Cheap Apartments for Rent in Oneonta, NY from $800 (26 Rentals)

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Search the lowest-cost Apartments available for rent right now in Oneonta.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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119 Chestnut St
$1,200 - $1,711

Total Monthly Price

Base Rent$1,200 - $1,711

Total Monthly Price$1,200 - $1,711
1 to 2 Bedroom Apartment Available Aug 22, 2027

119 Chestnut St

119 Chestnut StOneonta, NY 13820
Furnished
  • Smoke Free
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Dietz Street Lofts
1 to 2 Bedroom Apartments

Dietz Street Lofts

34 Dietz StOneonta, NY 13820
  • Utilities Included
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Wood Ridge Apartments
1 to 2 Bedroom Apartments

Wood Ridge Apartments

15 Farone DrOneonta, NY 13820
  • Utilities Included

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

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36 Maple St
1 Bedroom Apartments

36 Maple St

36 Maple StOneonta, NY 13820
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75 River St
2 Bedroom Apartments

75 River St

75 River StOneonta, NY 13820
  • Utilities Included

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

property at 3309 NY-79
$1,200
2 Bedroom, 1.5 Bath Home for Rent
Available Now
Cost Per Sq.Ft.

3309 NY-79

HarpursvilleNY13787

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

Oneonta, NY Local Guide

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Best Value Apartments for Rent in Oneonta, NY and Nearby

As of September 12, 2026 the best value apartment in the Oneonta area is the $0.53 price per square foot 116 Spruce St Model at 116 Spruce St in the in the Otsego County neighborhood starting from $800. The second greatest value Oneonta apartment is the Oneida Three Model at Hillside Commons starting at $1,192 with a $0.94 price per square foot in the Otsego County neighborhood. Here is today’s list of the best values for Oneonta apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
116 Spruce St116 Spruce St4BR,2BA$0.53
Hillside CommonsOneida Three3BR,3BA$0.94
11 Franklin St, Unit 211 Franklin St5BR,1BA$1.67
5367 NY-7, Unit Apt 35367 NY-72BR,1BA$1.44
44 Clinton St, Unit B44 Clinton St3BR,1BA$1.00
11 West St - Student Only Housing1 Bedroom (in a 4 Bedroom unit)1BR,1BA$1.04
86 Elm St, Unit 386 Elm St1BR,1BA$1.57

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Navigating the Rental Market: Tips for First-Time Renters

Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Oneonta Overview

The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.

Why live in Oneonta, NY?

Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region. 

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

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Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!

Written by: Robin Stewart

Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

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Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags

Written by: Robin Stewart

Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

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First Apartment Regrets: Real Renters Share What They'd Do Differently

Written by: Robin Stewart

Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.