
Cheap Apartments for Rent near Utica, IL from $400 (42 Rentals)
Search the lowest-cost Apartments available for rent right now in Utica.


University Village Apartments

Phoenix Apartments of Pontiac

Ashbury Court

Cedar Crossing Apartments

Willis Senior Lofts

Colonial Townhouses

103 W Railroad St
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Varsity Square Apartments

504 S Sweetbriar Dr

The Terraces at Dekalb

Pontiac Towers

Lincolnshire West

Lucinda Oaks Apartments

Reserve at Fox River

St James Place
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

The Onyx on Victoria

Tudor Park Apartments

Prairie Creek Townhomes

Ravine Woods Apartments

Westridge Apartments

Highland Oglesby Apartments

9 1/2 N Randolph St

Fox Hill Senior Living
Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting
Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

220 7th St

1016 N Maple St

The Grove Apartments

9 N Randolph St

Williams Street Townhomes

407 E Seminole St

826 N Spalding St

101 E Bannon St
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

325 S Clark St, Unit 1G

441 E Marion St, Unit 2E

437 E Marion St, Unit 2E

838 Hitt St

301 Richards St

214 W 1st St

301 N 1st St

811 Covey Ln
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

101 Bannon Dr

516 Stilson St
Utica, IL Local Guide

How much does it cost to rent an apartment in Utica?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Utica Studio Apartments | $1,272 | $600 | $1,780 |
| Utica 1 Bedroom Apartments | $1,477 | $700 | $2,190 |
| Utica 2 Bedroom Apartments | $1,995 | $450 | $3,014 |
| Utica 3 Bedroom Apartments | $2,188 | $1,100 | $4,000 |
| Utica 4 Bedroom Apartments | $2,125 | $2,050 | $2,200 |
Browse Top Apartments in Utica
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Utica, IL Local Guide
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Cheapest Available Utica Apartments for Rent and Nearby
 The cheapest available apartment rental in Utica, IL is a 1 Bed unit found at Phoenix Apartments of Pontiac priced from $795. Varsity Square Apartments in the Dekalb neighborhood has the second lowest priced unit, which is a 1 Bed apartment currently listed from $928. Here is today’s list of the most affordable Utica apartments for rent:
| Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| Phoenix Apartments of Pontiac | One Bedroom Deluxe | 1BR,1BA | $795 |
| Varsity Square Apartments | Small Corner 1 Bedroom | 1BR,1BA | $928 |
| Pontiac Towers | 1 Bedroom | 1BR,1BA | $990 |
| The Terraces at Dekalb | Lincoln Hwy 2 Bed | 2BR,1BA | $1,075 |
| Ashbury Court | 2B | 2BR,1BA | $1,075 |
| Reserve at Fox River | 2BR | 2BR,2BA | $1,140 |
| Tudor Park Apartments | Two Bedroom One Bathroom | 2BR,1BA | $1,209 |
| City Hall Suites | 1 BD | 1 BA | 1BR,1BA | $1,400 |
| Countryside Village Apartments | 1 Bed, 1 bath | 1BR,1BA | $1,578 |
| The Reserve at Hudson Crossing | Tyler | 1BR,1BA | $1,690 |
Best Value Apartments for Rent in Utica, IL and Nearby
As of July 12, 2026 the best value apartment in the Utica area is the $0.93 price per square foot 4 TH Model at Mason Townhouse Suites in the in the Dekalb neighborhood starting from $2,050. The second greatest value Utica apartment is the Accera Model at Bristol Bay of Yorkville starting at $2,595 with a $1.74 price per square foot in the Blackberry Crossing West neighborhood. Here is today’s list of the best values for Utica apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| Mason Townhouse Suites | 4 TH | 4BR,3BA | $0.93 |
| Bristol Bay of Yorkville | Accera | 2BR,2.5BA | $1.74 |
| Redwood Oswego | Meadowood | 2BR,2BA | $1.98 |
| Reserve at Fox River | 3BR | 3BR,2BA | $1.78 |
| Phoenix Apartments of Pontiac | 2 Bedroom 1 Bathroom | 2BR,1BA | $1.05 |
| Ashbury Court | 2B | 2BR,1BA | $1.30 |
| Tudor Park Apartments | Three Bedroom One Bathroom | 3BR,1BA | $1.64 |
| The Terraces at Dekalb | Lincoln Hwy 2 Bed | 2BR,1BA | $1.43 |
| Pontiac Towers | 1 Bedroom | 1BR,1BA | $1.87 |
| Varsity Square Apartments | Small Corner 1 Bedroom | 1BR,1BA | $1.75 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Utica, IL Rentals by Map
See the most popular apartments and homes in Utica, IL
Frequently Asked Questions about Cheap Utica Apartments
How much is rent for a Cheap One Bedroom Utica Apartment?
The lowest price for a Cheap One Bedroom Utica Apartment is $795 at Phoenix Apartments of Pontiac.
What is the lowest price for a Cheap Two Bedroom Utica Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Utica is starting from $895 at Phoenix Apartments of Pontiac.
What is the most affordable Utica Three Bedroom Apartment?
The best deal on a cheap Utica Three Bedroom Apartment rental is at Tudor Park Apartments and starts from $1,309.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.

Pet-Friendly Renting: Everything You Need to Know Before You Move
Written by: Christine Leonard, Esq.
For so many of us, pets are the best companions and a big part of our lives. For this reason, a pet-friendly house or apartment is often a very important - and nonnegotiable - part of a move.