Exchange at North Bay Apartments

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3625 Frankford Ave, Panama City, FL 32405
(850) 990-3734
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Exchange at North Bay in Panama City, FL - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Floor Plan
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Contact

Exchange at North Bay

3625 Frankford Ave
Panama City, FL 32405
(850) 990-3734
Exchange at North Bay in Panama City, FL - Building Photo
  • 1–3 Bedrooms
  • $1,295–$2,170Rent Pricing
  • 598–1,288Square Feet

About Exchange at North Bay

Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!

Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL.

Property Contact Info

Ask About Our Move-In Specials

Floorplan Pricing and Availability

Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,295 and having 598–1,288 sq ft. Here is the current pricing and availability:

  • 1 Bedroom

    From $1,295

    Floorplan A-1

    1 Bed, 1 Bath, 598 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,310Available Now3301598
    $1,310Available Now3306598
    $1,370Available Now4203598

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,295 - $1,385

    Rent Pricing

    • $1,310 - $1,370

    Unit 3301 Rent and Fees

    Price

    • $1,310

    Model Rent and Fees

    Price

    • $1,295 - $1,385

    Unit 3306 Rent and Fees

    Price

    • $1,310

    Model Rent and Fees

    Price

    • $1,295 - $1,385

    Unit 4203 Rent and Fees

    Price

    • $1,370

    Model Rent and Fees

    Price

    • $1,295 - $1,385

    From $1,395

    Floorplan A-2

    1 Bed, 1 Bath, 737 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,395Available Now8204737
    $1,395Available Now8205737
    $1,395Available Now8207737

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,395 - $1,430

    Price

    • $1,395

    Unit 8204 Rent and Fees

    Price

    • $1,395

    Model Rent and Fees

    Price

    • $1,395 - $1,430

    Unit 8205 Rent and Fees

    Price

    • $1,395

    Model Rent and Fees

    Price

    • $1,395 - $1,430

    Unit 8207 Rent and Fees

    Price

    • $1,395

    Model Rent and Fees

    Price

    • $1,395 - $1,430

  • 2 Bedrooms

    From $1,710

    Floorplan B-1

    2 Beds, 2 Baths, 974 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,710Available Now3302974
    $1,710Available Now4305974
    $1,710Available Now4307974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,695 - $1,805

    Price

    • $1,710

    Unit 3302 Rent and Fees

    Price

    • $1,710

    Model Rent and Fees

    Price

    • $1,695 - $1,805

    Unit 4305 Rent and Fees

    Price

    • $1,710

    Model Rent and Fees

    Price

    • $1,695 - $1,805

    Unit 4307 Rent and Fees

    Price

    • $1,710

    Model Rent and Fees

    Price

    • $1,695 - $1,805

    From $1,710

    B-1 Sunroom

    2 Beds, 2 Baths, 974 sq ftCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,760Available Now1304974
    $1,760Available Now1307974
    $1,710Available Now6302974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,710 - $1,760

    Rent Pricing

    • $1,710 - $1,760

    Unit 1304 Rent and Fees

    Price

    • $1,760

    Model Rent and Fees

    Price

    • $1,710 - $1,760

    Unit 1307 Rent and Fees

    Price

    • $1,760

    Model Rent and Fees

    Price

    • $1,710 - $1,760

    Unit 6302 Rent and Fees

    Price

    • $1,710

    Model Rent and Fees

    Price

    • $1,710 - $1,760

    From $1,795

    Floorplan B-2

    2 Beds, 2 Baths, 1053 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,830Available Now101081053
    $1,795Available Now102011053
    $1,795Available Now102031053

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,795 - $1,830

    Rent Pricing

    • $1,795 - $1,830

    Unit 10108 Rent and Fees

    Price

    • $1,830

    Model Rent and Fees

    Price

    • $1,795 - $1,830

    Unit 10201 Rent and Fees

    Price

    • $1,795

    Model Rent and Fees

    Price

    • $1,795 - $1,830

    Unit 10203 Rent and Fees

    Price

    • $1,795

    Model Rent and Fees

    Price

    • $1,795 - $1,830

    Floorplan B-5

    2 Beds, 2 Baths, 1208 sq ftLargest 2 BedroomThis is the largest 2 Bedroom at this Property 

    Model Gallery

    Floorplans

    Availability Details

    Availability DateUnitSq Ft
    UnavailableB-51208 sq ft

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    Show Unavailable Floorplans

  • 3 Bedrooms

    From $2,110

    Floorplan C-1

    3 Beds, 2 Baths, 1288 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $2,170Available Now62031288
    $2,170Available Now62081288
    $2,110Available Now63061288

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $2,110 - $2,170

    Rent Pricing

    • $2,110 - $2,170

    Unit 6203 Rent and Fees

    Price

    • $2,170

    Model Rent and Fees

    Price

    • $2,110 - $2,170

    Unit 6208 Rent and Fees

    Price

    • $2,170

    Model Rent and Fees

    Price

    • $2,110 - $2,170

    Unit 6306 Rent and Fees

    Price

    • $2,110

    Model Rent and Fees

    Price

    • $2,110 - $2,170
Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Schedule a Tour
Call us at: (850) 990-3734 to schedule a tour.

Property Information

  • 256 Units
  • 3 Stories
  • Built in 2022

Lease Terms

  • 12, 13, 14, 15, 16, 17, 18
Ask About Our Lease Terms

Parking Fees & Info

Parking Other

  • Other

Fee & Deposit Info

One-Time Fees

  • $225 Admin Fee
  • $75 Application Fee

Matterport 3D Tours

2BR, 2BA - 974SF
Exchange At North Bay - Fitness Center
Exchange At North Bay - Clubhouse

Features and Amenities

On-Site Services

  • Package Service
  • Property Manager On Site
  • Trash Pickup Door To Door
  • Car Charging Station
  • Online Services
  • Pet Play Area
  • Public Transportation
  • 24 Hour Access

Community Features

  • Clubhouse

Outdoor Features

  • Grill
  • Picnic Area
  • Patio

Recreation and Fitness

  • Fitness Center
  • Pool

Interior Features

  • Balcony
  • Windows
  • Storage Space
  • Double Vanities
  • Ceiling Fans
  • Tub/Shower
  • Washer/Dryer

Kitchen Amenities

  • Dishwasher
  • Microwave
  • Oven
  • Island Kitchen
  • Range
  • Refrigerator
  • Disposal
  • Stainless Steel Appliances
  • Kitchen
  • Granite Countertops

Living Area Features

  • Walk In Closets
  • Sunroom
  • Views
Ask About Our Amenities
Google Map

Map

3625 Frankford Ave, Panama City, FL 32405

Hours and Contact Info

Call Us - Open Now!
Currently Closed
By Appointment
(850) 990-3734
Monday9:00 am–6:00 pm
Tuesday9:00 am–6:00 pm
Wednesday9:00 am–6:00 pm
Thursday9:00 am–6:00 pm
Friday9:00 am–6:00 pm
Saturday10:00 am–5:00 pm
Sunday1:00 pm–5:00 pm
Ask About Live Online Tours

Getting Around

Walk Score®

25 / 100

Car-Dependent

Most errands require a car

Bike Score®

31 / 100

Somewhat Bikeable

Minimal bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about Exchange at North Bay

Where is Exchange at North Bay located?

Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL

What is the current rent range at Exchange at North Bay?

1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,295 to $2,170

When is the leasing office open?

  • The office Hours for Exchange at North Bay are
  • Monday 9:00 am–6:00 pm
  • Tuesday 9:00 am–6:00 pm
  • Wednesday 9:00 am–6:00 pm
  • Thursday 9:00 am–6:00 pm
  • Friday 9:00 am–6:00 pm
  • Saturday 10:00 am–5:00 pm
  • Sunday 1:00 pm–5:00 pm

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Lifestyle Ratings

  • Affordability Nice Value3.2

    The Exchange at North Bay Apartments are 1.73% cheaper than the average apartment in the Pretty Bayou area, and 1.13% cheaper than the average apartment city-wide.

    Rent Comparison to the Pretty Bayou Neighborhood

    FloorplanLowest Price HereNeighborhood Avg RentNbhd Avg RentCost Difference%
    1 Bedroom$1,295$1,478-$183-12.4%
    2 Bedroom$1,695$1,710-$15-0.9%
    3 Bedroom$2,110$1,952+$1588.1%

    Rent Comparison to the city of Panama City

    FloorplanLowest Price HereCity Average RentCost Difference%
    1 Bedroom$1,295$1,470-$175-11.9%
    2 Bedroom$1,695$1,664+$311.9%
    3 Bedroom$2,110$1,979+$1316.6%

    Methodology: On 06/13/2025, ApartmentHomeLiving.com compared current rents by floorplan to 67 other apartment communities in the immediate area around Exchange at North Bay (Pretty Bayou), and 290 other apartment communities in Panama City using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.

    Rent Pricing Data as of 06/13/2025

  • Eco-Friendly 3.4

    The Eco-Friendly Lifestyle score highlights how amenities and features at top local communities may support environmentally friendly, clean, and energy efficient living.

    Rating Factors

    This 3.4-star Eco-Friendly rating is based on the following features:

    • Car Charging Station(s)
    • Public Transportation
    • Patios
Learn more about Lifestyle Search

Renters Reviews and Ratings

5.0
1 Renters Reviews
ⓘ How is this Rating Determined?The property ratings on ApartmentHomeLiving.com are created using a 5-star scale that includes average renter review scores combined with building ratings to determine an overall blended property score.

Building ratings are based on a community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

  • Very helpful and provided lots of info on local area

    January 29, 2025
    Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids
    Review from Apartments.com

Nearby Schools

Northside Elementary School

Bay
2001 Northside Drive
Public School - Grades PK-5 (598 Students)
In Attendance Zone4 minute drive / 2.1 miles away
3/10

Jinks Middle School

Bay
600 West 11th Street
Public School - Grades 6-8 (570 Students)
In Attendance Zone7 minute drive / 3.3 miles away
2/10

Bay High School

Bay
1200 Harrison Avenue
Public School - Grades 9-12 (1255 Students)
In Attendance Zone7 minute drive / 3.5 miles away
5/10
Contact Us About Nearby Schools
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

About GreatSchools Data on ApartmentHomeLiving.com.

Points of Interest

Time and distance from Exchange at North Bay.

Big Box and Retail

Publix
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Kohl's
2610 Martin Luther King Jr Blvd
5 minute drive / 2.66 miles away
Target
2340 Martin Luther King Jr Blvd
5 minute drive / 2.77 miles away

Colleges and Universities

Gulf Coast State College - Panama City Campus
5230 West Highway 98
5 minute drive / 2.7 miles away
Gulf Coast State College - North Bay Center
637 Highway 2300
13 minute drive / 6.5 miles away

Groceries

Publix
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Save-A-Lot
902 Ohio Ave
7 minute drive / 3.41 miles away

Hospitals

Gulf Coast Regional Medical Center
449 W 23rd St
4 minute drive / 2.0 miles away
Emerald Coast Behavioral Hospital
1940 Harrison Ave
5 minute drive / 2.56 miles away
Ascension Sacred Heart Bay
615 N Bonita Ave
9 minute drive / 4.32 miles away

Military Bases

Naval Coastal Systems Center
9 minute drive / 4.43 miles away

Shopping Centers

SweetBay Town Center Phase I
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Northstar Center
2305-2389 St Andrews Blvd
4 minute drive / 1.45 miles away
Hickory Plaza
Us Hwy 98130
4 minute drive / 1.47 miles away

Exchange at North Bay has 5 shopping centers within 1.8 miles.

Nearby Neighborhoods

SweetBay

1 to 3 Bedroom Apartments from $1,135
View Rentals

Pretty Bayou

1 to 3 Bedroom Apartments from $1,135
View Rentals

Rental Price Ranges in the Area

BedroomAverage RentCheapest RentHighest Rent
Panama City Studio Apartments $919$895$939
Panama City 1 Bedroom Apartments $1,470$825$2,770
Panama City 2 Bedroom Apartments $1,664$975$3,522
Panama City 3 Bedroom Apartments $1,979$1,100$4,683
Panama City 4 Bedroom Apartments $2,281$1,195$2,999

Browse Top Apartments in Panama City

By Price

By Community Type

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Viewing: Exchange at North Bay | Desktop Version | Listing Updated: 06/12/2025 | AHLDIA