Photos


















- 1–3 Bedrooms
- $1,279-$3,607Pricing
- 598–1,288Square Feet
About Exchange at North Bay
Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!
Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL.
Property Contact Info
Floorplan Pricing and Availability
Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,279 and having 598–1,288 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
Floorplan A-1
From $1,279
1 Bed, 1 Bath, 598 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,354 Available Now 1306 598 $1,354 Available Now 1308 598 $1,324 Available Now 2203 598 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,279 - $2,158
Current Available Pricing
- $1,324 - $1,354
Unit 1306 Rent and Fees
Unit Price
- $1,354
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,279 - $2,158
Unit 1308 Rent and Fees
Unit Price
- $1,354
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,279 - $2,158
Unit 2203 Rent and Fees
Unit Price
- $1,324
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,279 - $2,158
Apartment Model: A-1From $1,2791 Bedroom, 1 Bath, 598 sq ftAvailable Now![]()
A-1 - Floorplan 1 ![]()
A-1 - Floorplan 2 Apartment Unit: 1306Apartment Model: A-1$1,3541 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 1308Apartment Model: A-1$1,3541 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 2203Apartment Model: A-1$1,3241 Bedroom, 1 Bath, 598 sq ftAvailable NowFloorplan A-2
From $1,364
1 Bed, 1 Bath, 737 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,364 Available Now 10107 737 $1,364 Available Now 12111 737 $1,364 Available Now 9107 737 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,329 - $2,118
Current Available Pricing
- $1,364
Unit 10107 Rent and Fees
Unit Price
- $1,364
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,329 - $2,118
Unit 12111 Rent and Fees
Unit Price
- $1,364
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,329 - $2,118
Unit 9107 Rent and Fees
Unit Price
- $1,364
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,329 - $2,118
Apartment Model: A-2From $1,3291 Bedroom, 1 Bath, 737 sq ftAvailable Now![]()
A-2 - Floorplan 1 ![]()
A-2 - Floorplan 2 Apartment Unit: 10107Apartment Model: A-2$1,3641 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 12111Apartment Model: A-2$1,3641 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 9107Apartment Model: A-2$1,3641 Bedroom, 1 Bath, 737 sq ftAvailable Now2 Bedrooms
Show Unavailable FloorplansFloorplan B-1
From $1,538
2 Beds, 2 Baths, 974 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,603 Available Now 6304 974 $1,603 Available Now 6307 974 $1,538 Available Now 2202 974 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,528 - $2,984
Current Available Pricing
- $1,538 - $1,603
Unit 6304 Rent and Fees
Unit Price
- $1,603
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,528 - $2,984
Unit 6307 Rent and Fees
Unit Price
- $1,603
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,528 - $2,984
Unit 2202 Rent and Fees
Unit Price
- $1,538
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,528 - $2,984
Apartment Model: B-1From $1,5282 Bedroom, 2 Bath, 974 sq ftAvailable Now![]()
B-1 - Floorplan 1 ![]()
B-1 - Floorplan 2 Apartment Unit: 6304Apartment Model: B-1$1,6032 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 6307Apartment Model: B-1$1,6032 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 2202Apartment Model: B-1$1,5382 Bedroom, 2 Bath, 974 sq ftAvailable NowFloorplan B-2
From $1,603
2 Beds, 2 Baths, 1053 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,613 Available Now 11208 1053 $1,613 Available Now 11203 1053 $1,613 Available Now 9208 1053 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,603 - $3,021
Current Available Pricing
- $1,613
Unit 11208 Rent and Fees
Unit Price
- $1,613
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,603 - $3,021
Unit 11203 Rent and Fees
Unit Price
- $1,613
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,603 - $3,021
Unit 9208 Rent and Fees
Unit Price
- $1,613
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,603 - $3,021
Apartment Model: B-2From $1,6032 Bedroom, 2 Bath, 1053 sq ftAvailable Now![]()
B-2 - Floorplan 1 Apartment Unit: 11208Apartment Model: B-2$1,6132 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11203Apartment Model: B-2$1,6132 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 9208Apartment Model: B-2$1,6132 Bedroom, 2 Bath, 1053 sq ftAvailable NowFloorplan B-5
From $1,953
2 Beds, 2 Baths, 1208 sq ftAvailable NowLargest 2 BedroomThis is the largest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,953 Available Now 7202 1208 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Unit 7202 Rent and Fees
Unit Price
- $1,953
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,953 - $3,607
Apartment Model: B-5From $1,9532 Bedroom, 2 Bath, 1208 sq ftAvailable Now![]()
B-5 - Floorplan 1 ![]()
B-5 - Floorplan 2 Apartment Unit: 7202Apartment Model: B-5$1,9532 Bedroom, 2 Bath, 1208 sq ftAvailable NowB-1 Sunroom
2 Beds, 2 Baths, 974 sq ftModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Call for Availability B-1 Sunroom 974 sq ft Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Apartment Model: B-1 SunroomCall For Rates2 Bedroom, 2 Bath, 974 sq ftUnavailable![]()
B-1 Sunroom - Floorplan 1 3 Bedrooms
Floorplan C-1
From $1,802
3 Beds, 2 Baths, 1288 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,862 Available Now 6103 1288 $1,887 Available Now 6203 1288 $1,887 Available Now 6208 1288 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,802 - $2,704
Current Available Pricing
- $1,862 - $1,887
Unit 6103 Rent and Fees
Unit Price
- $1,862
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,802 - $2,704
Unit 6203 Rent and Fees
Unit Price
- $1,887
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,802 - $2,704
Unit 6208 Rent and Fees
Unit Price
- $1,887
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,802 - $2,704
Apartment Model: C-1From $1,8023 Bedroom, 2 Bath, 1288 sq ftAvailable Now![]()
C-1 - Floorplan 1 Apartment Unit: 6103Apartment Model: C-1$1,8623 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6203Apartment Model: C-1$1,8873 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6208Apartment Model: C-1$1,8873 Bedroom, 2 Bath, 1288 sq ftAvailable Now
Schedule a Tour
3D Tours
Property Information
- 256 Units
- 3 Stories
- Built in 2022
Lease Terms
- 9 - 18 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$75
- Due at Move-In
- Security Deposit - Non-RefundableiDepending on Approval Security Deposits can range from $300-$1500. Charged per unit.$300
- Administrative FeeiCharged per unit.$225
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
On-Site Services
- Package Service
- Property Manager On Site
- Trash Pickup Door To Door
- Car Charging Station
- Online Services
- Pet Play Area
- Public Transportation
- 24 Hour Access
Community Features
- Clubhouse
Outdoor Features
- Grill
- Picnic Area
- Patio
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Balcony
- Windows
- Storage Space
- Double Vanities
- Ceiling Fans
- Tub/Shower
- Washer/Dryer
Kitchen Amenities
- Dishwasher
- Microwave
- Oven
- Island Kitchen
- Range
- Refrigerator
- Disposal
- Stainless Steel Appliances
- Kitchen
- Granite Countertops
Living Area Features
- Walk In Closets
- Sunroom
- Views

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Hours and Contact Info
| Monday | 9:00 am–6:00 pm |
| Tuesday | 9:00 am–6:00 pm |
| Wednesday | 9:00 am–6:00 pm |
| Thursday | 9:00 am–6:00 pm |
| Friday | 9:00 am–6:00 pm |
| Saturday | 10:00 am–5:00 pm |
| Sunday | 1:00 pm–5:00 pm |
Frequently Asked Questions about Exchange at North Bay
Where is Exchange at North Bay located?
Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL
What is the current rent range at Exchange at North Bay?
1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,279 to $1,953
When is the leasing office open?
- The office Hours for Exchange at North Bay are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
Very helpful and provided lots of info on local area
January 29, 2025Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kidsReview from Apartments.com
Nearby Schools
Northside Elementary School
Jinks Middle School
Bay High School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Exchange at North Bay.
Big Box and Retail
Publix
Kohl's
Target
Colleges and Universities
Groceries
Publix
Save-A-Lot
Hospitals
Military Bases
Naval Coastal Systems Center
Shopping Centers
Exchange at North Bay has 5 shopping centers within 1.8 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $964 | $775 | $1,325 |
| Panama City 1 Bedroom Apartments | $1,312 | $799 | $2,115 |
| Panama City 2 Bedroom Apartments | $1,623 | $850 | $10,000+ |
| Panama City 3 Bedroom Apartments | $1,885 | $1,139 | $8,535 |
| Panama City 4 Bedroom Apartments | $3,104 | $1,500 | $9,954 |
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