3 Bedroom Apartments for Rent in Panama City, FL (70 Rentals)

How Many Bedrooms?Done
Select your price rangeDone
to
Note: Properties with the Total Monthly Price badge include all required fees. Hover over the badge for details.
Lifestyle Matching SearchDone
Learn more about Lifestyle Search
By AmenitiesDone
By Community TypeDone
Features and AvailabilityDone
Done
close
View Me
The Lory of Panama City
Rent Specials
$1,800 - $1,850
Total Monthly Price

Total Monthly Price

Base Rent
$1,125 - $1,775
Required Monthly Fees
$75
Total Monthly Price
$1,200 - $1,850
3 Bedroom Apartments Available Now

The Lory of Panama City

2121 Harrison AvePanama City, FL 32405
Corporate Housing
  • Verified
  • Customer Reviewed
  • 3D Tour

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Read Article
close
View Me
Sunset Village
Rent Specials
$2,255 - $2,305
Total Monthly Price

Total Monthly Price

Base Rent
$2,200 - $2,823
Total Monthly Price
$2,200 - $2,823
3 Bedroom Apartments Available Now

Sunset Village

5284 Emma Grace DrPanama City, FL 32404
Pet Friendly
  • Verified
  • Customer Reviewed
  • 3D Tour

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

Read Article

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Read Article
close
View Me
Landmark Condominiums
3 Bedroom Apartments

Landmark Condominiums

2100 W Beach DrPanama City, FL 32401
Furnished
  • Utilities Included
close
View Me
Harbour Village
3 Bedroom Apartments

Harbour Village

3001 W 10th StPanama City, FL 32401
close
View Me
814 Oak Ave
3 Bedroom Apartments

814 Oak Ave

814 Oak AvePanama City, FL 32401
close
View Me
Baldwin Rowe
3 Bedroom Apartments

Baldwin Rowe

1300 Baldwin Rowe CirPanama City, FL 32405
  • Utilities Included
close
View Me
1111 Fortune Ave
3 Bedroom Apartments

1111 Fortune Ave

1111 Fortune AvePanama City, FL 32401
close
View Me
Hilltop Pointe
3 Bedroom Apartments

Hilltop Pointe

4514 Hilltop LnPanama City, FL 32405
close
View Me
Fletcher Black
3 Bedroom Apartments

Fletcher Black

875 W 11th StPanama City, FL 32401
close
View Me
260 Ryder Ln
3 Bedroom Apartments

260 Ryder Ln

260 Ryder LnPanama City, FL 32404

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Read Article
close
View Me
2823 Susan Ave
3 Bedroom Apartments

2823 Susan Ave

2823 Susan AvePanama City, FL 32408
close
View Me
1006 McKenzie Ave
3 Bedroom Apartments

1006 McKenzie Ave

1006 McKenzie AvePanama City, FL 32401
close
View Me
Panama Commons
3 Bedroom Apartments

Panama Commons

1001 Sherman AvePanama City, FL 32401
close
View Me
The Arbors @ 15th
3 Bedroom Apartments

The Arbors @ 15th

265 W 15th StPanama City, FL 32401
  • Utilities Included
close
View Me
Tyndall AFB Homes
3 Bedroom Apartments

Tyndall AFB Homes

4700 Sentry LnPanama City, FL 32403
Military
close
View Me
Foxwood
3 Bedroom Apartments

Foxwood

1701 Hamilton AvePanama City, FL 32405
close
View Me
Sand Dunes Apartments
3 Bedroom Apartments

Sand Dunes Apartments

8011 Front Beach RdPanama City, FL 32407
  • Utilities Included
close
View Me
Edgewood Apartments
3 Bedroom Apartments

Edgewood Apartments

3325 W 23rd StPanama City, FL 32405
  • Utilities Included
Showing Results 1-50, Page 1 of 2

Panama City, FL Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Panama City 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: January 30, 2026

There are currently 57 available 3 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $1,139 to $2,627. Heres is today's list of the top neighborhoods in Panama City with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay36$1,850$1,315
Pretty Bayou13$1,620$1,378
Downtown Panama City7$1,875$1,139
St Andrews1$1,378$1,378

Largest Available Panama City 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,671 square feet priced from $1,960. Sunset Village has the second largest 3 Bedroom, which is sized at 1,641 square feet and currently listed start at $2,255. Here is today’s list of the largest available 3 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Trace Apartment HomesRiver Birch1,671 Sq Ft$1,960
Sunset VillageAria1,641 Sq Ft$2,255
The EnclaveBelted Kingfisher1,613 Sq Ft$1,995
Arbor Crossing at Mill BayouThe Pond Cypress Upper1,610 Sq Ft$2,110
Parkview at Lynn HavenPalm A1,515 Sq Ft$1,900
Sovereign at North BayThree Bedrooms1,128 Sq FtCall for Rates

Cheapest Available Panama City 3 Bedroom Apartments

As of January 30, 2026 the lowest priced 3 Bedroom apartment unit in Panama City, FL is the 3 bedrooms Model starting from $1,200 at Cedar Trace Apartments . The second most affordable Panama City 3 Bedroom is the 3 Beds, 2 baths Model at Pinnacle at Hammock Place starting at $1,319 in the SweetBay neighborhood. The average price for all 3 Bedroom apartments in Panama City is currently $1,798. Here is today’s list of the cheapest available 3 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Cedar Trace Apartments3 bedrooms$1,200
Pinnacle at Hammock Place3 Beds, 2 baths$1,319
Andrews Place Apartments3 Bed 2 Bath$1,378
Aztec VillaThree Bedroom$1,505
Turtle LakeThe Bayview$1,545
10X Panama City BeachC1$1,557
The Place at Grand LagoonC1$1,631
Ava Kay TownhomesTOWNHOME 1$1,690
The EnclaveGreat Blue Heron$1,700

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

Read Article
Decorative image

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

Read Article
Decorative image

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Read Article
Decorative image

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

decorative image of people with a giant lease agreement

Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Best Local Schools in
Panama City, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

Decorative image of map

See the most popular apartments and homes in Panama City, FL

View Map
Panama City, FL Apartments Map
View Map
Panama City, FL Rental Homes Map

Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 3 Bedroom Panama City Apartments

    What is the Cheapest apartment in Panama City with 3 Bedroom?

    Currently the most affordable 3 Bedroom in Panama City is at Cedar Trace Apartments listed at $1,200.

    How much is the average rent for a 3 Bedroom Panama City Apartment?

    The average rent for a 3 Bedroom Apartment in Panama City is $1,798.

    What is the largest available 3 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,671 square feet unit starting from $1,960 at Arbor Trace Apartment Homes.

    What is the average size for Panama City 3 Bedroom Apartments for rent?

    The average size for a 3 Bedroom rental in Panama City is currently 1,447 sq ft.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

    decorative image for Renting with Roommates: Realistic Expectations for Shared Lease article

    Renting with Roommates: Realistic Expectations for Shared Lease

    Written by: Christine Leonard, Esq.

    Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

    decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

    18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

    Written by: Lauren Harrington

    Renting your next home can feel thrilling and overwhelming at the same time.

    decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

    A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

    Written by: Bob Mallory

    Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

    decorative image for Apartment Common Area Rules: What Renters Need to Know article

    Apartment Common Area Rules: What Renters Need to Know

    Written by: Christine Leonard, Esq.

    Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.