Cheap Apartments for Rent in Oneonta, NY from $900 (22 Rentals)

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Search the lowest-cost Apartments available for rent right now in Oneonta.

property at 18 Otsego St

$750

Total Monthly Price

Total Monthly Price

Base Rent
$750

Total Monthly Price
$750

4 Bedroom, 1 Bath Home for Rent

Available May 1

18 Otsego St

OneontaNY13820
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119 Chestnut St
$1,100 - $1,500
Total Monthly Price

Total Monthly Price

Base Rent
$1,100 - $1,500

Total Monthly Price
$1,100 - $1,500
1 to 2 Bedroom Apartment Available Aug 22, 2027

119 Chestnut St

119 Chestnut StOneonta, NY 13820
Furnished
  • Smoke Free

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

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Dietz Street Lofts
1 to 2 Bedroom Apartments

Dietz Street Lofts

34 Dietz StOneonta, NY 13820
  • Utilities Included
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Wood Ridge Apartments
1 to 2 Bedroom Apartments

Wood Ridge Apartments

15 Farone DrOneonta, NY 13820
  • Utilities Included
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36 Maple St
1 Bedroom Apartments

36 Maple St

36 Maple StOneonta, NY 13820

Your Guide to Co-Signers: The Risks, Rewards, and Everything in Between

Thinking about getting a co-signer for your rental application? We break down what a co-signer is, the potential benefits, and the serious risks for both parties. Find out if it's the right choice for you.

property at 3309 NY-79

$1,200

2 Bedroom, 1.5 Bath Home for Rent

Available Now

3309 NY-79

HarpursvilleNY13787

Roommate Matching: Finding the Right Fit and Avoiding Pitfalls

When searching for a roommate, follow this list of essential steps and set clear expectations to create a solid foundation for a harmonious living situation.

Oneonta, NY Local Guide

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Cheapest Available Oneonta Apartments for Rent

 
Apartment ListingModel NameBed/BathPriced From
75 River St2 Bedroom2BR,2BA$1,200

Best Value Apartments for Rent in Oneonta, NY

As of April 29, 2026 the best value apartment in the Oneonta area is the $1.54 price per square foot 70 East St Model at 70 East St, Unit B in the starting from $1,850. The second greatest value Oneonta apartment is the 2 Bedroom Model at 75 River St starting at $1,200 with a $1.09 price per square foot . Here is today’s list of the best values for Oneonta apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
70 East St, Unit B70 East St3BR,2BA$1.54
75 River St2 Bedroom2BR,2BA$1.09
5367 NY-75367 NY-72BR,1BA$1.41
12 Baker St, Unit Second Floor12 Baker St1BR,1BA$1.63
11 West St - Student Only Housing1 Bedroom (in a 4 Bedroom unit)4BR,1BA$1.00
237 Lake Shore Dr S237 Lake Shore Dr S1BR,2BA$1.57
6030 NY-23, Unit SS1036030 NY-231BR,1BA$2.33

10 Hidden Costs of Renting You Should Budget for Before Signing a Lease

Avoid financial stress when renting. Learn about the 10 most common hidden costs—from pet fees to utilities—you must budget for before you sign a lease.

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Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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The Ultimate Long-Distance Moving Checklist: Tips from a Real Estate Pro

Moving is tough, especially long-distance. Learn how to minimize stress & expenses with proven strategies from a real estate pro, covering everything from logistics to finances.

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Cash or credit? Understanding the Importance of Credit Score in Real Estate and Renting

Discover how your credit score impacts your ability to lease or buy a home. Learn how credit scores are determined, how to check yours, and strategies to improve it for real estate success.

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Quick Rent Budget Calculator

How much rent can you afford?

The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.

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Oneonta Overview

The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.

Why live in Oneonta, NY?

Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region. 

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Frequently Asked Questions about Cheap Oneonta Apartments

What is the lowest price for a Cheap Two Bedroom Oneonta Apartment for rent?

Today's best deal for a Cheap Two Bedroom Apartment in Oneonta is starting from $1,200 at 75 River St.

Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

decorative image for Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts  article

Expert Solutions for Creating the Perfect Work-From-Home Apartment Layouts

Written by: Lauren Harrington

This article is based on first-hand experience managing apartment communities and helping renters adapt to their spaces after moving in.

decorative image for What Does “Rent Burdened” Mean? How Much Rent Is Too Much article

What Does “Rent Burdened” Mean? How Much Rent Is Too Much

Written by: Lauren Harrington

This article draws from first-hand renter experiences and recurring financial challenges reported after moving in.

decorative image for Maximizing Your Refund: Essential Tax Tips for Renters article

Maximizing Your Refund: Essential Tax Tips for Renters

Written by: Christine Leonard, Esq.

Other than tax professionals, I can’t think of anyone who looks forward to tax season. For everybody else, April is a stressful month to collect information and meet deadlines.

decorative image for 18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property article

18 Must-Ask Rental Tour Questions That Reveal the Truth about a Property

Written by: Lauren Harrington

Renting your next home can feel thrilling and overwhelming at the same time.