3 Bedroom Apartments for Rent in Panama City, FL (218 Rentals)

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Sunset Village
Rent Specials
$2,255
Total Monthly Price

Total Monthly Price

Base Rent
$2,355 - $2,928
Total Monthly Price
Varies
3 Bedroom Apartments Available Now

Sunset Village

5284 Emma Grace DrPanama City, FL 32404
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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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property at 1004 Kurze Ave

$1,450

Total Monthly Price

Total Monthly Price

Base Rent
$1,450
Total Monthly Price
$1,450

3 Bedroom, 1.5 Bath Townhome for Rent

Available Aug 8

1004 Kurze Ave

Panama CityFL32401
property at 1014 Kurze Ave

$1,550

Total Monthly Price

Total Monthly Price

Base Rent
$1,550
Total Monthly Price
$1,550

3 Bedroom, 2 Bath Townhome for Rent

Available Now

1014 Kurze Ave

Panama CityFL32401
property at 1021 N Church Ave

$1,550

Total Monthly Price

Total Monthly Price

Base Rent
$1,550
Total Monthly Price
$1,550

3 Bedroom, 2 Bath Home for Rent

Available Now

1021 N Church Ave

Panama CityFL32401
property at 232 Springfield Ave

$1,850

Total Monthly Price

Total Monthly Price

Base Rent
$1,850
Total Monthly Price
$1,850

3 Bedroom, 2 Bath Home for Rent

Available Aug 19

232 Springfield Ave

Panama CityFL32401

Renting with Roommates: Realistic Expectations for Shared Lease

Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

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property at 3107 E 8th St

$1,875

Total Monthly Price

Total Monthly Price

Base Rent
$1,875
Total Monthly Price
$1,875

3 Bedroom, 1 Bath Home for Rent

Available Now

3107 E 8th St

Panama CityFL32401
property at 1349 Capri Dr

$1,895

Total Monthly Price

Total Monthly Price

Base Rent
$1,895
Total Monthly Price
$1,895

3 Bedroom, 2 Bath Townhome for Rent

Available Now

1349 Capri Dr

Panama CityFL32405
property at 4523 Aster St

$2,100

Total Monthly Price

Total Monthly Price

Base Rent
$2,100
Total Monthly Price
$2,100

3 Bedroom, 2 Bath Home for Rent

Available Now

4523 Aster St

Panama CityFL32404
property at 2613 Altha Ave

$2,500

Total Monthly Price

Total Monthly Price

Base Rent
$2,500
Total Monthly Price
$2,500

3 Bedroom, 2 Bath Home for Rent

Available Now

2613 Altha Ave

Panama CityFL32405
property at 18 Wood Ave

$2,600

Total Monthly Price

Total Monthly Price

Base Rent
$2,600
Total Monthly Price
$2,600

3 Bedroom, 2 Bath Home for Rent

Available Now

18 Wood Ave

Panama CityFL32404

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Showing Results 1-50, Page 1 of 5

Panama City, FL Local Guide

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Justin Habersaat
Editing Staff

Panama City 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: August 01, 2026

There are currently 50 available 3 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $1,322 to $3,210. Heres is today's list of the top neighborhoods in Panama City with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay30$1,792$1,322
Pretty Bayou16$1,505$1,322
St Andrews3$1,600$1,453
Downtown Panama City1$2,238$1,800

Largest Available Panama City 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,671 square feet priced from $1,779. Sunset Village has the second largest 3 Bedroom, which is sized at 1,641 square feet and currently listed start at $2,360. Here is today’s list of the largest available 3 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Trace Apartment HomesRiver Birch1,671 Sq Ft$1,779
Sunset VillageAria1,641 Sq Ft$2,360
Arbor Landing Mill BayouThe Bald Cypress Upper1,610 Sq Ft$1,999
The EnclaveSanderling1,538 Sq Ft$1,770
Parkview at Lynn HavenPalm A1,515 Sq Ft$1,900
Tranquility at Saint AndrewsC31,421 Sq Ft$1,322
Andrews Place Apartments3 Bed 2 Bath1,388 Sq Ft$1,453
MAA Emerald CoastThe Watersound1,364 Sq Ft$2,098
Waterstone at JenksThe Onyx1,361 Sq Ft$1,749
Sovereign at North BayThree Bedrooms1,128 Sq FtCall for Rates

Cheapest Available Panama City 3 Bedroom Apartments

As of August 01, 2026 the lowest priced 3 Bedroom apartment unit in Panama City, FL is the 3 Bed 1 Bath Model starting from $1,095 at Palm Court Apartments . The second most affordable Panama City 3 Bedroom is the 3 bedrooms Model at Cedar Trace Apartments starting at $1,125 . The average price for all 3 Bedroom apartments in Panama City is currently $1,968. Here is today’s list of the cheapest available 3 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Palm Court Apartments3 Bed 1 Bath$1,095
Cedar Trace Apartments3 bedrooms$1,125
Tranquility at Saint AndrewsC4$1,322
Pinnacle at Hammock Place3x2$1,364
Andrews Place Apartments3 Bed 2 Bath$1,453
Tranquilty at Bay Point3 BR$1,600
The Place at Grand LagoonC1$1,690
Ava Kay TownhomesTOWNHOME 1$1,690
The EnclaveGreat Blue Heron$1,700

Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 3 Bedroom Panama City Apartments

    What is the Cheapest apartment in Panama City with 3 Bedroom?

    Currently the most affordable 3 Bedroom in Panama City is at Palm Court Apartments listed at $1,095.

    How much is the average rent for a 3 Bedroom Panama City Apartment?

    The average rent for a 3 Bedroom Apartment in Panama City is $1,968.

    What is the largest available 3 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,671 square feet unit starting from $1,779 at Arbor Trace Apartment Homes.

    What is the average size for Panama City 3 Bedroom Apartments for rent?

    The average size for a 3 Bedroom rental in Panama City is currently 1,504 sq ft.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

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    First Apartment Regrets: Real Renters Share What They'd Do Differently

    Written by: Robin Stewart

    Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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    Renters Insurance 101: What It Is, What It Covers, and Why You Need It

    Written by: Robin Stewart

    Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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    Apartment Occupancy Rates: Renter Attraction vs Renter Retention

    Written by: Robin Stewart

    There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

    decorative image for How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide article

    How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

    Written by: Robin Stewart

    Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.