
Cheap Apartments for Rent in Payne County, OK from $300 (19 Rentals)
Search the lowest-cost Apartments available for rent right now in Payne County.


Stillwater Melrose A 62+ Community

Oak Park Village

Maple Wood Apartments

Redwood Falls Apartments

Mockingbird Estates a 62+ Senior Community
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

The Walnut Grove Apartments

Timber Ridge Apartments

Cimarron Townhomes

Three Oaks Apartments

The Fields Apartments

The Pines
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Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Magnolia Ridge

Cowboy Apartments

Lakeview Apartments

827 S Harrison Ave

Iron Gate Apartments

The Terrace Townhomes
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

Stillwater Studios
Payne County, OK Local Guide

How much does it cost to rent an apartment in Payne County?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Payne County Studio Apartments | $945 | $945 | $945 |
| Payne County 1 Bedroom Apartments | $891 | $564 | $1,650 |
| Payne County 2 Bedroom Apartments | $978 | $700 | $1,475 |
| Payne County 3 Bedroom Apartments | $1,516 | $810 | $2,550 |
| Payne County 4 Bedroom Apartments | $2,069 | $520 | $3,600 |
Browse Apartments in Payne County
See all Apartments in PayneExplore Payne County
Cheapest Available Payne County Apartments for Rent
 The cheapest available apartment rental in Payne County, OK is a 4 Beds unit found at Milestone Stillwater priced from $545. Magnolia Ridge has the second lowest priced unit, which is a 2 Beds apartment currently listed from $590. Here is today’s list of the most affordable Payne County apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Milestone Stillwater | August 2026 4x4 Premium | 4BR,2BA | $545 |
| Magnolia Ridge | 2 Bedroom | 2BR,2BA | $590 |
| Stillwater Melrose A 62+ Community | 1 Bedroom | 1BR,1BA | $636 |
| Maple Wood Apartments | 2 Beds, 1 bath | 2BR,1BA | $700 |
| Oak Park Village | 2 Beds, 1 bath | 2BR,1BA | $715 |
Best Value Apartments for Rent in Payne County, OK
As of June 03, 2026 the best value apartment in the Payne County area is the $0.46 price per square foot 4BR/4BA - Thayne II Model at Midtown Stillwater in the starting from $649. The second greatest value Payne County apartment is the 2 Bed | 2.5 Bath Model at Cottage Row Stillwater starting at $905 with a $0.65 price per square foot . Here is today’s list of the best values for Payne County apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Midtown Stillwater | 4BR/4BA - Thayne II | 4BR,4BA | $0.46 |
| Cottage Row Stillwater | 2 Bed | 2.5 Bath | 2BR,2.5BA | $0.65 |
| Cowboy Town Apartments | 3 Bed & 2 Bath | 3BR,2BA | $0.87 |
| Chapel Ridge of Stillwater | Three Bedroom Two Bathroom | 3BR,2BA | $0.89 |
| 114 S Duncan St, Unit 2 | 114 S Duncan St | 2BR,2BA | $1.00 |
| Magnolia Ridge | 2 Bedroom | 2BR,2BA | $0.59 |
| Monticello Village | Two Bedroom, 1 Bath | 2BR,1BA | $0.92 |
| North Country Commons | 2 Bedroom Flat: 1 Bath | 2BR,1BA | $0.98 |
| Westbrook Place | 2 Bedroom 1 Bath | 2BR,1BA | $0.93 |
| Oak Park Village | 2 Beds, 1.5 baths | 2BR,1.5BA | $0.97 |
Frequently Asked Questions about Cheap Payne County Apartments
What is the price of a cheap apartment in Payne County?
The cheapest apartment in Payne County is Stillwater Melrose A 62+ Community which is listed at $636, while the average apartment in Payne County costs $1,150.
What types of apartments are the cheapest in Payne County?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 48 regular apartments in Payne County that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Payne County?
Cheap apartments in Payne County have an average cost of $1,035 which is $115 cheaper than the average rent for all rentals in Payne County.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Neighborhood and Market Insights: How to Choose the Right Area to Rent
Written by: Robin Stewart
Apartment-hunting can be a gargantuan task. Renters have a wish list of items—some luxuries, some necessities—but finding what you seek in the right place is perhaps the most important part of the journey.

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.