Studio Apartments for Rent in Panama City, FL (88 Rentals)

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1201 Grace Ave
Studio Apartments

1201 Grace Ave

1201 Grace AvePanama City, FL 32401
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1612 Airport Rd
Studio Apartments

1612 Airport Rd

1612 Airport RdPanama City, FL 32405

The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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6035 E Us-98
Studio Apartments

6035 E Us-98

6035 E Us-98Panama City, FL 32404
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1400 Gulf Ave
Studio Apartments

1400 Gulf Ave

1400 Gulf AvePanama City, FL 32401
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Lane Apartments
Studio Apartments

Lane Apartments

3502-3504 Lane RdPanama City, FL 32404
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1342 MLK Blvd
Studio Apartments

1342 MLK Blvd

1342 MLK BlvdPanama City, FL 32401
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810-824 25th St
Studio Apartments

810-824 25th St

810-824 25th StPanama City, FL 32405
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1133 Beck Ave
Studio Apartments

1133 Beck Ave

1133 Beck AvePanama City, FL 32401

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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308 Sanders Ln
Studio Apartments

308 Sanders Ln

308 Sanders LnPanama City, FL 32401
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8618 Surf Dr
Studio Apartments

8618 Surf Dr

8618 Surf DrPanama City, FL 32408
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114 S Sr-22a
Studio Apartments

114 S Sr-22a

114 S Sr-22aPanama City, FL 32404
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Natures Landing
Studio Apartments

Natures Landing

3734 Transmitter RdPanama City, FL 32404
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428 Mckenzie Ave
Studio Apartments

428 Mckenzie Ave

428 Mckenzie AvePanama City, FL 32401
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6116 E Us-98
Studio Apartments

6116 E Us-98

6116 E Us-98Panama City, FL 32404
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3008 Stanford Rd
Studio Apartments

3008 Stanford Rd

3008 Stanford RdPanama City, FL 32405

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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3905 E 11th St
Studio Apartments

3905 E 11th St

3905 E 11th StPanama City, FL 32404
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3908 Thomas Dr
Studio Apartments

3908 Thomas Dr

3908 Thomas DrPanama City, FL 32408
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205 E 2nd Ct
Studio Apartments

205 E 2nd Ct

205 E 2nd CtPanama City, FL 32401
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1830 High Ave
Studio Apartments

1830 High Ave

1830 High AvePanama City, FL 32405
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1801 Mound Ave
Studio Apartments

1801 Mound Ave

1801 Mound AvePanama City, FL 32405
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2828 Lisenby Ave
Studio Apartments

2828 Lisenby Ave

2828 Lisenby AvePanama City, FL 32405
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4113 Holiday Dr
Studio Apartments

4113 Holiday Dr

4113 Holiday DrPanama City, FL 32408
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521 E BEACH Dr
Studio Apartments

521 E BEACH Dr

521 E BEACH DrPanama City, FL 32401
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The Cove
Studio Apartments

The Cove

100 Cherry StPanama City, FL 32401
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3011 11th Ct
Studio Apartments

3011 11th Ct

3011 11th CtPanama City, FL 32401
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715 W 13th St
Studio Apartments

715 W 13th St

715 W 13th StPanama City, FL 32401
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3029 Altha Ave
Studio Apartments

3029 Altha Ave

3029 Altha AvePanama City, FL 32405
Showing Results 1-50, Page 1 of 2

Panama City, FL Local Guide

Photo of Justin Habersaat - Editing Staff
Written By:
Justin Habersaat
Editing Staff

Panama City Studio Apartment Units with Current Availability by Neighborhood

Availability Confirmed As of: January 24, 2026

There are currently 2 available Studio apartment units in Panama City, FL neighborhoods that range in price from $775 to $925. Heres is today's list of the top neighborhoods in Panama City with the most available Studio apartments:

NeighborhoodAvailable UnitsMedian PriceMin Price
Downtown Panama City1$850$775
SweetBay1$910$895

Largest Available Panama City Studio Apartments

Apartment ListingModel NameSquare FootagePriced From
Northgate Terrace IThe Kenley II300 Sq Ft$925
Cottages by the BayStudio286 Sq Ft$899

Cheapest Available Panama City Studio Apartments

Apartment ListingModel NamePriced From
Cottages by the BayStudio$899
Northgate Terrace IThe Kenley II$925

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Best Local Schools in
Panama City, FL

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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See the most popular apartments and homes in Panama City, FL

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Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about Studio Panama City Apartments

    What is the Cheapest apartment in Panama City with Studio?

    Currently the most affordable Studio in Panama City is at Cottages by the Bay listed at $899.

    How much is the average rent for a Studio Panama City Apartment?

    The average rent for a Studio Apartment in Panama City is $945.

    What is the largest available Studio Panama City Apartment for rent?

    Today's apartment with the most square footage in Panama City is a 300 square feet unit starting from $925 at Northgate Terrace I.

    What is the average size for Panama City Studio Apartments for rent?

    The average size for a Studio rental in Panama City is currently 281 sq ft.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

    decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

    18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

    Written by: Lauren Harrington

    Renting your next home can feel thrilling and overwhelming at the same time.

    decorative image for A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment article

    A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

    Written by: Bob Mallory

    Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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    Renting with Roommates: Realistic Expectations for Shared Lease

    Written by: Christine Leonard, Esq.

    Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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    Apartment Common Area Rules: What Renters Need to Know

    Written by: Christine Leonard, Esq.

    Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.