Cheap Apartments for Rent in the Midtown Champaign Neighborhood of Champaign, IL from $300 (66 Rentals)

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Search the lowest-cost Apartments available for rent right now in the Midtown Champaign area of Champaign.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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706 S Locust St
Studio to 2 Bedroom Apartments

706 S Locust St

706 S Locust StChampaign, IL 61820
Student Housing
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408 E Springfield
1 to 4 Bedroom Apartments

408 E Springfield

408 E Springfield AveChampaign, IL 61820
Student Housing
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The Gardens at 304 E Clark
2 to 4 Bedroom Apartments

The Gardens at 304 E Clark

304 E Clark StChampaign, IL 61820
Student Housing
  • Utilities Included
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207 E Healey St
1 Bedroom Apartments

207 E Healey St

207-209 E Healey StChampaign, IL 61820
  • Utilities Included
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312 E White St
Studio to 3 Bedroom Apartments

312 E White St

312 E White StChampaign, IL 61820
Student Housing
  • Utilities Included
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Bankier Apartments
Studio to 2 Bedroom Apartments

Bankier Apartments

805 S 4th StChampaign, IL 61820
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108 S 4th St
Studio to 2 Bedroom Apartments

108 S 4th St

108 S 4th StChampaign, IL 61820
Student Housing
  • Utilities Included
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105 E John St
1 to 2 Bedroom Apartments

105 E John St

105 E John StChampaign, IL 61820
Student Housing
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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408 E Stoughton St
Studio to 2 Bedroom Apartments

408 E Stoughton St

408 E Stoughton StChampaign, IL 61820
  • Utilities Included
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402 S 5th St
3 Bedroom Apartments

402 S 5th St

402 S 5th StChampaign, IL 61820
Student Housing
  • Utilities Included
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106 S 4th St
1 to 2 Bedroom Apartments

106 S 4th St

106 S 4th StChampaign, IL 61820
Student Housing
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58 E Healey
1 Bedroom Apartments

58 E Healey

56-58 E Healey StChampaign, IL 61820
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205 E Healey St
1 Bedroom Apartments

205 E Healey St

205 E Healey StChampaign, IL 61820
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508 S First St
1 to 3 Bedroom Apartments

508 S First St

508 S 1st StChampaign, IL 61820
Student Housing

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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209 E University Ave
Studio to 4 Bedroom Apartments

209 E University Ave

209 E University AveChampaign, IL 61820
Student Housing
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105 S Fourth
1 Bedroom Apartments

105 S Fourth

105 S 4th StChampaign, IL 61820
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204 E Clark
Studio to 3 Bedroom Apartments

204 E Clark

204 E Clark StChampaign, IL 61820
Student Housing
  • Utilities Included
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303 E White
1 Bedroom Apartments

303 E White

303 E White StChampaign, IL 61820
Student Housing
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212 E White St
1 to 2 Bedroom Apartments

212 E White St

212 E White StChampaign, IL 61820
Student Housing
  • Utilities Included
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301 E Clark St
1 to 2 Bedroom Apartments

301 E Clark St

301 E Clark StChampaign, IL 61820
Student Housing
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505 S Fourth Street
1 to 2 Bedroom Apartments

505 S Fourth Street

505 S 4th StChampaign, IL 61820
Student Housing
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209 E Clark
2 Bedroom Apartments

209 E Clark

209 E Clark StChampaign, IL 61820
Student Housing

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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302 E Clark St
1 to 2 Bedroom Apartments

302 E Clark St

302 E Clark StChampaign, IL 61820
  • Utilities Included
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107 E Healey
Studio to 1 Bedroom Apartments

107 E Healey

107 E Healey StChampaign, IL 61820
Student Housing
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41 E University Ave
1 to 2 Bedroom Apartments

41 E University Ave

41 E University AveChampaign, IL 61820
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305 E White
1 to 3 Bedroom Apartments

305 E White

305 E White StChampaign, IL 61820
Student Housing
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112 E John St
Studio to 4 Bedroom Apartments

112 E John St

112 E John StChampaign, IL 61820
Student Housing
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405 E Stoughton St
Studio to 3 Bedroom Apartments

405 E Stoughton St

405 E Stoughton StChampaign, IL 61820
Student Housing
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404 E Clark St
1 Bedroom Apartments

404 E Clark St

404 E Clark StChampaign, IL 61820
Student Housing
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507 S Fourth
1 to 4 Bedroom Apartments

507 S Fourth

507 S 4th StChampaign, IL 61820
Student Housing
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208 East Clark Street
1 to 3 Bedroom Apartments

208 East Clark Street

208 E Clark StChampaign, IL 61820
Student Housing
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124 N Neil St
1 to 2 Bedroom Apartments

124 N Neil St

124 N Neil StChampaign, IL 61820
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Midtown Champaign, Champaign, IL Local Guide

Cheapest Available Midtown Champaign Apartments for Rent

 

The cheapest available apartment rental in the Midtown Champaign area of Champaign, IL is a 4 Beds unit found at 305JOH priced from $590. 58 E Healey has the second lowest priced unit, which is a 1 Bed apartment currently listed from $825. Here are the most affordable Midtown Champaign apartments for rent in Champaign, IL:

Apartment ListingModel NameBed/BathPriced From
305JOHSpacious 4 Bed/3 Bath Apartment on the corner o...4BR,3BA$590
58 E Healey58 E Healey - 2031BR,1BA$825
Rally - Free Parking Included1BR / 1BA1BR,1BA$925
309 E Springfield Ave (New Construction)309 E Springfield Ave (ICON) - 616 -...4BR,4BA$950
110 E John St.1 Bedroom1BR,1BA$995
209 E University Ave209 E University Ave - 406Studio,1BA$1,075
303 E White303 E White - 61BR,1BA$1,150
55 East Healey Street55 E Healey St - 304-...2BR,1BA$1,225
505 S Fourth Street505 S Fourth Street - 2081BR,1BA$1,225
209 E Clark209 E Clark - 3 - A2BR,1BA$1,295

Best Value Apartments for Rent in Midtown Champaign, IL

As of July 22, 2026 the best value apartment in the Midtown Champaign area is the $0.46 price per square foot 4 Bedroom Apartment @ First & John: Available N... Model at 59JOH in the in the Downtown Champaign neighborhood starting from $485. The second greatest value Midtown Champaign apartment is the Shared Apartment Individual Lease Model at Pfeffer Apartments - NOW LEASING AUGUST 2026 starting at $575 with a $0.58 price per square foot in the Downtown Champaign neighborhood. Here is today’s list of the best values for Midtown Champaign apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
59JOH4 Bedroom Apartment @ First & John: Available N...4BR,3BA$0.46
Pfeffer Apartments - NOW LEASING AUGUST 2026Shared Apartment Individual Lease1BR,1BA$0.58
202 E. Green St by Bankier Apartments4BR/3BA4BR,3BA$0.82
211 E Clark211 E Clark - 204BR,1BA$1.84
520 NeilThe Bloomberg2BR,2BA$1.97
Seven072BR/2BA - Type 32BR,2BA$1.82
112 E. Green St by Bankier Apartments2 Bed 1 Bath - X Large - (NS) 112 E Green St. (...2BR,1BA$1.25
55 East Healey Street55 E Healey St - 304-...2BR,1BA$1.94
Rally - Free Parking Included1BR / 1BA1BR,1BA$1.58
110 E John St.1 Bedroom1BR,1BA$1.81

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Midtown Champaign, Champaign, IL

Ranked #2

Among cities in Illinois for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

3.0
Pet Friendly

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Frequently Asked Questions about Cheap Midtown Champaign Apartments

What is the price of a cheap apartment in Midtown Champaign?

The cheapest apartment in Midtown Champaign is 58 E Healey which is listed at $825, while the average apartment in Midtown Champaign costs $1,599.

What types of apartments are the cheapest in Midtown Champaign?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 12 regular apartments in Midtown Champaign that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Rent According to Income: A Look at Income-Restricted Rentals   article

Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.