
Cheap Apartments for Rent in Oneonta, NY from $900 (22 Rentals)
Search the lowest-cost Apartments available for rent right now in Oneonta.


18 Otsego St

7 Hill Pl, Unit Entire Apartment, Unit Entire Apartment

35 Grove St, Unit 2, Unit 2

5367 NY-7

Total Monthly Price
119 Chestnut St

70 Market St, Unit A
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

75 River St

Total Monthly Price
12 Baker St, Unit Second Floor, Unit Second Floor

Dietz Street Lofts

Wood Ridge Apartments

36 Maple St

237 Lake Shore Dr S

813 Jay St
Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between
Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

108 Mountain View Ln

122 E Main St

34 Water St

40 Oak St

1324 Blandina St

3309 NY-79

9892 NY-28
Roommate Matching: Finding the Right Fit and Avoiding Pitfalls
When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

923 Churchill Ave
Oneonta, NY Local Guide

How much does it cost to rent an apartment in Oneonta?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Cheap Oneonta 1 Bedroom Apartments | $1,210 | $1,100 | $1,400 |
| Cheap Oneonta 2 Bedroom Apartments | $1,135 | $950 | $1,500 |
| Cheap Oneonta 3 Bedroom Apartments | $1,352 | $1,030 | $1,950 |
Browse Top Apartments in Oneonta
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Oneonta, NY Local Guide

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Cheapest Available Oneonta Apartments for Rent
 | Apartment Listing | Model Name | Bed/Bath | Priced From |
|---|---|---|---|
| 75 River St | 2 Bedroom | 2BR,2BA | $1,200 |
Best Value Apartments for Rent in Oneonta, NY
As of April 29, 2026 the best value apartment in the Oneonta area is the $1.54 price per square foot 70 East St Model at 70 East St, Unit B in the starting from $1,850. The second greatest value Oneonta apartment is the 2 Bedroom Model at 75 River St starting at $1,200 with a $1.09 price per square foot . Here is today’s list of the best values for Oneonta apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 70 East St, Unit B | 70 East St | 3BR,2BA | $1.54 |
| 75 River St | 2 Bedroom | 2BR,2BA | $1.09 |
| 5367 NY-7 | 5367 NY-7 | 2BR,1BA | $1.41 |
| 12 Baker St, Unit Second Floor | 12 Baker St | 1BR,1BA | $1.63 |
| 11 West St - Student Only Housing | 1 Bedroom (in a 4 Bedroom unit) | 4BR,1BA | $1.00 |
| 237 Lake Shore Dr S | 237 Lake Shore Dr S | 1BR,2BA | $1.57 |
| 6030 NY-23, Unit SS103 | 6030 NY-23 | 1BR,1BA | $2.33 |
10 Hidden Costs of Renting You Should Budget for Before Signing a Lease
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Read ArticleDon't Settle: How to Negotiate Your Apartment Lease and Save Money
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Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Oneonta Overview
The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.
Why live in Oneonta, NY?
Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Oneonta, NY Rentals by Map
See the most popular apartments and homes in Oneonta, NY
Frequently Asked Questions about Cheap Oneonta Apartments
What is the lowest price for a Cheap Two Bedroom Oneonta Apartment for rent?
Today's best deal for a Cheap Two Bedroom Apartment in Oneonta is starting from $1,200 at 75 River St.
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts
Written by: Lauren Harrington
This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Written by: Lauren Harrington
This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

Maximizing Your Refund: Essential Tax Tips for Renters
Written by: Christine Leonard, Esq.
Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property
Written by: Lauren Harrington
Renting your next home can feel thrilling and overwhelming at the same time.