Cheap Apartments for Rent in Payne County, OK from $499 (34 Rentals)

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Search the lowest-cost Apartments available for rent right now in Payne County.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Timber 110
Studio to 2 Bedroom Apartments

Timber 110

110 E Lakeview RdStillwater, OK 74075

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From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Three Oaks Apartments
1 Bedroom Apartments

Three Oaks Apartments

1501 W 3rd AveStillwater, OK 74074
  • Utilities Included
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The Fields Apartments
1 to 2 Bedroom Apartments

The Fields Apartments

1108-1114 N Duck StStillwater, OK 74075
  • Utilities Included
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Magnolia Ridge
2 to 3 Bedroom Apartments

Magnolia Ridge

702 S Jardot RdStillwater, OK 74074
  • Smoke Free

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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Cowboy Apartments
2 Bedroom Apartments

Cowboy Apartments

811 W Highpoint DrStillwater, OK 74075
  • Utilities Included
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Creekside Apartments
1 to 2 Bedroom Apartments

Creekside Apartments

3398 E 6th AveStillwater, OK 74074
  • Utilities Included

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The Terrace Townhomes
2 Bedroom Apartments

The Terrace Townhomes

818 N Husband StStillwater, OK 74075
  • Utilities Included

Cheapest Available Payne County Apartments for Rent

 

The cheapest available apartment rental in Payne County, OK is a 4 Beds unit found at Milestone Stillwater priced from $515. Oak Park Village has the second lowest priced unit, which is a 1 Bed apartment currently listed from $675. Here is today’s list of the most affordable Payne County apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Milestone Stillwater4x44BR, 4BA$515
Oak Park Village1 Bed, 1 bath1BR, 1BA$675
North Country Commons1 Bedroom Large: 1 Bath1BR, 1BA$680
Prime Place Stillwater315 Hester 2 Bed 2 Bath2BR, 2BA$699
Timber 110STUDIOStudio, 1BA$699
Maple Wood Apartments2 Beds, 1 bath2BR, 1BA$700
Monticello VillageOne Bedroom, One Bath1BR, 1BA$750
Westbrook Place2 Bedroom 1 Bath2BR, 1BA$752
Cedar Oaks1 Bedroom1BR, 1BA$799
Bricktown Apartments1 Bedroom - Electric1BR, 1BA$799

Best Value Apartments for Rent in Payne County, OK

As of September 24, 2026 the best value apartment in the Payne County area is the $0.41 price per square foot 4 Bedroom Model at Henderson Townhomes starting from $800. The second greatest value Payne County apartment is the 3 Bedroom Model at Waters Edge Duplexes starting at $1,550 with a $0.89 price per square foot. Here is today’s list of the best values for Payne County apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Henderson Townhomes4 Bedroom4BR, 4BA$0.41
Waters Edge Duplexes3 Bedroom3BR, 3.5BA$0.89
Cottage RowB12BR, 2.5BA$0.63
The HeightsPhase 14BR, 2BA$0.36
Cowboy Town Apartments3 Bed & 2 Bath3BR, 2BA$0.87
Maple Wood Apartments3 Beds, 1 bath3BR, 1BA$0.97
Chapel Ridge of StillwaterTwo Bedroom Two Bathroom2BR, 2BA$0.96
Stillwater Melrose A 62+ Community2 Bedroom2BR, 1BA$1.06
Westbrook Place1 Bedroom 1 Bathroom with Den1BR, 1BA$0.93
Monticello VillageOne Bedroom, One Bath1BR, 1BA$1.07

Frequently Asked Questions about Cheap Payne County Apartments

What is the price of a cheap apartment in Payne County?

The cheapest apartment in Payne County is Oak Park Village which is listed at $675, while the average apartment in Payne County costs $899.

What types of apartments are the cheapest in Payne County?

Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 79 regular apartments in Payne County that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.

How do the prices of cheap apartments compare to the average apartment in Payne County?

Cheap apartments in Payne County have an average cost of $945 which is $0 cheaper than the average rent for all rentals in Payne County.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

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The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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How Commercial-to-Residential Property Conversions Help the Housing Crisis

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Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

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Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!

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Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

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Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.