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Exchange at North Bay Apartments

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(850) 990-3734
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3625 Frankford Ave, Panama City, FL 32405

Contact

Exchange at North Bay

3625 Frankford Ave
Panama City, FL 32405
(850) 990-3734
Exchange at North Bay in Panama City, FL - Building Photo
  • 1–3 Bedrooms
  • $1,205-$2,630 Pricing
  • 598–1,288 Square Feet

About Exchange at North Bay

Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Evolve Property Management

Property Contact Info

Office Hours

Monday9:00 am–6:00 pm
Tuesday9:00 am–6:00 pm
Wednesday9:00 am–6:00 pm
Thursday9:00 am–6:00 pm
Friday9:00 am–6:00 pm
Saturday10:00 am–5:00 pm
Sunday1:00 pm–5:00 pm

Floorplan Pricing and Availability

Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,240 and having 598–1,288 sq ft. Here is the current pricing and availability:

Cost CalculatorEstimate your monthly and one-time fees
  • 1 Bedroom

    Floorplan A-1

    From $1,240

    1 Bed, 1 Bath, 598 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,290Available Now1308598
    $1,240Available Now2203598
    $1,255Available Now2101598

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,205 - $1,759

    Current Available Pricing

    • $1,240 - $1,290

    Unit 1308 Rent and Fees

    Unit Price

    • $1,290
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,205 - $1,759

    Unit 2203 Rent and Fees

    Unit Price

    • $1,240
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,205 - $1,759

    Unit 2101 Rent and Fees

    Unit Price

    • $1,255
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,205 - $1,759

    Floorplan A-2

    From $1,280

    1 Bed, 1 Bath, 737 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,330Available Now12111737
    Call For RatesAvailable Now10107737
    $1,330Available Now12104737

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,280 - $1,759

    Current Available Pricing

    • Call For Rates

    Unit 12111 Rent and Fees

    Unit Price

    • $1,330
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,280 - $1,759

    Model Rent and Fees

    Model Price Range

    • $1,280 - $1,759

    Unit 12104 Rent and Fees

    Unit Price

    • $1,330
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,280 - $1,759
  • 2 Bedrooms

    Floorplan B-1

    From $1,565

    2 Beds, 2 Baths, 974 sq ft
    Available Now
    Cheapest 2 BedroomThis is the cheapest 2 Bedroom at this Property

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,565Available Now1202974
    $1,565Available Now12206974
    $1,575Available Now12305974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,565 - $2,615

    Current Available Pricing

    • $1,565 - $1,575

    Unit 1202 Rent and Fees

    Unit Price

    • $1,565
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,565 - $2,615

    Unit 12206 Rent and Fees

    Unit Price

    • $1,565
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,565 - $2,615

    Unit 12305 Rent and Fees

    Unit Price

    • $1,575
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,565 - $2,615

    Floorplan B-2

    From $1,640

    2 Beds, 2 Baths, 1053 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,640Available Now112081053
    $1,640Available Now112031053
    $1,640Available Now112011053

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,640 - $2,555

    Current Available Pricing

    • $1,640

    Unit 11208 Rent and Fees

    Unit Price

    • $1,640
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,640 - $2,555

    Unit 11203 Rent and Fees

    Unit Price

    • $1,640
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,640 - $2,555

    Unit 11201 Rent and Fees

    Unit Price

    • $1,640
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,640 - $2,555

    B-1 Sunroom

    2 Beds, 2 Baths, 974 sq ft
     

    Availability Details

    Availability DateUnitSq Ft
    Call for AvailabilityB-1 Sunroom974 sq ft

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Floorplan B-5

    2 Beds, 2 Baths, 1208 sq ft
     
    Largest 2 BedroomThis is the largest 2 Bedroom at this Property

    Availability Details

    Availability DateUnitSq Ft
    Call for AvailabilityB-51208 sq ft

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    Show Unavailable Floorplans
  • 3 Bedrooms

    Floorplan C-1

    From $1,846

    3 Beds, 2 Baths, 1288 sq ft
    Available Now

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,896Available Now61011288
    $1,931Available Now63081288
    $1,846Available Now62061288

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,846 - $2,630

    Current Available Pricing

    • $1,846 - $1,931

    Unit 6101 Rent and Fees

    Unit Price

    • $1,896
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,846 - $2,630

    Unit 6308 Rent and Fees

    Unit Price

    • $1,931
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,846 - $2,630

    Unit 6206 Rent and Fees

    Unit Price

    • $1,846
    • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,846 - $2,630
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Schedule a Tour
Call us at: (850) 990-3734 to schedule a tour.

3D Tours

Property Information

  • 256 Units
  • 3 Stories
  • Built in 2022

Lease Terms

  • 9 - 18 mo

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

Required Fees

One-Time Basics

Due at Application
Application Fee Per ApplicantiCharged per applicant.$75.00
Due at Move-In
Security Deposit - Non-RefundableiDepending on Approval Security Deposits can range from $300-$1500. Charged per unit.$300.00
Administrative FeeiCharged per unit.$225.00

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Features and Amenities

On-Site Services

  • Package Service
  • Property Manager On Site
  • Trash Pickup Door To Door
  • Car Charging Station
  • Online Services
  • Pet Play Area
  • Public Transportation
  • 24 Hour Access

Community Features

  • Clubhouse

Outdoor Features

  • Grill
  • Picnic Area
  • Patio

Recreation and Fitness

  • Fitness Center
  • Pool

Interior Features

  • Balcony
  • Windows
  • Storage Space
  • Double Vanities
  • Ceiling Fans
  • Tub/Shower
  • Washer/Dryer

Kitchen Amenities

  • Dishwasher
  • Microwave
  • Oven
  • Island Kitchen
  • Range
  • Refrigerator
  • Disposal
  • Stainless Steel Appliances
  • Kitchen
  • Granite Countertops

Living Area Features

  • Walk In Closets
  • Sunroom
  • Views
Google Map

Map

3625 Frankford Ave, Panama City, FL 32405

Frequently Asked Questions about Exchange at North Bay

Where is Exchange at North Bay located?

Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL

What is the current rent range at Exchange at North Bay?

1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,240 to $1,931

When is the leasing office open?

  • The office Hours for Exchange at North Bay are
  • Monday 9:00 am–6:00 pm
  • Tuesday 9:00 am–6:00 pm
  • Wednesday 9:00 am–6:00 pm
  • Thursday 9:00 am–6:00 pm
  • Friday 9:00 am–6:00 pm
  • Saturday 10:00 am–5:00 pm
  • Sunday 1:00 pm–5:00 pm

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Lifestyle Ratings

  • Affordability Nice Value3.2

    The Exchange at North Bay Apartments are 4.8% cheaper than the average apartment in the Pretty Bayou area, and 11.47% cheaper than the average apartment city-wide.

    Rent Comparison to the Pretty Bayou Neighborhood

    FloorplanLowest Price HereNeighborhood Avg RentNbhd Avg RentCost Difference%
    1 Bedroom$1,205$1,315-$110-8.4%
    2 Bedroom$1,565$1,648-$83-5.0%
    3 Bedroom$1,846$1,865-$19-1.0%

    Rent Comparison to the city of Panama City

    FloorplanLowest Price HereCity Average RentCost Difference%
    1 Bedroom$1,205$1,403-$198-14.1%
    2 Bedroom$1,565$1,674-$109-6.5%
    3 Bedroom$1,846$2,141-$295-13.8%

    Methodology: On 06/26/2026, ApartmentHomeLiving.com compared current rents by floorplan to 53 other apartment communities in the immediate area around Exchange at North Bay (Pretty Bayou), and 324 other apartment communities in Panama City using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.

    Rent Pricing Data as of 06/26/2026

  • Eco-Friendly 3.6

    The Eco-Friendly Lifestyle score highlights how amenities and features at top local communities may support environmentally friendly, clean, and energy efficient living.

    Rating Factors

    This 3.6-star Eco-Friendly rating is based on the following features:

    • Car Charging Station(s)
    • Public Transportation
    • Patios
  • Student Living 3.2

    Rentals that are highly rated for the Student Living Lifestyle rating have top features and amenities that benefit students and others who enjoy living the student lifestyle.

    Rating Factors

    This 3.2-star Student Living rating is based on the following features:

    • Package Service
    • Washer/Dryer In Unit
    • Property Manager on Site
    • Public Transportation
    • 24 Hour Access
    • Fitness Center
    • Swimming Pool(s)
    • Storage Spaces
    • Sunroom(s)
    • Views
    • Trash Pickup - Door to Door
    • Pet Play Area
    • Clubhouse
    • Grill(s)
    • Picnic Area
    • Balconies
    • Tub/Showers
    • Dishwashers
    • Ovens
    • Ranges
    • Refrigerators
    • Disposals
    • Stainless Steel Appliances
    • Kitchens
    • Granite Countertops
    • Patios
    • Ceiling Fans
    See more
    See less
Learn more about Lifestyle Search

Renters Reviews and Ratings

5.0
1 Renters Reviews
  • Very helpful and provided lots of info on local area

    January 29, 2025 - Review from Apartments.com
    Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids

Nearby Schools

Northside Elementary School

Bay
2001 Northside Drive
Public School - Grades PK-5 (517 Students)
In Attendance Zone4 minute drive / 2.1 miles away
3/10

Jinks Middle School

Bay
600 West 11th Street
Public School - Grades 6-8 (516 Students)
In Attendance Zone7 minute drive / 3.3 miles away
2/10

Bay High School

Bay
1200 Harrison Avenue
Public School - Grades 9-12 (1337 Students)
In Attendance Zone7 minute drive / 3.5 miles away
4/10
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

About GreatSchools Data on ApartmentHomeLiving.com.

Points of Interest

Time and distance from Exchange at North Bay.

Big Box and Retail

Publix

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Kohl's

2610 Martin Luther King Jr Blvd
5 minute drive / 2.66 miles away

Target

2340 Martin Luther King Jr Blvd
5 minute drive / 2.77 miles away

Colleges and Universities

Gulf Coast State College - Panama City Campus

5230 West Highway 98
5 minute drive / 2.7 miles away

Gulf Coast State College - North Bay Center

637 Highway 2300
13 minute drive / 6.5 miles away

Groceries

Publix

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Save-A-Lot

902 Ohio Ave
7 minute drive / 3.41 miles away

Hospitals

Gulf Coast Regional Medical Center

449 W 23rd St
4 minute drive / 2.0 miles away

Emerald Coast Behavioral Hospital

1940 Harrison Ave
5 minute drive / 2.56 miles away

Ascension Sacred Heart Bay

615 N Bonita Ave
9 minute drive / 4.32 miles away

Military Bases

Naval Coastal Systems Center

9 minute drive / 4.43 miles away

Shopping Centers

SweetBay Town Center Phase I

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Northstar Center

2305-2389 St Andrews Blvd
4 minute drive / 1.45 miles away

Hickory Plaza

Us Hwy 98130
4 minute drive / 1.47 miles away

Exchange at North Bay has 5 shopping centers within 1.8 miles.

Nearby Neighborhoods

SweetBay

Studio to 4 Bedroom Apartments from $895
View Rentals

Pretty Bayou

1 to 3 Bedroom Apartments from $1,037
View Rentals

Rental Price Ranges in the Area

BedroomAverage RentCheapest RentHighest Rent
Panama City Studio Apartments $1,046$895$1,450
Panama City 1 Bedroom Apartments $1,403$825$3,738
Panama City 2 Bedroom Apartments $1,674$950$6,212
Panama City 3 Bedroom Apartments $2,141$1,095$10,000+
Panama City 4 Bedroom Apartments $3,407$1,295$10,000+

Browse Top Apartments in Panama City

Viewing: Exchange at North Bay | Desktop Version | Listing Updated: 06/25/2026 | AHLDIA