Cheap Apartments for Rent in Spearfish, SD from $400 (62 Rentals)

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Search the lowest-cost Apartments available for rent right now in Spearfish.

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Rocky Bluff Apartments
2 to 3 Bedroom Apartments

Rocky Bluff Apartments

2425 Clear Spring RdSpearfish, SD 57783
  • Utilities Included
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Iron Ridge Estates
2 to 4 Bedroom Apartments

Iron Ridge Estates

2509 Windmill DrSpearfish, SD 57783
  • Utilities Included

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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Prairie Tree
$1,145 - $1,245
Total Monthly Price

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$1,145 - $1,245

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$1,145 - $1,245
1 to 2 Bedroom Apartments Available Nov 7

Prairie Tree

4010 Elm AveRapid City, SD 57701
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  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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318 National St
1 to 2 Bedroom Apartments

318 National St

318 National StRapid City, SD 57702
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KC Lofts
1 to 2 Bedroom Apartments

KC Lofts

18 E Kansas City StRapid City, SD 57701
Corporate Housing
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440 N Creek Dr
2 Bedroom Apartments

440 N Creek Dr

440 N Creek DrRapid City, SD 57703

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

Spearfish, SD Local Guide

Cheapest Available Spearfish Apartments for Rent and Nearby

 

The cheapest available apartment rental in Spearfish, SD is a 2 Beds unit found at Civic Plaza Apartments in the Downtown Rapid City neighborhood priced from $865. LaCrosse Estates Apartment Homes in the Downtown Rapid City neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $886. Here is today’s list of the most affordable Spearfish apartments for rent:

Apartment ListingModel NameBed/BathPriced From
Civic Plaza Apartments2 Bedroom Garden Level2BR,1BA$865
LaCrosse Estates Apartment HomesHOT SIZZLIN SUMMER DEALS! $500 DEPOSIT! NO APPL...1BR,1BA$886
Bridgewood EstatesOpen living space + spacious master *WAITLIST*1BR,1BA$900
Canyon LakeThe TeddyStudio,1BA$930
The Place at HaineswayTwo Beds, One Bath2BR,1BA$949
Enchanted PinesStudioStudio,1BA$950
Tallgrass ApartmentsAStudio,1BA$1,000
Copper Ridge ApartmentsAStudio,1BA$1,025
The Place at Estes ParkTwo Bed One Bath2BR,1BA$1,040
Auburn Hills1 bed, 1 bath-4660 Coal Bank1BR,1BA$1,050

Best Value Apartments for Rent in Spearfish, SD and Nearby

As of August 07, 2026 the best value apartment in the Spearfish area is the $1.29 price per square foot 2/1.5 - 1,632 TH Model at Spearfish Estates in the starting from $2,100. The second greatest value Spearfish apartment is the 3 Beds, 2 baths Model at Stonegate Community starting at $1,495 with a $1.27 price per square foot . Here is today’s list of the best values for Spearfish apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
Spearfish Estates2/1.5 - 1,632 TH2BR,1.5BA$1.29
Stonegate Community3 Beds, 2 baths3BR,2BA$1.27
Founders Park VillageBrennan $1,0852BR,2BA$1.34
Summerset Heights2x22BR,2BA$1.19
The Place at Estes ParkTwo Bed One Bath2BR,1BA$1.08
Candlewood Apartments2 Bedroom2BR,1BA$1.33
The Place at HaineswayThree Beds, One Bath3BR,1BA$1.18
Country Bluff ApartmentsThe Roosevelt2BR,1BA$1.38
Bridgewood EstatesOpen living space + spacious master *WAITLIST*1BR,1BA$1.22
Civic Plaza Apartments2 Bedroom Garden Level2BR,1BA$1.29

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Spearfish Apartments

What is the Cheapest Studio apartment in Spearfish?

Currently the most affordable Cheap Studio Apartment in Spearfish is at Canyon Lake listed at $930.

How much is rent for a Cheap One Bedroom Spearfish Apartment?

The lowest price for a Cheap One Bedroom Spearfish Apartment is $886 at LaCrosse Estates Apartment Homes.

What is the lowest price for a Cheap Two Bedroom Spearfish Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Spearfish is starting from $865 at Civic Plaza Apartments.

What is the most affordable Spearfish Three Bedroom Apartment?

The best deal on a cheap Spearfish Three Bedroom Apartment rental is at The Place at Hainesway and starts from $1,060.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

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Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.