1 Bedroom Apartments for Rent in Panama City, FL (96 Rentals)

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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5802 Sr-22
1 Bedroom Apartments

5802 Sr-22

5802 Sr-22Panama City, FL 32404
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Parkway Apartments
1 Bedroom Apartments

Parkway Apartments

5707 Lake DrPanama City, FL 32404
  • Utilities Included
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The Arbors @ 15th
1 Bedroom Apartments

The Arbors @ 15th

265 W 15th StPanama City, FL 32401
  • Utilities Included

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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The Arbours
1 Bedroom Apartments

The Arbours

727 W 11th StPanama City, FL 32401
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Sand Dunes Apartments
1 Bedroom Apartments

Sand Dunes Apartments

8011 Front Beach RdPanama City, FL 32407
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Edgewood Apartments
1 Bedroom Apartments

Edgewood Apartments

3325 W 23rd StPanama City, FL 32405
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Dive Inn USA
1 Bedroom Apartments

Dive Inn USA

5007 Cherry StPanama City, FL 32404
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261 N Tyndall Pky
1 Bedroom Apartments

261 N Tyndall Pky

261 N Tyndall PkyPanama City, FL 32404
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My Place Apartments
1 Bedroom Apartments

My Place Apartments

801 W 13th StPanama City, FL 32401
  • Utilities Included
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Comet Villa Apartments
1 Bedroom Apartments

Comet Villa Apartments

132-138 N Comet AvePanama City, FL 32404
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Russ Lake Apartments
1 Bedroom Apartments

Russ Lake Apartments

901 Russ Lake DrPanama City, FL 32404
  • Utilities Included

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

Panama City, FL Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Panama City 1 Bedroom Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: September 21, 2025

There are currently 65 available 1 Bedroom apartment units in Panama City, FL neighborhoods that range in price from $799 to $1,841. Heres is today's list of the top neighborhoods in Panama City with the most available 1 Bedroom apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
SweetBay39$1,386$947
Pretty Bayou13$1,319$1,135
Downtown Panama City12$1,546$799
St Andrews1$895$895

Largest Available Panama City 1 Bedroom Apartments

The largest available 1 Bedroom apartment unit in Panama City, FL is found at Arbor Trace Apartment Homes in the SweetBay neighborhood and is 1,150 square feet priced from $1,555. Arbor Crossing at Mill Bayou has the second largest 1 Bedroom, which is sized at 1,042 square feet and currently listed start at $1,495. Here is today’s list of the largest available 1 Bedroom units in Panama City:

Apartment ListingModel NameSquare FootagePriced From
Arbor Trace Apartment HomesSugar Maple1,150 Sq Ft$1,555
Arbor Crossing at Mill BayouThe Cattail1,042 Sq Ft$1,495
Waterstone at JenksThe Sapphire983 Sq Ft$1,399
The EnclaveBlue Winged Teal972 Sq Ft$1,360
The Reserve at Northshore1 Bedroom B878 Sq Ft$1,275
MAA Emerald CoastThe Crestview823 Sq Ft$1,188
The Kelly at 23rd Luxury ApartmentsA2816 Sq Ft$1,559
Exchange at the Beach1 Bedroom 120%802 Sq Ft$1,370
Tyndall Pointe Townhomes1 Bed 1 Bath Unit800 Sq Ft$1,250
The Place at Grand LagoonA1780 Sq Ft$1,225

Cheapest Available Panama City 1 Bedroom Apartments

As of September 21, 2025 the lowest priced 1 Bedroom apartment unit in Panama City, FL is the 1 Bed, 1 bath Model starting from $947 at Pinnacle at Hammock Square in the SweetBay neighborhood. The second most affordable Panama City 1 Bedroom is the The Crestview Model at MAA Emerald Coast starting at $1,188 . The average price for all 1 Bedroom apartments in Panama City is currently $1,357. Here is today’s list of the cheapest available 1 Bedroom options in Panama City:

Apartment ListingModel NamePriced From
Pinnacle at Hammock Square1 Bed, 1 bath$947
MAA Emerald CoastThe Crestview$1,188
The Place at Grand LagoonA1$1,225
Tyndall Pointe Townhomes1 Bed 1 Bath Unit$1,250
The Reserve at Northshore1 Bedroom B$1,275
Bay Front Apartments1 Bed, 1 Bath$1,275
10X Panama City BeachA1$1,291
Exchange at North BayA-1$1,293
Exchange at the Beach1 Bedroom 120%$1,355
The EnclaveBlue Winged Teal$1,360

Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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Getting Around Panama City, FL

Walk Score®

40 / 100

Car-Dependent

Most errands require a car

Bike Score®

46 / 100

Somewhat Bikeable

Minimal bike infrastructure

Transit Score®

12 / 100

Minimal Transit

It may be possible to get on a bus

Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about 1 Bedroom Panama City Apartments

    How much is the average rent for a 1 Bedroom Panama City Apartment?

    The average rent for a 1 Bedroom Apartment in Panama City is $1,357.

    What is the largest available 1 Bedroom Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 1,150 square feet unit starting from $1,555 at Arbor Trace Apartment Homes.

    What is the average size for Panama City 1 Bedroom Apartments for rent?

    The average size for a 1 Bedroom rental in Panama City is currently 986 sq ft.

    Expert Rental Resources

    Helpful Apartment Articles, How-To's and Tips

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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    How to Negotiate Your Apartment Lease and Save Money

    Written by: Christine Leonard, Esq.

    Everything is a negotiation in real estate! 

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    The Rental Move-In Inspection Checklist: A Guide for Renters

    Written by: Trey Huguley

    The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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    Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

    Written by: Christine Leonard, Esq.

    For many people, obstacles can arise during the rental application process for a variety of issues.

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    The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

    Written by: Christine Leonard, Esq.

    Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.