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$1,889 - $2,1103 Bedroom Apartments Available Now
Arbor Crossing at Mill Bayou
198 Mill Bayou BlvdPanama City, FL 32404
3 Bedroom Apartments for Rent in Panama City, FL (70 Rentals)
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$1,897 - $2,6743 Bedroom Apartments Available Now
The Kelly at 23rd Luxury Apartments
2002 Wilson AvePanama City, FL 32405
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Rent Specials
$2,200 - $2,6003 Bedroom Apartments Available Now
Emerald Park
8604 Whelch DrPanama City, FL 32408
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$1,898 - $2,6173 Bedroom Apartments Available Now
Exchange at North Bay
3625 Frankford AvePanama City, FL 32405
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Rent Specials
$1,775 - $2,0703 Bedroom Apartments Contact Us For Availability
Arbor Landing Mill Bayou
4201 SR 390Panama City, FL 32404
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$1,8003 Bedroom Apartments Available Nov 22
The Lory of Panama City
2121 Harrison AvePanama City, FL 32405
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Rent Specials
$1,799 - $1,8993 Bedroom Apartments Available Now
Waterstone at Jenks
3502 N Jenks AvePanama City, FL 32405
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Rent Specials
$1,7703 Bedroom Apartments Contact Us For Availability
Eagles Landing Luxury Apartment Homes
2870 Harrison AvePanama City, FL 32405
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$1,700 - $1,9953 Bedroom Apartments Available Now
The Enclave
2950 Harrison AvePanama City, FL 32405
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$1,445 - $1,5813 Bedroom Apartments Contact Us For Availability
Westshore Palms
4141 E 15th StPanama City, FL 32404
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.
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Rent Specials
$1,879 - $1,9603 Bedroom Apartments Available Now
North Bay Landings
4800 N Star AvePanama City, FL 32404
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$1,706 - $1,9403 Bedroom Apartments Contact Us For Availability
Stanford Pointe
2401 Stanford RdPanama City, FL 32405
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Rent Specials
$1,998 - $3,8083 Bedroom Apartments Available Now
MAA Emerald Coast
98 Richard Jackson BlvdPanama City, FL 32407
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$1,2483 Bedroom Apartments Contact Us For Availability
Andrews Place Apartments
1914 Frankford AvePanama City, FL 32405
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$1,1393 Bedroom Apartments Contact Us For Availability
Pelican Bay Apartment Homes
924 Florida AvePanama City, FL 32401
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$1,6903 Bedroom Apartments Contact Us For Availability
Ava Kay Townhomes
263 Nelle AvePanama City, FL 32404
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$2,100 - $2,3553 Bedroom Apartments Available Now
Sunset Village
5284 Emma Grace DrPanama City, FL 32404
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$1,595 - $1,6803 Bedroom Apartments Available Now
Turtle Lake
4324 W 20th StPanama City, FL 32405
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Contact Us For Pricing3 Bedroom Apartments Available Now
Sovereign at North Bay
1800 Florida AvePanama City, FL 32405
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.
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$1,150 - $1,2503 Bedroom Apartments Available Now
Cedar Trace Apartments
3719 E 8th CtPanama City, FL 32401
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$1,5003 Bedroom Apartment Available Now
123 Keystone Plz, Unit 123 Keystone Plaza
123 Keystone PlzPanama City, FL 32404
208 N Hwy 22 A
Panama CityFL32404
115 Marin Dr
Panama CityFL32405
5764 Callaway Cir
Panama CityFL32404
148 Claire Ave
Panama CityFL32401
707-713 N 9th St
Panama CityFL32404
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The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.
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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
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Navigating the Rental Market: Tips for First-Time Renters
Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.
Panama City, FL Local Guide
Bunkers Cove by Flickr User: aggie85 is licensed under CC BY 2.0
How much does it cost to rent an apartment in Panama City?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $872 | $775 | $925 |
| Panama City 1 Bedroom Apartments | $1,277 | $799 | $1,790 |
| Panama City 2 Bedroom Apartments | $1,495 | $875 | $2,376 |
Panama City 3 Bedroom Apartments | $1,870 | $1,139 | $2,600 |
| Panama City 4 Bedroom Apartments | $2,194 | $1,195 | $3,400 |
Browse Top Apartments in Panama City
See all Apartments in Panama CityExplore Panama City
Panama City, FL Local Guide
Written By:
Justin HabersaatEditing Staff
- Panama City Neighborhoods
- Nearby Cities
- ZIP codes
- Local Counties
Panama City 3 Bedroom Apartment Units with Current Availability by Neighborhood
Availability Confirmed As of: November 22, 2025There are currently 30 available 3 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $1,139 to $1,995. Heres is today's list of the top neighborhoods in Panama City with the most available 3 Bedroom apartments:
| Neighborhood | Available Units | Median Price | Min Price |
|---|---|---|---|
| SweetBay | 18 | $1,750 | $1,248 |
| Pretty Bayou | 7 | $1,645 | $1,248 |
| Downtown Panama City | 5 | $1,943 | $1,139 |
Largest Available Panama City 3 Bedroom Apartments
The largest available 3 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,671 square feet priced from $1,960. Sunset Village has the second largest 3 Bedroom, which is sized at 1,641 square feet and currently listed start at $2,100. Here is today’s list of the largest available 3 Bedroom units in Panama City:
| Apartment Listing | Model Name | Square Footage | Priced From |
|---|---|---|---|
| Arbor Trace Apartment Homes | River Birch | 1,671 Sq Ft | $1,960 |
| Sunset Village | Aria | 1,641 Sq Ft | $2,100 |
| Arbor Crossing at Mill Bayou | The Pond Cypress Upper | 1,610 Sq Ft | $2,110 |
| Sovereign at North Bay | Three Bedrooms | 1,128 Sq Ft | Call for Rates |
Cheapest Available Panama City 3 Bedroom Apartments
As of November 22, 2025 the lowest priced 3 Bedroom apartment unit in Panama City, FL is the 3 bedrooms Model starting from $1,150 at Cedar Trace Apartments . The second most affordable Panama City 3 Bedroom is the 3 Beds, 2 baths Model at Pinnacle at Hammock Square starting at $1,315 in the SweetBay neighborhood. The average price for all 3 Bedroom apartments in Panama City is currently $1,870. Here is today’s list of the cheapest available 3 Bedroom options in Panama City:
| Apartment Listing | Model Name | Priced From |
|---|---|---|
| Cedar Trace Apartments | 3 bedrooms | $1,150 |
| Pinnacle at Hammock Square | 3 Beds, 2 baths | $1,315 |
| The Arbors @ 15th | Oakland | $1,387 |
| Aztec Villa | Three Bedroom | $1,505 |
| Turtle Lake | The Bayview | $1,595 |
| 10X Panama City Beach | C1 | $1,635 |
| The Place at Grand Lagoon | C1 | $1,671 |
| The Enclave | Great Blue Heron | $1,700 |
| Foxwood | Carambola | $1,780 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro
Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Panama City Overview
Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.
Why live in Panama City, FL?
From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.
Pet Friendly LifestylePanama City, FL
Ranked #145
Among cities in Florida for Apartment listings with Pet Friendly Amenities.
Pet Friendliness Lifestyle Score
2.5Pet Friendly
Best Local Schools in Panama City, FL
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Panama City, FL Rentals by Map
See the most popular apartments and homes in Panama City, FL
Getting Around Panama City, FL
Walk Score®
40 / 100
Car-Dependent
Most errands require a car
Bike Score®
46 / 100
Somewhat Bikeable
Minimal bike infrastructure
Transit Score®
12 / 100
Minimal Transit
It may be possible to get on a bus
What Are Walk Score®, Transit Score®, and Bike Score® Ratings?
- Walk Score® measures the walkability of any address.
- Transit Score® measures access to public transit.
- Bike Score® measures the bikeability of any address.
Panama City, FL Area Reviews
Do you know the Panama City area?
Let everyone know!
Write a Review
Estrella
February 25, 2025Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir
Frequently Asked Questions about 3 Bedroom Panama City Apartments
What is the Cheapest apartment in Panama City with 3 Bedroom?
Currently the most affordable 3 Bedroom in Panama City is at Cedar Trace Apartments listed at $1,150.
How much is the average rent for a 3 Bedroom Panama City Apartment?
The average rent for a 3 Bedroom Apartment in Panama City is $1,870.
What is the largest available 3 Bedroom Panama City Apartment for rent?
Today's apartment with the most square footage in Panama City is a 1,671 square feet unit starting from $1,960 at Arbor Trace Apartment Homes.
What is the average size for Panama City 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Panama City is currently 1,630 sq ft.
Expert Rental Resources
Helpful Apartment Articles, How-To's and Tips
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Apartment Common Area Rules: What Renters Need to Know
Written by: Christine Leonard, Esq.
Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.
How to Negotiate Your Apartment Lease and Save Money
Written by: Christine Leonard, Esq.
Everything is a negotiation in real estate!
The Rental Move-In Inspection Checklist: A Guide for Renters
Written by: Trey Huguley
The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Written by: Christine Leonard, Esq.
For many people, obstacles can arise during the rental application process for a variety of issues.