4 Bedroom Apartments for Rent in Panama City, FL (21 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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3615 State Ave
4 Bedroom Apartments

3615 State Ave

3615 State AvePanama City, FL 32405
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Hilltop Pointe
4 Bedroom Apartments

Hilltop Pointe

4514 Hilltop LnPanama City, FL 32405
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Panama Commons
4 Bedroom Apartments

Panama Commons

1001 Sherman AvePanama City, FL 32401
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Tyndall AFB Homes
4 Bedroom Apartments

Tyndall AFB Homes

4700 Sentry LnPanama City, FL 32403
Military
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Foxwood
4 Bedroom Apartments

Foxwood

1701 Hamilton AvePanama City, FL 32405

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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NSA Panama City Homes
4 Bedroom Apartments

NSA Panama City Homes

113 Pelican LnPanama City, FL 32407
Military
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Edgewood Apartments
4 Bedroom Apartments

Edgewood Apartments

3325 W 23rd StPanama City, FL 32405
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Heritage Apartments
4 Bedroom Apartments

Heritage Apartments

2175 Frankford AvePanama City Beach, FL 32405

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Panama City, FL Local Guide

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Written By:
Justin Habersaat
Editing Staff

Panama City 4 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: January 24, 2026

There are currently 1 available 4 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $1,735 to $3,200. Heres is today's list of the top neighborhoods in Panama City with the most available 4 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay1$2,467$1,735

Largest Available Panama City 4 Bedroom Apartments

The largest available 4 Bedroom apartment unit in Panama City, FL is found at Sunset Village and is 2,031 square feet priced from $2,250. Foxwood in the Downtown Panama City neighborhood has the second largest 4 Bedroom, which is sized at 1,250 square feet and currently listed start at $2,049. Here is today’s list of the largest available 4 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Sunset VillageRyder2,031 Sq Ft$2,250
FoxwoodMelrose1,250 Sq Ft$2,049
Cedar Trace Apartments4 bedroom1,200 Sq Ft$1,350
Palm Court Apartments4x1.51,195 Sq Ft$1,095

Cheapest Available Panama City 4 Bedroom Apartments

As of January 24, 2026 the lowest priced 4 Bedroom apartment unit in Panama City, FL is the 4x1.5 Model starting from $1,095 at Palm Court Apartments . The second most affordable Panama City 4 Bedroom is the 4 bedroom Model at Cedar Trace Apartments starting at $1,350 . The average price for all 4 Bedroom apartments in Panama City is currently $1,956. Here is today’s list of the cheapest available 4 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Palm Court Apartments4x1.5$1,095
Cedar Trace Apartments4 bedroom$1,350
FoxwoodMelrose$2,049
Sunset VillageRyder$2,250

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about Panama City

    How much are Studio apartments in Panama City?

    There are currently 88 Studio Apartments in Panama City with rent ranges from $775 to $1,325 with an average price of $945.

    What is the current price range for One Bedroom Panama City Apartments for rent?

    Today's rental pricing for One Bedroom Apartments in Panama City ranges from $799 to $4,980 with an average monthly rent of $1,306.

    What does renting a Two Bedroom Apartment in Panama City cost?

    The monthly rent prices of Two Bedroom Apartments currently available in Panama City range from $950 to $4,911. Today's average rental price for Two Bedrooms here is $1,495.

    How expensive are Panama City Three Bedroom Apartments?

    There are currently 71 Three Bedroom Apartments listings available in Panama City on ApartmentHomeLiving.com. The pricing ranges from $1,139 to $2,500 - averaging $1,803 for the location.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

    decorative image for Renting with Roommates: Realistic Expectations for Shared Lease article

    Renting with Roommates: Realistic Expectations for Shared Lease

    Written by: Christine Leonard, Esq.

    Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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    18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

    Written by: Lauren Harrington

    Renting your next home can feel thrilling and overwhelming at the same time.

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    A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

    Written by: Bob Mallory

    Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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    Apartment Common Area Rules: What Renters Need to Know

    Written by: Christine Leonard, Esq.

    Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.