Gated Apartments for Rent in Panama City, FL (18 Rentals)

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The Art of the Rental Viewing: What to look for during a property tour

Touring a rental? This guide helps you know exactly what to look for, from safety features to hidden flaws, so you can confidently sign your lease or keep searching.

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Harbour Village
2 to 3 Bedroom Apartments

Harbour Village

3001 W 10th StPanama City, FL 32401
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Baldwin Rowe
2 to 3 Bedroom Apartments

Baldwin Rowe

1300 Baldwin Rowe CirPanama City, FL 32405
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3604 Betsy Ln
2 Bedroom Apartments

3604 Betsy Ln

3604 Betsy LnPanama City, FL 32408

Smart Renter's Guide: Calculating Affordable Rent & Housing Costs

Wondering how to determine your rental budget? This comprehensive guide covers everything from the 30% rule to hidden fees and effective budgeting strategies.

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Perla
Rent Specials
$1,375 - $2,234
Total Monthly Price

Total Monthly Price

Base Rent
$1,285 - $2,144
Required Monthly Fees
$90

Total Monthly Price
$1,375 - $2,234
1 to 3 Bedroom Apartments Available Now

Perla

2195 Wilkinson StPanama City Beach, FL 32408
Family Friendly
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The Place at Grand Lagoon
Rent Specials
$1,258 - $1,620
Total Monthly Price

Total Monthly Price

Base Rent
$1,173 - $1,535
Required Monthly Fees
$85

Total Monthly Price
$1,258 - $1,620
1 to 3 Bedroom Apartments Available Now

The Place at Grand Lagoon

7120 Patronis DrPanama City Beach, FL 32408
Corporate Housing
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10X Panama City Beach
Rent Specials
$1,128 - $3,554
Total Monthly Price

Total Monthly Price

Base Rent
$1,062 - $3,488
Required Monthly Fees
$66

Total Monthly Price
$1,128 - $3,554
1 to 3 Bedroom Apartments Available Now

10X Panama City Beach

7150 W Highway 98Panama City Beach, FL 32407
Affordability
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JCF Waterfront Living
2 to 3 Bedroom Apartments

JCF Waterfront Living

4600 Magnolia Beach RdPanama City Beach, FL 32408
  • Smoke Free

Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

Panama City, FL Local Guide

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Justin Habersaat
Editing Staff

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Panama City Overview

Located snugly between the hubs of Tallahassee and Pensacola, apartments in Panama City are a great way to get to know Florida. Originally going by the clunky name Floriopolis, Panama City has since blossomed into a world-class destination worthy of its new moniker.

Why live in Panama City, FL?

From the gorgeous beaches to the exciting nightlife, Panama City is an idyllic slice of the Sunshine State. With a reasonable cost of living and an on-the-move economic growth rate, this Florida hot spot has been increasing in popularity in recent years with good measure. With a large number of industries including ship building and military calling the area home, Panama City apartments make an easy commute for those in the market for a new career and budding families.

Remember the 3 Rules of Real Estate:
Location, Location, Location!

Explore Panama City, FL Rentals by Map

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Panama City, FL Area Reviews

    Estrella

    February 25, 2025

    Yo quiero tengo interés me decían q es más barato q Miami no creo alguien me puede escribir

    Frequently Asked Questions about Panama City

    What is the current price range for One Bedroom Panama City Apartments for rent?

    Today's rental pricing for One Bedroom Apartments in Panama City ranges from $799 to $2,000 with an average monthly rent of $1,300.

    What does renting a Two Bedroom Apartment in Panama City cost?

    The monthly rent prices of Two Bedroom Apartments currently available in Panama City range from $950 to $23,001. Today's average rental price for Two Bedrooms here is $1,584.

    How expensive are Panama City Three Bedroom Apartments?

    There are currently 70 Three Bedroom Apartments listings available in Panama City on ApartmentHomeLiving.com. The pricing ranges from $1,139 to $12,451 - averaging $1,922 for the location.

    Expert Rental Resources

    The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

    Articles, How-To's, and Tips

    decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

    Maximizing Your Refund: Essential Tax Tips for Renters

    Written by: Christine Leonard, Esq.

    Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

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    18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

    Written by: Lauren Harrington

    Renting your next home can feel thrilling and overwhelming at the same time.

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    A Renters Guide for Tips on Writing Your Notice for Not Renewing Your Apartment

    Written by: Bob Mallory

    Packing up everything you own to move is so stressful for many that ending your apartment lease can feel like a small or unimportant task. Ending your lease involves more than simply turning over your keys on the last day.

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    Renting with Roommates: Realistic Expectations for Shared Lease

    Written by: Christine Leonard, Esq.

    Given the high costs for housing, I have found that many people are looking for a roommate to share expenses. These arrangements can increase opportunities for more desirable and larger spaces.