
Cheap Apartments for Rent in Oneonta, NY from $800 (26 Rentals)
Search the lowest-cost Apartments available for rent right now in Oneonta.


Total Monthly Price
44 Clinton St, Unit B

35 River St

35 River St

35 River St

Total Monthly Price
86 Elm St, Unit 3
Rent According to Income: A Look at Income-Restricted Rentals
Find income-restricted rentals and housing subsidies. Explore government programs designed to help low-income families secure stable, affordable housing.

48 Miller St

5367 NY-7, Unit Apt 3

Total Monthly Price
119 Chestnut St

1678 NY-205

Dietz Street Lofts

Wood Ridge Apartments
Renters Insurance 101: What It Is, What It Covers, and Why You Need It
From theft to fire to water damage, the unexpected can happen to any renter. Discover why renters insurance is one of the smartest and most affordable investments you can make as a tenant.

36 Maple St

75 River St

Total Monthly Price
237 Lake Shore Dr S

270 N Main St

64 Mead St

401 Nichols St
How I Find the Perfect Rental for My Clients: A Real Estate Pro's Guide
Finding the right apartment starts with three things: location, cost, and amenities. Get the insider perspective from a real estate professional on how to nail all three.

122 E Main St

62 Division St

2223 NY-5S

1815 Melrose Rd

3309 NY-79

530 Cascade Valley Rd
What Does “Rent Burdened” Mean? How Much Rent Is Too Much
Learn the official definition (spending 30% or more of your gross income on housing) and how to calculate your exact rent-to-income ratio. This guide offers expert tips on factoring in total housing costs (including utilities and fees) and budgeting accurately to avoid unnecessary financial strain.

1124 Dudley Ave

43-45-45 N Broad St
Oneonta, NY Local Guide

How much does it cost to rent an apartment in Oneonta?
| Bedroom | Average Rent | Cheapest Rent | Highest Rent |
|---|---|---|---|
| Oneonta 1 Bedroom Apartments | $1,072 | $800 | $1,250 |
| Oneonta 2 Bedroom Apartments | $1,466 | $1,150 | $1,711 |
| Oneonta 3 Bedroom Apartments | $1,502 | $800 | $2,534 |
| Oneonta 4 Bedroom Apartments | $2,000 | $800 | $3,200 |
Browse Top Apartments in Oneonta
See all Apartments in OneontaExplore Oneonta
Oneonta, NY Local Guide

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Best Value Apartments for Rent in Oneonta, NY and Nearby
As of September 12, 2026 the best value apartment in the Oneonta area is the $0.53 price per square foot 116 Spruce St Model at 116 Spruce St in the in the Otsego County neighborhood starting from $800. The second greatest value Oneonta apartment is the Oneida Three Model at Hillside Commons starting at $1,192 with a $0.94 price per square foot in the Otsego County neighborhood. Here is today’s list of the best values for Oneonta apartments based on price per square foot:
| Apartment Listing | Model Name | Bed/Bath | Price Per Sq.Ft. |
|---|---|---|---|
| 116 Spruce St | 116 Spruce St | 4BR,2BA | $0.53 |
| Hillside Commons | Oneida Three | 3BR,3BA | $0.94 |
| 11 Franklin St, Unit 2 | 11 Franklin St | 5BR,1BA | $1.67 |
| 5367 NY-7, Unit Apt 3 | 5367 NY-7 | 2BR,1BA | $1.44 |
| 44 Clinton St, Unit B | 44 Clinton St | 3BR,1BA | $1.00 |
| 11 West St - Student Only Housing | 1 Bedroom (in a 4 Bedroom unit) | 1BR,1BA | $1.04 |
| 86 Elm St, Unit 3 | 86 Elm St | 1BR,1BA | $1.57 |
Don't Settle: How to Negotiate Your Apartment Lease and Save Money
Discover the insider tips from an attorney and real estate agent on how to negotiate your next apartment lease. Find out what's on the table and what's not, so you can save money and get the best terms possible.
Read ArticleNavigating the Rental Market: Tips for First-Time Renters
Entering the rental market? Learn these simple tips and strategies to avoid common pitfalls and make confident choices. Rent with peace of mind.
Read ArticleReal Estate and Rental Term Glossary | ApartmentHomeLiving.com Renter University
From the letter A all the way to the letter Z, the Real Estate and Rental Term Glossary from the content team at ApartmentHomeLiving.com provides our visitors and shoppers with a little clarity and helpful guidance in navigating the real estate world through definitions and explainers for the top subjects and terms that someone may come across during the leasing, buying, or selling process.
Read ArticleQuick Rent Budget Calculator
How much rent can you afford?
The common "Rule of Thumb" is that rent should be no more than 30% of your income. How much is that? Enter your monthly income and click "Calculate My Budget" to find out.
Oneonta Overview
The apartments in Oneonta, NY, can be the ideal place to call home. This city in New York is smaller, with about 12,700 people calling it home, but it feels like a modern community offering a traditional suburban feel. There are a lot of reasons to call it home, including the wide range of local restaurants, parks, shops, and bars. It is noted as a friendly community with a bit of a small town vibe (even though it’s quite modern in its offerings) and an arts scene. With two colleges in the area, Oneonta offers great access to higher education.
Why live in Oneonta, NY?
Oneonta has much to offer, including easy access to two college campuses and a wide range of restaurants, parks, and shops. The downtown area is a beautiful location with numerous architecturally beautiful spaces, and on the weekends, this is the place to be for nightlife. The city is notable for other reasons as well, including a strong school system and a wide range of green spaces, including areas for hiking and biking, sports complexes, and natural, open green areas. While it’s over an hour away from Albany, some people do live here and commute into the region for a variety of reasons. For many, the area’s natural beauty also makes it a highly desirable place to call home, especially for those that do not want to live in the urban jungle that surrounds the region.
Remember the 3 Rules of Real Estate:Location, Location, Location!
Explore Oneonta, NY Rentals by Map
See the most popular apartments and homes in Oneonta, NY
Expert Rental Resources
The rental experts at ApartmentHomeLiving.com provide you with top advice, tools, and tips for understanding the leasing process and finding the perfect rental. Here are a few helpful rental and leasing articles from our experts to guide you on your search.
Articles, How-To's, and Tips

Rent According to Income: A Look at Income-Restricted Rentals
Written by: Robin Stewart
The idea of affordable housing can be subjective. Every individual is in a different place financially and vocationally. What one may easily afford could be a struggle for someone else.

Exploring Rental Options: Apartments, Townhomes, and Lofts - Oh My!
Written by: Robin Stewart
Where do you see yourself? When you think of home, sweet home, are you in a 3/2 apartment? Dreaming of a tall townhome? Maybe an industrial loft heavy on cool vibes is on your visioning board.

Practical Tips for Renters: How to Identify a Great Rental and Avoid Red Flags
Written by: Robin Stewart
Renters want to find a great apartment, the right place for them, one that checks all the boxes of location, rental cost, amenities, safety, and more.

First Apartment Regrets: Real Renters Share What They'd Do Differently
Written by: Robin Stewart
Hindsight is 20/20. Live and Learn. With age comes wisdom. We’re familiar with all those expressions, and all of them apply to lessons first-time renters learn.