Photos


















- 1–3 Bedrooms
- $1,265-$3,060 Pricing
- 598–1,288 Square Feet
About Exchange at North Bay
Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!
Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Evolve Property Management
Property Contact Info

- Listed by:
- Agency:
- Vendor Logo:
- Website:
- View Property Website
- Call Us:
- (850) 990-3734
- Disclaimer:
Floorplan Pricing and Availability
Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,290 and having 598–1,288 sq ft. Here is the current pricing and availability:
New! Interactive Property Map
1 Bedroom
Floorplan A-1
From $1,290
1 Bed, 1 Bath, 598 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,340 Available Now 1306 598 $1,340 Available Now 1308 598 $1,290 Available Now 2203 598 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,265 - $1,860
Current Available Pricing
- $1,290 - $1,340
Unit 1306 Rent and Fees
Unit Price
- $1,340
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,265 - $1,860
Unit 1308 Rent and Fees
Unit Price
- $1,340
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,265 - $1,860
Unit 2203 Rent and Fees
Unit Price
- $1,290
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,265 - $1,860
Apartment Model: A-1From $1,2651 Bedroom, 1 Bath, 598 sq ftAvailable Now![]()
A-1 - Floorplan 1 ![]()
A-1 - Floorplan 2 Apartment Unit: 1306Apartment Model: A-1$1,3401 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 1308Apartment Model: A-1$1,3401 Bedroom, 1 Bath, 598 sq ftAvailable NowApartment Unit: 2203Apartment Model: A-1$1,2901 Bedroom, 1 Bath, 598 sq ftAvailable NowFloorplan A-2
From $1,340
1 Bed, 1 Bath, 737 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,380 Available Now 12111 737 $1,380 Available Now 10107 737 $1,340 May 8, 2026 11307 737 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,340 - $1,860
Current Available Pricing
- $1,340 - $1,380
Unit 12111 Rent and Fees
Unit Price
- $1,380
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,340 - $1,860
Unit 10107 Rent and Fees
Unit Price
- $1,380
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,340 - $1,860
Unit 11307 Rent and Fees
Unit Price
- $1,340
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,340 - $1,860
Apartment Model: A-2From $1,3401 Bedroom, 1 Bath, 737 sq ftAvailable Now![]()
A-2 - Floorplan 1 ![]()
A-2 - Floorplan 2 Apartment Unit: 12111Apartment Model: A-2$1,3801 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 10107Apartment Model: A-2$1,3801 Bedroom, 1 Bath, 737 sq ftAvailable NowApartment Unit: 11307Apartment Model: A-2$1,3401 Bedroom, 1 Bath, 737 sq ftAvailable May 8, 20262 Bedrooms
Show Unavailable FloorplansFloorplan B-1
From $1,529
2 Beds, 2 Baths, 974 sq ftAvailable NowCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,614 Available Now 6307 974 $1,529 Available Now 3204 974 $1,529 Available Now 1202 974 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,529 - $2,536
Current Available Pricing
- $1,529 - $1,614
Unit 6307 Rent and Fees
Unit Price
- $1,614
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,529 - $2,536
Unit 3204 Rent and Fees
Unit Price
- $1,529
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,529 - $2,536
Unit 1202 Rent and Fees
Unit Price
- $1,529
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,529 - $2,536
Apartment Model: B-1From $1,5292 Bedroom, 2 Bath, 974 sq ftAvailable Now![]()
B-1 - Floorplan 1 ![]()
B-1 - Floorplan 2 Apartment Unit: 6307Apartment Model: B-1$1,6142 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 3204Apartment Model: B-1$1,5292 Bedroom, 2 Bath, 974 sq ftAvailable NowApartment Unit: 1202Apartment Model: B-1$1,5292 Bedroom, 2 Bath, 974 sq ftAvailable NowFloorplan B-2
From $1,604
2 Beds, 2 Baths, 1053 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,604 Available Now 11208 1053 $1,604 Available Now 11203 1053 $1,604 Available Now 9208 1053 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,604 - $2,536
Current Available Pricing
- $1,604
Unit 11208 Rent and Fees
Unit Price
- $1,604
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,604 - $2,536
Unit 11203 Rent and Fees
Unit Price
- $1,604
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,604 - $2,536
Unit 9208 Rent and Fees
Unit Price
- $1,604
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,604 - $2,536
Apartment Model: B-2From $1,6042 Bedroom, 2 Bath, 1053 sq ftAvailable Now![]()
B-2 - Floorplan Apartment Unit: 11208Apartment Model: B-2$1,6042 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 11203Apartment Model: B-2$1,6042 Bedroom, 2 Bath, 1053 sq ftAvailable NowApartment Unit: 9208Apartment Model: B-2$1,6042 Bedroom, 2 Bath, 1053 sq ftAvailable NowFloorplan B-5
From $1,954
2 Beds, 2 Baths, 1208 sq ftAvailable Jun 26Largest 2 BedroomThis is the largest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft $1,954 June 26, 2026 7201 1208 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Unit 7201 Rent and Fees
Unit Price
- $1,954
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,954 - $3,060
Apartment Model: B-5From $1,9542 Bedroom, 2 Bath, 1208 sq ftAvailable June 26, 2026![]()
B-5 - Floorplan 1 ![]()
B-5 - Floorplan 2 Apartment Unit: 7201Apartment Model: B-5$1,9542 Bedroom, 2 Bath, 1208 sq ftAvailable June 26, 2026B-1 Sunroom
2 Beds, 2 Baths, 974 sq ftModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Call for Availability B-1 Sunroom 974 sq ft Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Apartment Model: B-1 SunroomCall For Rates2 Bedroom, 2 Bath, 974 sq ftUnavailable![]()
B-1 Sunroom - Floorplan 3 Bedrooms
Floorplan C-1
From $1,786
3 Beds, 2 Baths, 1288 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft View Details $1,796 Available Now 6306 1288 $1,861 Available Now 6203 1288 $1,796 May 17, 2026 6301 1288 Model Amenities and Features
Features
- Balcony
- Ceiling Fans
- Double Vanities
- Storage Space
- Tub/Shower
- Washer/Dryer
- Windows
Kitchen
- Dishwasher
- Disposal
- Granite Countertops
- Island Kitchen
- Kitchen
- Microwave
- Oven
- Range
- Refrigerator
- Stainless Steel Appliances
Model Rent and Fees
Model Price Range
- $1,786 - $2,950
Current Available Pricing
- $1,796 - $1,861
Unit 6306 Rent and Fees
Unit Price
- $1,796
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,786 - $2,950
Unit 6203 Rent and Fees
Unit Price
- $1,861
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,786 - $2,950
Unit 6301 Rent and Fees
Unit Price
- $1,796
View Details and Rent EstimateModel Rent and Fees
Model Price Range
- $1,786 - $2,950
Apartment Model: C-1From $1,7863 Bedroom, 2 Bath, 1288 sq ftAvailable Now![]()
C-1 - Floorplan Apartment Unit: 6306Apartment Model: C-1$1,7963 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6203Apartment Model: C-1$1,8613 Bedroom, 2 Bath, 1288 sq ftAvailable NowApartment Unit: 6301Apartment Model: C-1$1,7963 Bedroom, 2 Bath, 1288 sq ftAvailable May 17, 2026
Schedule a Tour
3D Tours
Property Information
- 256 Units
- 3 Stories
- Built in 2022
Lease Terms
- 9 - 18 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
Required Fees
One-Time Basics
- Due at Application
- Application Fee Per ApplicantiCharged per applicant.$75.00
- Due at Move-In
- Security Deposit - Non-RefundableiDepending on Approval Security Deposits can range from $300-$1500. Charged per unit.$300.00
- Administrative FeeiCharged per unit.$225.00
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
On-Site Services
- Package Service
- Property Manager On Site
- Trash Pickup Door To Door
- Car Charging Station
- Online Services
- Pet Play Area
- Public Transportation
- 24 Hour Access
Community Features
- Clubhouse
Outdoor Features
- Grill
- Picnic Area
- Patio
Recreation and Fitness
- Fitness Center
- Pool
Interior Features
- Balcony
- Windows
- Storage Space
- Double Vanities
- Ceiling Fans
- Tub/Shower
- Washer/Dryer
Kitchen Amenities
- Dishwasher
- Microwave
- Oven
- Island Kitchen
- Range
- Refrigerator
- Disposal
- Stainless Steel Appliances
- Kitchen
- Granite Countertops
Living Area Features
- Walk In Closets
- Sunroom
- Views

Map
- Shopping
- Colleges
- Grocery
- Medical

Map
Hours and Contact Info
| Monday | 9:00 am–6:00 pm |
| Tuesday | 9:00 am–6:00 pm |
| Wednesday | 9:00 am–6:00 pm |
| Thursday | 9:00 am–6:00 pm |
| Friday | 9:00 am–6:00 pm |
| Saturday | 10:00 am–5:00 pm |
| Sunday | 1:00 pm–5:00 pm |
Frequently Asked Questions about Exchange at North Bay
Where is Exchange at North Bay located?
Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL
What is the current rent range at Exchange at North Bay?
1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,290 to $1,954
When is the leasing office open?
- The office Hours for Exchange at North Bay are
- Monday 9:00 am–6:00 pm
- Tuesday 9:00 am–6:00 pm
- Wednesday 9:00 am–6:00 pm
- Thursday 9:00 am–6:00 pm
- Friday 9:00 am–6:00 pm
- Saturday 10:00 am–5:00 pm
- Sunday 1:00 pm–5:00 pm
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
Very helpful and provided lots of info on local area
January 29, 2025Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kidsReview from Apartments.com
Nearby Schools
Northside Elementary School
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Exchange at North Bay.
Big Box and Retail
Publix
Kohl's
Target
Colleges and Universities
Groceries
Publix
Save-A-Lot
Hospitals
Military Bases
Naval Coastal Systems Center
Shopping Centers
Exchange at North Bay has 5 shopping centers within 1.8 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $1,014 | $895 | $1,325 |
| Panama City 1 Bedroom Apartments | $1,352 | $850 | $1,976 |
| Panama City 2 Bedroom Apartments | $1,645 | $895 | $5,383 |
| Panama City 3 Bedroom Apartments | $1,964 | $1,000 | $4,014 |
| Panama City 4 Bedroom Apartments | $3,624 | $1,500 | $10,000+ |
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