

Webb Drive Apartments

4640 Fox Pointe Dr

Orchard Manor Apartments

3278 Brentwood Dr
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From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Brentwood Estates

1316 S Michigan Ave

Pineview Apartments (55 and older community)

2705 McCarty Rd

1209 Gratiot Ave

Huntington Place Apartments

207 S Mill St Apt 2, Unit Apt 2

621 n mill st, Unit 619 1/2

1404 Rumbaugh Ln
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

3061 Raywood St

721 N Hamilton St

1161 Forest Hill Ave

320 N Cedar St

Village Square Apartments

10749 E Pickard Rd

East Bay Village

Eagle Ridge Villas

2409 Stobbe St
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Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

905 Cottage Grove Ave

2126 Monteith St
Bay City, MI Local Guide

How much does it cost to rent an apartment in Bay City?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Bay City Studio Apartments | $844 | $699 | $1,066 |
| Bay City 1 Bedroom Apartments | $876 | $640 | $1,070 |
| Bay City 2 Bedroom Apartments | $1,084 | $712 | $1,675 |
| Bay City 3 Bedroom Apartments | $1,012 | $975 | $1,050 |
Browse Top Apartments in Bay City
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Bay City, MI Local Guide
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Cheapest Neighborhoods for Apartments in Bay City, MI
Pricing Updated: 09/22/2026Current apartment rentals in the Bay City, MI area range in price from $699 to $1,675 with an overall median price of $995. Here is today’s list neighborhoods with the lowest median pricing for Bay City Apartments for rent:
| Neighborhood | Median Price | Min Price | Available Units |
|---|---|---|---|
| Downtown Bay City | $991 | $699 | 12 |
| Uptown Bay City | $999 | $699 | 11 |
Cheapest Available Bay City Apartments for Rent and Nearby
 The cheapest available apartment rental in Bay City, MI is a 1 Bed unit found at Pineview Apartments (55 and older community) priced from $640. Pine Grove Apartments in the Downtown Bay City neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $700. Here is today’s list of the most affordable Bay City apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Pineview Apartments (55 and older community) | 1 bedroom standard | 1BR, 1BA | $640 |
| Pine Grove Apartments | 1 Bd | 1BR, 1BA | $700 |
| Bay Valley Harbor Apartments | Studio Bedsitter | Studio, 1BA | $735 |
| Lux off Washington | Luxury Studio Apartment | Studio, 1BA | $799 |
| 55+ Country Meadows | 1 Bedroom 1 Bathroom | 1BR, 1BA | $875 |
| Huntington Place Apartments | Two Bedroom Legacy | 2BR, 1BA | $1,065 |
Best Value Apartments for Rent in Bay City, MI and Nearby
As of September 22, 2026 the best value apartment in the Bay City area is the $1.07 price per square foot 315 W Thomas St Model at 315 W Thomas St, Unit 1 in the Downtown Bay City neighborhood starting from $750. The second greatest value Bay City apartment is the 1 Bedroom 1 Bathroom Model at 55+ Country Meadows in the Downtown Bay City neighborhood starting at $875 with a $1.25 price per square foot. Here is today’s list of the best values for Bay City apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 315 W Thomas St, Unit 1 | 315 W Thomas St | 2BR, 1BA | $1.07 |
| 55+ Country Meadows | 1 Bedroom 1 Bathroom | 1BR, 1BA | $1.25 |
| Huntington Place Apartments | Two Bedroom Legacy | 2BR, 1BA | $1.52 |
| Pine Grove Apartments | 1 Bd | 1BR, 1BA | $1.04 |
| Pineview Apartments (55 and older community) | 1 bedroom standard | 1BR, 1BA | $1.18 |
| 104 N Walnut St | 104 N Walnut St | 1BR, 1BA | $1.80 |
| Bay Valley Harbor Apartments | Studio Bedsitter | Studio, 1BA | $1.79 |
| Lux off Washington | Furnished Luxury Studio Apartment - Short Term ... | Studio, 1BA | $4.54 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleNavigating the Rental Market: Tips for First-Time Renters
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Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Best Local Schools in Bay City, MI
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Bay City, MI Rentals by Map
See the most popular apartments and homes in Bay City, MI
Frequently Asked Questions about Cheap Bay City Apartments
What is the Cheapest Studio apartment in Bay City?
Currently the most affordable Cheap Studio Apartment in Bay City is at Bay Valley Harbor Apartments listed at $735.
How much is rent for a Cheap One Bedroom Bay City Apartment?
The lowest price for a Cheap One Bedroom Bay City Apartment is $640 at Pineview Apartments (55 and older community).
What is the lowest price for a Cheap Two Bedroom Bay City Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Bay City is starting from $712 at Pineview Apartments (55 and older community).
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

How Commercial-to-Residential Property Conversions Help the Housing Crisis
Written by: Robin Stewart
Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!
Written by: Robin Stewart
Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.