




- 1–3 Bedrooms
- $1,205-$2,630 Pricing
- 598–1,288 Square Feet
About Exchange at North Bay
Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!
Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Evolve Property Management
Property Contact Info

- Listed by:
- Agency:
- Vendor Logo:
- Website:
- View Property Website
- Call Us:
- (850) 990-3734
- Disclaimer:
Office Hours
| Monday | 9:00 am–6:00 pm |
| Tuesday | 9:00 am–6:00 pm |
| Wednesday | 9:00 am–6:00 pm |
| Thursday | 9:00 am–6:00 pm |
| Friday | 9:00 am–6:00 pm |
| Saturday | 10:00 am–5:00 pm |
| Sunday | 1:00 pm–5:00 pm |
Floorplan Pricing and Availability
Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,240 and having 598–1,288 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
Floorplan A-1
From $1,240
1 Bed, 1 Bath, 598 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,290 Available Now 1308 598 $1,240 Available Now 2203 598 $1,255 Available Now 2101 598 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,205 - $1,759
Current Available Pricing
- $1,240 - $1,290
Unit 1308 Rent and Fees
Unit Price
- $1,290
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,205 - $1,759
Unit 2203 Rent and Fees
Unit Price
- $1,240
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,205 - $1,759
Unit 2101 Rent and Fees
Unit Price
- $1,255
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,205 - $1,759
Apartment Model: A-1From $1,2051 Bedroom, 1 Bath, 598 sq ftAvailable Now![]()
A-1 - Floorplan 1 ![]()
A-1 - Floorplan 2 Apartment Unit: 1308Apartment Model: A-1$1,2901 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 2203Apartment Model: A-1$1,2401 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 2101Apartment Model: A-1$1,2551 Bedroom, 1 Bath, 598 sq ftAvailable NowFloorplan A-2
From $1,280
1 Bed, 1 Bath, 737 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,330 Available Now 12111 737 Call For Rates Available Now 10107 737 $1,330 Available Now 12104 737 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,280 - $1,759
Current Available Pricing
- Call For Rates
Unit 12111 Rent and Fees
Unit Price
- $1,330
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,280 - $1,759
Model Rent and Fees
Model Price Range
- $1,280 - $1,759
Unit 12104 Rent and Fees
Unit Price
- $1,330
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,280 - $1,759
Apartment Model: A-2From $1,2801 Bedroom, 1 Bath, 737 sq ftAvailable Now![]()
A-2 - Floorplan 1 ![]()
A-2 - Floorplan 2 Apartment Unit: 12111Apartment Model: A-2$1,3301 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 10107Apartment Model: A-2Call For Rates1 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 12104Apartment Model: A-2$1,3301 Bedroom, 1 Bath, 737 sq ftAvailable Now2 Bedrooms
Show Unavailable FloorplansFloorplan B-1
From $1,565
2 Beds, 2 Baths, 974 sq ftAvailable NowCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,565 Available Now 1202 974 $1,565 Available Now 12206 974 $1,575 Available Now 12305 974 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,565 - $2,615
Current Available Pricing
- $1,565 - $1,575
Unit 1202 Rent and Fees
Unit Price
- $1,565
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,565 - $2,615
Unit 12206 Rent and Fees
Unit Price
- $1,565
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,565 - $2,615
Unit 12305 Rent and Fees
Unit Price
- $1,575
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,565 - $2,615
Apartment Model: B-1From $1,5652 Bedroom, 2 Bath, 974 sq ftAvailable Now![]()
B-1 - Floorplan 1 ![]()
B-1 - Floorplan 2 Apartment Unit: 1202Apartment Model: B-1$1,5652 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 12206Apartment Model: B-1$1,5652 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 12305Apartment Model: B-1$1,5752 Bedroom, 2 Bath, 974 sq ftAvailable NowFloorplan B-2
From $1,640
2 Beds, 2 Baths, 1053 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,640 Available Now 11208 1053 $1,640 Available Now 11203 1053 $1,640 Available Now 11201 1053 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,640 - $2,555
Current Available Pricing
- $1,640
Unit 11208 Rent and Fees
Unit Price
- $1,640
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,640 - $2,555
Unit 11203 Rent and Fees
Unit Price
- $1,640
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,640 - $2,555
Unit 11201 Rent and Fees
Unit Price
- $1,640
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,640 - $2,555
Apartment Model: B-2From $1,6402 Bedroom, 2 Bath, 1053 sq ftAvailable Now![]()
B-2 - Floorplan Apartment Unit: 11208Apartment Model: B-2$1,6402 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11203Apartment Model: B-2$1,6402 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11201Apartment Model: B-2$1,6402 Bedroom, 2 Bath, 1053 sq ftAvailable NowB-1 Sunroom
2 Beds, 2 Baths, 974 sq ftModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Call for Availability B-1 Sunroom 974 sq ft Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Apartment Model: B-1 SunroomCall For Rates2 Bedroom, 2 Bath, 974 sq ftUnavailable![]()
B-1 Sunroom - Floorplan Floorplan B-5
2 Beds, 2 Baths, 1208 sq ftLargest 2 BedroomThis is the largest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Call for Availability B-5 1208 sq ft Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Apartment Model: B-5Call For Rates2 Bedroom, 2 Bath, 1208 sq ftUnavailable![]()
B-5 - Floorplan 1 ![]()
B-5 - Floorplan 2 3 Bedrooms
Floorplan C-1
From $1,846
3 Beds, 2 Baths, 1288 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,896 Available Now 6101 1288 $1,931 Available Now 6308 1288 $1,846 Available Now 6206 1288 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,846 - $2,630
Current Available Pricing
- $1,846 - $1,931
Unit 6101 Rent and Fees
Unit Price
- $1,896
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,846 - $2,630
Unit 6308 Rent and Fees
Unit Price
- $1,931
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,846 - $2,630
Unit 6206 Rent and Fees
Unit Price
- $1,846
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,846 - $2,630
Apartment Model: C-1From $1,8463 Bedroom, 2 Bath, 1288 sq ftAvailable Now![]()
C-1 - Floorplan Apartment Unit: 6101Apartment Model: C-1$1,8963 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6308Apartment Model: C-1$1,9313 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6206Apartment Model: C-1$1,8463 Bedroom, 2 Bath, 1288 sq ftAvailable Now
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3D Tours
Property Information
- 256 Units
- 3 Stories
- Built in 2022
Lease Terms
- 9 - 18 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$75.00
- Due at Move-In
- Security Deposit - Non-RefundableiDepending on Approval Security Deposits can range from $300-$1500. Charged per unit.$300.00
- Administrative FeeiCharged per unit.$225.00
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
On-Site Services
- Public Transportation
- 24 Hour Access
- Pet Play Area
- Online Services
- Car Charging Station
- Trash Pickup Door To Door
- Property Manager On Site
- Package Service
Community Features
- Clubhouse
Outdoor Features
- Grill
- Picnic Area
- Patio
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Windows
- Balcony
- Storage Space
- Double Vanities
- Tub/Shower
- Ceiling Fans
- Washer/Dryer
Kitchen Amenities
- Kitchen
- Stainless Steel Appliances
- Disposal
- Refrigerator
- Range
- Oven
- Island Kitchen
- Microwave
- Dishwasher
- Granite Countertops
Living Area Features
- Walk In Closets
- Sunroom
- Views

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Frequently Asked Questions about Exchange at North Bay
Where is Exchange at North Bay located?
Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL
What is the current rent range at Exchange at North Bay?
1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,240 to $1,931
When is the leasing office open?
- The office Hours for Exchange at North Bay are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
Very helpful and provided lots of info on local area
January 29, 2025 - Review from Apartments.comTisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids
Nearby Schools
Northside Elementary School
Jinks Middle School
Bay High School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Exchange at North Bay.
Big Box and Retail
Publix
Kohl's
Target
Colleges and Universities
Groceries
Publix
Save-A-Lot
Hospitals
Military Bases
Naval Coastal Systems Center
Shopping Centers
Exchange at North Bay has 5 shopping centers within 1.8 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $1,046 | $895 | $1,450 |
| Panama City 1 Bedroom Apartments | $1,403 | $825 | $3,738 |
| Panama City 2 Bedroom Apartments | $1,674 | $950 | $6,212 |
| Panama City 3 Bedroom Apartments | $2,141 | $1,095 | $10,000+ |
| Panama City 4 Bedroom Apartments | $3,407 | $1,295 | $10,000+ |
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