1 Bedroom Apartments for Rent in Panama City, FL (101 Rentals)

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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property at 8115 Thomas Dr

8115 Thomas Dr

Panama CityFL32408

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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property at 3614 Tiki Dr

3614 Tiki Dr

Panama CityFL32408
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2100 W Beach Dr
1 Bedroom Apartments

2100 W Beach Dr

2100 W Beach DrPanama City, FL 32401
Furnished
  • Utilities Included
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St Thomas Square
1 Bedroom Apartments

St Thomas Square

8700-8730 Thomas DrPanama City, FL 32408
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5802 Sr-22
1 Bedroom Apartments

5802 Sr-22

5802 Sr-22Panama City, FL 32404
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7322 Kingman St
1 Bedroom Apartments

7322 Kingman St

7322 Kingman StPanama City, FL 32408
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4709 3rd St
1 Bedroom Apartments

4709 3rd St

4709 3rd StPanama City, FL 32404

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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7320 Kingman St
1 Bedroom Apartments

7320 Kingman St

7320 Kingman StPanama City, FL 32408
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5820 Hickory St
1 Bedroom Apartments

5820 Hickory St

5820 Hickory StPanama City, FL 32404
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6411 Oakshore Dr
1 Bedroom Apartments

6411 Oakshore Dr

6411 Oakshore DrPanama City, FL 32404
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6116 Highway 98 E
1 Bedroom Apartments

6116 Highway 98 E

6116 Highway 98 EPanama City, FL 32404
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499 Transmitter Rd
1 Bedroom Apartments

499 Transmitter Rd

499 Transmitter RdPanama City, FL 32401
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807 CHERRY St
1 Bedroom Apartments

807 CHERRY St

807 CHERRY StPanama City, FL 32401
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3738-3744 E 9th St
1 Bedroom Apartments

3738-3744 E 9th St

3738-3744 E 9th StPanama City, FL 32401
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4200 E Highway 390
1 Bedroom Apartments

4200 E Highway 390

4200 E Highway 390Panama City, FL 32404
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Dive Inn USA
1 Bedroom Apartments

Dive Inn USA

5007 Cherry StPanama City, FL 32404
Showing Results 1-50, Page 1 of 3

Panama City, FL Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Panama City 1 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: November 21, 2025

There are currently 131 available 1 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $799 to $1,790. Heres is today's list of the top neighborhoods in Panama City with the most available 1 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay59$1,300$886
Pretty Bayou35$1,075$886
St Andrews24$1,075$886
Downtown Panama City13$1,414$799

Largest Available Panama City 1 Bedroom Apartments

The largest available 1 Bedroom apartment unit in Panama City, FL is found at Arbor Crossing at Mill Bayou and is 1,042 square feet priced from $1,495. Waterstone at Jenks in the SweetBay neighborhood has the second largest 1 Bedroom, which is sized at 983 square feet and currently listed start at $1,299. Here is today’s list of the largest available 1 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Crossing at Mill BayouThe Cattail1,042 Sq Ft$1,495
Waterstone at JenksThe Sapphire983 Sq Ft$1,299
The EnclaveCinnamon Teal943 Sq Ft$1,525
The Reserve at Northshore1 Bedroom B878 Sq Ft$1,275
Exchange at the Beach1 Bedroom 120%870 Sq Ft$1,435
MAA Emerald CoastThe Crestview823 Sq Ft$1,318
The Kelly at 23rd Luxury ApartmentsA2816 Sq Ft$1,414
Tyndall Pointe Townhomes1 Bed 1 Bath Unit800 Sq Ft$1,195

Cheapest Available Panama City 1 Bedroom Apartments

As of November 21, 2025 the lowest priced 1 Bedroom apartment unit in Panama City, FL is the 1 bedroom Model starting from $900 at Cedar Trace Apartments . The second most affordable Panama City 1 Bedroom is the 1 Bed, 1 bath Model at Pinnacle at Hammock Square starting at $947 in the SweetBay neighborhood. The average price for all 1 Bedroom apartments in Panama City is currently $1,277. Here is today’s list of the cheapest available 1 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Cedar Trace Apartments1 bedroom$900
Pinnacle at Hammock Square1 Bed, 1 bath$947
Westshore PalmsThe Sapphire$1,049
Westwood VillageThe Anise$1,075
Northgate Terrace IThe Hampton$1,105
Turtle LakeThe Seabreeze$1,165
10X Panama City BeachA2e$1,182
Tyndall Pointe Townhomes1 Bed 1 Bath Unit$1,195
The Place at Grand LagoonA1$1,198
North Bay LandingsOne Bedroom$1,221

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Pet Friendly Lifestyle
Panama City, FL

Ranked #145

Among cities in Florida for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

2.5
Pet Friendly

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Best Local Schools in
Panama City, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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See the most popular apartments and homes in Panama City, FL

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Panama City, FL Apartments Map
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Panama City, FL Rental Homes Map

Getting Around Panama City, FL

Walk Score®

40 / 100

Car-Dependent

Most errands require a car

Bike Score®

46 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

12 / 100

Minimal Transit

It may be possible to get on a bus

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 1 Bedroom Panama City Apartments

    What is the Cheapest apartment in Panama City with 1 Bedroom?

    Currently the most affordable 1 Bedroom in Panama City is at Cedar Trace Apartments listed at $900.

    How much is the average rent for a 1 Bedroom Panama City Apartment?

    The average rent for a 1 Bedroom Apartment in Panama City is $1,277.

    What is the largest available 1 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,042 square feet unit starting from $1,495 at Arbor Crossing at Mill Bayou.

    What is the average size for Panama City 1 Bedroom Apartments for rent?

    The average size for a 1 Bedroom rental in Panama City is currently 829 sq ft.

    Expert Rental Resources

    Helpful Apartment Articles, How-To's and Tips

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    decorative image for Apartment Common Area Rules: What Renters Need to Know article

    Apartment Common Area Rules: What Renters Need to Know

    Written by: Christine Leonard, Esq.

    Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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    How to Negotiate Your Apartment Lease and Save Money

    Written by: Christine Leonard, Esq.

    Everything is a negotiation in real estate! 

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    The Rental Move-In Inspection Checklist: A Guide for Renters

    Written by: Trey Huguley

    The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

    decorative image for Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between article

    Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

    Written by: Christine Leonard, Esq.

    For many people, obstacles can arise during the rental application process for a variety of issues.