
Cheap Apartments for Rent in Payne County, OK from $499 (34 Rentals)
Search the lowest-cost Apartments available for rent right now in Payne County.


Stillwater Melrose A 62+ Community

118 W Miller Ave

North Country Commons

Oak Park Village

Maple Wood Apartments

305 E Virginia Ave

Cowboy Town Apartments
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Cedar Oaks

Monticello Village

Westbrook Place

Chapel Ridge of Stillwater

Bricktown Apartments

The Hub

Henderson Townhomes

Timber 110
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Redwood Falls Apartments

Mockingbird Estates a 62+ Senior Community

The Walnut Grove Apartments

Timber Ridge Apartments

Three Oaks Apartments

The Fields Apartments

Magnolia Ridge

825 S Harrison Ave
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Cowboy Apartments

Lakeview Apartments

Iron Gate Apartments

949 1/2 E Maple St

Stillwater Studios

401 East St

210 S Husband St

Creekside Apartments
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

The Terrace Townhomes

522 E Maple St
Payne County, OK Local Guide

How much does it cost to rent an apartment in Payne County?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Payne County Studio Apartments | $964 | $829 | $1,089 |
| Payne County 1 Bedroom Apartments | $885 | $600 | $1,689 |
| Payne County 2 Bedroom Apartments | $960 | $690 | $1,859 |
| Payne County 3 Bedroom Apartments | $998 | $499 | $2,325 |
| Payne County 4 Bedroom Apartments | $1,977 | $515 | $3,600 |
Browse Apartments in Payne County
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Cheapest Available Payne County Apartments for Rent
 The cheapest available apartment rental in Payne County, OK is a 4 Beds unit found at Milestone Stillwater priced from $515. Oak Park Village has the second lowest priced unit, which is a 1 Bed apartment currently listed from $675. Here is today’s list of the most affordable Payne County apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Milestone Stillwater | 4x4 | 4BR, 4BA | $515 |
| Oak Park Village | 1 Bed, 1 bath | 1BR, 1BA | $675 |
| North Country Commons | 1 Bedroom Large: 1 Bath | 1BR, 1BA | $680 |
| Prime Place Stillwater | 315 Hester 2 Bed 2 Bath | 2BR, 2BA | $699 |
| Timber 110 | STUDIO | Studio, 1BA | $699 |
| Maple Wood Apartments | 2 Beds, 1 bath | 2BR, 1BA | $700 |
| Monticello Village | One Bedroom, One Bath | 1BR, 1BA | $750 |
| Westbrook Place | 2 Bedroom 1 Bath | 2BR, 1BA | $752 |
| Cedar Oaks | 1 Bedroom | 1BR, 1BA | $799 |
| Bricktown Apartments | 1 Bedroom - Electric | 1BR, 1BA | $799 |
Best Value Apartments for Rent in Payne County, OK
As of September 24, 2026 the best value apartment in the Payne County area is the $0.41 price per square foot 4 Bedroom Model at Henderson Townhomes starting from $800. The second greatest value Payne County apartment is the 3 Bedroom Model at Waters Edge Duplexes starting at $1,550 with a $0.89 price per square foot. Here is today’s list of the best values for Payne County apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Henderson Townhomes | 4 Bedroom | 4BR, 4BA | $0.41 |
| Waters Edge Duplexes | 3 Bedroom | 3BR, 3.5BA | $0.89 |
| Cottage Row | B1 | 2BR, 2.5BA | $0.63 |
| The Heights | Phase 1 | 4BR, 2BA | $0.36 |
| Cowboy Town Apartments | 3 Bed & 2 Bath | 3BR, 2BA | $0.87 |
| Maple Wood Apartments | 3 Beds, 1 bath | 3BR, 1BA | $0.97 |
| Chapel Ridge of Stillwater | Two Bedroom Two Bathroom | 2BR, 2BA | $0.96 |
| Stillwater Melrose A 62+ Community | 2 Bedroom | 2BR, 1BA | $1.06 |
| Westbrook Place | 1 Bedroom 1 Bathroom with Den | 1BR, 1BA | $0.93 |
| Monticello Village | One Bedroom, One Bath | 1BR, 1BA | $1.07 |
Frequently Asked Questions about Cheap Payne County Apartments
What is the price of a cheap apartment in Payne County?
The cheapest apartment in Payne County is Oak Park Village which is listed at $675, while the average apartment in Payne County costs $899.
What types of apartments are the cheapest in Payne County?
Student, low-income, and by-the-bed apartments are typically the cheapest rentals in most cities, though they require qualifying criteria to rent. There are 79 regular apartments in Payne County that we think qualify as ‘cheap apartments’ that do not have special requirements to apply to rent.
How do the prices of cheap apartments compare to the average apartment in Payne County?
Cheap apartments in Payne County have an average cost of $945 which is $0 cheaper than the average rent for all rentals in Payne County.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

How Commercial-to-Residential Property Conversions Help the Housing Crisis
Written by: Robin Stewart
Many housing markets throughout America share a common complaint: a lack of affordable rental properties.

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!
Written by: Robin Stewart
Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.