3 Bedroom Apartments for Rent in Spencer, IN (52 Rentals)

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Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Sullivan Building
3 Bedroom Apartments

Sullivan Building

115 N Washington StBloomington, IN 47404
Student Housing

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Spencer, IN Local Guide

Largest Available Spencer and Nearby 3 Bedroom Apartments

The largest available 3 Bedroom apartment unit in Spencer, IN is found at Westgate on Third and is 1,757 square feet priced from $2,355. Stapleton in the Downtown Bloomington IN neighborhood has the second largest 3 Bedroom, which is sized at 1,600 square feet and currently listed start at $1,875. Here is today’s list of the largest available 3 Bedroom units in Spencer:

Apartment ListingModel NameSquare FootagePriced From
Westgate on ThirdThe Meg1,757 Sq Ft$2,355
StapletonThree Bedroom 3 1/2 Bath Townhome1,600 Sq Ft$1,875
The EllettThe Forest1,557 Sq Ft$2,466
Big Red Apartments1,400 Sq Ft$2,025
Forest RidgeSycamore With Office1,395 Sq Ft$1,799
Park on Morton3x3 Balcony - Platinum1,289 Sq Ft$1,085
The Downtown on Grant3 Bed1,180 Sq Ft$3,600
9 North Apartments3x21,100 Sq Ft$2,610
Union at Crescent3 Bed 2 Bath1,075 Sq Ft$1,300

Cheapest Available Spencer and Nearby 3 Bedroom Apartments

As of December 20, 2025 the lowest priced 3 Bedroom apartment unit in Spencer, IN is the Telluride B 3x3 Model starting from $1,050 at Aspen Bloomington in the Downtown Bloomington IN neighborhood. The second most affordable Spencer 3 Bedroom is the 3x3 Balcony - Platinum Model at Park on Morton starting at $1,155 . The average price for all 3 Bedroom apartments in Spencer is currently $1,773. Here is today’s list of the cheapest available 3 Bedroom options in Spencer:

Apartment ListingModel NamePriced From
Aspen BloomingtonTelluride B 3x3$1,050
Park on Morton3x3 Balcony - Platinum$1,155
Big Red Apartments3 Bed - Upper NOW$1,200
Woodland Springs3 Bedroom$1,200
Union at Crescent3 Bed 2 Bath$1,300
Forest RidgeSycamore$1,750
StapletonThree Bedroom 3 1/2 Bath Townhome$1,875
The EllettThe Union$2,351
Westgate on ThirdThe Meg$2,355
9 North Apartments3x2$2,610

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Pet Friendly Lifestyle
Spencer, IN

Ranked #107

Among cities in Indiana for Apartment listings with Pet Friendly Amenities.

Pet Friendliness Lifestyle Score

2.5
Pet Friendly

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Best Local Schools in
Spencer, IN

School data provided by Great Schools

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Spencer, IN Rentals by Map

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Getting Around Spencer, IN

Walk Score®

19 / 100

Car-Dependent

Almost all errands require a car

Bike Score®

21 / 100

Somewhat Bikeable

Minimal bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about 3 Bedroom Spencer Apartments

What is the Cheapest apartment in Spencer with 3 Bedroom?

Currently the most affordable 3 Bedroom in Spencer is at Aspen Bloomington listed at $1,050.

How much is the average rent for a 3 Bedroom Spencer Apartment?

The average rent for a 3 Bedroom Apartment in Spencer is $1,773.

What is the largest available 3 Bedroom Spencer Apartment for rent?

Today's apartment with the most square footage in Spencer is a 1,757 square feet unit starting from $2,355 at Westgate on Third.

What is the average size for Spencer 3 Bedroom Apartments for rent?

The average size for a 3 Bedroom rental in Spencer is currently 1,511 sq ft.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Renting with Roommates: Realistic Expectations for Shared Lease

Written by: Christine Leonard, Esq.

Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.

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Apartment Common Area Rules: What Renters Need to Know

Written by: Christine Leonard, Esq.

Back in the day when I rented one of my first apartments, the property didn’t even have laundry in the building. Now, rental properties are often competing against each other to provide the best amenities.

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How to Negotiate Your Apartment Lease and Save Money

Written by: Christine Leonard, Esq.

Everything is a negotiation in real estate! 

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The Rental Move-In Inspection Checklist: A Guide for Renters

Written by: Trey Huguley

The move-in inspection checklist is a crucial tool for both tenants and landlords. This checklist, provided by the team at ApartmentHomeLiving.com, helps document the condition of an apartment at the time of move-in.