Photos
- 1–3 Bedrooms
- $1,030-$1,625Pricing
- 700–1,300Square Feet
Rent Specials
One Month Free Rent!*~~Must apply within 24 hours of tour. 12 month lease. Must move in by 4/30/26. Additional terms and conditions may apply.
About Turtle Lake
Welcome to Turtle Lake Apartments in Panama City, FL - a welcoming community offering spacious one, two, and three-bedroom homes designed for comfort and convenience. Whether you're a student, military personnel, or working professional, Turtle Lake delivers value-packed living in a serene, well-connected neighborhood. Quick access to Highway 98 puts you close to everything Panama City has to offer - from local dining and shopping to top employers and recreational spots. Come home to Turtle Lake Apartments and experience a community built around your lifestyle.
Turtle Lake is located in the 32405 Zip code of Panama City, FL. This community is professionally managed by Dial Equities, a NE Corp d/b/a Haley Residential
Unique Features and Amenities
- Bike Storage
- Black Appliances
- Breakfast Bar
- Catch & Release Fishing Lake
- Other
- private entrance
- Vinyl Plank Flooring
Property Contact Info
Floorplan Pricing and Availability
Turtle Lake offers 1 to 3 Bedroom apartments starting from $1,030 and having 700–1,300 sq ft. Here is the current pricing and availability:
Cost CalculatorEstimate your monthly and one-time fees
New! Interactive Property Map
ApartmentHomeLiving.com's new Interactive Property Map allows you to see where every available unit is located at this community.Try It Now >1 Bedroom
The Seabreeze
From $1,030
1 Bed, 1 Bath, 700 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,135 Available Now C-C214 700 $500 $1,030 May 9, 2026 N-N248 700 $500 $1,160 May 16, 2026 P-P154 700 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Model Rent and Fees
Model Price Range
- $1,030 - $1,160
Deposit
- $500 deposit
Unit C-C214 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit C-C214 Rent and Fees
Unit Price
- $1,135
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,030 - $1,160
Unit N-N248 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit N-N248 Rent and Fees
Unit Price
- $1,030
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,030 - $1,160
Unit P-P154 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit P-P154 Rent and Fees
Unit Price
- $1,160
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,030 - $1,160
Apartment Model: The SeabreezeFrom $1,0301 Bedroom, 1 Bath, 700 sq ftAvailable Now![]()
The Seabreeze - Floorplan 1 Apartment Unit: C-C214Apartment Model: The Seabreeze$1,1351 Bedroom, 1 Bath, 700 sq ftAvailable NowApartment Unit: N-N248Apartment Model: The Seabreeze$1,0301 Bedroom, 1 Bath, 700 sq ftAvailable May 9, 2026Apartment Unit: P-P154Apartment Model: The Seabreeze$1,1601 Bedroom, 1 Bath, 700 sq ftAvailable May 16, 20262 Bedrooms
Show Unavailable FloorplansThe Sunset
From $1,285
2 Beds, 1.5 Baths, 900 sq ftAvailable NowCheapest 2 BedroomThis is the cheapest 2 Bedroom at this PropertyModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,320 Available Now Q-Q161 900 $500 $1,295 Available Now U-U177 900 $500 $1,330 Available Now U-U180 900 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Model Rent and Fees
Model Price Range
- $1,285 - $1,330
Current Available Pricing
- $1,295 - $1,330
Deposit
- $500 deposit
Unit Q-Q161 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit Q-Q161 Rent and Fees
Unit Price
- $1,320
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,285 - $1,330
Unit U-U177 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit U-U177 Rent and Fees
Unit Price
- $1,295
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,285 - $1,330
Unit U-U180 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit U-U180 Rent and Fees
Unit Price
- $1,330
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,285 - $1,330
Apartment Model: The SunsetFrom $1,2852 Bedroom, 1.5 Bath, 900 sq ftAvailable Now![]()
The Sunset - Floorplan 1 Apartment Unit: Q-Q161Apartment Model: The Sunset$1,3202 Bedroom, 1.5 Bath, 900 sq ftAvailable NowApartment Unit: U-U177Apartment Model: The Sunset$1,2952 Bedroom, 1.5 Bath, 900 sq ftAvailable NowApartment Unit: U-U180Apartment Model: The Sunset$1,3302 Bedroom, 1.5 Bath, 900 sq ftAvailable NowThe Lakeview
From $1,330
2 Beds, 2 Baths, 1000 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,335 Available Now D-D227 1000 $500 $1,360 Available Now H-H138 1000 $500 $1,335 Available Now S-S271 1000 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Model Rent and Fees
Model Price Range
- $1,330 - $1,390
Current Available Pricing
- $1,335 - $1,360
Deposit
- $500 deposit
Unit D-D227 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit D-D227 Rent and Fees
Unit Price
- $1,335
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,330 - $1,390
Unit H-H138 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit H-H138 Rent and Fees
Unit Price
- $1,360
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,330 - $1,390
Unit S-S271 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit S-S271 Rent and Fees
Unit Price
- $1,335
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,330 - $1,390
Apartment Model: The LakeviewFrom $1,3302 Bedroom, 2 Bath, 1000 sq ftAvailable Now![]()
The Lakeview - Floorplan 1 Apartment Unit: D-D227Apartment Model: The Lakeview$1,3352 Bedroom, 2 Bath, 1000 sq ftAvailable NowApartment Unit: H-H138Apartment Model: The Lakeview$1,3602 Bedroom, 2 Bath, 1000 sq ftAvailable NowApartment Unit: S-S271Apartment Model: The Lakeview$1,3352 Bedroom, 2 Bath, 1000 sq ftAvailable NowThe Retreat
2 Beds, 1.5 Baths, 1000 sq ftModel Gallery
Floorplans
Availability Details
Availability Date Unit Sq Ft Call for Availability The Retreat 1000 sq ft Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Apartment Model: The RetreatCall For Rates2 Bedroom, 1.5 Bath, 1000 sq ftUnavailable![]()
The Retreat - Floorplan 1 3 Bedrooms
The Bayview
From $1,545
3 Beds, 2.5 Baths, 1100 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,565 Available Now K-K313 1100 $500 $1,545 Available Now K-K314 1100 $500 $1,565 Available Now R-R323 1100 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Model Rent and Fees
Model Price Range
- $1,545 - $1,565
Deposit
- $500 deposit
Unit K-K313 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit K-K313 Rent and Fees
Unit Price
- $1,565
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,545 - $1,565
Unit K-K314 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit K-K314 Rent and Fees
Unit Price
- $1,545
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,545 - $1,565
Unit R-R323 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit R-R323 Rent and Fees
Unit Price
- $1,565
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,545 - $1,565
Apartment Model: The BayviewFrom $1,5453 Bedroom, 2.5 Bath, 1100 sq ftAvailable Now![]()
The Bayview - Floorplan 1 Apartment Unit: K-K313Apartment Model: The Bayview$1,5653 Bedroom, 2.5 Bath, 1100 sq ftAvailable NowApartment Unit: K-K314Apartment Model: The Bayview$1,5453 Bedroom, 2.5 Bath, 1100 sq ftAvailable NowApartment Unit: R-R323Apartment Model: The Bayview$1,5653 Bedroom, 2.5 Bath, 1100 sq ftAvailable NowThe Palm
From $1,595
3 Beds, 2 Baths, 1300 sq ftAvailable NowModel Gallery
Floorplans
Availability Details
Price Availability Date Unit Sq Ft Deposit View Details $1,595 Available Now A-A204 1300 $500 $1,625 Available Now E-E229 1300 $500 $1,625 Available Now E-E230 1300 $500 Model Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Model Rent and Fees
Model Price Range
- $1,595 - $1,625
Deposit
- $500 deposit
Unit A-A204 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit A-A204 Rent and Fees
Unit Price
- $1,595
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,595 - $1,625
Unit E-E229 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Kitchen Space
- Breakfast Bar
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit E-E229 Rent and Fees
Unit Price
- $1,625
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,595 - $1,625
Unit E-E230 Amenities and Features
Features
- Air Conditioning
- Balcony
- Ceiling Fans
- Washer/Dryer Hookup
Kitchen
- Dishwasher
- Disposal
- Ice Maker
- Microwave
- Refrigerator
Living Space
- Walk-In Closets
- Window Coverings
Unique Features
- Black Appliances
- Breakfast Bar
- Other
- Private Entrance
- Vinyl Plank Flooring
Unit E-E230 Rent and Fees
Unit Price
- $1,625
View Details and Rent EstimateDeposit
- $500 deposit
Model Rent and Fees
Model Price Range
- $1,595 - $1,625
Apartment Model: The PalmFrom $1,5953 Bedroom, 2 Bath, 1300 sq ftAvailable Now![]()
The Palm - Floorplan 1 Apartment Unit: A-A204Apartment Model: The Palm$1,5953 Bedroom, 2 Bath, 1300 sq ftAvailable NowApartment Unit: E-E229Apartment Model: The Palm$1,6253 Bedroom, 2 Bath, 1300 sq ftAvailable NowApartment Unit: E-E230Apartment Model: The Palm$1,6253 Bedroom, 2 Bath, 1300 sq ftAvailable Now
Price shown is base rent. Excludes user-selected optional fees and variable or usage-based fees and required charges due at or prior to move-in or at move-out. View Fees and Policies for details. Price, availability, fees, and any applicable rent special are subject to change without notice.
Schedule a Tour
Call us at: (850) 818-9419 to schedule a tour.
3D Tours
2BR, 2BA - 1,000 SF
2BR, 2BA, 1000SF
2BR, 1.5 BA, 900SF
Property Information
- Renovated In Jul 2020
- 200 Units
- 2 Stories
- Built in 1978
Lease Terms
- 12 mo
Fees and Policies
The fees listed below are community-provided and may exclude utilities or add-ons. All payments are made directly to the property and are non-refundable unless otherwise specified. Use the Cost Calculator to determine costs based on your needs.
Required Fees
One-Time Basics
- Due at Application
- Application FeeiCharged per applicant.$50
- Due at Move-In
- Administration FeeiCharged per unit.$100
- Application DepositiCharged per unit.$200
Other Fees and Policies
Personal Add-Ons
- Pet RentiCharged Per Pet.$10/mo
- Pet Fees & ChargesiCharged Per Pet.$300
- One-Time Pet FeeiMax of 2. Charged per unit.$300
Pet Fees
- Monthly Pet FeeiMax of 2. Charged Per Pet.$10/mo
- Monthly Pet FeeiMax of 2. Charged Per Pet.$10/mo
- 2 Pet Limit
- 5 Lb Weight Limit
- 2 Pet Limit
- 1 Lb Weight Limit
Cat
40 lbs. Weight Limit
Comments:
Max of 2.
Dog
75 lbs. Weight Limit
Comments:
Max of 2.
Birds
Fish
Property Fee Disclaimer: Based on community-supplied data and independent market research. Subject to change without notice. May exclude fees for mandatory or optional services and usage-based utilities.
Features and Amenities
Unique Amenities
- Bike Storage
- Black Appliances
- Breakfast Bar
- Catch & Release Fishing Lake
- Other
- private entrance
- Vinyl Plank Flooring
On-Site Services
- Package Service
- Laundry Facilities
Recreation and Fitness
- Bicycle Storage
- Playground
- Pool
Map
4324 W 20th St, Panama City, FL 32405
- Shopping
- Colleges
- Grocery
- Medical
Map
Hours and Contact Info
Call Us - Open Now!
Currently Closed
By Appointment
| Monday | 8:30 am–5:30 pm |
| Tuesday | 8:30 am–5:30 pm |
| Wednesday | 8:30 am–5:30 pm |
| Thursday | 8:30 am–5:30 pm |
| Friday | 8:30 am–5:30 pm |
| Saturday | Closed |
| Sunday | Closed |
Frequently Asked Questions about Turtle Lake
Where is Turtle Lake located?
Turtle Lake is located at 4324 W 20th St, Panama City, FL
What is the current rent range at Turtle Lake?
1 Bedroom to 3 Bedroom Apartments at Turtle Lake currently range from $1,030 to $1,625
When is the leasing office open?
- The office Hours for Turtle Lake are
- Monday 8:30 am–5:30 pm
- Tuesday 8:30 am–5:30 pm
- Wednesday 8:30 am–5:30 pm
- Thursday 8:30 am–5:30 pm
- Friday 8:30 am–5:30 pm
- Saturday Closed
- Sunday Closed
Are pets allowed?
Call us today to find out our pet policy and if we allow pets
Are there any rent specials?
The current rent special at Turtle Lake is: One Month Free Rent!*~~Must apply within 24 hours of tour. 12 month lease. Must move in by 4/30/26. Additional terms and conditions may apply..
Lifestyle Ratings
Learn more about Lifestyle SearchRenters Reviews and Ratings
1 2
Showing 1-12 of 15 Reviews
Disaster relief
January 24, 2019Everyone had some degree of suffering during hurricane Michael but turtle lake was very good to us. First and foremost, in the aftermath of the disaster all residents had rent waved for 3 months, because of that we had time to look for new jobs, pay all our overdue bills and we were able to do Christmas which was a HUGE blessing. Second, the staff has always been nothing but kind and understanding and bend over backwards to meet any requests we have. Unfortunately, maintenance is very ...understaffed but such can't be helped considering the situation and isn't permanent and will be remedied with due time. Even considering such they work as fast as possible. lastly, the community and residents mostly keep to themselves and are quiet. The only negative thing I can say about turtle lake is the pest control company they hire (Brock) isn't worth the spare change I'm required to throw their way every month. I was also sad to see all the beautiful trees that survived get cut down. This was the first apartment my boyfriend and I have ever lived in together but we were well taken care of. I can only hope that our next apartment complex out of state will be even half as good. And I can assure you that once all the repairs are done they are going to be beautiful.Property Manager Responded
February 1, 2019Dear Anonymous, We appreciate your feedback! The devastation caused by Hurricane Michael has been extremely difficult for everyone in our area. We are glad that we could help our residents when they needed it the most. We will continue to make the needed repairs to our community and are looking for additional staffing in our maintenance department. We will share the thoughts about the pest control service to see where we can make improvements. Thank you again for sharing your thoughts. Let us know if your plans change and you decide to relocate to Panama City in the future. We would love to have you back with us. Sincerely, Shalonda Community Manager
Read MoreReview from Apartments.com
ROACHES!! ROACHES!!
February 6, 2018I have been dealing with an ongoing roach problem for over 8 months now which the management has been informed ever since July of 2017 it's now February of 2018 and the management refuses to do anything about this. The first year no signs of any roaches when I got new neighbors the issue began and it has yet to be resolved.Review from Apartments.com
Worst place to live
May 4, 2017The staff will tell change paperwork on you without telling you and put you in a different apartment than the one they say they show you, but by then you've already signed your lease. Very very sneaky company. It has changed ownership at least twice since I have lived here in 1 year. There are raccoons in the dumpsters at night, ducks poop on your porch, there is trash left out everywhere. Not a clean environment. They just want you to sign that lease. I highly DO NOT recommend. Good luck.Review from Apartments.com
Great Space, Quiet and I Love the Staff
June 23, 2016I moved here about a year ago and have really enjoyed it here. The apartment is beautiful and I love the location. It's in the city and close to everything but doesn't have that busy, "city" vibe. The ladies in the office are great and always willing to help and the maintenance staff are friendly and take care of my work orders very quickly. I also really like that I can pay my rent and put maintenance requests in online. I pay all my other bills online and here I can even pay my rent online. All ...around it's a great place to live! I love it here!!!Read MoreReview from Apartments.com
Not a bad place overall
August 4, 2015I have lived here at Turtle Lake Apartments for over a year now for school. For being nearly directly across the street from Gulf Coast State College, the rent is reasonable. The 2B2B is spacious and well laid out. The walkway in front of the apartments of building D does tend to flood during really rainy days, but it doesn't stand for more than a few hours. Maintenance issues are resolved within the hour usually, the the maintenance guys here are AReview from Apartments.com
Another year renewed
February 15, 2014I've lived here since November 2012. The office staff is super sweet and helpful. I feel safe living here, and have had little to no issues whatsoever. I can honestly say that for the affordable price, this is the best apartment community I've lived in. Everyone is very nice and helpful, and it's super convenient living here because of it's location.Review from Apartments.com
Awesome place to live!
June 26, 2014All of the residents here are so friendly. We are like a big family. The pool is amazing and it over looks the lake. If there is ever a maintenance issue, they come immediately to address it. Rent is reasonable. It is a quiet community. And we r getting a brand new custom built playground. We just renewed our lease for another year because we love it so much!Review from Apartments.com
I love living here, wouldnt live anywhere else!!
June 10, 2014I moved here about three years ago, and I never plan on leaving! Turtle lake gives you good value for the price. My grandchildren are able to go to the newly built playground, and enjoy the large pool. I think they love the amenities more than there own home. They host great socializing parties and holiday events such as Easter, where I can meet my neighbors and new people. Thank you turtle lake for providing me a great place to live at a great price!Review from Apartments.com
A very good community to live at.
December 5, 2013I have lived at Turtle Lake apartments in Panama city Florida for over 3 years and I can say that they have come a long way in improving the living standards of theis apartment complex coupled with a new management team which strives to satiisfy its tenants to the fullest.Review from Apartments.com
life is great at turtle lake!
July 9, 2014My fiance and I Have lived in turtle lake for almost three years and are not planning on moving any time soon. The staff of the complex are friendly prompt and professional. The grounds and pool are always kept neat and well manicured. Overall a wonderful place to live and call home.Review from Apartments.com
I love this apartment!
April 8, 2014This is the best, it's the most amazing experience for your family. It's very peaceful and calm. Very nice settings, I love everything about Turtle Lake! Can't wait to become apart of the community!Review from Apartments.com
Turtle Lake
November 13, 2014Nice complex but does need some updating to impose rent increases.Overall I am happy with the complex.Review from Apartments.com
Nearby Schools
Bay High School
Bay
1200 Harrison Avenue
Public School - Grades 9-12 (0 Students)
In Attendance Zone7 minute drive / 3.6 miles away
Lucille Moore Elementary School
Bay
1900 Michigan Avenue
Public School - Grades PK-5 (0 Students)
In Attendance Zone2 minute drive / 0.7 miles away
Jinks Middle School
Bay
600 West 11th Street
Public School - Grades 6-8 (0 Students)
In Attendance Zone6 minute drive / 3.2 miles away
School data provided by GreatSchools.
details
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on scale of 1 (below average) and to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider needs as part of the school selection process.
About GreatSchools Data on ApartmentHomeLiving.com.
About GreatSchools Data on ApartmentHomeLiving.com.
Points of Interest
Time and distance from Turtle Lake.
Big Box and Retail
Publix
3204 Heartleaf Ave E
6 minute drive / 2.98 miles away
Target
2340 Martin Luther King Jr Blvd
9 minute drive / 4.26 miles away
Kohl's
2610 Martin Luther King Jr Blvd
9 minute drive / 4.26 miles away
Colleges and Universities
Groceries
Publix
3204 Heartleaf Ave E
6 minute drive / 2.98 miles away
Save-A-Lot
902 Ohio Ave
12 minute drive / 5.66 miles away
Hospitals
Gulf Coast Regional Medical Center
449 W 23rd St
6 minute drive / 3.22 miles away
Emerald Coast Behavioral Hospital
1940 Harrison Ave
7 minute drive / 3.63 miles away
Ascension Sacred Heart Bay
615 N Bonita Ave
10 minute drive / 4.83 miles away
Military Bases
Naval Coastal Systems Center
4 minute drive / 2.24 miles away
Shopping Centers
Turtle Lake has 5 shopping centers within 1.5 miles.
Nearby Neighborhoods
Rental Price Ranges in the Area
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Panama City Studio Apartments | $964 | $775 | $1,325 |
| Panama City 1 Bedroom Apartments | $1,312 | $799 | $2,115 |
| Panama City 2 Bedroom Apartments | $1,623 | $850 | $10,000+ |
| Panama City 3 Bedroom Apartments | $1,885 | $1,139 | $8,535 |
| Panama City 4 Bedroom Apartments | $3,104 | $1,500 | $9,954 |
Browse Top Apartments in Panama City
By Price
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Viewing: Turtle Lake | Desktop Version | Listing Updated: 03/18/2026 | AHLGLD
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