Cheap Apartments for Rent in Oneonta, NY from $800 (16 Rentals)

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Search the lowest-cost Apartments available for rent right now in Oneonta.

Rent According to Income: A Look at Income-Restricted Rentals

Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

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Dietz Street Lofts
1 to 2 Bedroom Apartments

Dietz Street Lofts

34 Dietz StOneonta, NY 13820
  • Utilities Included
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Wood Ridge Apartments
1 to 2 Bedroom Apartments

Wood Ridge Apartments

15 Farone DrOneonta, NY 13820
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36 Maple St
1 Bedroom Apartments

36 Maple St

36 Maple StOneonta, NY 13820
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75 River St
2 Bedroom Apartments

75 River St

75 River StOneonta, NY 13820
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property at 67 Main St

$700 - $850

Studio To 1 Bedroom Rentals

Available Aug 1

67 Main St

StamfordNY12167

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

property at 3309 NY-79

$1,200

2 Bedroom, 1.5 Bath Home for Rent

Available Now

3309 NY-79

HarpursvilleNY13787

How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

Oneonta, NY Local Guide

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Best Value Apartments for Rent in Oneonta, NY and Nearby

As of July 29, 2026 the best value apartment in the Oneonta area is the $1.67 price per square foot 11 Franklin St Model at 11 Franklin St, Unit 2 in the in the Otsego County neighborhood starting from $2,000. The second greatest value Oneonta apartment is the 5367 NY-7 Model at 5367 NY-7, Unit Apt 3 starting at $1,150 with a $1.44 price per square foot in the Otsego County neighborhood. Here is today’s list of the best values for Oneonta apartments based on price per square foot:

Apartment ListingModel NameBed/BathPrice Per Sq.Ft.
11 Franklin St, Unit 211 Franklin St5BR,1BA$1.67
5367 NY-7, Unit Apt 35367 NY-72BR,1BA$1.44
11 West St - Student Only Housing1 Bedroom (in a 4 Bedroom unit)1BR,1BA$1.04

Don't Settle: How to Negotiate Your Apartment Lease and Save Money

Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.

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Real Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University

From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.

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Oneonta Overview

The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.

Why live in Oneonta, NY?

Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region. 

Remember the 3 Rules of Real Estate:
Location, Location, Location!

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Expert Rental Resources

The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.

Articles, How-To's, and Tips

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Rent According to Income: A Look at Income-Restricted Rentals

Written by: Robin Stewart

The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

decorative image for Renters Insurance 101: What It Is, What It Covers, and Why You Need It article

Renters Insurance 101: What It Is, What It Covers, and Why You Need It

Written by: Robin Stewart

Insurance seems to be a part of life. In some states, having insurance is the law, as is the case for automobile insurance. Renters are no exception.

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Apartment Occupancy Rates: Renter Attraction vs Renter Retention

Written by: Robin Stewart

There’s a tenet in marketing about client or customer attraction and retention. Studies and data have consistently shown it costs less to keep a current customer than to attract a new one.

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How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide

Written by: Robin Stewart

Evaluating rental properties for clients draws many parallels to house-hunting. Whether an apartment, loft, townhouse, or other rental, finding the right place means finding “home” for your client.