1 Bedroom Apartments for Rent in Spencer, IN (40 Rentals)

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408 W Market St
1 Bedroom Apartments

408 W Market St

408 W Market StSpencer, IN 47460

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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7 Ten
Rent Specials
$1,225 - $1,3991 Bedroom Apartments Available Aug 10, 2026

7 Ten

710 N College AveBloomington, IN 47404
Student Housing
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  • Utilities Included
  • Matterport 3D Tour

Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Sunflower Place
1 Bedroom Apartments

Sunflower Place

1015 N College AveBloomington, IN 47404
  • Utilities Included
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Sullivan Building
1 Bedroom Apartments

Sullivan Building

115 N Washington StBloomington, IN 47404

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Showing Results 1-40, Page 1 of 1

Spencer, IN Local Guide

Largest Available Spencer and Nearby 1 Bedroom Apartments

The largest available 1 Bedroom apartment unit in Spencer, IN is found at Westgate on Third and is 1,070 square feet priced from $1,749. Big Red Apartments in the Downtown Bloomington IN neighborhood has the second largest 1 Bedroom, which is sized at 985 square feet and currently listed start at $1,200. Here is today’s list of the largest available 1 Bedroom units in Spencer:

Apartment ListingModel NameSquare FootagePriced From
Westgate on ThirdThe Higgins1,070 Sq Ft$1,749
Big Red Apartments1 Bedroom NOW985 Sq Ft$1,200
LoftonLofton - Individual Lease/ Roommate Matching - ...950 Sq Ft$749
Summit PointeThe Evergreen758 Sq Ft$950
The EllettThe Oak756 Sq Ft$1,375
Adams VillageThe Elliot on the Boardwalk750 Sq Ft$1,425
Woodland Springs1 Bedroom740 Sq Ft$925
Forest RidgeMagnolia731 Sq Ft$1,174
Hayden FlatsElm704 Sq Ft$1,429

Cheapest Available Spencer and Nearby 1 Bedroom Apartments

As of October 13, 2025 the lowest priced 1 Bedroom apartment unit in Spencer, IN is the Lofton - Individual Lease/ Roommate Matching - ... Model starting from $749 at Lofton in the Downtown Bloomington IN neighborhood. The second most affordable Spencer 1 Bedroom is the 1BR/1.0BA Model at Canadian Apartments starting at $750 . The average price for all 1 Bedroom apartments in Spencer is currently $1,317. Here is today’s list of the cheapest available 1 Bedroom options in Spencer:

Apartment ListingModel NamePriced From
LoftonLofton - Individual Lease/ Roommate Matching - ...$749
Canadian Apartments1BR/1.0BA$750
Northcrest1 Bedroom$860
Acadia CourtOne Bed One Bath$895
College Square ApartmentsThe Walnut$915
Woodland Springs1 Bedroom$925
CedargateOne Bed One Bath$925
Summit PointeWoodland$950
Union at Crescent1 Bed 1 Bath$980
Basswood Apartments1 Bedroom 1 Bathroom$1,050

Quick Rent Budget Calculator

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The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Spencer, IN

Ranked #125

Among cities in Indiana for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

2.5
Pet Friendly

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Best Local Schools in
Spencer, IN

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Getting Around Spencer, IN

Walk Score®

19 / 100

Car-Dependent

Almost all errands require a car

Bike Score®

21 / 100

Somewhat Bikeable

Minimal bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about 1 Bedroom Spencer Apartments

What is the Cheapest apartment in Spencer with 1 Bedroom?

Currently the most affordable 1 Bedroom in Spencer is at Lofton listed at $749.

How much is the average rent for a 1 Bedroom Spencer Apartment?

The average rent for a 1 Bedroom Apartment in Spencer is $1,317.

What is the largest available 1 Bedroom Spencer Apartment for rent?

Today's apartment with the most square footage in Spencer is a 1,070 square feet unit starting from $1,749 at Westgate on Third.

What is the average size for Spencer 1 Bedroom Apartments for rent?

The average size for a 1 Bedroom rental in Spencer is currently 525 sq ft.

Expert Rental Resources

Helpful Apartment Articles, How-To's and Tips

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.

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Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Written by: Christine Leonard, Esq.

For many people, obstacles can arise during the rental application process for a variety of issues.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Written by: Christine Leonard, Esq.

Hard truth. Moving is never easy. I’ve done it all – from local moves to cross-country relocations From packing to unpacking the last box, I have found moving to be an exhausting, expensive and stressful experience every time.