Cheap Apartments for Rent in Payne County, OK from $300 (19 Rentals)

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Search the lowest-cost Apartments available for rent right now in Payne County.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Cimarron Townhomes
2 to 3 Bedroom Apartments

Cimarron Townhomes

1400 N Perkins RdStillwater, OK 74075
  • Utilities Included
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Three Oaks Apartments
1 Bedroom Apartments

Three Oaks Apartments

1501 W 3rd AveStillwater, OK 74074
  • Utilities Included
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The Fields Apartments
1 to 2 Bedroom Apartments

The Fields Apartments

1108-1114 N Duck StStillwater, OK 74075
  • Utilities Included
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The Pines
Studio to 2 Bedroom Apartments

The Pines

110 E Lakeview RdStillwater, OK 74075
  • Utilities Included

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

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Magnolia Ridge
2 to 3 Bedroom Apartments

Magnolia Ridge

702 S Jardot RdStillwater, OK 74074
  • Smoke Free
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Cowboy Apartments
2 Bedroom Apartments

Cowboy Apartments

811 W Highpoint DrStillwater, OK 74075
  • Utilities Included
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The Terrace Townhomes
2 Bedroom Apartments

The Terrace Townhomes

818 N Husband StStillwater, OK 74075
  • Utilities Included

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Cheapest Available Payne County Apartments for Rent

 

The cheapest available apartment rental in Payne County, OK is a 4 Beds unit found at Milestone Stillwater priced from $545. Magnolia Ridge has the second lowest priced unit, which is a 2 Beds apartment currently listed from $590. Here is today’s list of the most affordable Payne County apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Milestone StillwaterAugust 2026 4x4 Premium4BR,2BA$545
Magnolia Ridge2 Bedroom2BR,2BA$590
Stillwater Melrose A 62+ Community1 Bedroom1BR,1BA$636
Maple Wood Apartments2 Beds, 1 bath2BR,1BA$700
Oak Park Village2 Beds, 1 bath2BR,1BA$715

Best Value Apartments for Rent in Payne County, OK

As of June 03, 2026 the best value apartment in the Payne County area is the $0.46 price per square foot 4BR/4BA - Thayne II Model at Midtown Stillwater in the starting from $649. The second greatest value Payne County apartment is the 2 Bed | 2.5 Bath Model at Cottage Row Stillwater starting at $905 with a $0.65 price per square foot . Here is today’s list of the best values for Payne County apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Midtown Stillwater4BR/4BA - Thayne II4BR,4BA$0.46
Cottage Row Stillwater2 Bed | 2.5 Bath2BR,2.5BA$0.65
Cowboy Town Apartments3 Bed & 2 Bath3BR,2BA$0.87
Chapel Ridge of StillwaterThree Bedroom Two Bathroom3BR,2BA$0.89
114 S Duncan St, Unit 2114 S Duncan St2BR,2BA$1.00
Magnolia Ridge2 Bedroom2BR,2BA$0.59
Monticello VillageTwo Bedroom, 1 Bath2BR,1BA$0.92
North Country Commons2 Bedroom Flat: 1 Bath2BR,1BA$0.98
Westbrook Place2 Bedroom 1 Bath2BR,1BA$0.93
Oak Park Village2 Beds, 1.5 baths2BR,1.5BA$0.97

Frequently Asked Questions about Cheap Payne County Apartments

What is the price of a cheap apartment in Payne County?

The cheapest apartment in Payne County is Stillwater Melrose A 62+ Community which is listed at $636, while the average apartment in Payne County costs $1,150.

What types of apartments are the cheapest in Payne County?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 48 regular apartments in Payne County that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Payne County?

Cheap apartments in Payne County have an average cost of $1,035 which is $115 cheaper than the average rent for all rentals in Payne County.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Neighborhood and Market Insights: How to Choose the Right Area to Rent   article

Neighborhood and Market Insights: How to Choose the Right Area to Rent

Written by: Robin Stewart

Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

decorative image for A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back article

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back

Written by: Lauren Harrington

I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

decorative image for Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts  article

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.