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Exchange at North Bay Apartments

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(850) 990-3734
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3625 Frankford Ave, Panama City, FL 32405
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Exchange at North Bay

3625 Frankford Ave
Panama City, FL 32405
(850) 990-3734
Exchange at North Bay in Panama City, FL - Building Photo
  • 1–3 Bedrooms
  • $1,224-$4,885 Pricing
  • 598–1,288 Square Feet

About Exchange at North Bay

Welcome to Exchange at North Bay! Experience the epitome of apartment living in the heart of Panama City, conveniently situated at 3625 Frankfort Road, Panama City, Florida 32405. Immerse yourself in a world of premier shopping, dining, and access to top-rated schools—all within moments of your doorstep. Exchange at North Bay Apartments stands out in the crowd by redefining luxury living. We seamlessly blend sophistication, comfort, and convenience, offering a unique living experience. Our brand-new luxury apartments, nestled in Panama City, are just minutes away from local beaches and Tyndall Air Force Base. Your dream home, with its unique blend of luxury and convenience, awaits!

Exchange at North Bay is located in the Pretty Bayou Neighborhood and 32405 Zip code of Panama City, FL. This community is professionally managed by Evolve Property Management

Property Contact Info

View Property Website
Call Us:
(850) 990-3734
Ask About Our Move-In Specials

Office Hours

Monday9:00 am–6:00 pm
Tuesday9:00 am–6:00 pm
Wednesday9:00 am–6:00 pm
Thursday9:00 am–6:00 pm
Friday9:00 am–6:00 pm
Saturday10:00 am–5:00 pm
Sunday1:00 pm–5:00 pm

Floorplan Pricing and Availability

Exchange at North Bay offers 1 to 3 Bedroom apartments starting from $1,224 and having 598–1,288 sq ft. Here is the current pricing and availability:

Cost CalculatorEstimate your monthly and one-time fees

  • 1 Bedroom

    Floorplan A-1

    From $1,224

    1 Bed, 1 Bath, 598 sq ft
    Available Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,299Available Now1308598
    $1,339Available Now4103598
    $1,289Available Now4201598

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,224 - $1,721

    Current Available Pricing

    • $1,289 - $1,339

    Unit 1308 Rent and Fees

    Unit Price

    • $1,299
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,224 - $1,721

    Unit 4103 Rent and Fees

    Unit Price

    • $1,339
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,224 - $1,721

    Unit 4201 Rent and Fees

    Unit Price

    • $1,289
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,224 - $1,721

    Floorplan A-2

    From $1,309

    1 Bed, 1 Bath, 737 sq ft
    Available Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,359Available Now12111737
    $1,309 September 12, 202610202598
    $1,359 October 21, 20268102598

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,309 - $1,746

    Current Available Pricing

    • $1,309 - $1,359

    Unit 12111 Rent and Fees

    Unit Price

    • $1,359
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,309 - $1,746

    Unit 10202 Rent and Fees

    Unit Price

    • $1,309
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,309 - $1,746

    Unit 8102 Rent and Fees

    Unit Price

    • $1,359
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,309 - $1,746

  • 2 Bedrooms

    Floorplan B-1

    From $1,479

    2 Beds, 2 Baths, 974 sq ft
    Available Now
    Cheapest 2 BedroomThis is the cheapest 2 Bedroom at this Property

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,479Available Now1202974
    $1,529Available Now12107974
    $1,479Available Now12205974

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,479 - $2,295

    Current Available Pricing

    • $1,479 - $1,529

    Unit 1202 Rent and Fees

    Unit Price

    • $1,479
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,479 - $2,295

    Unit 12107 Rent and Fees

    Unit Price

    • $1,529
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,479 - $2,295

    Unit 12205 Rent and Fees

    Unit Price

    • $1,479
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,479 - $2,295

    Floorplan B-2

    From $1,554

    2 Beds, 2 Baths, 1053 sq ft
    Available Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq FtView Details
    $1,554Available Now112031053
    $1,554Available Now112011053
    $1,564Available Now93081053

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Model Rent and Fees

    Model Price Range

    • $1,554 - $2,239

    Current Available Pricing

    • $1,554 - $1,564

    Unit 11203 Rent and Fees

    Unit Price

    • $1,554
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,554 - $2,239

    Unit 11201 Rent and Fees

    Unit Price

    • $1,554
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,554 - $2,239

    Unit 9308 Rent and Fees

    Unit Price

    • $1,564
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,554 - $2,239

    Floorplan B-5

    From $1,904

    2 Beds, 2 Baths, 1208 sq ft
    Available Oct 26
    Largest 2 BedroomThis is the largest 2 Bedroom at this Property

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $1,904 October 26, 202672011208

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Unit 7201 Rent and Fees

    Unit Price

    • $1,904
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $1,904 - $1,953

    B-1 Sunroom

    2 Beds, 2 Baths, 974 sq ft
     

    Model Gallery

    Floorplans

    Availability Details

    Availability DateUnitSq Ft
    Call for AvailabilityB-1 Sunroom974 sq ft

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    Show Unavailable Floorplans

  • 3 Bedrooms

    Floorplan C-1

    From $2,179

    3 Beds, 2 Baths, 1288 sq ft
    Available Now

    Model Gallery

    Floorplans

    Availability Details

    PriceAvailability DateUnitSq Ft
    $2,179Available Now63081288

    Model Amenities and Features

    Features

    • Balcony
    • Ceiling Fans
    • Double Vanities
    • Storage Space
    • Tub/Shower
    • Washer/Dryer
    • Windows

    Kitchen

    • Dishwasher
    • Disposal
    • Granite Countertops
    • Island Kitchen
    • Kitchen
    • Microwave
    • Oven
    • Range
    • Refrigerator
    • Stainless Steel Appliances

    Unit 6308 Rent and Fees

    Unit Price

    • $2,179
      • View Details and Rent Estimate

    Model Rent and Fees

    Model Price Range

    • $2,179 - $4,885
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.

Schedule a Tour

Request Tour
Call us at: (850) 990-3734 to request a tour.

3D Tours

2BR, 2BA - 974SF
Exchange At North Bay - Fitness Center
Exchange At North Bay - Clubhouse

Property Information

  • 256 Units
  • 3 Stories
  • Built in 2022

Lease Terms

  • 9 - 18 mo
Ask About Our Lease Terms

Fees and Policies

The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.

Required Fees

One-Time Basics

Due at Application
Application Fee Per ApplicantiCharged per applicant.$75.00
Due at Move-In
Security Deposit - Non-RefundableiDepending on Approval Security Deposits can range from $300-$1500. Charged per unit.$300.00
Administrative FeeiCharged per unit.$225.00

Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.

Features and Amenities

On-Site Services

  • Package Service
  • Property Manager On Site
  • Trash Pickup Door To Door
  • Car Charging Station
  • Online Services
  • Pet Play Area
  • Public Transportation
  • 24 Hour Access

Community Features

  • Clubhouse

Outdoor Features

  • Grill
  • Picnic Area
  • Patio

Recreation and Fitness

  • Fitness Center
  • Pool

Interior Features

  • Balcony
  • Windows
  • Storage Space
  • Double Vanities
  • Ceiling Fans
  • Tub/Shower
  • Washer/Dryer

Kitchen Amenities

  • Dishwasher
  • Microwave
  • Oven
  • Island Kitchen
  • Range
  • Refrigerator
  • Disposal
  • Stainless Steel Appliances
  • Kitchen
  • Granite Countertops

Living Area Features

  • Walk In Closets
  • Sunroom
  • Views
Ask About Our Amenities
Google Map

Map

3625 Frankford Ave, Panama City, FL 32405

Getting Around

  • 30 / 100 Somewhat walkable

    Few day-to-day needs are within walking distance

  • 40 / 100 Fairly bikeable

    Somewhat suitable for bicycle commuting and/or recreation

  • 80 / 100 Very car friendly

    Excellent access to freeways and/or major arteries, with a very low chance of parking problems

Scores provided by Local Logic details

Getting to Know the Area

  • 40 / 100 Restaurants

    Some restaurants within a few minutes

  • 20 / 100 Cafes

    Some cafés within walking distance

  • 20 / 100 Nightlife

    Some bars within walking distance

  • 40 / 100 Shopping

    Several shops within walking distance

  • 100 / 100 Noise Level

    Virtually no sources of noise nearby

Scores provided by Local Logic

Frequently Asked Questions about Exchange at North Bay

Where is Exchange at North Bay located?

Exchange at North Bay is located at 3625 Frankford Ave near the Pretty Bayou area of Panama City, FL

What is the current rent range at Exchange at North Bay?

1 Bedroom to 3 Bedroom Apartments at Exchange at North Bay currently range from $1,224 to $4,885

When is the leasing office open?

  • The office Hours for Exchange at North Bay are
  • Monday 9:00 am–6:00 pm
  • Tuesday 9:00 am–6:00 pm
  • Wednesday 9:00 am–6:00 pm
  • Thursday 9:00 am–6:00 pm
  • Friday 9:00 am–6:00 pm
  • Saturday 10:00 am–5:00 pm
  • Sunday 1:00 pm–5:00 pm

Are pets allowed?

Call us today to find out our pet policy and if we allow pets

Lifestyle Ratings

  • Affordability Nice Value3.2

    The Exchange at North Bay Apartments are 1.17% more expensive than the average apartment in the Pretty Bayou area.

    Rent Comparison to the Pretty Bayou Neighborhood

    FloorplanLowest Price HereNeighborhood Avg RentNbhd Avg RentCost Difference%
    1 Bedroom$1,224$1,446-$222-15.4%
    2 Bedroom$1,479$1,617-$138-8.5%
    3 Bedroom$2,179$1,711+$46827.4%

    Methodology: On 08/12/2026, ApartmentHomeLiving.com compared current rents by floorplan to 43 other apartment communities in the immediate area around Exchange at North Bay (Pretty Bayou) using today’s up-to-date pricing using the sum/count averaging formula. This data will be updated in real-time as prices fluctuate.

    Rent Pricing Data as of 08/12/2026

  • Eco-Friendly 3.6

    The Eco-Friendly Lifestyle score highlights how amenities and features at top local communities may support environmentally friendly, clean, and energy efficient living.

    Rating Factors

    This 3.6-star Eco-Friendly rating is based on the following features:

    • Car Charging Station(s)
    • Public Transportation
    • Patios

  • Student Living 3.2

    Rentals that are highly rated for the Student Living Lifestyle rating have top features and amenities that benefit students and others who enjoy living the student lifestyle.

    Rating Factors

    This 3.2-star Student Living rating is based on the following features:

    • Package Service
    • Washer/Dryer In Unit
    • Storage Spaces
    • Swimming Pool(s)
    • Fitness Center
    • Sunroom(s)
    • 24 Hour Access
    • Public Transportation
    • Views
    • Property Manager on Site
    • Granite Countertops
    • Kitchens
    • Stainless Steel Appliances
    • Patios
    • Disposals
    • Refrigerators
    • Ranges
    • Ovens
    • Dishwashers
    • Tub/Showers
    • Balconies
    • Picnic Area
    • Grill(s)
    • Clubhouse
    • Pet Play Area
    • Trash Pickup - Door to Door
    • Ceiling Fans
    See more
    See less
Learn more about Lifestyle Search

Renters Reviews and Ratings

5.0
1 Renters Reviews

Very helpful and provided lots of info on local area

January 29, 2025 - Review from Apartments.com
Tisha was very professional and helpful making this unplanned move as stress free as was possible She provided me with tons on helpful info on schools and dr offices as I sm new to the area and needed dr and schools for my 2 kids

Nearby Schools

Northside Elementary School

Bay
2001 Northside Drive
Public School - Grades PK-5 (517 Students)
In Attendance Zone4 minute drive / 2.1 miles away
4/10

Jinks Middle School

Bay
600 West 11th Street
Public School - Grades 6-8 (516 Students)
In Attendance Zone7 minute drive / 3.3 miles away
2/10

Bay High School

Bay
1200 Harrison Avenue
Public School - Grades 9-12 (1337 Students)
In Attendance Zone7 minute drive / 3.5 miles away
4/10
Contact Us About Nearby Schools
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.

About GreatSchools Data on ApartmentHomeLiving.com.

Points of Interest

Time and distance from Exchange at North Bay.

Big Box and Retail

Publix

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Kohl's

2610 Martin Luther King Jr Blvd
5 minute drive / 2.66 miles away

Target

2340 Martin Luther King Jr Blvd
5 minute drive / 2.77 miles away

Colleges and Universities

Gulf Coast State College - Panama City Campus

5230 West Highway 98
5 minute drive / 2.7 miles away

Gulf Coast State College - North Bay Center

637 Highway 2300
13 minute drive / 6.5 miles away

Groceries

Publix

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Save-A-Lot

902 Ohio Ave
7 minute drive / 3.41 miles away

Hospitals

Gulf Coast Regional Medical Center

449 W 23rd St
4 minute drive / 2.0 miles away

Emerald Coast Behavioral Hospital

1940 Harrison Ave
5 minute drive / 2.56 miles away

Ascension Sacred Heart Bay

615 N Bonita Ave
9 minute drive / 4.32 miles away

Military Bases

Naval Coastal Systems Center

9 minute drive / 4.43 miles away

Shopping Centers

SweetBay Town Center Phase I

3204 Heartleaf Ave E
3 minute drive / 1.0 miles away

Northstar Center

2305-2389 St Andrews Blvd
4 minute drive / 1.45 miles away

Hickory Plaza

Us Hwy 98130
4 minute drive / 1.47 miles away

Exchange at North Bay has 5 shopping centers within 1.8 miles.

Nearby Neighborhoods

SweetBay

Studio to 4 Bedroom Apartments from $895
View Rentals

Pretty Bayou

1 to 4 Bedroom Apartments from $1,000
View Rentals

Rental Price Ranges in the Area

BedroomAverage RentCheapest RentHighest Rent
Panama City Studio Apartments $1,046$895$1,450
Panama City 1 Bedroom Apartments $1,380$900$2,358
Panama City 2 Bedroom Apartments $1,668$950$8,360
Panama City 3 Bedroom Apartments $1,991$1,095$8,400
Panama City 4 Bedroom Apartments $3,904$1,295$10,000+
2 Bedroom Homes$1,471$850$3,850
3 Bedroom Homes$2,074$1,100$4,400
4 Bedroom Homes$2,408$1,800$3,800
5 Bedroom Homes$2,524$2,250$2,799

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Viewing: Exchange at North Bay | Desktop Version | Listing Updated: 08/11/2026 | AHLDIA