
3 Bedroom Apartments for Rent in Spencer, IN (52 Rentals)


Elevate Apartments

Hub Bloomington

The Rive Bloomington

Woodland Springs

The Ellett

The Quarters Bloomington

Total Monthly Price
The Park on Morton

Nile Ridge Townhomes

Echo Park
Renting with Roommates: Realistic Expectations for Shared Lease
Sharing a lease? Learn how to set clear expectations with your roommates on routines, bills, and cleaning to ensure a successful and peaceful shared living arrangement.

Forest Ridge

Big Red Apartments

Stapleton

Lofton

KINGSTON RIDGE APARTMENTS

The Downtown on Grant

Westgate on Third

Union at Crescent

Total Monthly Price
9 North Apartments

Hidden Hills at Oakdale
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Woodington Management Properties

The Crossing at Pete Ellis

Aspen Bloomington

Walnut Springs

402 S Village Ct

1009 W Cascade Ave

3801 W Woodyard Rd

424 N Hay St

1433 W Allen St

814 N Washington St
Renting Smart: Lease Basics Every Renter Needs
Demystify Your Rental Lease. Learn the basics about renting, deposits, and tenant/landlord responsibilities. Rent smart and avoid surprises. | Renter University at ApartmentHomeLiving.com

4242 W Beech Ln

4693 N State Rd 43

4445 N Deer Park Dr

636 W 17th St

630 W 17th St

5402 N Alyssa Dr

3251 N Kinser Pike

6290 W State Rd 45

502 W Skyline Dr

404 S Hickory Dr
The Art of the Rental Viewing: What to look for during a property tour
Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

3385 S Duncan Rd

312 E 17th St

788 N Oolitic Dr

1209 W Aspen Ct

1112 N Woodburn Ave

1217 N College Ave

205 E 14th St

115 N Washington St

Beacon Hill

Wick Lifestyle Apartments
Smart Renter's Guide: Calculating Affordable Rent & Housing Costs
Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.
Spencer, IN Local Guide

How much does it cost to rent an apartment in Spencer?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Spencer Studio Apartments | $1,149 | $549 | $1,659 |
| Spencer 1 Bedroom Apartments | $1,415 | $700 | $2,100 |
| Spencer 2 Bedroom Apartments | $1,495 | $874 | $2,628 |
| Spencer 3 Bedroom Apartments | $1,747 | $885 | $3,300 |
| Spencer 4 Bedroom Apartments | $1,335 | $750 | $4,400 |
Browse Top Apartments in Spencer
See all Apartments in SpencerExplore Spencer
Spencer, IN Local Guide
- Nearby Cities
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Largest Available Spencer and Nearby 3 Bedroom Apartments
The largest available 3 Bedroom apartment unit in Spencer, IN is found at Westgate on Third and is 1,757 square feet priced from $2,369. Stapleton in the Downtown Bloomington IN neighborhood has the second largest 3 Bedroom, which is sized at 1,600 square feet and currently listed start at $1,875. Here is today’s list of the largest available 3 Bedroom units in Spencer:
| Apartment Listing | Model Name | Square Footage | Priced From |
|---|---|---|---|
| Westgate on Third | The Meg | 1,757 Sq Ft | $2,369 |
| Stapleton | 3 Bedroom with a den | 1,600 Sq Ft | $1,875 |
| Forest Ridge | Sycamore With Office | 1,395 Sq Ft | $1,880 |
| The Ellett | The Union | 1,377 Sq Ft | $2,200 |
| The Downtown on Grant | 3 Bed | 1,180 Sq Ft | $3,300 |
| Hidden Hills at Oakdale | 3 Bedroom Flat | 1,100 Sq Ft | $1,430 |
| Big Red Apartments | 3 Bedroom 1 Bathroom | 1,020 Sq Ft | $1,400 |
Cheapest Available Spencer and Nearby 3 Bedroom Apartments
As of May 08, 2026 the lowest priced 3 Bedroom apartment unit in Spencer, IN is the 3x2 Pod Model starting from $999 at Hub Bloomington in the Downtown Bloomington IN neighborhood. The second most affordable Spencer 3 Bedroom is the Telluride B 3x3 Model at Aspen Bloomington starting at $1,050 . The average price for all 3 Bedroom apartments in Spencer is currently $1,747. Here is today’s list of the cheapest available 3 Bedroom options in Spencer:
| Apartment Listing | Model Name | Priced From |
|---|---|---|
| Hub Bloomington | 3x2 Pod | $999 |
| Aspen Bloomington | Telluride B 3x3 | $1,050 |
| Woodland Springs | 3 Bedroom | $1,100 |
| Big Red Apartments | 3 Bedroom 1 Bathroom | $1,400 |
| Hidden Hills at Oakdale | 3 Bedroom Flat | $1,430 |
| Forest Ridge | Sycamore | $1,829 |
| Stapleton | 3 Bedroom with a den | $1,875 |
| The Ellett | The Union | $2,200 |
| Westgate on Third | The Meg | $2,369 |
| 9 North Apartments | 3x2 Full | $2,560 |
Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
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How much rent can you afford?
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Best Local Schools in Spencer, IN
Owen Valley Community High School
School data provided by Great Schools
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Spencer, IN Rentals by Map
See the most popular apartments and homes in Spencer, IN
Frequently Asked Questions about 3 Bedroom Spencer Apartments
What is the Cheapest apartment in Spencer with 3 Bedroom?
Currently the most affordable 3 Bedroom in Spencer is at Hub Bloomington listed at $999.
How much is the average rent for a 3 Bedroom Spencer Apartment?
The average rent for a 3 Bedroom Apartment in Spencer is $1,747.
What is the largest available 3 Bedroom Spencer Apartment for rent?
Today's apartment with the most square footage in Spencer is a 1,757 square feet unit starting from $2,369 at Westgate on Third.
What is the average size for Spencer 3 Bedroom Apartments for rent?
The average size for a 3 Bedroom rental in Spencer is currently 1,501 sq ft.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

A Seasoned Property Manager's Step-by-Step Guide to Getting Your Deposit Back
Written by: Lauren Harrington
I’m going to talk with you as a seasoned property manager and friend. So, let’s start with your security deposit. I want you to think about this guide as insider information. You deserve your deposit back.

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This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

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This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.