Exchange at North Bay Apartments

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3625 Frankford Ave, Panama City, FL 32405
(850) 990-3734
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Exchange at North Bay in Panama City, FL - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Exchange at North Bay in Panama City, FL - Building Photo - Building Photo
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Floor Plan
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Contact

Exchange at North Bay

3625 Frankford Ave
Panama City, FL 32405
(850) 990-3734
Exchange at North Bay in Panama City, FL - Building Photo
  • 1–3 Bedrooms
  • $1,390–$2,106Rent Pricing
  • 598–1,288Square Feet

About Exchange at North Bay

Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!

Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL.

Property Contact Info

Ask About Our Move-In Specials

Floorplan Pricing and Availability

Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,390 and having 598–1,288 sq ft. Here is the current pricing and availability:

  • 1 Bedroom

    From $1,390

    Floorplan A-1

    1 Bed, 1 Bath, 598 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,390Available Now10302598
    $1,465Available Now1208598
    $1,465Available Now4303598

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,295 - $1,465

    Rent Pricing

    • $1,390 - $1,465

    Unit 10302 Rent and Fees

    Price

    • $1,390

    Model Rent and Fees

    Price

    • $1,295 - $1,465

    Unit 1208 Rent and Fees

    Price

    • $1,465

    Model Rent and Fees

    Price

    • $1,295 - $1,465

    Unit 4303 Rent and Fees

    Price

    • $1,465

    Model Rent and Fees

    Price

    • $1,295 - $1,465

    From $1,465

    Floorplan A-2

    1 Bed, 1 Bath, 737 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,465Available Now11204737
    $1,465Available Now11205737
    $1,465Available Now11207737

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,450 - $1,500

    Price

    • $1,465

    Unit 11204 Rent and Fees

    Price

    • $1,465

    Model Rent and Fees

    Price

    • $1,450 - $1,500

    Unit 11205 Rent and Fees

    Price

    • $1,465

    Model Rent and Fees

    Price

    • $1,450 - $1,500

    Unit 11207 Rent and Fees

    Price

    • $1,465

    Model Rent and Fees

    Price

    • $1,450 - $1,500

  • 2 Bedrooms

    From $1,563

    Floorplan B-1

    2 Beds, 2 Baths, 974 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,628Available Now1205974
    $1,563Available Now1302974
    $1,563Available Now1305974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,548 - $1,673

    Rent Pricing

    • $1,563 - $1,628

    Unit 1205 Rent and Fees

    Price

    • $1,628

    Model Rent and Fees

    Price

    • $1,548 - $1,673

    Unit 1302 Rent and Fees

    Price

    • $1,563

    Model Rent and Fees

    Price

    • $1,548 - $1,673

    Unit 1305 Rent and Fees

    Price

    • $1,563

    Model Rent and Fees

    Price

    • $1,548 - $1,673

    From $1,563

    B-1 Sunroom

    2 Beds, 2 Baths, 974 sq ftCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,563Available Now1304974
    $1,563Available Now1307974
    $1,563Available Now6305974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price

    • $1,563

    Unit 1304 Rent and Fees

    Price

    • $1,563

    Model Rent and Fees

    Price

    • $1,563

    Unit 1307 Rent and Fees

    Price

    • $1,563

    Model Rent and Fees

    Price

    • $1,563

    Unit 6305 Rent and Fees

    Price

    • $1,563

    Model Rent and Fees

    Price

    • $1,563

    From $1,623

    Floorplan B-2

    2 Beds, 2 Baths, 1053 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,658Available Now81031053
    $1,658Available Now81061053
    $1,658Available Now81081053

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $1,623 - $1,658

    Price

    • $1,658

    Unit 8103 Rent and Fees

    Price

    • $1,658

    Model Rent and Fees

    Price

    • $1,623 - $1,658

    Unit 8106 Rent and Fees

    Price

    • $1,658

    Model Rent and Fees

    Price

    • $1,623 - $1,658

    Unit 8108 Rent and Fees

    Price

    • $1,658

    Model Rent and Fees

    Price

    • $1,623 - $1,658

    Floorplan B-5

    2 Beds, 2 Baths, 1208 sq ftLargest 2 BedroomThis is the largest 2 Bedroom at this Property 

    Model Gallery

    Floorplans

    Availability Details

    Availability DateUnitSq Ft
    UnavailableB-51208 sq ft

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    Show Unavailable Floorplans

  • 3 Bedrooms

    From $2,031

    Floorplan C-1

    3 Beds, 2 Baths, 1288 sq ftAvailable Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $2,106Available Now62031288
    $2,106Available Now62081288
    $2,031Available Now63031288

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Price Range

    • $2,031 - $2,350

    Rent Pricing

    • $2,031 - $2,106

    Unit 6203 Rent and Fees

    Price

    • $2,106

    Model Rent and Fees

    Price

    • $2,031 - $2,350

    Unit 6208 Rent and Fees

    Price

    • $2,106

    Model Rent and Fees

    Price

    • $2,031 - $2,350

    Unit 6303 Rent and Fees

    Price

    • $2,031

    Model Rent and Fees

    Price

    • $2,031 - $2,350
Price shown is base rent and may not include non-optional fees and utilities. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Schedule a Tour
Call us at: (850) 990-3734 to schedule a tour.

Property Information

  • 256 Units
  • 3 Stories
  • Built in 2022

Lease Terms

  • 12, 13, 14, 15, 16, 17, 18
Ask About Our Lease Terms

Parking Fees & Info

Parking Other

  • Other

Fee & Deposit Info

One-Time Fees

  • $225 Admin Fee
  • $75 Application Fee

Matterport 3D Tours

2BR, 2BA - 974SF
Exchange At North Bay - Fitness Center
Exchange At North Bay - Clubhouse

Features and Amenities

On-Site Services

  • Package Service
  • Property Manager On Site
  • Trash Pickup Door To Door
  • Car Charging Station
  • Online Services
  • Pet Play Area
  • Public Transportation
  • 24 Hour Access

Community Features

  • Clubhouse

Outdoor Features

  • Grill
  • Picnic Area
  • Patio

Recreation and Fitness

  • Fitness Center
  • Pool

Interior Features

  • Balcony
  • Windows
  • Storage Space
  • Double Vanities
  • Ceiling Fans
  • Tub/Shower
  • Washer/Dryer

Kitchen Amenities

  • Dishwasher
  • Microwave
  • Oven
  • Island Kitchen
  • Range
  • Refrigerator
  • Disposal
  • Stainless Steel Appliances
  • Kitchen
  • Granite Countertops

Living Area Features

  • Walk In Closets
  • Sunroom
  • Views
Ask About Our Amenities
Google Map

Map

3625 Frankford Ave, Panama City, FL 32405

Hours and Contact Info

Call Us - Open Now!
Currently Closed
By Appointment
(850) 990-3734
Monday9:00 am–6:00 pm
Tuesday9:00 am–6:00 pm
Wednesday9:00 am–6:00 pm
Thursday9:00 am–6:00 pm
Friday9:00 am–6:00 pm
Saturday10:00 am–5:00 pm
Sunday1:00 pm–5:00 pm
Ask About Live Online Tours

Getting Around

Walk Score®

25 / 100

Car-Dependent

Most errands require a car

Bike Score®

31 / 100

Somewhat Bikeable

Minimal bike infrastructure

What Are Walk Score®, Transit Score®, and Bike Score® Ratings?

  • Walk Score® measures the walkability of any address.
  • Transit Score® measures access to public transit.
  • Bike Score® measures the bikeability of any address.

Frequently Asked Questions about Exchange at North Bay

Where is Exchange at North Bay located?

Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL

What is the current rent range at Exchange at North Bay?

1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,390 to $2,106

When is the leasing office open?

  • The office Hours for Exchange at North Bay are
  • Monday 9:00 am–6:00 pm
  • Tuesday 9:00 am–6:00 pm
  • Wednesday 9:00 am–6:00 pm
  • Thursday 9:00 am–6:00 pm
  • Friday 9:00 am–6:00 pm
  • Saturday 10:00 am–5:00 pm
  • Sunday 1:00 pm–5:00 pm

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Lifestyle Ratings

  • Affordability Nice Value3.2

    The Exchange at North Bay Apartments are 1.6% cheaper than the average apartment in the Pretty Bayou area, and 6.0% cheaper than the average apartment city-wide.

    Rent Comparison to the Pretty Bayou Neighborhood

    FloorplanLowest Price HereNeighborhood Avg RentNbhd Avg RentCost Difference%
    1 Bedroom$1,295$1,404-$109-7.8%
    2 Bedroom$1,548$1,617-$69-4.3%
    3 Bedroom$2,031$1,892+$1397.3%

    Rent Comparison to the city of Panama City

    FloorplanLowest Price HereCity Average RentCost Difference%
    1 Bedroom$1,295$1,520-$225-14.8%
    2 Bedroom$1,548$1,643-$95-5.8%
    3 Bedroom$2,031$1,980+$512.6%

    Methodology: On 07/13/2025, ApartmentHomeLiving.com compared current rents by floorplan to 50 other apartment communities in the immediate area around Exchange at North Bay (Pretty Bayou), and 296 other apartment communities in Panama City using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.

    Rent Pricing Data as of 07/13/2025

  • Eco-Friendly 3.2

    The Eco-Friendly Lifestyle score highlights how amenities and features at top local communities may support environmentally friendly, clean, and energy efficient living.

    Rating Factors

    This 3.2-star Eco-Friendly rating is based on the following features:

    • Car Charging Station(s)
    • Public Transportation
    • Patios

  • Student Living 3.2

    Rentals that are highly rated for the Student Living Lifestyle rating have top features and amenities that benefit students and others who enjoy living the student lifestyle.

    Rating Factors

    This 3.2-star Student Living rating is based on the following features:

    • Package Service
    • Washer/Dryer In Unit
    • Property Manager on Site
    • Public Transportation
    • 24 Hour Access
    • Fitness Center
    • Swimming Pool(s)
    • Storage Spaces
    • Sunroom(s)
    • Views
    • Trash Pickup - Door to Door
    • Pet Play Area
    • Clubhouse
    • Grill(s)
    • Picnic Area
    • Balconies
    • Tub/Showers
    • Dishwashers
    • Ovens
    • Ranges
    • Refrigerators
    • Disposals
    • Stainless Steel Appliances
    • Kitchens
    • Granite Countertops
    • Patios
    • Ceiling Fans
    See more
    See less
Learn more about Lifestyle Search

Renters Reviews and Ratings

5.0
1 Renters Reviews
ⓘ How is this Rating Determined?The property ratings on ApartmentHomeLiving.com are created using a 5-star scale that includes average renter review scores combined with building ratings to determine an overall blended property score.

Building ratings are based on a community’s features, including the building design, construction, exterior spaces, and amenities. To learn more about the CoStar Building Rating System, refer to our official guidelines here.

  • Very helpful and provided lots of info on local area

    January 29, 2025
    Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids
    Review from Apartments.com

Nearby Schools

Northside Elementary School

Bay
2001 Northside Drive
Public School - Grades PK-5 (598 Students)
In Attendance Zone4 minute drive / 2.1 miles away
3/10

Jinks Middle School

Bay
600 West 11th Street
Public School - Grades 6-8 (570 Students)
In Attendance Zone7 minute drive / 3.3 miles away
2/10

Bay High School

Bay
1200 Harrison Avenue
Public School - Grades 9-12 (1255 Students)
In Attendance Zone7 minute drive / 3.5 miles away
5/10
Contact Us About Nearby Schools
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

About GreatSchools Data on ApartmentHomeLiving.com.

Points of Interest

Time and distance from Exchange at North Bay.

Big Box and Retail

Publix
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Kohl's
2610 Martin Luther King Jr Blvd
5 minute drive / 2.66 miles away
Target
2340 Martin Luther King Jr Blvd
5 minute drive / 2.77 miles away

Colleges and Universities

Gulf Coast State College - Panama City Campus
5230 West Highway 98
5 minute drive / 2.7 miles away
Gulf Coast State College - North Bay Center
637 Highway 2300
13 minute drive / 6.5 miles away

Groceries

Publix
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Save-A-Lot
902 Ohio Ave
7 minute drive / 3.41 miles away

Hospitals

Gulf Coast Regional Medical Center
449 W 23rd St
4 minute drive / 2.0 miles away
Emerald Coast Behavioral Hospital
1940 Harrison Ave
5 minute drive / 2.56 miles away
Ascension Sacred Heart Bay
615 N Bonita Ave
9 minute drive / 4.32 miles away

Military Bases

Naval Coastal Systems Center
9 minute drive / 4.43 miles away

Shopping Centers

SweetBay Town Center Phase I
3204 Heartleaf Ave E
3 minute drive / 1.0 miles away
Northstar Center
2305-2389 St Andrews Blvd
4 minute drive / 1.45 miles away
Hickory Plaza
Us Hwy 98130
4 minute drive / 1.47 miles away

Exchange at North Bay has 5 shopping centers within 1.8 miles.

Nearby Neighborhoods

SweetBay

Studio to 4 Bedroom Apartments from $895
View Rentals

Pretty Bayou

1 to 3 Bedroom Apartments from $1,049
View Rentals

Rental Price Ranges in the Area

BedroomAverage RentCheapest RentHighest Rent
Panama City Studio Apartments $919$895$939
Panama City 1 Bedroom Apartments $1,520$825$2,627
Panama City 2 Bedroom Apartments $1,643$1,000$3,017
Panama City 3 Bedroom Apartments $1,980$1,095$4,864
Panama City 4 Bedroom Apartments $2,149$1,195$2,500

Browse Top Apartments in Panama City

By Price

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Viewing: Exchange at North Bay | Desktop Version | Listing Updated: 07/11/2025 | AHLDIA