Cheap Apartments for Rent near Saint Thomas, PA from $900 (32 Rentals)

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Search the lowest-cost Apartments available for rent right now in Saint Thomas.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Raystown Crossing
2 to 4 Bedroom Apartments

Raystown Crossing

1000 Raystown CirShippensburg, PA 17257
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Normandy Lofts
1 to 3 Bedroom Apartments

Normandy Lofts

23 Airport RdShippensburg, PA 17257
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New Forge Crossing
2 to 4 Bedroom Apartments

New Forge Crossing

12935 Washington Township BlvdWaynesboro, PA 17268
  • Utilities Included
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133-135 Summit Ave
Studio to 2 Bedroom Apartments

133-135 Summit Ave

133-135 Summit AveHagerstown, MD 21740

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

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109 S Earl St
2 to 3 Bedroom Apartments

109 S Earl St

109 S Earl StShippensburg, PA 17257
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170 W Washington St
1 Bedroom Apartments

170 W Washington St

170 W Washington StHagerstown, MD 21740
  • Utilities Included
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Rose Rent Lofts
Studio to 3 Bedroom Apartments

Rose Rent Lofts

57 S 3rd StChambersburg, PA 17201
  • Utilities Included

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Showing Results 1-32, Page 1 of 1

Saint Thomas, PA Local Guide

Cheapest Available Saint Thomas Apartments for Rent and Nearby

 

The cheapest available apartment rental in Saint Thomas, PA is a 1 Bed unit found at 300-306 W Main St in the Franklin County neighborhood priced from $925. Raystown Crossing in the Franklin County neighborhood has the second lowest priced unit, which is a 2 Beds apartment currently listed from $959. Here is today’s list of the most affordable Saint Thomas apartments for rent:

Apartment ListingModel NameBed/BathPriced From
300-306 W Main St1 Bedroom A1BR,1BA$925
Raystown Crossing2 Bedroom2BR,1BA$959
New Forge Crossing2 Bdrm 1078sqft2BR,1BA$962
Normandy Lofts2 Bedroom2BR,1BA$980
Cottages of Shippensburg, 55+Two Bedroom2BR,1BA$1,025
Washington Square Town Homes2 Bedroom 9072BR,1BA$1,031
1700 E Main St1x11BR,1BA$1,100
Creekside ApartmentsTwo Bedroom2BR,2BA$1,200
Orchard ApartmentsOrchard Apartments 2 Bedroom2BR,2BA$1,250
The Apartments at Oak HillThe Franklin (Water,Sewer,Trash Incl.)1BR,1BA$1,259

Best Value Apartments for Rent in Saint Thomas, PA and Nearby

As of August 24, 2026 the best value apartment in the Saint Thomas area is the $0.88 price per square foot Townhome 1 Model at Rosewood Village in the in the Broadway North neighborhood starting from $1,930. The second greatest value Saint Thomas apartment is the Townhouse with Den Model at Fountainview Apartments & Townhomes starting at $1,550 with a $0.76 price per square foot in the Outer Downtown Maugansville neighborhood. Here is today’s list of the best values for Saint Thomas apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Rosewood VillageTownhome 13BR,2.5BA$0.88
Fountainview Apartments & TownhomesTownhouse with Den3BR,3.5BA$0.76
Delano MeadowsJennifer3BR,2.5BA$1.07
Channing Drive Townhomes & Oakley Lane Villas2 Level Townhome3BR,2.5BA$0.97
Creekside ApartmentsThree Bedroom with Den3BR,2BA$1.00
Shippensburg Commons ApartmentsShippensburg2BR,2BA$1.03
Orchard ApartmentsOrchard Apartments 2 Bedroom2BR,2BA$0.98
New Forge Crossing2 Bdrm 1078sqft2BR,1BA$0.89
Raystown Crossing2 Bedroom2BR,1BA$0.96
Cottages of Shippensburg, 55+Two Bedroom2BR,1BA$1.04

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Saint Thomas, PA Rentals by Map

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Frequently Asked Questions about Cheap Saint Thomas Apartments

How much is rent for a Cheap One Bedroom Saint Thomas Apartment?

The lowest price for a Cheap One Bedroom Saint Thomas Apartment is $925 at 300-306 W Main St.

What is the lowest price for a Cheap Two Bedroom Saint Thomas Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Saint Thomas is starting from $959 at Raystown Crossing.

What is the most affordable Saint Thomas Three Bedroom Apartment?

The best deal on a cheap Saint Thomas Three Bedroom Apartment rental is at Creekside Apartments and starts from $1,350.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.