3 Bedroom Apartments for Rent in Panama City, FL (192 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

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Sunset Village
Rent Specials
$2,255 - $2,305
Total Monthly Price

Total Monthly Price

Base Rent
$2,104 - $2,928
Total Monthly Price
Varies
3 Bedroom Apartments Available Now

Sunset Village

5284 Emma Grace DrPanama City, FL 32404
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Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 3938 Solano Rd

$1,800

Total Monthly Price

Total Monthly Price

Base Rent
$1,800
Total Monthly Price
$1,800

3 Bedroom, 2.5 Bath Townhome for Rent

Available Now

3938 Solano Rd

Panama CityFL32405
property at 1014 Kurze Ave

$1,550

Total Monthly Price

Total Monthly Price

Base Rent
$1,550
Total Monthly Price
$1,550

3 Bedroom, 2 Bath Townhome for Rent

Available Now

1014 Kurze Ave

Panama CityFL32401
property at 1021 N Church Ave

$1,550

Total Monthly Price

Total Monthly Price

Base Rent
$1,550
Total Monthly Price
$1,550

3 Bedroom, 2 Bath Home for Rent

Available Now

1021 N Church Ave

Panama CityFL32401
property at 1110 Sheffield Ave

$1,700

Total Monthly Price

Total Monthly Price

Base Rent
$1,700
Total Monthly Price
$1,700

3 Bedroom, 2 Bath Home for Rent

Available Now

1110 Sheffield Ave

Panama CityFL32401
property at 3727 Greentree Pl

$1,900

Total Monthly Price

Total Monthly Price

Base Rent
$1,900
Total Monthly Price
$1,900

3 Bedroom, 2 Bath Home for Rent

Available Now

3727 Greentree Pl

Panama CityFL32405

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Navigating the Rental Market: Tips for First-Time Renters

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property at 9117 Laird St

$2,000

3 Bedroom Rentals

Available Now

9117 Laird St

Panama CityFL32408
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Panama City, FL Local Guide

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Written By:
Justin Habersaat
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Panama City 3 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: May 01, 2026

There are currently 54 available 3 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $1,299 to $3,521. Heres is today's list of the top neighborhoods in Panama City with the most available 3 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay28$1,855$1,299
Pretty Bayou19$1,796$1,299
Downtown Panama City6$1,882$1,800
St Andrews1$1,378$1,378

Largest Available Panama City 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,671 square feet priced from $1,779. Sunset Village has the second largest 3 Bedroom, which is sized at 1,641 square feet and currently listed start at $2,360. Here is today’s list of the largest available 3 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Trace Apartment HomesRiver Birch1,671 Sq Ft$1,779
Sunset VillageAria1,641 Sq Ft$2,360
The EnclaveBelted Kingfisher1,613 Sq Ft$1,995
Arbor Landing Mill BayouThe Bald Cypress Upper1,610 Sq Ft$1,999
Arbor Crossing at Mill BayouThe Pond Cypress Upper1,610 Sq Ft$2,110
Eagles Landing Luxury Apartment HomesThe Eagles Nest1,538 Sq Ft$1,770
Parkview at Lynn HavenPalm A1,515 Sq Ft$1,900
Covey Homes Grand LagoonMint1,419 Sq Ft$2,025
Andrews Place Apartments3 Bed 2 Bath1,388 Sq Ft$1,378
Sovereign at North BayThree Bedrooms1,128 Sq FtCall for Rates

Cheapest Available Panama City 3 Bedroom Apartments

As of May 01, 2026 the lowest priced 3 Bedroom apartment unit in Panama City, FL is the 3 bedrooms Model starting from $1,150 at Cedar Trace Apartments . The second most affordable Panama City 3 Bedroom is the 3x2 Model at Pinnacle at Hammock Place starting at $1,304 in the SweetBay neighborhood. The average price for all 3 Bedroom apartments in Panama City is currently $1,968. Here is today’s list of the cheapest available 3 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Cedar Trace Apartments3 bedrooms$1,150
Pinnacle at Hammock Place3x2$1,304
Andrews Place Apartments3 Bed 2 Bath$1,378
The Arbors @ 15thOakland$1,387
Turtle LakeThe Bayview$1,545
The Place at Grand LagoonC1$1,646
Westshore PalmsThe Onyx$1,650
The EnclaveGreat Blue Heron$1,700
MAA Emerald CoastThe Watersound$1,723

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 3 Bedroom Panama City Apartments

    How much is the average rent for a 3 Bedroom Panama City Apartment?

    The average rent for a 3 Bedroom Apartment in Panama City is $1,968.

    What is the largest available 3 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,671 square feet unit starting from $1,779 at Arbor Trace Apartment Homes.

    What is the average size for Panama City 3 Bedroom Apartments for rent?

    The average size for a 3 Bedroom rental in Panama City is currently 1,725 sq ft.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

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    Maximizing Your Refund: Essential Tax Tips for Renters

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    Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.