Cheap Homes for Rent in Santa Cruz, CA from $995 (12 Rentals)

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Search the lowest-cost Homes available for rent right now in Santa Cruz.

property at 1030 El Dorado Ave

$995

Total Monthly Price

Total Monthly Price

Base Rent
$995

Total Monthly Price
$995

1 Bedroom, 1 Bath Home for Rent

Available Now

1030 El Dorado Ave

Santa CruzCA95062
property at 4497 Highway 9

$2,000

Total Monthly Price

Total Monthly Price

Base Rent
$2,000

Total Monthly Price
$2,000

Studio, 1 Bath Home for Rent

Available Now

4497 Highway 9, Unit #A

4497 Highway 9
FeltonCA95018
property at 235 Union St

$2,000

Total Monthly Price

Total Monthly Price

Base Rent
$2,000

Total Monthly Price
$2,000

1 Bedroom, 1 Bath Home for Rent

Available Now

235 Union St

Santa CruzCA95060
property at 219 Roberts St

$2,400

Total Monthly Price

Total Monthly Price

Base Rent
$2,400

Total Monthly Price
$2,400

Studio, 1 Bath Home for Rent

Available Now

219 Roberts St

Santa CruzCA95060

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

property at 2114 Derby Ave

$3,000

1 Bedroom, 1 Bath Condo for Rent

Available Now

2114 Derby Ave

CapitolaCA95010

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Santa Cruz, CA Local Guide

Cheapest Neighborhoods for Apartments in Santa Cruz, CA

Pricing Updated: 08/25/2026

Current apartment rentals in the Santa Cruz, CA area range in price from $995 to $10,500 with an overall median price of $3,579. The three Santa Cruz neighborhoods with the lowest median rent pricing are Beach Hill at $2,400, Downtown Santa Cruz at $3,200, and Beach Flats at $3,387. Here is today’s list of the top 10 neighborhoods with the lowest median pricing for Santa Cruz Apartments for rent:

NeighborhoodMedian PriceMin PriceAvailable Units
Beach Hill$2,400$2,4001
Downtown Santa Cruz$3,200$2,0003
Beach Flats$3,387$2,0007
Riverwalk$3,387$2,0009
Neary Lagoon$3,475$2,0008
Ocean Street$3,487$2,00010
Central Santa Cruz$3,500$1,40014
Escolona$3,500$2,0007
King Street$3,500$2,00012
Lighthouse$3,500$2,4005

Cheapest Available Santa Cruz Apartments for Rent

 

The cheapest available apartment rental in Santa Cruz, CA is a Studio unit found at St. George Apartments in the Downtown Santa Cruz neighborhood priced from $2,200. The Breakers in the Ocean Street neighborhood has the second lowest priced unit, which is a Studio apartment currently listed from $2,295. Here is today’s list of the most affordable Santa Cruz apartments for rent:

Apartment ListingModel NameBed/BathPriced From
St. George ApartmentsStudioStudio,1BA$2,200
The BreakersThe BreakersStudio,1BA$2,295
Lincoln Apartments324 Lincoln Apartments1BR,1BA$2,400
1804 Mission StJr. 1 BedroomStudio,1BA$2,550
Cypress PointResidence 1Studio,1BA$2,602

Best Value Apartments for Rent in Santa Cruz, CA

As of August 25, 2026 the best value apartment in the Santa Cruz area is the $4.33 price per square foot C1 - 2x2 Model at Pacific Shores in the in the Western neighborhood starting from $4,395. The second greatest value Santa Cruz apartment is the Thurber Apartments Model at Thurber Apartments starting at $3,400 with a $3.47 price per square foot in the Prospect Heights neighborhood. Here is today’s list of the best values for Santa Cruz apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Pacific ShoresC1 - 2x22BR,2BA$4.33
Thurber ApartmentsThurber Apartments2BR,1.5BA$3.47
Landing at CapitolaPlan 12BR,1.5BA$3.76
Breakwater ApartmentsC13BR,2BA$4.43
Chestnut StreetPlan 2A2BR,1BA$4.27
Emerald Bay ApartmentsTwo Bedroom2BR,1BA$3.98
Cormorant Court Apartments2-Bedroom, 1-Bathroom2BR,1BA$4.43
320 - 328 California Street2BR/1.0BA2BR,1BA$4.23
Copa CabanasA1-R1BR,1BA$4.55
1804 Mission StJr. 1 BedroomStudio ,1BA$4.51

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Santa Cruz, CA
Population: 64,725

Ranked #582

in US Census Population by City

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Santa Cruz

What type of rentals are currently available in Santa Cruz?

There are currently 396 Apartments for Rent in Santa Cruz, CA with pricing that ranges from $1,695 to $8,000. There are also 47 Single Family Homes for rent, Condos, and Townhome rentals currently available in Santa Cruz ranging from $995 to $10,500.

What is the current price range for Rental Homes in Santa Cruz?

Today's rental pricing for Homes for Rent, Condos and Townhomes in Santa Cruz ranges from $995 to $10,500 with an average monthly rent of $4,082.

How much are larger Three and Four Bedroom Rentals in Santa Cruz?

For those who are looking for larger living arrangements, Three Bedroom Apartments in Santa Cruz range from $2,595 to $5,850, while Three Bedroom Homes, Condos, and Townhomes for rent range from $4,395 to $7,400. Four Bedroom Single-Family rentals are also available starting from $6,500 and Four Bedroom Apartments start at $7,322.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

decorative image for Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags   article

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

decorative image for First Apartment Regrets: Real Renters Share What They'd Do Differently article

First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.