
Cheap Apartments for Rent near Utica, IL from $600 (45 Rentals)
Search the lowest-cost Apartments available for rent right now in Utica.


University Village Apartments

Phoenix Apartments of Pontiac

Ashbury Court

Cedar Crossing Apartments

Willis Senior Lofts

Colonial Townhouses

103 W Railroad St

Varsity Square Apartments
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

The Terraces at Dekalb

Pontiac Towers

Lucinda Oaks Apartments

Ravine Woods Apartments

St James Place

Lincolnshire West

Eco Park

The Onyx on Victoria

Tudor Park Apartments
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

Prairie Creek Townhomes

504 S Sweetbriar Dr

City Hall Suites

Westridge Apartments

Highland Oglesby Apartments

Fox Hill Senior Living

The Grove Apartments

921 1st St

214 S Bloomington St
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

704 1/2 6th Ave

705 Washington St

229 231 Clark St

407 6th St

501 E Cleveland St

Williams Street Townhomes

407 E Seminole St

826 N Spalding St

101 E Bannon St
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

103 Bannon Dr

605 N Monroe St

437 E Marion St, Unit 2E

408 22nd Ave

618 5th St

301 N 1st St

811 Covey Ln

1404 W Jackson St

311 W Roosevelt St
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.
Utica, IL Local Guide

How much does it cost to rent an apartment in Utica?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Utica Studio Apartments | $863 | $600 | $1,200 |
| Utica 1 Bedroom Apartments | $1,236 | $700 | $2,080 |
| Utica 2 Bedroom Apartments | $2,241 | $895 | $2,999 |
| Utica 3 Bedroom Apartments | $2,465 | $1,100 | $4,000 |
| Utica 4 Bedroom Apartments | $2,100 | $2,050 | $2,150 |
Browse Top Apartments in Utica
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Utica, IL Local Guide
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Cheapest Available Utica Apartments for Rent and Nearby
 The cheapest available apartment rental in Utica, IL is a 2 Beds unit found at Phoenix Apartments of Pontiac priced from $895. Pontiac Towers has the second lowest priced unit, which is a 1 Bed apartment currently listed from $990. Here is today’s list of the most affordable Utica apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Phoenix Apartments of Pontiac | 2 Bedroom 1 Bathroom | 2BR,1BA | $895 |
| Pontiac Towers | 1 Bedroom | 1BR,1BA | $990 |
| The Terraces at Dekalb | Lincoln Hwy 2 Bed | 2BR,1BA | $1,075 |
| Tudor Park Apartments | Two Bedroom One Bathroom | 2BR,1BA | $1,209 |
| 504 S Sweetbriar Dr | 1 Beds, 1 Baths | 1BR,1BA | $1,300 |
| Eco Park | 3 | 3BR,2BA | $1,355 |
| City Hall Suites | 1 BD | 1 BA | 1BR,1BA | $1,400 |
| Yorkville Apartments | B | 2BR,1BA | $1,550 |
| Countryside Village Apartments | 1 Bed, 1 bath | 1BR,1BA | $1,578 |
| The Reserve at Hudson Crossing | Tyler | 1BR,1BA | $1,765 |
Best Value Apartments for Rent in Utica, IL and Nearby
As of August 26, 2026 the best value apartment in the Utica area is the $0.93 price per square foot 4 TH Model at Mason Townhouse Suites in the in the Dekalb neighborhood starting from $2,050. The second greatest value Utica apartment is the Accera Model at Bristol Bay of Yorkville starting at $2,600 with a $1.75 price per square foot in the Blackberry Crossing West neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Mason Townhouse Suites | 4 TH | 4BR,3BA | $0.93 |
| Bristol Bay of Yorkville | Accera | 2BR,2.5BA | $1.75 |
| Redwood Oswego | Forestwood | 2BR,2BA | $1.93 |
| Reserve at Fox River | 3BR | 3BR,2BA | $1.78 |
| Yorkville Apartments | B | 2BR,1BA | $1.82 |
| Eco Park | 2 | 2BR,2BA | $1.39 |
| Phoenix Apartments of Pontiac | 2 Bedroom 1 Bathroom | 2BR,1BA | $1.05 |
| Tudor Park Apartments | Three Bedroom One Bathroom | 3BR,1BA | $1.64 |
| The Terraces at Dekalb | Lincoln Hwy 2 Bed | 2BR,1BA | $1.43 |
| Pontiac Towers | 1 Bedroom | 1BR,1BA | $1.87 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Utica, IL Rentals by Map
See the most popular apartments and homes in Utica, IL
Frequently Asked Questions about Cheap Utica Apartments
How much is rent for a Cheap One Bedroom Utica Apartment?
The lowest price for a Cheap One Bedroom Utica Apartment is $990 at Pontiac Towers.
What is the lowest price for a Cheap Two Bedroom Utica Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Utica is starting from $895 at Phoenix Apartments of Pontiac.
What is the most affordable Utica Three Bedroom Apartment?
The best deal on a cheap Utica Three Bedroom Apartment rental is at Eco Park and starts from $1,290.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

First Apartment Regrets: Real Renters Share What They'd Do Differently
Written by: Robin Stewart
Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.