
Cheap Apartments for Rent in Oneonta, NY from $800 (16 Rentals)
Search the lowest-cost Apartments available for rent right now in Oneonta.


Total Monthly Price
4 Highland St, Unit 4 Highland St

5367 NY-7, Unit Apt 3

1698 NY-205

1656 NY-205
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

Dietz Street Lofts

Wood Ridge Apartments

36 Maple St

75 River St

67 Main St
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

43-45-45 N Broad St

677 Jackson St

122 E Main St

923 Churchill Ave

3309 NY-79
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

323 Co Hwy 6
Oneonta, NY Local Guide

How much does it cost to rent an apartment in Oneonta?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Oneonta 2 Bedroom Apartments | $1,265 | $1,100 | $1,475 |
| Oneonta 3 Bedroom Apartments | $1,272 | $800 | $1,800 |
| Oneonta 4 Bedroom Apartments | $2,000 | $800 | $3,200 |
Browse Top Apartments in Oneonta
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Oneonta, NY Local Guide

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Best Value Apartments for Rent in Oneonta, NY and Nearby
As of July 29, 2026 the best value apartment in the Oneonta area is the $1.67 price per square foot 11 Franklin St Model at 11 Franklin St, Unit 2 in the in the Otsego County neighborhood starting from $2,000. The second greatest value Oneonta apartment is the 5367 NY-7 Model at 5367 NY-7, Unit Apt 3 starting at $1,150 with a $1.44 price per square foot in the Otsego County neighborhood. Here is today’s list of the best values for Oneonta apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 11 Franklin St, Unit 2 | 11 Franklin St | 5BR,1BA | $1.67 |
| 5367 NY-7, Unit Apt 3 | 5367 NY-7 | 2BR,1BA | $1.44 |
| 11 West St - Student Only Housing | 1 Bedroom (in a 4 Bedroom unit) | 1BR,1BA | $1.04 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
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How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Oneonta Overview
The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.
Why live in Oneonta, NY?
Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region.
Remember the 3 Rules of Real Estate:Location, Location, Location!
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Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Renters Insurance 101: What It Is, What It Covers, and Why You Need It
Written by: Robin Stewart
Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

Apartment Occupancy Rates: Renter Attraction vs Renter Retention
Written by: Robin Stewart
There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Written by: Robin Stewart
Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.